Hunter United Credit Cards

Hunter United is a customer-owned credit union that offers financial products including credit cards, home loans, personal loans, insurance, saving accounts and financial advice services. Its Visa credit card boasts a low-interest rate, flexible credit limit and competitive annual fee. You can use this guide to learn more about the Hunter United Low Rate Visa and the benefits of banking with Hunter United.

The benefits of banking with Hunter United

• Mutual Banking difference

Hunter United aims to provide great service and benefits to its customers instead of driving profits for shareholders.

• Supporting the community

Being a member of Hunted United and taking out a credit card service helps support local foundations such as the Hunter Breast Cancer Foundation (HBCF). The HBCF raises funds to provide support to women who have been diagnosed with breast cancer and helps assist their families.

• Low competitive rates

Receive a low competitive purchase rate of 11.99% p.a. and 16.99% p.a. for cash advances.

• Interest-free days

Receive up to 55 days interest-free on purchases. Please note that if any balance is left outstanding after the statement period you will not receive interest-free days on purchases.

How to apply for a Hunter United credit card

Applications with Hunter United can be made through the phone, visiting a branch or by completing the online form.

Application criteria

• Be a permanent Australian resident

Required information

• Basic Information. Full name, dependents, residential address, date of birth and contact details
• Identification. Drivers license
• Financial Details. Proof of income (last two payslips). Self-employed individuals must provide financial statements and personal Tax Returns for the last two years. Retired or pensioner must provide other evidence of income. Joint-account owners must provide an evidence of your spouse/partner's income if a joint-account has been requested.

What happens after I apply?

After completing the application form a reference number will be generated in case you have any inquiries regarding your application. Hunter United will contact you shortly to obtain any further information required and inform you of the application status.

Frequently asked questions

• Can I request a balance transfer on this credit card?

  Yes. Balance transfers can be requested through the online application, or through a PDF available on the website.

• Is there a minimum amount required for the balance transfer?

  The minimum balance transfer amount is $500.

• Are joint-account applications supported with Hunter United?

  Yes. Joint-account requests can be made through the online application.

• When does the promotional balance transfer rate activate?

  The promotional balance transfer rate will commence on the first date of the balance transfer.

• Do I need to be a member to apply for this card?

  To apply for this card you will need to be a member. Membership can be requested by completing the membership application form and subscribing for a share in the credit union.

• What monthly repayment options are available?

  You can schedule repayments to take place monthly, fortnightly and weekly.