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Read an overview of loans.com.au home loans on this page. Skip ahead to the full table of products or read more about loans.com.au home loans below.
Compare loans.com.au home loans below. Hit "load more" to see a fuller selection of home loans and hit "Go to site" to start your application process.
loans.com.au has a range of mortgage products, whether you're looking to invest or buy home and want a fixed or variable rate.
| Feature | Details |
|---|---|
| Deposit size | You can borrow up to 90% with some of loans.com.au owner occupier home loans. |
| Offset account | The loans.com.au Offset Variable Home Loan comes with a 100% offset account. |
| Redraw facility | Some of loans.com.au's products offer free redraw facility, for example loans.com.au Essentials Home Loans come with a redraw facility. Explore the home loans comparison table to see which loans offer this feature. |
| Package offer | The loans.com.au Smart Loan Package Fixed offers a package including a split loan option (with other loans.com.au products), no ongoing fees, and repayment flexibility. The smart Loan Package fixed is available for home buyers and investors. |
You can learn more about a specific loans.com.au mortgage by clicking through to each product review page on the comparison table. Clicking ''Go to Site'' take you through to loans.com.au's website and start your mortgage application process.
Each loans.com.au product have specific eligibility criteria but some will apply to all products. For example:
When you apply for a mortgage with loans.com.au you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:
Detailed guide to home loan applications and paperwork
My home is worth $650,000 . My mortgage balance is under $95,000 @ 4.48% with a $25,000 redraw facility. I am looking for an interest rate around 3.8%. Can you help.
Hi Neil,
Thank you for getting in touch with finder.
If you consider getting a refinance home loan with loans.com.au kindly proceed to the comparison table on this page. Please enter the loan amount and the loan term then click the orange Calculate button to start comparing your options. Please click on the green Go to site button to be redirected to their official page and learn more on their home loan rates and offers. Their minimum loan requirement is at least $50,000. If you are still looking around, you may check out this page to compare your refinance home loan options. Please enter the loan amount, the interest rate and the loan term then click the orange Calculate button to start comparing your options.
I also suggest that you seek help from a mortgage broker since you’re looking for providers that offer the cheapest rate.
I hope this helps.
Thank you and have a wonderful day!
Cheers,
Jeni
My friend has a Smart Friend Referral Code. How can I claim $150 Refund back from my settlement fee? Can I give the code right before I settle?
Hi Zhufie,
Thanks for your question.
To get a $150 refund off your settlement fee, you have to call loan.com.au and quote the code when you make an online application. Kindly note that you must be a new customer of loans.com.au to avail of this refund.
Cheers,
Liezl
Dear Sir.
Do you do Reverse Mortgages on houses in D. Victoria?
Hi David,
Thanks for your question.
Unfortunately, loans.com.au does not have a reverse mortgage feature.
You can check this page to compare home loans with reverse mortgage feature.
Cheers,
Anndy
Do you do Business Loans
Hi Perry,
thanks for the question.
At this current time, Loans.com.au only offers home loans, car loans and insurance. You can read more about business loans and credit cards here.
I hope this helps,
Marc.
Do you have a staff who can speak Mandarin? If yes, please give me a ring. Thanks.
Hi Jasmin,
thanks for the question.
Loans.com.au do have staff members who speak Mandarin, so please contact them directly to speak with a representative.
Cheers,
Marc.
Does Loans.com.au have any products that allow parents to go Guarantor for there kids.
Hi Shane,
thanks for the question.
Unfortunately Loans.com.au don’t offer any guarantor options at the present time. You can compare other loans with guarantor options on this page.
I hope this helps,
Marc.
Why haven’t you included CUA as a choice for mortgages as wanted to know how their products stack up against the rest?
Hello Russell,
thanks for the question.
Unfortunately we’re not able to include every loan provider in our comparison. If you’d like help comparing a specific product of theirs with another I’m happy to help.
Cheers,
Marc.