Home Loans

A 100% online, award-winning, Australian-owned brand offering competitive home loans.

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Read an overview of home loans on this page. Skip ahead to the full table of products or read more about home loans below.

Compare home loans

Compare home loans below. Hit "load more" to see a fuller selection of home loans and hit "Go to site" to start your application process.

Name Product Interest Rate (p.a.) Comp. Rate (p.a.) Fees Monthly Payment Smart Booster Discount Variable Home Loan P&IHome≥ 20% Deposit Smart Booster Discount Variable Home Loan
  • App: $0
  • Ongoing: $0 p.a.
Get a low discounted variable rate loan. Requires a 30% deposit. Get your loan processed fast and settle within 30 days. Smart Booster Discount Investor Variable Home Loan P&IInvestment≥ 20% Deposit Smart Booster Discount Investor Variable Home Loan
  • App: $0
  • Ongoing: $0 p.a.
If you have an owner occupier loan with you can also get this very low rate variable mortgage for your investment property. Principal and interest repayments. Add an offset account for an additional 0.10% on your interest rate. Get your loan processed fast and settle within 30 days. Smart Booster Discount Variable Home Loan P&IHome≥ 20% Deposit Smart Booster Discount Variable Home Loan
  • App: $0
  • Ongoing: $0 p.a.
Home buyers can get a very low discounted variable rate for the first year. Requires a 20% deposit. Add an offset account for an additional 0.10% on your interest rate. Get your loan processed fast and settle within 30 days.

Compare up to 4 providers lender profile

  • is an Australian-owned online lender based in Brisbane and is underwritten by Firstmac, one of the largest financial services organisations in Australia.
  • is a full member of the Mortgage & Finance Association of Australia (MFAA).
  • has a 'strong' rating (the best possible) from Standard & Poor's for their loan serviceability abilities. mortgage features has a range of mortgage products, whether you're looking to invest or buy home and want a fixed or variable rate.

Deposit sizeYou can borrow up to 90% with some of owner occupier home loans.
Offset accountThe Smart Booster Discount Variable Home Loan comes with a 100% offset account.
Redraw facilitySome of's products offer free redraw facility. Explore the home loans comparison table to see which loans offer this feature.

How do I apply for an mortgage?

You can learn more about a specific mortgage by clicking through to each product review page on the comparison table. Clicking ''Go to Site'' take you through to's website and start your mortgage application process.


Each product have specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

More guides on Finder

Home Loan Offers

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14 Responses

    Default Gravatar
    NeilFebruary 25, 2019

    My home is worth $650,000 . My mortgage balance is under $95,000 @ 4.48% with a $25,000 redraw facility. I am looking for an interest rate around 3.8%. Can you help.

      Avatarfinder Customer Care
      JeniFebruary 28, 2019Staff

      Hi Neil,

      Thank you for getting in touch with Finder.

      If you consider getting a refinance home loan with kindly proceed to the comparison table on this page. Please enter the loan amount and the loan term then click the ‘Calculate’ button to start comparing your options. You can click the ‘Go to site’ button to be redirected to their official page and learn more about their home loan rates and offers. Their minimum loan requirement is at least $50,000. If you are still looking around, you may check our list of refinancing home loans. Please enter the loan amount, the interest rate, and the loan term then click the orange Calculate button to start comparing your options.

      I also suggest that you seek help from a mortgage broker since you’re looking for providers that offer the cheapest rate.

      I hope this helps.

      Thank you and have a wonderful day!


    Default Gravatar
    ZhufeiJuly 28, 2017

    My friend has a Smart Friend Referral Code. How can I claim $150 Refund back from my settlement fee? Can I give the code right before I settle?

      Default Gravatar
      LiezlAugust 1, 2017

      Hi Zhufie,

      Thanks for your question.

      To get a $150 refund off your settlement fee, you have to call and quote the code when you make an online application. Kindly note that you must be a new customer of to avail of this refund.


    Default Gravatar
    DavidApril 11, 2017

    Dear Sir.
    Do you do Reverse Mortgages on houses in D. Victoria?

      Avatarfinder Customer Care
      DeeApril 12, 2017Staff

      Hi David,

      Thanks for your question.

      Unfortunately, does not have a reverse mortgage feature.

      Thankfully, you can always check and compare the reverse mortgages featured on our website.


    Default Gravatar
    PerryJune 27, 2014

    Do you do Business Loans

      Avatarfinder Customer Care
      MarcJune 30, 2014Staff

      Hi Perry,

      Thanks for the question.

      At this current time, only offers home loans, car loans, and insurance. You can compare business loans including small business loans, invoice financing, lines of credit, and business car loans. You can select the “Go to Site” button of your preferred lender to proceed with your application. Please ensure to read through the relevant product disclosure statement and terms and conditions to ensure that you got everything covered before you apply.

      I hope this helps,

    Default Gravatar
    JasminMay 19, 2014

    Do you have a staff who can speak Mandarin? If yes, please give me a ring. Thanks.

      Avatarfinder Customer Care
      MarcMay 20, 2014Staff

      Hi Jasmin,
      thanks for the question. do have staff members who speak Mandarin, so please contact them directly to speak with a representative.


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