Hunter United Credit Cards

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Join a community-based credit union focused serving the Hunter Valley region and providing great customer service and value for money financial services

Hunted United is the largest local based credit union with over $277 million in assets, providing financial services such as savings accounts, credit cards, investment and superannuation products. Hunter United has a mutual banking difference, aiming to deliver great customer service and benefits to its members instead of increasing shareholder value.

Comparison of Hunter United Credit Cards

Rates last updated December 10th, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Hunter United Visa Credit Card
Enjoy a low offer of for months on balance transfers. Plus a low annual fee of $59 p.a.
11.49% p.a. $59 p.a. More info

Types of Hunter United Credit Cards

Hunted United offers a low rate credit card with a promotional balance transfer rate of for months. This card also helps to support the Hunter Breast Cancer Foundation (HBCF), a non-profit organisation which raises funds to help support women who have been diagnosed with breast cancer.

  • Low rate credit card

Low rate credit cards provide you with a lower interest credit solution and the flexibility to make purchases at lower interest rates.

Rates last updated December 10th, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Interest Free Period
Hunter United Visa Credit Card
Enjoy a low offer of for months on balance transfers. Plus a low annual fee of $59 p.a.
11.49% p.a. $59 p.a. Up to 55 days on purchases More info
Rates last updated December 10th, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Interest Free Period
ANZ Low Rate Platinum Credit Card
$250 Back plus 0% p.a. for the first 6 months on purchases from approval.
0% p.a. for 6 months (reverts to 13.49% p.a.) $99 p.a. Up to 55 days on purchases Go to site More info
NAB Low Fee Card
Enjoy a low introductory rate of 0% p.a. on balance transfers and purchases for 15 months.
0% p.a. for 15 months (reverts to 19.74% p.a.) 0% p.a. for 15 months with a one off 3% balance transfer fee $30 p.a. Up to 44 days on purchases Go to site More info
ME Bank frank Credit Card
A low interest rate on purchases and cash advances with no annual fee charge.
11.99% p.a. $0 p.a. Up to 55 days on purchases Go to site More info
American Express Essential Credit Card
Receive a $50 credit on eligible spend and get Smartphone screen insurance combined with a no annual fee for life card. Also enjoy a 0% p.a. balance transfer rate for 12 months.
14.99% p.a. 0% p.a. for 12 months with 1% balance transfer fee $0 p.a. Up to 55 days on purchases Go to site More info
NAB Low Rate Credit Card
The NAB Low Rate Card offers 0% p.a. on purchases and balance transfers for 15 months. This card also comes with a low annual fee.
0% p.a. for 15 months (reverts to 13.99% p.a.) 0% p.a. for 15 months with a one off 3% balance transfer fee $59 p.a. Up to 55 days on purchases Go to site More info
St.George Vertigo Visa
Introductory offer of 0% p.a. for 18 months on balance transfers and 1% p.a. for 12 months on purchases, plus a low annual fee.
1% p.a. for 12 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. Up to 55 days on purchases Go to site More info
Westpac Low Rate Card
A simple low interest rate card featuring a low ongoing rate on purchases, up to 55 days interest-free on purchases and a low annual fee.
1% p.a. for 12 months (reverts to 13.49% p.a.) 0% p.a. for 16 months $59 p.a. Up to 55 days on purchases Go to site More info
St.George Vertigo Platinum
A platinum card with a balance transfer offer of 0% p.a. for 18 months and an introductory purchase offer of 1% p.a. for 12 months with an annual fee waiver for the first year.
1% p.a. for 12 months (reverts to 12.74% p.a.) 0% p.a. for 18 months $99 p.a. Up to 55 days on purchases Go to site More info
Coles Low Rate MasterCard
A low rate MasterCard with a competitive rate on purchases and a low annual fee.
12.99% p.a. 0% p.a. for 6 months $49 p.a. Up to 62 days on purchases Go to site More info
Bank of Melbourne Vertigo Visa Credit Card
Enjoy a low annual fee combined with 0% p.a. balance transfer offer for 18 months and 1% p.a. for up to 12 months on purchases.
1% p.a. for 12 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. Up to 55 days on purchases Go to site More info
Bank of Melbourne Vertigo Platinum
A platinum card with a low balance transfer offer of 0% p.a. interest for 18 months and 1% p.a. for 12 months on purchases combined with complimentary insurance covers.
1% p.a. for 12 months (reverts to 12.74% p.a.) 0% p.a. for 18 months $99 p.a. Up to 55 days on purchases Go to site More info
Australian Military Bank Low Rate Visa Credit Card
Enjoy a low interest rate of 10.99% p.a. on purchases, combined with a balance transfer offer of 0% p.a. for 12 months and a low annual fee.
10.99% p.a. 0% p.a. for 12 months $49 p.a. Up to 55 days on purchases Go to site More info
ANZ Low Rate
$100 Back plus 0% p.a. for the first 6 months on purchases from approval.
0% p.a. for 6 months (reverts to 13.49% p.a.) $58 p.a. Up to 55 days on purchases Go to site More info
BankSA Vertigo Visa
Enjoy a low balance transfer offer of 0% p.a. for 18 months and a low ongoing purchase rate from BankSA.
1% p.a. for 12 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. Up to 55 days on purchases Go to site More info
Citi Clear Platinum Card
Enjoy 0% p.a. for 9 months interest-free purchasing and 0% p.a. for 9 months on balance transfers.
0% p.a. for 9 months (reverts to 14.99% p.a.) 0% p.a. for 9 months $99 p.a. Up to 55 days on purchases Go to site More info
BankSA Vertigo Platinum
Experience Platinum card benefits with complimentary insurance policies and 24/7 Visa Platinum Concierge Service. Get 0% p.a. for 18 months on balance transfers and 1% p.a. for 12 months if you apply by 4 January 2017.
1% p.a. for 12 months (reverts to 12.74% p.a.) 0% p.a. for 18 months $99 p.a. Up to 55 days on purchases Go to site More info
Learn more about low rate credit cards

The benefits of banking with Hunter United

  • Mutual Banking difference

Hunter United aims to provide great service and benefits to its customers instead of driving profits for shareholders.

  • Supporting the community

Being a member of Hunted United and taking out a credit card service helps support local foundations such as the Hunter Breast Cancer Foundation (HBCF). The HBCF raises funds to provide support to women who have been diagnosed with breast cancer and helps assist their families.

  • Low competitive rates

Receive a low competitive purchase rate of 11.49% p.a. and 16.49% p.a. for cash advances.

  • Interest free days

Receive up to 55 days interest free on purchases. Please note that if any balance is left outstanding after the statement period you will not receive interest free days on purchases.

How to apply for a Hunter United credit card

Applications with Hunter United can be made through the phone, visiting a branch or by completing the online form.

Application criteria

  • Be a permanent Australian resident

Required information

      • Basic Information. Full name, dependents, residential address, date of birth and contact details
      • Identification. Drivers license
      • Financial Details. Proof of income (last two payslips). Self-employed individuals must provide financial statements and personal Tax Returns for the last two years. Retired or pensioner must provide other evidence of income. Joint-account owners must provide an evidence of your spouse/partner's income if a joint-account has been requested.

What happens after I apply?

After completing the application form a reference number will be generated in case you have any inquiries regarding your application. Hunter United will contact you shortly to obtain any further information required and inform you of the application status.

Frequently asked questions

Can I request a balance transfer on this credit card?

Yes. Balance transfers can be requested through the online application, or through a PDF available on the website.

Is there a minimum amount required for the balance transfer?

The minimum balance transfer amount is $500.

Are joint-account applications supported with Hunter United?

Yes. Joint-account requests can be made through the online application.

When does the promotional balance transfer rate activate?

The promotional balance transfer rate will commence on the first date of the balance transfer.

Do I need to be a member to apply for this card?

To apply for this card you will need to be a member. Membership can be requested by completing the membership application form and subscribing for a share in the credit union.

What monthly repayment options are available?

You can schedule repayments to take place monthly, fortnightly and weekly.

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American Express Essential Credit Card
American Express Essential Credit Card

Interest rate

14.99

Annual fee

0
ME Bank frank Credit Card
ME Bank frank Credit Card

Interest rate

11.99

Annual fee

0
HSBC Platinum Credit Card
HSBC Platinum Credit Card

Interest rate

19.99

Annual fee

149

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