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Read an overview of loans.com.au home loans on this page. Skip ahead to the full table of products or read more about loans.com.au home loans below.
Compare loans.com.au home loans below. Hit "load more" to see a fuller selection of home loans and hit "Go to site" to start your application process.
loans.com.au has a range of mortgage products, whether you're looking to invest or buy home and want a fixed or variable rate.
| Feature | Details |
|---|---|
| Deposit size | You can borrow up to 90% with some of loans.com.au owner occupier home loans. |
| Offset account | The loans.com.au Smart Booster Discount Variable Home Loan comes with a 100% offset account. |
| Redraw facility | Some of loans.com.au's products offer free redraw facility. Explore the home loans comparison table to see which loans offer this feature. |
You can learn more about a specific loans.com.au mortgage by clicking through to each product review page on the comparison table. Clicking ''Go to Site'' take you through to loans.com.au's website and start your mortgage application process.
Each loans.com.au product have specific eligibility criteria but some will apply to all products. For example:
When you apply for a mortgage with loans.com.au you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:
Detailed guide to home loan applications and paperwork
A detailed review of loans.com.au’s Green Home Loan. Discover the features and benefits of this green home loan.
The Smart Booster Variable Investor Bundle from loans.com.au is a discount variable rate investment loan for borrowers who have a home loan with the same lender.
The Smart Booster Discount Home Loan from loans.com.au is a variable rate home loan offering a discounted interest rate that's one of the lowest in the market.
Read our review of the loans.com.au Smart Home Loan. This loan has a low rate and almost no fees.
Looking for a home loan that comes with a no interest card offer? Try the Zip Home Loan from loans.com.au.
A review of the loans.com.au Smart Loan Package Review. Find out if it's right for you.
Build your home with a low cost home loan and save thousands. The loans.com.au Construction Home Loan is a construction loan with a range of features designed to help those building.
The loans.com.au Fixed Home Loan comes with a range of features which make this fixed rate home loan a product you should add to your comparison.
My home is worth $650,000 . My mortgage balance is under $95,000 @ 4.48% with a $25,000 redraw facility. I am looking for an interest rate around 3.8%. Can you help.
Hi Neil,
Thank you for getting in touch with Finder.
If you consider getting a refinance home loan with loans.com.au kindly proceed to the comparison table on this page. Please enter the loan amount and the loan term then click the ‘Calculate’ button to start comparing your options. You can click the ‘Go to site’ button to be redirected to their official page and learn more about their home loan rates and offers. Their minimum loan requirement is at least $50,000. If you are still looking around, you may check our list of refinancing home loans. Please enter the loan amount, the interest rate, and the loan term then click the orange Calculate button to start comparing your options.
I also suggest that you seek help from a mortgage broker since you’re looking for providers that offer the cheapest rate.
I hope this helps.
Thank you and have a wonderful day!
Cheers,
Jeni
My friend has a Smart Friend Referral Code. How can I claim $150 Refund back from my settlement fee? Can I give the code right before I settle?
Hi Zhufie,
Thanks for your question.
To get a $150 refund off your settlement fee, you have to call loan.com.au and quote the code when you make an online application. Kindly note that you must be a new customer of loans.com.au to avail of this refund.
Cheers,
Liezl
Dear Sir.
Do you do Reverse Mortgages on houses in D. Victoria?
Hi David,
Thanks for your question.
Unfortunately, loans.com.au does not have a reverse mortgage feature.
Thankfully, you can always check and compare the reverse mortgages featured on our website.
Cheers,
Anndy
Do you do Business Loans
Hi Perry,
Thanks for the question.
At this current time, Loans.com.au only offers home loans, car loans, and insurance. You can compare business loans including small business loans, invoice financing, lines of credit, and business car loans. You can select the “Go to Site” button of your preferred lender to proceed with your application. Please ensure to read through the relevant product disclosure statement and terms and conditions to ensure that you got everything covered before you apply.
I hope this helps,
Marc
Do you have a staff who can speak Mandarin? If yes, please give me a ring. Thanks.
Hi Jasmin,
thanks for the question.
Loans.com.au do have staff members who speak Mandarin, so please contact them directly to speak with a representative.
Cheers,
Marc.