ANZ credit card complimentary travel insurance
Wondering what cover you get with ANZ credit card complimentary travel insurance? Here’s what you need to know and how to make a claim.
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ANZ credit cards with complimentary travel insurance give you access to comprehensive cover when you go overseas for up to 6 months in a row. This insurance is provided by Allianz Australia, which also provides a range of other insurance cover on different ANZ credit cards.
Like any insurance policy, there are terms and conditions you need to meet to get cover and have your claims approved. The insurance policy booklet has complete details, so it’s always good to keep that handy. But if you just want a snapshot of what cover you’ll get – including what’s available in a pandemic – we’ve got the key details here.
Have a question or need to make a claim right now? Call Allianz Insurance on 1300 135 271 (from Australia) or +61 7 3305 7465 (from overseas).
Which ANZ credit cards have complimentary travel insurance?
ANZ offers complimentary travel insurance to people with platinum and black credit cards, as well as other types of insurance on other cards. Here are the key details for ANZ cards currently on the market.
| Card | International travel insurance | Domestic travel insurance | Rental vehicle excess in Australia insurance | Purchase protection insurance | Extended warranty insurance |
|---|---|---|---|---|---|
| ANZ Frequent Flyer Platinum | |||||
| ANZ Frequent Flyer Black | |||||
| ANZ Rewards Platinum | |||||
| ANZ Rewards Black | |||||
| ANZ Rewards Travel Adventures | |||||
| ANZ Platinum | |||||
| ANZ First |
Note: The details in this guide relate to ANZ complimentary credit card insurance policies effective from 27 April 2022. If you already have an ANZ card and need to make a claim for something that happened before 27 April 2022, call Allianz Insurance on 1300 135 271 (from Australia) or +61 7 3305 7465 (from overseas) for details on the cover.
Have an ANZ credit card that’s not on this list? Check the terms and conditions available on the ANZ website to see if your card is eligible.
What’s covered by ANZ complimentary international travel insurance?
ANZ credit card travel insurance can give you cover if you need to go to hospital overseas, miss flights because of delays, have your luggage stolen and for other situations that can leave you out of pocket.
The actual cover is broken down into “benefits” based on what you can and can’t claim. Some claims also have an excess you need to pay before you’ll get any money back (if your claim is approved).
Does ANZ complimentary credit card travel insurance cover pandemics?
The ANZ complimentary insurance policy that came into effect on 27 April 2022 has an exclusion for pandemics and epidemics. This means you won’t get all the cover listed in the insurance policy.
But you can get cover for specific types of claims if you are diagnosed with COVID-19 or another epidemic/pandemic illness, including for emergency medical assistance, cancellation and additional expenses.
Just remember that all claims depend on eligibility and assessment, and Allianz has said: “To receive a formal outcome, ANZ Eligible Cardholders must submit a claim.” You could also call Allianz on 1300 135 271 or look at other travel insurance options that specifically cover COVID-19.
Here, we’ve broken down the key options for different types of claims and situations. But remember: you should always read the insurance policy booklet for complete details of the cover.
Medical, dental and emergencies cover with an ANZ credit card
| Benefit | One example of when you'd use this | Claim limit for people under 81 years of age | Excess payment (per claim) |
|---|---|---|---|
| Overseas emergency assistance | If you get food poisoning overseas and need help organising a medical appointment or sending messages to your family or other people | Unlimited | $0 |
| Overseas emergency medical (except dental) | If you become sick or injured overseas and have to pay to see a doctor or other medical professional | Unlimited | $350 |
| Overseas emergency dental expenses due to sudden, acute pain in a natural tooth (toothache) | If you’re overseas and have to see a dentist because of a toothache that’s not related to anything else | Up to $2,000 for a cardholder or their spouse Note: Any claims for dependants will come out of the limit for the cardholder and/or their spouse | $350 |
| Medical evacuation and repatriation | If you become sick or injured overseas and need to be taken to a local hospital or one that's back in Australia | Unlimited | $350 |
| Hospital cash allowance | If you’re in hospital for more than 48 hours because of a relevant health issue, this allowance helps cover some of the extra costs | Up to $75 per person, per day, up to $8,000 total Note: Any claims for dependants will come out of the limit for the cardholder and/or their spouse | $0 |
| Assault requiring hospitalisation | If you’re attacked and need to be treated at a hospital. Note that you need a written police report to make a claim and also need to be eligible to make an overseas emergency medical claim | $500 per person | $0 |
| Loss of income | If you’re injured overseas, get treatment and experience disability for at least 30 days, then can’t return to work because of it | Your verified income per week, up to a maximum total limit of $10,000 per cardholder or spouse | $0 |
| Permanent disability | If you’re injured during your trip and it causes permanent disability within the following 12 months. Note that you need medical confirmation that the disability will continue with no improvement after the first 12-month period | Up to a maximum total limit of $50,000 Note: Any claims for dependants will come out of the limit for the cardholder and/or their spouse | $0 |
| Additional expenses Note: With ANZ credit card travel insurance, this includes a range of sublimits. To see details, refer to Section 3.1 in the ANZ Premium Cards Insurances Booklet (page 30 of the pdf) | If you or a companion is injured to the point of incapacity, you could claim extra accommodation or travel | Unlimited | $250 |
ANZ complimentary international travel insurance for cancellation, delays, accommodation and transport
| Benefit | One example of when you'd use this | Claim limit for people under 81 years of age | Excess payment (per claim) |
|---|---|---|---|
| Cancellation (specific situations only) | If your journey is cancelled, disrupted or rescheduled because of your death or the unforeseen death of a relative aged under 80. This includes financial reimbursement, as well as cover for frequent flyer points, air miles, loyalty card rewards and relevant vouchers used to book the trip if they can’t be recovered in any other way | Up to $20,000 total, with the following sub-limits:
| $350 |
| Travel delay | If a flight was delayed by 6 hours or more and the airline didn’t offer compensation, you could claim food, accommodation or other eligible expenses Note: Excludes delays due to acts of terrorism or financial insolvency | Up to $50 for food and $250 for accommodation per cardholder or spouse in each 24-hour period, with a maximum claim amount of $2,000 Note: Any claims for dependants will come out of the limit for the cardholder and/or their spouse | $0 |
| Domestic pets (additional kennel or boarding costs in Australia) | If your return home is delayed for a covered reason and it means you have to pay extra boarding fees for your cat or dog that lives in Australia, you could make a claim under this benefit | Up to $500 per cardholder or spouse (including any related claims for dependants) | $0 |
| Alternative transport | If your transport is delayed or cancelled and it means you wouldn’t make it to a conference, wedding or major event, this helps cover the cost of reasonable travel expenses to get you there Note: Excludes delays due to acts of terrorism or financial insolvency | Up to $2,000 for a cardholder or spouse Note: Any claims for dependants will come out of the limit for the cardholder and/or their spouse | $0 |
| Return home and resumption of journey (including following the death of a relative) | If a relative in Australia who’s 79 or younger becomes seriously ill when you’re travelling and you need to go back to Australia to see them, you could submit a claim to cover the cost | Up to $3,000 for a cardholder or spouse Note: Any claims for dependants will come out of the limit for the cardholder and/or their spouse | $0 |
| Rental vehicle excess | If your overseas rental car is stolen or involved in an accident and the hire company agreement includes an excess that you need to pay, this cover can help with the cost. Or, if an event covered by the insurance stops you returning the vehicle, you could make a claim | Rental vehicle theft or damage: Up to $5,000 for a cardholder or spouse Return of rental vehicle: Note: Any claims for dependants will come out of the limit for the cardholder and/or their spouse | $0 |
| Withdrawal of services (accommodation) | If you’re staying somewhere and there is an unexpected power outage that lasts more than 48 hours and means you have no access to electricity, water or meals Note that you will need written confirmation from the accommodation manager to make a claim | Up to $50 for each subsequent 24-consecutive-hour period with a maximum total limit of $500 each Note: Any claims for dependants will come out of the limit for the cardholder and/or their spouse | $0 |
Luggage and personal items cover offered with ANZ credit card complimentary insurance
| Benefit | One example of when you'd use this | Claim limit for people under 81 years of age | Excess payment (per claim) |
|---|---|---|---|
| Luggage Note: Valuables left in a vehicle or in checked-in luggage won’t be covered | If you're travelling and your bag is stolen while you’re carrying it with you | Up to $12,000 per cardholder or spouse (including related claims for dependants), with the following specific limits: Computers, cameras, video cameras: Up to $4,000 Any other item: Up to $1,000 Covered items left in a vehicle during daylight hours: Up to $5,000 | $350 |
| Travel documents, transaction cards and traveller’s cheques | If your passport is lost or stolen and you have reported it to the local police within 24 hours, you could claim the fees for reissuing it | Re-issue or replacement costs: Up to $3,000 per cardholder or spouse Fraudulent use of transaction cards or traveller’s cheques: Up to $3,000 per cardholder or spouse Note: Any claims for dependants will come out of the limit for the cardholder and/or their spouse | $0 |
| Luggage delay | If your luggage is delayed for more than 12 hours and the airline (or carrier) is at fault, you can get reimbursed for essential items you need to buy during that time | After 10 hours: Up to $500 After 72 hours: Up to $1,000 There is a maximum total of $1,500 per cardholder or spouse (including related claims for dependants) | $0 |
| Replacement sporting equipment | If you’re travelling with sports equipment that gets accidentally damaged, lost or stolen by the airline or carrier, except if it’s on the return leg of your trip | $0 |
Hijacking, terrorism and personal liability cover offered with ANZ complimentary credit card travel insurance
| Benefit | One example of when you'd use this | Claim limit for people under 81 years of age | Excess payment (per claim) |
|---|---|---|---|
| Hijack | If your flight, cruise or other booked transport is hijacked, and you want to return home earlier because of it, this cover can help reimburse you for related costs | Unlimited | $0 |
| Emergency accommodation due to terrorism | If your journey is delayed and disrupted by an act of terrorism, you can claim cover for additional accommodation costs | Up to $300 per day and a maximum of $3,000 total per cardholder or spouse (including any claims for dependants) | $0 |
| Personal safety evacuation | If you arrive in a country or region and then there is a natural disaster or security threat that causes the Australian Department of Foreign Affairs and Trade to recommend all travellers (including you) should leave as a result of it | Unlimited | $0 |
| Personal liability | If you’re involved in an accident and become legally liable to pay compensation for someone else’s injuries or damaged property (when the person doesn’t live with you), this helps cover the legal costs | Up to $3 million per cardholder or spouse Note: Any claims for dependants will come out of the limit for the cardholder and/or their spouse | $0 |
| Legal expenses | If you’re injured and it’s the fault of someone other than the people you’re travelling with, this cover can help with legal costs. | Up to $15,000 per cardholder or spouse Note: Any claims for dependants will come out of the limit for the cardholder and/or their spouse | $0 |
ANZ credit card complimentary international travel insurance for death and funerals
| Benefit | One example of when you'd use this | Claim limit for people under 81 years of age | Excess payment (per claim) |
|---|---|---|---|
| Accidental death | If you are injured overseas and die because of that injury within 12 months of when it happened. Or if the plane or boat you’re travelling on disappears and you’re declared dead within 12 months | $50,000 per cardholder $50,000 per spouse $1,000 per dependant | $0 |
| Funeral expenses | If you die overseas and there is a funeral or your remains need to be brought back to Australia. Note that only some causes of death are covered | Up to $25,000 for a cardholder or spouse Note: Any claims for dependants will come out of the limit for the cardholder and/or their spouse | $0 |
What's not covered?
Every insurance policy has details of when you will and won’t get cover. These details can be very specific, which is why it is important to always check your insurance policy documents.
To give you an idea, here are some of the key things you won’t be covered for with ANZ credit card complimentary international travel insurance:
- If you don’t follow advice from any government, official body or mass media announcements
- Issues related to drinking alcohol or taking non-prescription drugs
- Travel that’s for the purpose of medical treatment
- If you’re a crew member or pilot of any of the transport
- If you’re over 81 years of age at the time you become eligible for cover
- If you or your partner gives birth during the trip, or there are complications arising after week 26 of the pregnancy
- Dangerous activities including rock climbing (with equipment), white water rafting, bungy jumping, off-piste snowboarding or skiing and quad or motorbike riding on a vehicle that has an engine capacity of 200cc or more
If you need cover for a skiing trip, bungy jumping or other overseas adventures, check out adventure sport travel insurance costs and conditions. Got a pre-existing health condition? Check out travel insurance policies that offer cover for conditions including asthma, high blood pressure and physical disabilities.
What you need to do to use ANZ’s credit card international travel insurance
If you’re planning a trip and want cover through your ANZ credit card, you’ll need to meet the following requirements:
- Travel bookings. You need to use your ANZ credit card to pay for at least $250 of travel costs before you leave Australia and need to have a return ticket. A simple way to meet this requirement is to pay for your airfares, cruise or hotel stays with the card.
- Australian residency. You need to permanently live in Australia or have a visa that entitles you to residency under the Migration Act (1958).
- Age. You can use this cover if you’re under 81 years at the time you meet the rest of these requirements. If you’re over 81 and want more complete cover, there are travel insurance policies you can buy that give you cover up to the age of 100.
Keep in mind that countries and regions around the world all have their own restrictions and guidelines around the coronavirus pandemic. These can change, so it’s worth checking where you can travel before you book anything.
Does ANZ credit card travel insurance cover family members?
Yes, if you meet the eligibility requirements for cover on an upcoming trip, your spouse and dependants (i.e. children) can get cover under this policy when they’re travelling with you for at least half of your trip and meet the following requirements:
- They need to permanently live in Australia or have a visa that entitles them to residency
- They will be travelling with you (the primary cardholder) for at least 50% of the trip
- They need to have a return travel booking before they leave Australia
- They need to be aged 80 or under at the time they become eligible for the insurance
They also need to meet all the other conditions of the insurance policy.
If you’re travelling with your children or other dependants, keep in mind that the claim limits you and your spouse have will typically cover them as well as you.
Need written confirmation of cover? Use the “Check eligibility” tool online or call Allianz on 1300 135 271.
Pre-existing medical conditions
ANZ’s complimentary credit card international travel insurance doesn’t typically offer automatic cover for pre-existing medical conditions. But you can get cover for a select number of pre-existing medical conditions if you apply to Allianz for confirmation. This includes:
- High blood pressure
- High cholesterol
- Allergies
- Coeliac disease
- Diabetes (types 1 and 2)
There are some key conditions you need to meet to get cover. For example, with diabetes, you need to have been diagnosed at least 12 months before your trip. You also can’t have any known cardiovascular, hypertensive or vascular disease – or any related kidney, eye or neuropathy complications.
Pre-existing medical conditions are only eligible for cover if you meet the following criteria:
- The condition is stable
- You are not waiting for treatment
- You are not waiting on results of medical tests or investigations
- You’re not on a hospital waiting list
- Any other criteria specifically listed for your medical condition
The ANZ Platinum and Black Personal Credit Cards Complimentary Insurance booklet has a full list of pre-existing medical conditions that can be covered under this policy, starting on page 26 of the booklet that’s effective from 27 April 2022.
It also has details on how pregnancy is treated, with some cover available before the 26th week if you meet the requirements.
Steps to apply for confirmation of cover for a pre-existing medical condition
If you have a pre-existing condition you want covered, follow these steps:
- Check that the condition is one of the ones listed in the ANZ Platinum and Black Personal Credit Cards Complimentary Insurance booklet..
- Call Allianz Global Assistance on 1300 135 271. You’ll then go through an assessment process.
- Answer all the questions honestly and give them any extra information they ask for.
If your pre-existing medical condition is approved for cover, you may need to pay a $75 administration fee. After that, Allianz will send you written confirmation of cover for your pre-existing medical condition.
How to make a claim through your ANZ credit card complimentary international travel insurance policy
If you think you will need to make a claim, contact Allianz Global Assistance as soon as possible so that they can give you specific information.
You can do this by calling 1300 135 271 in Australia or +61 7 3305 7465 from overseas (a reverse charge number). You can also email ANZTravelTeam@allianz-assistance.com.au but may have to wait longer for a response.
There are 2 main ways you can submit your claim:
| Online | Over the phone |
|---|---|
|
|
You’ll hear back about your claim within 10 business days, according to the online claims website.
What to include in your claim
With insurance claims, it’s always good to include as much detail and supporting documentation as possible. It makes it easier for the insurer to look at the claim and your eligibility for a payout.
So when you're travelling overseas with this cover, try to get as much written or photo evidence as you can for any claim you need to make. This could include:
- A referral or letter from a doctor or other professional you see in relation to a claim
- Official medical reports
- Police reports
- Photos of damaged items
- Emails or letters from airlines that relate to a claim
- Receipts or other proof of purchase
When you fill in the online claim form, you’ll also be asked for some key personal details, including part of your ANZ credit card number (to confirm you’re eligible for cover).
Tip:
Use a travel wallet or online folder to keep all your important documents together. This could include your passport, itinerary, printed tickets, a copy of the ANZ card insurance policy booklet – plus anything that could become supporting documentation for future claims.
Getting ready for your next trip now? Check out travel accessories that can make your life easier. Or, if you still need to book it all in, start comparing flights and hotels to find a great deal.
Other types of ANZ complimentary credit card travel insurance
Domestic travel insurance
- What is it? Cover for specific issues that come up when you're travelling to a different state or territory in Australia. This includes:
- Cancellation: Up to a maximum of $3,000.
- Travel delay expenses: After 4 hours or more, $125 per person up to a maximum of $300.
- Additional expenses: Up to $3,000.
- Luggage: Up to $750 per covered item with a maximum of $2,000.
- Luggage delay: After a delay of 12 hours or more, $150 per person up to a maximum of $400 for all claims combined.
- When can I use it? If you have paid for your return domestic flight with your eligible ANZ credit card before you leave. Or, if you have a return domestic flight and have paid for at least $250 domestic travel costs before you leave (such as accommodation). Your spouse and dependent children are also eligible for cover if they meet these requirements and are travelling with you for at least 50% of your trip.
- Is there an excess cost? A $100 excess applies for each claim related to cancellation, additional expenses and luggage. There is no excess for travel delay expense or luggage delay claims.
Rental vehicle excess in Australia insurance
- What is it? Cover for damage or theft of a car or other vehicle you have hired in Australia, up to a maximum of $5,000 (or less if the amount specified in your rental vehicle agreement is lower).
- When can I use it? If you’ve used your ANZ credit card to pay the full cost of the vehicle rental.
- Is there an excess cost? $100 per claim
How to make a claim under one of these policies
Call Allianz on 1300 135 271 in Australia or +61 7 3305 7465 from overseas. You can also download a claim form from https://insurance.agaassistance.com.au/anzau/page/otherInsurances/claimOther or email ANZTravelTeam@allianz-assistance.com.au but may have to wait longer for a response.
ANZ credit card complimentary insurance for shopping
ANZ credit cards give you access to other types of insurance, also provided by Allianz. Below is a snapshot of the different types.
Purchase protection insurance
- What is it? Cover for the cost of a new item that is stolen, accidentally damaged or lost. It covers most household and personal items such as laptops, shoes, jewellery and glasses. Exclusions include second-hand items, perishables, cash, computer software, vehicles and items you’ve accidentally left in a hotel after checking out.
- When can I use it? If you use your eligible ANZ credit card to pay for covered items, this insurance will apply for the first 90 days from when you get them. This cover is available for personal items bought anywhere in the world. If the item was a gift for someone else, that person needs to be a permanent Australian resident for the cover to apply.
- How can I make a claim? You need to show proof that you own the item and report the loss, theft or damage to the local police or relevant authorities (such as the office of a transport company) within 24 hours of an issue. You also need to show proof of the report, such as written confirmation for the authorities involved. Then, call Allianz on 1300 135 271 or submit your claim through the Allianz online claim portal.
- Is there an excess cost? No, but keep in mind that there are maximum claim amounts for different items.
Extended warranty insurance
- What is it? Cover that doubles the manufacturer's warranty for items bought in Australia, up to a maximum period of 12 months. For example, if you bought a laptop with a 12-month manufacturer's warranty and it stopped working for no reason after 12 months, you could make a claim under this cover.
- When can I use it? If you used your eligible ANZ credit card to pay for an item worth up to $10,000 and it came with an Australian manufacturer’s warranty of between 7 days and 5 years. You can make a claim if something happens after the original warranty period has ended.
- How can I make a claim? Call Allianz on 1300 135 271.
- Is there an excess cost? No. There are maximum claim amounts, which vary depending on the item though.
Don’t have complimentary insurance on your credit card yet? Compare ANZ credit cards or other cards that offer insurance.
ANZ business credit card complimentary insurance options
All ANZ business credit cards offer complimentary unauthorised transaction insurance to help protect you if an additional cardholder uses the account for something that's not allowed.
Some ANZ business credit cards also offer complimentary international travel insurance and transit accident insurance. Here’s a quick summary of your options with different ANZ business cards:
| Card | International travel insurance | Transit accident insurance | Unauthorised transaction insurance |
|---|---|---|---|
| ANZ Business Black | |||
| ANZ Business Rewards Options | |||
| ANZ Business 55 Interest Free Days | |||
| ANZ Business Low Rate |
Frequently asked questions
How do I activate my ANZ travel insurance?
If you have an ANZ credit card with complimentary international travel insurance, your cover will automatically be activated when you pay for at least $250 of your travel costs before leaving Australia and have a return ticket.
This could be as simple as paying for your return flights or cruise booking with your ANZ credit card, and the cover will apply for trips of up to 6 months.
Just keep in mind that you also need to be an Australian permanent resident or be entitled to residency, and meet the age requirement of being aged 80 or under at the time you meet the other requirements.
Can I get proof of my cover?
Yes. If you’re going on a cruise or tour that requires proof of insurance, you can get a letter of eligibility online at www.checkyourcover.com.au/ANZ.
- ANZ credit card complimentary insurances information and policy booklets
- ANZ Platinum and Black Credit Cards Complimentary Insurance booklet effective 27 April 2022
- ANZ First Credit Card Complimentary Insurance booklet effective 27 April 2022
- ANZ Commercial Cards Terms and Conditions effective 17 April 2021
- ANZ Business Black Travel Insurance Policy Information Booklet effective 1 April 2020
- Allianz information on ANZ credit card insurance
- Allianz Online Claim manager for ANZ
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Ask an Expert
I have an ANZ Platinum card in my name, is my husband covered if he is driving the hire car?
Hi Bianca,
Thanks for getting in touch and I hope you are well.
Typically, in this case, the primary cardholder is the one covered under a rental car cover. As your inquiry, is very specific, we would suggest contacting Allianz to consult about this.
Hope this helps and feel free to reach out to us again for further assistance.
Best,
Nikki
my wife has a supplementary anz credit card that is off my platimum card .
She has paid 870 for hotel accommodation and 800 for air fares .
Does this entitle us to complimentary travel insurance with anz as we are about to fly to bali this week.
Hi Mark,
Thanks for your comment and I hope you are doing well.
As it says on the page, “to activate your complimentary travel insurance, you will need to use your participating ANZ credit card to pay for at least AUD$250 (inclusive of taxes and other charges) of your prepaid travel costs.” Which includes hotel and airfare.There are also a number of other requirements you need to meet to use this cover. Allianz has outlined the following key conditions:
Residency status. You should be a permanent Australian citizen or resident or hold a visa that allows you to live and work in Australia issued under the Migration Act 1958 (Cth).
Ticket. You must have a valid return overseas travel ticket before leaving Australia.
Age. You must be 80 years of age or under on the day you activated the insurance policy.
Dependents. A spouse and/or a child who is traveling with the cardholder on the trip for at least 50% of the period of cover is also eligible for the travel insurance.
Given this, you are entitled to complimentary travel insurance from ANZ.
Hope this helps and have a safe trip!
Cheers,
Nikki
Hi Vince,
Thanks for your comment and I hope you are doing well.
You are able to obtain your policy number and travel insurance documentation by calling Allianz. They are the underwriter of the ANZ credit card’s travel insurance policy. Have a great cruise!
Hope this helps and feel free to reach out to us again for further assistance.
Best,
Nikki
My husband I are travelling by car on 22nd December 2019 from Brisbane to Melbourne to travel on the Spirit of Tasmania on 24th December 2019 returning on the Spirit of Tasmania on 9th January 2020 and travelling by car back to Brisbane Queensland arriving on 12th January 2020. I meet the criteria for travel insurance. Is my trip to Tasmania covered
Hi Gail,
Thanks for your comment. I wish you are well.
It’s helpful to know that the complimentary insurance for premium ANZ credit cards is for international use only. Nonetheless, we invite you to view our page that talks about Australian domestic travel insurance to find and compare insurers.
As a friendly reminder, carefully review the Product Disclosure Statement of the product before applying. You may also contact the insurance provider should you have any questions about their policy. When you are ready, press the ‘Get quote’ button to request free quotations.
Hope this helps!
Best,
Nikki
I have already purchased my flight ticket and now looking at the ANZ Rewards Travel Adventures card for overseas purchases and general use as a Visa card. When I purchased the card am I automatically covered for travel insurance . If not what do I need to do to qualify for complimentary insurance ?
Hi Bryan,
Thanks for your comment and I hope you are well.
The ANZ Rewards Travel adventures card requirements to activate your complimentary travel insurance, you will need to use your participating ANZ credit card to pay for at least AUD$250 (inclusive of taxes and other charges) of your prepaid travel costs.
You will find other eligibility requirements, how to make a claim and what you’re covered for as included in the complimentary travel insurance.
Hope this helps!
Best,
Nikki