Easy Street Home Loans

Compare home loans from Easy Street to see if you can save on interest.

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Easy Street

On this page you can find information about Easy Street home loans. Skip ahead to the full table of products or read more about the lender.

Compare Easy Street home loans

Compare Easy Street home loan products below and hit "load more" to see a fuller selection of loans. "Go to site" will direct you to Easy Street’s website for the product you selected.

Rates last updated December 12th, 2019
$
Loan purpose
Offset account
Loan type
Repayment type
Your filter criteria do not match any product
Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
Easy Street Standard Variable Special Home Loan
2.95%
2.99%
$500
$0 p.a.
95%
This mortgage combines a very sharp interest rate with a 100% offset account and it's available with a 5% deposit.
Easy Street Fixed Home Loan - 2 Year (Owner Occupier, P&I)
2.99%
3.74%
$500
$0 p.a.
95%
Enjoy 2 year fixed rate with no ongoing fee and a 100% offset account. Available with a 5% deposit.
Easy Street Fixed Home Loan - 3 Year (Owner Occupier, P&I)
3.09%
3.69%
$500
$0 p.a.
95%
Enjoy 3 year fixed rate with no ongoing fee.

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Easy Street lender profile

  • Easy Street is a division of Community First Credit Union, which is the biggest credit union in Sydney. It prides itself on offering excellent products and efficient service.
  • Easy Street offers a variety of products and services including savings accounts, loans, insurance and internet banking.
  • Because Easy Street only offers its products online, it cuts down on overheads and lowers costs to borrowers.

Easy Street mortgage features

Easy Street offers competitive fixed and variable rate mortgages for owner occupiers and investors.

FeatureDetails
Deposit sizeMost Easy Street home loans let you borrow 90-95% of your property's value.
Online onlyEasy Street is an online lender. By sticking to phone and Internet customer support their products can be more competitive.
RedrawMost Easy Street products allow you to redraw extra repayments from your mortgage.
Offset accountThe Easy Street Variable Special home loan comes with a 100% offset account.

How do I apply for a Easy Street mortgage?

Clicking "Go to Site" on Easy Street's comparison table will start your application process and redirect you through to Easy Street’s website.

Eligibility

Each Easy Street product have specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Easy Street you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

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Home Loan Offers

Important Information*
Logo for St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)
St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)

Online only cashback offer: Refinancers borrowing $250,000 or more can get a $4,000 cashback for their first application (Other terms, conditions and exclusions apply). Buyers and refinancers can get this competitive variable interest rate. Application fee waived for loans above $150,000.

Logo for UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000

Take advantage of a low-fee mortgage with a special interest rate of just 2.84% p.a. and a 2.84% p.a. comparison rate.

Logo for Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)
Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)

Get one free online redraw per month and pay no ongoing fees. Application fees are waived for loans above $150,000.

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