loans.com.au key facts
- loans.com.au's most competitive home loan rates are lower than the market average. loans.com.au offers fixed and variable rate loans for investors and owner-occupiers.
- loans.com.au is an online lender. The lender has phone and email support for customers and applicants.
- You can get some loans.com.au loans with a deposit as low as 10%, while many require a standard 20% deposit.
- The lender has some unique loans for borrowers in specific circumstances, such as its Green Home Loan for energy efficient homes, and loans tailored for investors who also have owner-occupier mortgages.
Review by our senior home loans writer Richard Whitten.
O don’t own a property and am looking at buying a shack at lake Bonney. SA. The property is valued at $28000. I have a deposit of $3500 and would need to borrow $25000. I’m on a disability pension and have been for the last five years. Would I be eligible for the first home owners grant? Can you please call me on 0477292676 regarding this please.
Hi Tammy,
You can apply for a home loan though it might be more difficult if your only source of income is coming from your disability pension.
An eligible home for the First Home Owners Grant may be a new or established Australian house, a home unit, a flat, or other types of self-contained fixed dwelling that meets local planning standards. The specific rules vary by state or territory so be sure to check your state’s office of revenue website and find out if you’re eligible.
At Finder we do not issue home loans to borrowers. We can only provide general information. To speak with a representative from loans.com.au, please call their hotline at 13 10 90.
I hope this helps!
Regards,
Richard
My home is worth $650,000 . My mortgage balance is under $95,000 @ 4.48% with a $25,000 redraw facility. I am looking for an interest rate around 3.8%. Can you help.
Hi Neil,
Thank you for getting in touch with Finder.
If you consider getting a refinance home loan with loans.com.au kindly proceed to the comparison table on this page. Please enter the loan amount and the loan term then click the ‘Calculate’ button to start comparing your options. You can click the ‘Go to site’ button to be redirected to their official page and learn more about their home loan rates and offers. Their minimum loan requirement is at least $50,000. If you are still looking around, you may check our list of refinancing home loans. Please enter the loan amount, the interest rate, and the loan term then click the orange Calculate button to start comparing your options.
I also suggest that you seek help from a mortgage broker since you’re looking for providers that offer the cheapest rate.
I hope this helps.
Thank you and have a wonderful day!
Cheers,
Jeni
My friend has a Smart Friend Referral Code. How can I claim $150 Refund back from my settlement fee? Can I give the code right before I settle?
Hi Zhufie,
Thanks for your question.
To get a $150 refund off your settlement fee, you have to call loan.com.au and quote the code when you make an online application. Kindly note that you must be a new customer of loans.com.au to avail of this refund.
Cheers,
Liezl
Dear Sir.
Do you do Reverse Mortgages on houses in D. Victoria?
Hi David,
Thanks for your question.
Unfortunately, loans.com.au does not have a reverse mortgage feature.
Thankfully, you can always check and compare the reverse mortgages featured on our website.
Cheers,
Anndy
Do you do Business Loans
Hi Perry,
Thanks for the question.
At this current time, Loans.com.au only offers home loans, car loans, and insurance. You can compare business loans including small business loans, invoice financing, lines of credit, and business car loans. You can select the “Go to Site” button of your preferred lender to proceed with your application. Please ensure to read through the relevant product disclosure statement and terms and conditions to ensure that you got everything covered before you apply.
I hope this helps,
Marc