Pet dental insurance policies are available from a handful of providers that – unlike many providers which only cover you for routine care such as teeth cleaning – can cover you for dental diseases, tooth fractures, abscesses, tooth removal and more. We've listed them below.
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Yes, here's how pet insurance covers dental:
This can help pay for dental illnesses your dog or cat has such as gingivitis, abscesses and tooth removal. It's often only available as an add-on. Only a handful of insurers offer this type of cover and, in most cases, you'll see it referred to as dental illness cover.
Routine care is usually an optional add-on with most pet insurance policies and covers your pet for some basic preventative treatments like teeth cleaning. It also covers things like desexing, general health checks and vaccinations, but it doesn't cover dental illnesses.
Pet dental insurance policies can cover you for the following:
Also good to know: There's normally a waiting period before you can claim for dental benefits, and this can be as long as 2 years, so make sure you take out pet insurance sooner rather than later. You can compare pet insurance waiting periods here.
You'll generally find that the following treatments are never covered by any pet dental insurance policy:
While you won't be covered for these procedures, routine care can cover preventative treatments like teeth cleaning so that there's less chance of your furry friend developing more serious mouth problems. If you want to get cover for routine care, it's sometimes included with comprehensive pet plans or can be added on to your policy.
Here's a list of how specific insurers cover dental. In a couple of cases, it's included automatically; in others, you'll have to pay extra to get covered.
Keep in mind: You can get basic services like teeth cleaning covered under routine care. Routine care is often another add-on you can get with pet insurance policies. It also covers things like desexing, general health checks and vaccinations.
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