St.George Vertigo Platinum – Cashback Offer

No longer offered in the market

The St.George Vertigo Platinum - Cashback Offer is no longer available for new applications. However, we’ve kept the information online for the benefit of existing customers and for those who are interested.

You can compare the current range of St.George credit cards here.

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Details

Product NameSt.George Vertigo Platinum - Cashback Offer - DISCONTINUED
Balance transfer rate6.99% p.a. for 12 months
Balance transfer revert rateCash Advance Rate (21.49% p.a.)
Balance transfer limit80% of available limit
Purchase rate12.99% p.a.
Annual fee$99
Interest-free periodUp to 55 days on purchases
Cash advance rate21.49% p.a.
Min credit limit$6,000
Max credit limit$80,000
Card typeVisa
Foreign currency conversion fee3%
Available to temporary residentsYes - Conditions apply
Joint applicationYes - Conditions apply

Pros

  • $300 cashback offer
  • Low purchase rate of 12.99% p.a.
  • Complimentary overseas travel insurance and purchase insurance covers

Cons

  • Does not offer any introductory rate on purchases
  • Platinum-tier card that does not offer a rewards program
  • Charges a 3% foreign currency conversion fee
Bonus pointsN/A
Annual fee$99
Minimum monthly repayment2% of the closing balance or $10, whichever is greater
Late payment fee$15
Foreign currency conversion fee3%
Cash advance fee2% or $2.50, whichever is greater
Overseas cash advance fee2% of the value of the transaction or minimum charge of $2.50
Additional cardholder fee$0
Number of additional cardholders3

How to apply

You can apply for the St.George Vertigo Platinum online in around 10 minutes and can receive a response instantly. Before you apply, make sure you meet the eligibility criteria and organise the necessary documents:

Eligibility criteria

  • Residency. In order to apply online, you must be a permanent Australian resident or citizen.
  • Age. You must be at least 18 years old to apply.

Card benefits

  • $300 cashback. You'll get $300 back to your new St.George Vertigo Platinum card when you apply by 30 June 2021, are approved and spend $900 on eligible purchases within the first 90 days from card approval. Eligible spending covers most everyday purchases. Transactions that won't count towards this spend requirement include BPAY payments, cash advance transactions, a purchase from or payment to a government or government related agency, balance transfers and account fees and charges. The $300 will be added to your credit card account as a statement credit within 60 days of meeting the spending requirement.
  • Overseas travel insurance cover. You and your family will be covered for hospital and medical expenses, unexpected trip cancellation and rental vehicle excess for up to 6 months when you put at least $500 of your prepaid travel costs on your St.George Vertigo Platinum card.

Rates & fees

  • Annual fee. This card charges a standard annual fee of $99.
  • Purchase rate. This card charges a competitively low variable purchase rate of 12.99% p.a.

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