Health insurance deals and offers for January 2022

Australian health insurance brands regularly offer deals and sign-up offers to new customers. Whether you're getting cover for the first time or switching providers, here are the best offers live in January 2022.

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Health insurance deals from participating funds for January 2022


Want up to $200 off? Or up to $100 for singles & single parents?

Expires 31 Jan 2022
New joins on hospital & extras by Jan 31. Find out how.

Want up to $500 worth of gift cards?

Verified 3 days ago Expires 28 Feb 2022
Offer for new members ends 28 February. T&Cs apply. Learn more.
Code exclusive

Get 6 weeks free + Waive 2 & 6 months waiting periods

Verified 3 days ago Expires 31 Jan 2022
Join hospital only or combined hospital & extras cover by 31 January 2022 for new members.

Get $100 gift card + 10% off on extras premium (with combined cover)

Join hospital only or combined hospital & extras cover for new members. T&Cs apply.

Join and earn up to 100,000 Qantas Points*

Expires 31 Jan 2022
*Eligibility criteria and T&Cs apply.

Get 6 weeks free. PLUS 2-month waits on extras waived

Verified 3 days ago Expires 31 Jan 2022
Offer applies for new joins on hospital and extras by 31 January. T&Cs apply.

Things to remember when comparing health insurance offers

While it's great to get a deal when signing up to a new health insurance policy, the most important thing is that you get the right cover for your needs. Don't be tempted to sign-up with a provider or policy that isn't right for you just because it has a great deal. Here are a few key things to keep in mind when comparing health insurance offers.


  • Make sure the policy you've picked is right for you and your needs.
  • Be sure that you can pay your premiums after any free period.
  • Remember to consider the ongoing member benefits of any health insurance brand that you're considering.

Do not's:

  • Don't buy with a policy that doesn't suit your needs just because there's a great sign-up offer.
  • Make sure you check out the terms and conditions. For example, most sign-up offers require you to be a new customer to that provider.

Common types of health insurance sign-up deals

Health insurance sign-up deals change each month, but there are a few common types of offers you're likely to see.

Free tag

Free cover period

One of the most common sign-up offers you'll see in health insurance is a number of weeks free coverage. The amount of time is normally between 2 and 6 weeks. You'll sometimes need to be signed up for a minimum period of time (3 months, for example) before entering your free coverage period.


Waived waiting periods

Many providers will offer to waive some waiting periods on new policies, so that you can claim right away. This is especially common on extras policies. Most offers will waive 2 and 6 month waiting periods.


Bonus frequent flyer points

Health insurance providers associated with airline brands will offer bonus frequent flyer points for new sign-ups. To claim the full bonus you'll generally need to be on a high level of cover for a minimum number of months. Lower levels of cover will often give you a smaller number of points.

Health insurance member benefits

Sign-up deals are all well and good, but many health insurance brands all offer a range of ongoing member benefits and and rewards, which you should be aware of. Here are some of the current health insurance offers available from Finder partners:

Health FundMember OfferApply
Key offers:
  • 10% off nib travel insurance.
  • Access to nib Health Management Programs.
  • 100% back on dental check-ups at nib Dental Care Centres.
More info
Key offers:
  • 15% off selected sunnies at Sunglass Hut.
  • $14 movie screenings every Thursday.
  • 25% off selected TomTom sports products.
Get quote
Key offers:
  • 20% off Michelle Bridges 12 Week Body Transformation.
  • 10% off ahm life insurance premiums.
  • Up to 25% off a single pair of glasses Specsavers.
Get quote
Bupa logo Key offers:
  • 10% off new 3 and 12-month Fitness First memberships.
  • 20% off a range of Garmin's online products.
  • 70% off vitamins from Australian NaturalCare.
More info
Picture not described
  • CBHS Better Living programs.
  • The Choice Network.
  • Member discounts.
  • Hospital Substitute Treatment.
More info
GMHBA logo Key offers:
  • Up to $500 in shopping rewards.
  • Up to 50% Off selected gym memberships.
  • Up to $260 in active benefits rewards.
More info
Key offers:
  • HCF Thank you membership program.
  • Up to 20% off travel insurances.
  • Up to 15% off pet insurance.
  • Discount on GP2U's standard rates.
Get quote
HIF Health Insurance Key offers:
  • $70 eftpos card every time you successfully refer a friend.
More info
Key offers:
  • Anytime Fitness: Up to $400 cashback per year.
  • Fitness First:Up to 30% off membership and 20% cashback.
  • Virgin Active: 50% off your membership.
More info
Picture not described Key offers:
  • Up to 20,000 Qantas Points with HelloFresh over 10 weeks, when you subscribe to a weekly Classic, Veggie or Family Plan.
Get quote

Compare health insurance from 30+ brands

Potential benefits of switching health insurance provider

Sign-up deals aren't just for people who are brand new to health insurance. Any of the current offers on this page are also available to people switching from one provider to another, so long as you're a new customer to the new brand. It's one of the three big benefits to switching health insurance providers regularly:


Sign-up deals

Health insurance sign-up deals are available to people switching providers, as long as you're a new customer to the fresh provider.


Quick and easy

Switching health insurance providers is easy - just sign up with the new provider. The new provider will sort it all out for you.


No extra waiting periods

Any waiting periods you've already served will transfer to your new provider, as long as the coverage level is the same.

Health insurance deals: Frequently asked questions

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3 Responses

    Default Gravatar
    KrisJanuary 1, 2018


    Can you please tell me if a health insurance company under the name MY OWN HEALTH INSURANCE” Is a good private health insurer?

      Avatarfinder Customer Care
      MayJanuary 1, 2018Staff

      Hi Kris,

      Thank you for your inquiry.

      I’m afraid that we do not have access to myOwn health insurance company and cannot really advise whether it is a good company or not. Although this private health insurer is a newly launched company in July 2017 and a partner of life insurer AIA Australia. Nevertheless, we have an article written about myOwn Health Insurance, which you may like to read for further information.

      Hope this helps.


      Default Gravatar
      KrisJanuary 2, 2018

      Thank you very much, I appreciate the information.


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