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Health insurance deals and offers for May 2024

Take advantage of these health insurance sign-up offers for May 2024.

Name Product

Join and earn up to 120,000 Qantas Points

Ends 28 May 2024

Plus, get 60-75% back on Extras (up to your annual limit) for things like dental, physio and glasses costs. Eligibility criteria and T&Cs apply.

Roll over your extras limits

Most unused extras limits rolled over until June 2025. Join by June 30 for up to double limits on most extras. Exclusions & T&Cs apply.

Get up to 8 weeks free

Ends 30 June 2024

When you join eligible cover by 30 June and stay with HCF. T&Cs Apply.

Join Bupa and get up to 12 weeks free on eligible products

Plus, 2&6 month waiting periods waived on extras. Domestic policies only. Terms and conditions apply.

Get up to 12 weeks free

Ends 30 June 2024

For new joins by Jun 30 who maintain eligible combined hospital & extras. T&Cs apply. Learn more.

Join HIF Hospital & Extras and get a cash card worth up to $200

Ends 31 May 2024

Plus, 2-month waits waived on extras by 31 May 2024. T&Cs apply.

Want 6 weeks free and $500 in gift cards (couples/families) or $250 in gift cards (singles/single parents)?

When you join & maintain eligible Bronze Hospital+Extras or above. New members only. T&Cs apply.

Get 6 weeks free extras cover

For new joins only. Offer applied after 60 days on extras-only cover. Learn more.

Want 6 weeks free + a $50 gift card when you join & maintain eligible Extras?

Plus, get 2&6 month waits waived. New members only. T&Cs apply.

Get up to 8 weeks free + Waive 2 & 6 months waiting periods

Ends 30 June 2024

Join combined hospital & extras cover by 30 June 2024 for new members. T&Cs apply.


Things to remember when comparing health insurance offers

While it's great to get a deal when signing up to a new health insurance policy, the most important thing is that you get the right cover for your needs. Don't be tempted to sign up with a provider or policy that isn't right for you just because it has a great discount. Here are a few key things to keep in mind when comparing health insurance offers.


  • Make sure the policy you've picked is right for you and your needs.
  • Be sure that you can pay your premiums after any free period.
  • Remember to consider the ongoing member benefits of any health insurance brand that you're considering.

Do not's:

  • Don't buy a policy that doesn't suit your needs just because there's a great sign-up offer.
  • Make sure you check out the terms and conditions. For example, most sign-up offers require you to be a new customer to that provider.

Common types of health insurance sign-up deals

Health insurance sign-up deals change each month, but there are a few common types of offers you're likely to see.

Free tag

Free cover period

One of the most common sign-up offers you'll see in health insurance is a number of weeks of free coverage. The amount of time is normally between 2 and 6 weeks. You'll sometimes need to be signed up for a minimum period of time (3 months, for example) before entering your free coverage period.


Waived waiting periods

Many providers will offer to waive some waiting periods on new policies, so that you can claim right away. This is especially common on extras policies. Most offers will waive 2 and 6 month waiting periods.


Bonus frequent flyer points

Health insurance providers associated with airline brands will offer bonus frequent flyer points for new sign-ups. To claim the full bonus you'll generally need to be on a high level of cover for a minimum number of months. Lower levels of cover will often give you a smaller number of points.

Health insurance member benefits

Sign-up deals are all well and good, but many health insurance brands all offer a range of ongoing member benefits and rewards, which you should be aware of. Here are some of the current health insurance offers available from Finder partners:

Health FundMember OfferApply
Key offers:
  • 10% off ahm life insurance premiums.
  • Get 15% off new selected memberships at Goodlife Health Clubs.
  • Up to 25% off a single pair of glasses Specsavers.
Get quote
Medibank helath insurance Key offers:
  • 15% off selected sunnies at Sunglass Hut.
  • 15% off Medibank travel insurance.
  • 15% off laser eye surgery at Vision Eye Institute.
Get quote
Picture not described Key offers:
  • Up to 20,000 Qantas Points with the Qantas Wellbeing App.
Get quote
Key offers:
  • HCF Thank you membership program.
  • Up to 25% off travel insurance.
  • Up to 15% off pet insurance.
  • Discount on GP2U's standard rates.
Get quote
GMHBA logo Key offers:
  • Up to $500 in shopping rewards.
  • Up to 50% off selected gym memberships.
  • Up to $260 in active benefits rewards.
Get quote
HIF Health Insurance Key offers:
  • $70 EFTPOS card every time you successfully refer a friend.
Get quote
Key offers:
  • 10% off nib travel insurance.
  • Access to nib Health Management Programs.
  • 100% back on dental check-ups at nib Dental Care Centres.
Get quote
Bupa logo Key offers:
  • Discounts on Bupa car, home, travel and pet insurance.
  • Unlock discounted e-gift cards from well known brands.
  • Enjoy savings at restaurants across Australia.
  • Save on everyday essentials.
  • Access discounted cinema e-Vouchers.
  • Get cashback when you shop through Life Rewards.
Get quote
Picture not described
  • CBHS Better Living programs.
  • The Choice Network.
  • Member discounts.
  • Hospital Substitute Treatment.
More info
Key offers:
  • Free AIA Vitality Health Check.
  • Discounted gym memberships and fitness devices.
  • Quit smoking programs.
More info

Why compare health insurance with Finder?

  • We don't ask for your phone or email to see prices.

  • With 1 click, you can open your results to nearly every fund in Australia.

  • You pay the same price as going direct – we charge no fees.

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Potential benefits of switching health insurance provider

Sign-up deals aren't just for people who are brand new to health insurance. Any of the current offers on this page are also available to people switching from one provider to another, so long as you're a new customer to the brand you're switching to. It's one of the three big benefits to switching health insurance providers regularly:


Sign-up deals

Health insurance sign-up deals are available to people switching providers, as long as you're a new customer to the fresh provider.


Quick and easy

Switching health insurance providers is easy - just sign up with the new provider. The new provider will sort it all out for you.


No extra waiting periods

Any waiting periods you've already served will transfer to your new provider, as long as the coverage level is the same.

How much does health insurance cost?

We ask hundreds of Australians what they're paying for health insurance every month. Here's what they told us in May 2024.
  • Basic: $110
  • Bronze: $143
  • Silver: $162
  • Gold: $197
Price based on 1,000+ responses for single hospital insurance.

Why you can trust Finder's health insurance experts


We're free

Our health insurance engine is completely free to use. You pay the same as buying directly from the health insurer. Better still, we regularly run exclusive deals that you won't find on any other site.
expert advice

We're experts

We've researched and rated hundreds of policies as part of our Finder Awards. We've published 250+ guides and our in-house experts regularly appear on Sunrise, 7News and SBS News.

We're independent

Unlike other comparison sites, we're not owned by an insurer. That means our opinions are our own and you can compare nearly every health fund in Australia on the site (and find a better deal).

We're here to help

Since 2014, we've helped 350,000+ people find health insurance by explaining your options simply. We'll never ask for your number or email to see prices. We're here to help you make a decision.

Health insurance deals: Frequently asked questions

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