How much are Qantas Points worth?

Each month, we analyse the current value of Qantas Points . Bottom line: a single Qantas Point is worth anywhere from 0.5 cents to 8 cents. The best-value attainable option for most folks is a rewards flight, which will be worth between 1 cent and 2 cents. The higher-value options such as upgrades are great, but they're very hard to get if you're not a Qantas Gold or Platinum flyer. As of November 2025, the HSBC Premier World MasterCard - Qantas Frequent Flyer and the HSBC Platinum Qantas Credit Card have the highest direct earn rate for Qantas Points in Australia at 1.5 points per $1 on everyday purchases. The HSBC card only offers that rate for the first year, however.

How long does it take to get Qantas Points from a credit card?

The points you earn on a Qantas credit card are usually added to your Qantas Frequent Flyer account each month, around the time you get your credit card statement. If you've earned bonus Qantas Points, these will usually be added to your frequent flyer account within 8 to 12 weeks of meeting a spend requirement.

Does credit card churning still work?

Some dedicated Qantas Points chasers will choose a card based on the bonus points offer, keep it for a while and then look for another sign-up offer. This strategy is known as credit card churning . You can potentially get lots of points doing this but it's getting harder to do and has some risks: Having multiple cards limits your chances of getting new ones approved. Too many applications in a short time can hurt your credit score. If you carry a balance on any card, you'll have to pay interest – not to mention all the annual fees. Many credit card companies limit bonus points offers to new customers only.

What's the biggest bonus Qantas Points offer on the market?

The Qantas Money Titanium Credit Card currently has one of the biggest bonus Qantas Points offers in Australia, with 150,000 bonus Qantas Points when you spend $5,000 in the first months of approval as a new cardholder. It's also one of the most exclusive frequent flyer credit cards on the market, with a minimum income requirement of $200,000 and a $1,200 annual fee. If you meet the criteria for the bonus points, once they are credited to your account, you can cancel your credit card at any time. Just remember that you'll need to pay off the account balance before you cancel it.

How much would I have to spend to get a free flight?

It depends on your earn rate and spending. You need at least 8,000 Qantas Points for a Classic Flight Reward, which would mean spending at least $8,000 on a card that earned 1 point per $1. On a card that earned 0.5 points per $1, you'd need to spend at least $16,000.

Which Qantas credit cards have won a Finder Award?

The Qantas American Express Ultimate Card won Finder's Qantas frequent flyer credit card award at the 2025 Finder Credit Card awards . The ANZ Frequent Flyer Black and Westpac Altitude Qantas Black were highly commended.

Do Qantas Points expire?

Qantas Points only expire if you do not earn or spend Qantas Points for 18 consecutive months. This means paying with a Qantas credit card is one way to avoid points expiring, because you'll earn Qantas Points per $1 spent. Check out Finder's guide to points expiry for more information and how you can avoid having your points expire.

Are there Qantas credit cards with no annual fee?

As of November 2025, the Qantas American Express Discovery Card, the BankVic Qantas Visa Card and the HSBC Premier World MasterCard - Qantas Frequent Flyer all have ongoing $0 annual fees.

Best Qantas credit cards

Compare Qantas credit cards

The cards in this table let you earn Qantas Points directly, or earn points in a reward program that convert to Qantas Points.

10 of 59 results

Finder Score	Bonus points	Points per $ spent	Purchase rate p.a.	Annual fee
Finder score 9.1 Excellent Qantas Money Platinum Qantas Frequent Flyer Bonus points 100,000 Qantas Frequent Flyer Sign up points	Finder score 9.1 Excellent	Bonus points 100,000 Qantas Frequent Flyer Sign up points	Points per $ spent 1	Purchase rate p.a. 20.99%	Annual fee $349 first year ($399 after)	Earn up to 100,000 bonus Qantas Points when you spend $5,000 in the first 90 days. Plus, save with a reduced first-year annual fee.	Go to site More info Compare product selection Compare	loading
Finder score 9.8 Excellent Qantas Money Titanium Qantas Frequent Flyer Bonus points 150,000 Qantas Frequent Flyer Sign up points	Finder score 9.8 Excellent	Bonus points 150,000 Qantas Frequent Flyer Sign up points	Points per $ spent 1.25	Purchase rate p.a. 20.99%	Annual fee $1,200	Get 150,000 bonus Qantas Points when you spend $5,000 in the first 90 days. Plus, 20% bonus Status Credits on eligible flights, with a $200k minimum income requirement.	Go to site More info Compare product selectionCompare	loading
Finder score 8.1 Great American Express Platinum Card Most LovedAmerican Express Membership Rewards Bonus points 150,000 American Express Membership Rewards Sign up points	Finder score 8.1 Great	Bonus points 150,000 American Express Membership Rewards Sign up points	Points per $ spent 2.25	Purchase rate p.a. 0%	Annual fee $1,450	Earn 150,000 Bonus Membership Rewards Points when you spend $5,000 on eligible purchases in the first 3 months. New American Express card members only. T&Cs apply.	Go to site More info Compare product selectionCompare	loading
Finder score 9.9 Excellent American Express Qantas Business Rewards Card Finder AwardMost LovedQantas Business Rewards Bonus points 130,000 Qantas Business Rewards Sign up points	Finder score 9.9 Excellent	Bonus points 130,000 Qantas Business Rewards Sign up points	Points per $ spent 1.25	Purchase rate p.a. 0%	Annual fee $450	Earn 130,000 bonus Qantas Points when you spend $3,000 on eligible purchases in the first 2 months. New American Express card members only. T&Cs apply. ABN holders w/ $75k revenue.	Go to site More info Compare product selectionCompare	loading
Finder score 8.9 Great American Express Platinum Business Card Most LovedAmerican Express Membership Rewards Bonus points 300,000 American Express Membership Rewards Sign up points	Finder score 8.9 Great	Bonus points 300,000 American Express Membership Rewards Sign up points	Points per $ spent 2.25	Purchase rate p.a. 0%	Annual fee $1,750	Limited-time offer: Get 300,000 Bonus Membership Rewards Points when you spend $12,000 on eligible purchases in the first 3 months. New American Express card members only. T&Cs apply. ABN holders w/ $75,000 revenue.	Go to site More info Compare product selectionCompare	loading
Finder score 6.2 Standard Qantas Money Everyday Qantas Frequent Flyer Bonus points 8,000 Qantas Frequent Flyer Sign up points	Finder score 6.2 Standard	Bonus points 8,000 Qantas Frequent Flyer Sign up points	Points per $ spent 0.75	Purchase rate p.a. 20.99%	Annual fee $99	Offers 8,000 bonus Qantas Points when you spend at least $3,000 on eligible purchases within the first 90 days, plus a 0% p.a. balance transfer offer, with 3% balance transfer fee.	Go to site More info Compare product selectionCompare	loading
Finder score 9 Excellent ANZ Qantas Business Rewards Qantas Business Rewards Bonus points 150,000 Qantas Business Rewards Sign up points	Finder score 9 Excellent	Bonus points 150,000 Qantas Business Rewards Sign up points	Points per $ spent 0.75	Purchase rate p.a. 20.24%	Annual fee $375	ABN holders w/ $75k revenue. Get up to 150,000 bonus Qantas Points when you meet the spend requirements, uncapped Qantas Points and complimentary travel insurance. Plus, a fast-track to Qantas Business Rewards Level 2.	Go to site More info Compare product selectionCompare	loading
Finder score 9.9 Excellent Qantas American Express Ultimate Card Finder AwardMost LovedQantas Frequent Flyer Bonus points 90,000 Qantas Frequent Flyer Sign up points	Finder score 9.9 Excellent	Bonus points 90,000 Qantas Frequent Flyer Sign up points	Points per $ spent 1.25	Purchase rate p.a. 23.99%	Annual fee $450	Limited time offer: Get up to 90,000 bonus Qantas Points. Plus, a yearly $450 Travel Credit. New American Express card members only. T&Cs apply.	Go to site More info Compare product selectionCompare	loading
Finder score 8.6 Great Westpac Altitude Qantas Black Qantas Frequent Flyer Bonus points 150,000 Qantas Frequent Flyer Sign up points	Finder score 8.6 Great	Bonus points 150,000 Qantas Frequent Flyer Sign up points	Points per $ spent 0.5	Purchase rate p.a. 20.99%	Annual fee $370	Get up to 150,000 bonus Qantas Points (90,000 points in year 1 when you spend $6,000 on eligible purchases in the first 120 days and additional 60,000 points when you meet the same spend requirement in year 2).	Go to site More info Compare product selectionCompare	loading
Finder score 7.5 Great American Express Business Gold Plus Card Most LovedAmerican Express Membership Rewards Bonus points 100,000 American Express Membership Rewards Sign up points	Finder score 7.5 Great	Bonus points 100,000 American Express Membership Rewards Sign up points	Points per $ spent 1.5	Purchase rate p.a. 0%	Annual fee $395	Get 100,000 Bonus Membership Rewards Points when you spend $5,000 in the first 3 months. Plus, earn up to 3 points per $1 spent at Xero, Google Ads, Meta, Amazon Web Services and Dell. New Amex card members only. T&Cs apply. ABN holders w/ $75,000 revenue.	Go to site More info Compare product selectionCompare	loading

Showing 9 of 9 results

The best Qantas credit cards in December 2025

Best Qantas business credit card: American Express Qantas Business Rewards Card (Finder Score: 9.9)
Best overall Qantas credit card: Qantas American Express Ultimate Card (Finder Score: 9.9)
Best Qantas card for bonus points: Qantas Money Titanium (Finder Score: 9.83)
Best Big Four bank Qantas credit card: ANZ Frequent Flyer Black (Finder Score: 9.69)

Updated by Finder's senior money editor Richard Whitten in December 2025.

Best Qantas business credit card: American Express Qantas Business Rewards Card

American Express Qantas Business Rewards Card

130,000 Bonus Qantas Points
$450 Annual fee
N/A Purchase rate

Go to site

Ends on 13 January 2026

Why we like it

The American Express Qantas Business Rewards Card is a frequent flyer-oriented business card. It offers a very good combination of bonus Qantas Points, complimentary travel insurance and a high earn rate. But the annual fee is on the steeper side at $450.

This card has a Finder Score of 9.9 in the frequent flyer category.

Pros & cons

130,000 bonus Qantas Points
Complimentary travel insurance
2 complimentary domestic Qantas Club lounge passes per card membership year

The standard $450 annual fee is relatively high
3% foreign currency conversion fee

Overall best Qantas credit card: Qantas American Express Ultimate Card

Qantas American Express Ultimate Card

Up to 90,000 bonus Qantas Points
$450 Annual fee
23.99% Purchase rate

Go to site

Ends on 13 January 2026

Why we like it

The Qantas American Express Ultimate Card is a points-earning machine. You get a stack of bonus points if you spend enough in the first few months, and it has one of the highest earn rates on the market. It has some great travel perks too, like 2 complimentary lounge passes and travel insurance.

While there is a higher than average annual fee, it's entirely offset by the annual travel credit. The only thing you really need to watch out for is the 3% currency conversion fee if you're travelling overseas.

This card has a Finder Score of 9.9 in the frequent flyer category.

Pros & cons

Up to 90,000 bonus Qantas Points
Up to 2.25 Qantas Points per $1 spent on eligible purchases in Australia, uncapped
$450 Qantas Travel Credit each year

High $450 annual fee
High 23.99% p.a. interest rate for purchases
3% foreign currency conversion fee

Best Qantas card for bonus points: Qantas Money Titanium

Qantas Money Titanium

150,000 Bonus Points
$1,200 Annual fee
20.99% Purchase rate

Go to site

Why we like it

The Qantas Money Titanium offers a truly gigantic amount of bonus points in exchange for a very high annual fee. This is not a card for budget travel junkies. This is not even a card for the casual but comfortable traveller. This is a card for serious spenders who want to take full advantage of the card's perks and benefits.

This card has a Finder Score of 9.83 in the frequent flyer category.

Pros & cons

150,000 bonus Qantas Points offer
20% bonus Status Credits on eligible Qantas flights
10% off the base rate of eligible Qantas flights for up to 2 travellers twice per year

$1,200 annual fee
3% international transaction fee when you shop overseas or online with a business based overseas

Best Big Four bank Qantas credit card: ANZ Frequent Flyer Black

ANZ Frequent Flyer Black

Up to 130,000 Bonus Points & $200 back
$425 Annual fee
20.99% Purchase rate

Read review

Why we like it

This card has a higher than average annual fee. So it's a card for bigger spenders. But the points you can earn are enormous. This card has one of the biggest bonus points offers around, with most of the points coming after 3 months and the rest coming if you keep the card for 12 months.

While the earn rate for Qantas Points is capped, it's a very high cap. This card has a Finder Score of 9.69 in the frequent flyer category.

Pros & cons

Up to 130,000 bonus Qantas Points and $200 back
2 complimentary Qantas Club Lounge invitations per year
1 Qantas Point per $1 spent up to and including $7,500 per statement period, then 0.5 Qantas Points / $1 spent

You need to keep the card over 12 months to collect all the bonus points offered
The standard annual fee of $425 p.a. is high.
When you spend over $7,500 per statement period, the earn rate drops from 1 point per $1 spent to 0.5 points per $1.

Video: the best Qantas credit cards on the market right now

2:22

0:01
If you're serious about earning Qantas Points, then you need the right credit card. And every month of Finder, we examine every card on the market to find
you the best Qantas points cards.

0:10
We look at annual fees, we look at earn rates, we look at bonus points offers, we look at card perks, we look at everything. So, here they are, the three best Qantas points cards on the market right now.

0:23
At number one, we've got the Qantas American Express Ultimate Card. This is an Amex card and it gives you 90,000 bonus points. But to get those points, you'll need to be a new Amex customer and you'll have to spend $3,000 in the first 3 months.

0:37
This card has a pretty high annual fee over $400. But it also comes with a yearly Qantas travel credit of the same amount. So, if you use that travel credit each year, you're effectively making the card pay for itself, which makes it a really attractive offer.

0:52
Number two, we've got the Qantas Money Titanium. Now, this card is a points earning beast. It gives you 150,000 bonus Qantas points. It's one of the market's biggest offers, and you can earn over two points for every dollar you spend. It's a really lucrative card.

1:10
It also has flight discounts, bonus status credits, lounge passes. It's a really feature rich card, but there is one big downside. The annual fee is $1,200. This is a points earning card for high rollers and serious earners. If you can afford this card, you probably don't need any financial information from me.

1:31
And last, we have the A&Z Frequent Flyer Black. This card is a popular card. It's an award winner at Finder. It regularly is in our top scoring cards. Right now it gives you a 130,000 bonus Qantas points, which is one of the top offers in the market right now.

1:46
There's only one sort of downside, which is you have to hold the card for over 12 months to get those full amount of bonus points, and that means paying the annual fee twice. The annual fee is quite high. It's above $400, but the card does have a $200 cash back offer as part of the bonus offer. So, that offsets that slightly, which makes it a pretty affordable deal with a really high number of Qantas points.

2:06
And there you have it, our top three Qantas points cards on the market right now. You can compare all these cards and more great Qantas offers right here at Finder.

What is a Qantas frequent flyer credit card?

A Qantas frequently credit card lets you earn Qantas Points through the Qantas Frequent Flyer program.

There are two main types:

A Qantas Money credit card. This is Qantas' own money brand, though the cards themselves are issued through other banks.
A Qantas-partnered credit card from a bank or credit card company. All the Big 4 banks and card companies offer cards which can earn Qantas Points.

How to earn Qantas Points with your credit card

You earn Qantas Points with your credit card by:

Spending. A Qantas card will let you earn Qantas Points when you spend using the card for eligible purchases. Earn rates range from half a point per dollar spent up to 1 point per dollar spent or more. Typically eligible purchases excludes cash advances, balance transfers and BPAY payments. That means payments for tax, mortgages and rent don't earn points (even assuming your card allows them, which many don't).
Bonus sign-up offers. The best Qantas cards have major sign-up bonuses. Typically these require you to spend a fixed amount in the first few months of card ownership. Some cards will also offer bonuses if you sign up for a second year.
Converting your existing bank reward points into Qantas Points. Check the fine print on your rewards credit card to see if it lets you do this.

Types of Qantas credit cards

Everyday, Platinum, Black, Premium, Business Premium: these credit card names aren't helping anyone!

But you can break Qantas cards down into a few groups based on:

The points you earn by $1 spent.
The annual fee.
The perks you get.

The most expensive cards have higher fees, but you earn more points and get more perks.

Tier	Points per $1	Annual fee	Common perks & features	Example cards
Standard	0.5-1	$0-$99	Purchase insurance, modest bonus points offer	Qantas American Express Discovery Card Qantas Money Everyday
Platinum	0.5-1.5	$149-$399	Bonus points on sign-up, overseas travel insurance, lounge access	HSBC Platinum Qantas Card Westpac Altitude Qantas Platinum
Black	0.66-2	$250-$499	Large bonus points offer, travel credits, lounge access, overseas travel insurance	ANZ Frequent Flyer Black Westpac Altitude Qantas Black
Premium	1.25-2+	$500+	Status credits, extra-large bonus points offer, travel credits, lounge access, flight discounts, hotel perks, overseas travel insurance	Qantas Money Titanium American Express Platinum Card (Qantas Point transfers)

There are also Qantas business cards. These cards offer stacks of points and high earn rates. But the annual fees are higher and you'll need an ABN, plus a minimum amount of annual revenue to qualify.

Our expert says

"Qantas is my favourite frequent flyer scheme because there are so many ways to redeem your points for flights, including really good value domestic options. You can boost earning on your Qantas card further by shopping at Woolworths and converting your Everyday Rewards into Qantas Points. If you convert your Qantas Points to flights, that's much better value that just getting $10 off vouchers at Woolworths."

Angus Kidman

Editor-at-large

How choose the best Qantas credit card for you

The bottom line - the best Qantas credit card is the one you can afford. The more points and perks the better, obviously. But you have to balance this against the annual fee cost and the spend requirements to get the bonus points.

Here's how you do it:

Look at the bonus points offer. A really good credit card should come with 50,000 bonus Qantas Points or more. Just make sure you can meet the spending conditions to get the points.
Compare the earn rate. As a general guide, 1 Qantas Point per $1 is usually seen as a good earn rate.
Factor in the annual fee. Let's say your card has a $350 annual fee. That's quite high for a credit card. But if the points you earn in a year pay for a couple of domestic reward flights you've already earned back the value of the fee.
Compare purchase rates. Qantas credit cards have higher interest rates on purchases. This can make these cards expensive if you don't pay the card off on time. If you struggle to pay off your balance, a frequent flyer points card isn't a wise choice
Don't forget about eligibility. Many credit cards have minimum incomes and other requirements. Because Qantas credit card fees and interest rates are higher than average, you usually need to have at least a good credit score.

How to get the most from a Qantas credit card

Earn your bonus. Make sure you meet the conditions to get the bonus points. Use the card when you spend to earn points on eligible purchases.
Use the points for flights. You can use Qantas Points on shopping, rewards flights or upgrades. You get the most value out of your points booking reward flights or upgrades.
Pay the card off in full. Don't get stuck carrying a balance on your Qantas card. The high interest rate will really start to hurt you.
Review your card after 12 months. You have to pay the annual card fee every year. Before you do, review the card. Are you taking full advantage of the card? Is there a better offer out there?

Finder Scores for Qantas credit cards explained

9+ Excellent - These Qantas credit cards offer big points bonuses, high earn rates and premium perks.
7+ Great - These cards might have slightly less impressive points earning or sign-up bonuses than the absolute best Qantas credit cards on the market.
5+ Satisfactory - These are slolid but unspectacular cards for frequent flyers.
Less than 5 - Basic - Entry-level cards with sign-up bonuses and ongoing earn rates that are lower than average.

More about Finder Score

The Finder Score is an easy way you can figure out which Qantas credit cards really offer first class value.
Here's how the score works:
- We analyse credit cards that let you earn Qantas Points and assess 8 features, giving a score for each one.
- Then we combine these scores using a weighted methodology (because some features are more important than others).
- This gives us a final score out of 10: the Finder Score.
In the Qantas frequent flyer category we only consider credit cards that:
- Link to the Qantas Frequent Flyer program.
- Let you earn points directly based on spending.
- Are available to general consumers.
Scores are category-specific. One card might get a 10 in the Qantas Frequent Flyer category but only a 7 in the balance transfer category.
The Finder Score methodology is designed by our insights and editorial team. Commercial partners carry no weight and all products are reviewed objectively.

Feature	Definition	Assessment	Weight
Earn rate	Points earned for every dollar spent on eligible purchases	Points awarded per dollar (up to 1.5)	28%
Sign-up points	Bonus points earned for signing up and meeting spending requirements	Total bonus points offered (up to 200,000)	25%
Purchase rate	Interest rate on new purchases	Lower rates receive higher scores (up to 23.99% max)	10%
Lounge pass	Access to airport lounges	Complimentary annual passes receive full score	10%
Foreign exchange fee	Fee on overseas transactions	Lower fees receive higher scores (0% fee scores highest)	5%
Earn rate cap	Maximum points earned in a billing cycle before a lower earn rate applies	Higher caps or no cap receive higher scores (up to 10,000 points max)	5%
First-year fee	Fee charged for the first year of card ownership	Lower fees receive higher scores ($0 fee scores highest)	15%
Ongoing annual fee	Fee charged from the second year onwards	Lower fees receive higher scores ($0 fee scores highest)	10%

Frequently asked questions about Qantas credit cards

Each month, we analyse the current value of Qantas Points. Bottom line: a single Qantas Point is worth anywhere from 0.5 cents to 8 cents. The best-value attainable option for most folks is a rewards flight, which will be worth between 1 cent and 2 cents. The higher-value options such as upgrades are great, but they're very hard to get if you're not a Qantas Gold or Platinum flyer.
As of November 2025, the HSBC Premier World MasterCard - Qantas Frequent Flyer and the HSBC Platinum Qantas Credit Card have the highest direct earn rate for Qantas Points in Australia at 1.5 points per $1 on everyday purchases. The HSBC card only offers that rate for the first year, however.
Some dedicated Qantas Points chasers will choose a card based on the bonus points offer, keep it for a while and then look for another sign-up offer.
This strategy is known as credit card churning. You can potentially get lots of points doing this but it's getting harder to do and has some risks:
- Having multiple cards limits your chances of getting new ones approved.
- Too many applications in a short time can hurt your credit score.
- If you carry a balance on any card, you'll have to pay interest – not to mention all the annual fees.
Many credit card companies limit bonus points offers to new customers only.
The Qantas Money Titanium Credit Card currently has one of the biggest bonus Qantas Points offers in Australia, with 150,000 bonus Qantas Points when you spend $5,000 in the first months of approval as a new cardholder. It's also one of the most exclusive frequent flyer credit cards on the market, with a minimum income requirement of $200,000 and a $1,200 annual fee.
If you meet the criteria for the bonus points, once they are credited to your account, you can cancel your credit card at any time. Just remember that you'll need to pay off the account balance before you cancel it.
Qantas Points only expire if you do not earn or spend Qantas Points for 18 consecutive months. This means paying with a Qantas credit card is one way to avoid points expiring, because you'll earn Qantas Points per $1 spent. Check out Finder's guide to points expiry for more information and how you can avoid having your points expire.

Sources

Thank you for your feedback!

To make sure you get accurate and helpful information, this guide has been edited by Richard Whitten as part of our fact-checking process.

Written by

Sarah Megginson

Personal finance expert + media spokesperson

With over 20 years of experience in property, finance and investment journalism, Sarah is a trusted expert whose insights regularly appear across television, radio, and print media, including Sunrise, ABC News, and Yahoo! Finance. She has previously served as managing editor for Your Investment Property and Australian Broker, and her expert advice has been shared in the media over 3,500 times since 2023 alone. Sarah holds a Bachelor’s degree in Communications and a Tier 1 Generic Knowledge certification, which complies with ASIC standards. See full bio

Sarah's expertise

Sarah has written 205 Finder guides across topics including:

Home loans
Personal finance
Budgeting and money-saving tips
Managing the cost of living

Co-written by

Angus Kidman

Editor-at-large

Angus Kidman is Finder’s International Editor-at-Large and an award-winning journalist with over 30 years of experience in tech, travel and finance. He was previously the editor of Lifehacker Australia and Australian Personal Computer, and is a recognised commentator, appearing on shows like Sunrise and The Project. A two-time IT Journalism Award winner, Angus has written for top publications such as The Sydney Morning Herald, the AFR, The Australian and Gizmodo, and is known for his expertise in travel rewards and consumer technology. See full bio

Angus's expertise

Angus has written 223 Finder guides across topics including:

Frequent flyer
Travel
Technology
Broadband

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252 Responses

s.k7September 23, 2014

What is Complimentary Priority Pass and is there a certain period of time within the year to use the airport lounge visits?

davidNovember 18, 2014

what is the best credit card to get qa club lounge

Finder

ElizabethNovember 19, 2014Finder

Hi David,

Thanks for your question.

I’m unable to recommend a specific card for you. However, you can compare a range of cards that offer complimentary Qantas lounge access.

I hope this has helped.

Thanks,

Elizabeth

Finder

ShirleySeptember 26, 2014Finder

Hi S.k7,

Thanks for your question.

It depends on which credit card you’re applying for, and what conditions are attached to the offer. For example, with the Westpac Altitude Black, you’ll receive two complimentary lounge visits per year with your Priority Pass Membership.

Unused visits in any year can’t be carried forward to the following year, and they reset every 12 months.

Cheers,
Shirley

FMSeptember 16, 2014

Hi,

I have a Qantas Transaction account with Bankwest and they mention 5 points per eligible purchase, but their Bankwest Qantas credit card only earns 0.75 points per eligible purchase… am I missing something? One would expect the credit card to earn more…

Finder

ShirleySeptember 16, 2014Finder

Hi FM,

Thanks for your question.

finder.com.au can only provide general advice on a range of products, providers and services. For comments about a specific product, please get in touch with the financial institution.

All the best,
Shirley

SallyAugust 20, 2014

Hi
I’m looking for a credit card where I can earn Qff points every time I pay my bills, grocery shopping, rego etc. I will be paying off any balance owing every month before I receive my statement, so I do not incur any interest. I will not make any Cash advance withdrawals and do not mind an annual fee as long as I can benefit from the credit card. Do not want an Amex as I hear that there are surcharges/fees on some purchases. Any suggestions please?
Thank you

Finder

ShirleyAugust 22, 2014Finder

Hi Sally,

Thanks for your question.

You can start comparing frequent flyer credit cards that let you earn points by paying your bills. Be mindful that in some cases you don’t earn points by using BPAY to pay your bills, so please read the t&cs before committing to anything.

Cheers,
Shirley

GrahamJuly 28, 2014

enquiring about the HSBC platinum qantas credit card.
Is the qantas lounge invitations for 2, the full club lounge annual membership.

Finder

ShirleyJuly 29, 2014Finder

Hi Graham,

This card has 2 complimentary Qantas Club lounge passes every year

In the fine print, it states that “invitations are valid for Qantas Club and Qantas operated international Business Lounges only. Not valid in International First Class Lounges, Chairman’s Lounge, Qantas Domestic Business, Qantas oneworld® alliance airline, partner airline or associated lounges. Each invitation is valid for a single visit before the date specified on the invitation, when travelling with Qantas or Jetstar. Make an eligible purchase within the first 3 months of receiving your card to receive your two complimentary Qantas Club lounge invitations. Following that, each year, two complimentary Qantas Club lounge invitations will be issued to you within 30 days of the anniversary date of your first spend as long as you are a HSBC Platinum credit card account holder.”

Cheers,
Shirley

FrancisJuly 23, 2014

Hi there,
I’m a QFF AMEX card holder and I’m planning to get a Visa/Master card (as per not everywhere AMEX is accepted AUS/overseas). My Qs are if I apply to ANZ QFF card and I need to pay my balance the second of week of August can they transfer my balance to ANZ card before that time? and that amount to be paid in August is considered as eligible purchase by ANZ?
Thank you for your reply.
Cheers
Francis

Finder

ShirleyJuly 24, 2014Finder

Hi Francis,

Thanks for your question.

Balance transfers to ANZ can take between 3 and 15 business days depending on the institution from which the balance is being transferred.

ANZ also claims that they “will not be liable for any loss or damage whatsoever resulting from a delay in the process of receiving, approving or processing a balance transfer application”.

Balance transfers are not considered as eligible purchases.

Cheers,
Shirley

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