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Easy Street Home Loans

Compare home loans from Easy Street to see if you can save on interest.

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Easy Street

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On this page you can find information about Easy Street home loans. Skip ahead to the full table of products or read more about the lender.

Compare Easy Street home loans

Compare Easy Street home loan products below and hit "load more" to see a fuller selection of loans. "Go to site" will direct you to Easy Street’s website for the product you selected.

Data indicated here is updated regularly
$
years
Name Product Interest Rate (p.a.) Comp. Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment
Easy Street Fixed Home Loan
2.19%
3.52%
$500
$0 p.a.
95%
$569.91
Lock in a low mortgage rate for 2 years and pay no ongoing fees. Includes a 100% offset account. Available with a 5% deposit.
Easy Street Fixed Home Loan
2.69%
3.74%
$500
$0 p.a.
95%
$608.71
Easy Street Standard Variable Home Loan
2.59%
2.63%
$500
$0 p.a.
95%
$600.83
A loan that combines a competitive rate with a 100% offset account.
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Easy Street lender profile

  • Easy Street is a division of Community First Credit Union, which is the biggest credit union in Sydney. It prides itself on offering excellent products and efficient service.
  • Easy Street offers a variety of products and services including savings accounts, loans, insurance and internet banking.
  • Because Easy Street only offers its products online, it cuts down on overheads and lowers costs to borrowers.

Easy Street mortgage features

Easy Street offers competitive fixed and variable rate mortgages for owner occupiers and investors.

FeatureDetails
Deposit sizeMost Easy Street home loans let you borrow 90-95% of your property's value.
Online onlyEasy Street is an online lender. By sticking to phone and Internet customer support their products can be more competitive.
RedrawMost Easy Street products allow you to redraw extra repayments from your mortgage.
Offset accountThe Easy Street Variable Special home loan comes with a 100% offset account.

How do I apply for a Easy Street mortgage?

Clicking "Go to Site" on Easy Street's comparison table will start your application process and redirect you through to Easy Street’s website.

Eligibility

Each Easy Street product have specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Easy Street you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

More guides on Finder

Home Loan Offers

Important Information*
Logo for Westpac Flexi First Option Home Loan - Basic Variable Rate (Owner Occupier, P&I)
Westpac Flexi First Option Home Loan - Basic Variable Rate (Owner Occupier, P&I)

Up to $3,000 refinance cashback. A flexible and competitive variable rate loan. Eligible borrowers refinancing $250,000 or more can get $2,000 cashback per property plus a bonus $1,000 for their first application. Other conditions apply.

Logo for St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)
St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)

Up to $4,000 refinance cashback. A competitive variable rate loan from St.George. Refinancers borrowing $250,000 or more can get $4,000 cashback (Other terms, conditions and exclusions apply).

Logo for Athena Liberate Home Loan - 70% to 80% LVR Owner Occupier, P&I
Athena Liberate Home Loan - 70% to 80% LVR Owner Occupier, P&I

A competitive variable rate mortgage for owner occupiers $0 application and $0 ongoing fees. This interest rate falls over time as you pay off the loan.

Logo for UBank UHomeLoan Variable Rate - Discount Offer for Owner Occupiers, Variable P&I Rate
UBank UHomeLoan Variable Rate - Discount Offer for Owner Occupiers, Variable P&I Rate

Take advantage of a low-fee mortgage with a special interest rate of just 2.49% p.a. and a 2.49% p.a. comparison rate.

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