finder.com.au
Home
Mobile Plans

Mobile Plans Under $20

Looking for a mobile plan for $20 or less? We got your back.

Alex Kidman
Alex Kidman

Last updated:

Compare How to choose

Picking a cheap plan is no different to picking a high cost one, although you do have to hunt around to make the most of your meagre spend. Many plans with great inclusions at this budget are prepaid, meaning you'll never have to pay excess usage fees.

Cheap plans - under $20

How to choose a budget mobile plan

If you’re looking at plans under $20, it’s fair to assume you’re going to be more interested in a prepaid plan than one that operates on a postpaid basis, if only to ensure that you don't spend over your monthly budget. $20 isn’t a lot to spend on mobile services for a month, which means making compromises depending on your needs. Everyone’s circumstances differ, but here are some key factors to think about that should guide you when comparing plans at this price point.

  • Do I need data? You’re not going to score a tonne of data with a sub-$20 plan, but the amount you can get can vary widely. Consider your data usage carefully, because you could choose to opt for a plan with greater call or text inclusions rather than data you might not be using. Alternatively, you could consider a postpaid month-to-month plan if you want a little more data, as those plans are can sometimes be a little more generous.
  • How much do I use my phone? The $20 price point encompasses several pay-as-you-go options such as amaysim’s As You Go plan or ALDImobile’s PAYG plan, which offer 365-day expiry with credit only being used as you actually use services for outbound calls, data or texts. They’re a great budget alternative for very light users, but the rates you pay for calls, texts and especially data can be high.
  • Can I score any other extras? At this price point telcos are typically as generous to you as you are to them, but it's worth checking the fine print for any additional bonuses. These could take the form of free calls to other users on the same network, limited free streaming data inclusions or the ability to roll over data or credit if you recharge within the expiry period.

Latest mobile plans headlines

Image: Shutterstock

Related Posts

BIS survey suggests Libra blindsided central banks, stablecoin use in EMEs

Emerging economies and advanced economies have very different takes on digital currencies of all kinds.

What I learned from escaping the city

Dreaming of a tree or sea change? Property journalist Kirsten Craze shares four insights she's gained since moving from Sydney to the country.

Samsung Galaxy S20 Ultra: Rumours, features, specifications

Samsung is going all out to capture the premium smartphone market with the Samsung Galaxy S20 Ultra

Chamber of Digital Commerce sides with Telegram in SEC lawsuit

The Chamber of Digital Commerce is weighing in to untick some of the Howey test boxes.

The Lord of the Rings on Amazon Prime: Everything you need to know

One series to rule them all?

Latest mobile plan deals on Finder

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.
Ask a question
Go to site