Hunter United Credit Cards

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Join a community-based credit union focused serving the Hunter Valley region and providing great customer service and value for money financial services

Hunted United is the largest local based credit union with over $277 million in assets, providing financial services such as savings accounts, credit cards, investment and superannuation products. Hunter United has a mutual banking difference, aiming to deliver great customer service and benefits to its members instead of increasing shareholder value.

Comparison of Hunter United Credit Cards

Rates last updated April 25th, 2017
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Hunter United Visa Credit Card
Enjoy a low offer of for months on balance transfers. Plus a low annual fee of $59 p.a.
11.49% p.a. $59 p.a. More info

Types of Hunter United Credit Cards

Hunted United offers a low rate credit card with a promotional balance transfer rate of for months. This card also helps to support the Hunter Breast Cancer Foundation (HBCF), a non-profit organisation which raises funds to help support women who have been diagnosed with breast cancer.

  • Low rate credit card

Low rate credit cards provide you with a lower interest credit solution and the flexibility to make purchases at lower interest rates.

Rates last updated April 25th, 2017
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Interest Free Period
Hunter United Visa Credit Card
Enjoy a low offer of for months on balance transfers. Plus a low annual fee of $59 p.a.
11.49% p.a. $59 p.a. Up to 55 days on purchases More info
Rates last updated April 25th, 2017
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Interest Free Period
HSBC Low Rate Credit Card
This card comes with a balance transfer offer, a low interest rate and up to 55 days interest-free on purchases.
13.25% p.a. 0% p.a. for 15 months with 2% balance transfer fee $55 p.a. Up to 55 days on purchases Go to site More info
NAB Low Rate Credit Card
A low rate card which offers 0% p.a. on balance transfers for the first 18 months combined with a low annual fee.
13.99% p.a. 0% p.a. for 18 months with 3% balance transfer fee $59 p.a. Up to 55 days on purchases Go to site More info
St.George Vertigo Visa
Introductory offer of 0% p.a. for 12 months on balance transfers and 0% p.a. for 6 months on purchases, plus a low annual fee.
0% p.a. for 6 months (reverts to 13.24% p.a.) 0% p.a. for 12 months $55 p.a. Up to 55 days on purchases Go to site More info
American Express Essential®  Credit Card
Receive a $50 credit on eligible spend and get Smartphone screen insurance combined with a no annual fee for life card. Also enjoy a 0% p.a. balance transfer rate for 12 months.
14.99% p.a. 0% p.a. for 12 months with 1% balance transfer fee $0 p.a. Up to 55 days on purchases Go to site More info
ANZ Low Rate Platinum
Enjoy platinum benefits with exclusive discounts, complimentary travel insurance and personal concierge. Also repay your credit card debt interest-free with 0% p.a. for 16 months on balance transfers.
11.49% p.a. 0% p.a. for 16 months with 2% balance transfer fee $99 p.a. Up to 55 days on purchases Go to site More info
CUA Low Rate Credit Card
A low rate credit card which features a long-term balance transfer offer, a low ongoing interest rate on purchases and a waived annual fee for the first year.
11.99% p.a. 0% p.a. for 13 months $0 p.a. annual fee for the first year ($49 p.a. thereafter) Up to 55 days on purchases Go to site More info
NAB Low Rate Platinum Card
Offers a low introductory rate of 0% p.a. on balance transfers for 18 months plus enjoy premium benefits including international travel insurance.
13.99% p.a. 0% p.a. for 18 months with 3% balance transfer fee $100 p.a. Up to 55 days on purchases Go to site More info
Bendigo Bank Basic Black Credit Card
A basic credit card that features low interest rates, low annual fee and up to 44 interest-free days on purchases.
12.24% p.a. $45 p.a. Up to 44 days on purchases Go to site More info
ANZ Low Rate
Take advantage of 0% p.a. for 16 months on balance transfers and a low ongoing interest rate on purchases.
12.49% p.a. 0% p.a. for 16 months with 2% balance transfer fee $58 p.a. Up to 55 days on purchases Go to site More info
Bank of Melbourne Vertigo Platinum
A platinum card with a low balance transfer offer of 0% p.a. interest for 12 months and 0% p.a. for 6 months on purchases combined with complimentary insurance covers.
0% p.a. for 6 months (reverts to 12.74% p.a.) 0% p.a. for 12 months $99 p.a. Up to 55 days on purchases Go to site More info
St.George Vertigo Platinum - Online Only Balance Transfer Offer
Enjoy a long-term balance transfer offer of 3% p.a. for 36 months when you apply online, plus complimentary insurance covers and a personal concierge service.
12.74% p.a. 3% p.a. for 36 months $99 p.a. Up to 55 days on purchases Go to site More info
Westpac Low Rate Card
A simple low interest rate card featuring a low ongoing rate on purchases, up to 55 days interest-free on purchases and a low annual fee.
0% p.a. for 6 months (reverts to 13.49% p.a.) 0% p.a. for 12 months $59 p.a. Up to 55 days on purchases Go to site More info
Virgin Money Low Rate Credit Card
Enjoy a low ongoing purchase rate with an introductory rate on balance transfers and a competitive annual fee.
11.99% p.a. 0% p.a. for 12 months $99 p.a. Up to 44 days on purchases Go to site More info
Learn more about low rate credit cards

The benefits of banking with Hunter United

  • Mutual Banking difference

Hunter United aims to provide great service and benefits to its customers instead of driving profits for shareholders.

  • Supporting the community

Being a member of Hunted United and taking out a credit card service helps support local foundations such as the Hunter Breast Cancer Foundation (HBCF). The HBCF raises funds to provide support to women who have been diagnosed with breast cancer and helps assist their families.

  • Low competitive rates

Receive a low competitive purchase rate of 11.49% p.a. and 16.49% p.a. for cash advances.

  • Interest free days

Receive up to 55 days interest free on purchases. Please note that if any balance is left outstanding after the statement period you will not receive interest free days on purchases.

How to apply for a Hunter United credit card

Applications with Hunter United can be made through the phone, visiting a branch or by completing the online form.

Application criteria

  • Be a permanent Australian resident

Required information

      • Basic Information. Full name, dependents, residential address, date of birth and contact details
      • Identification. Drivers license
      • Financial Details. Proof of income (last two payslips). Self-employed individuals must provide financial statements and personal Tax Returns for the last two years. Retired or pensioner must provide other evidence of income. Joint-account owners must provide an evidence of your spouse/partner's income if a joint-account has been requested.

What happens after I apply?

After completing the application form a reference number will be generated in case you have any inquiries regarding your application. Hunter United will contact you shortly to obtain any further information required and inform you of the application status.

Frequently asked questions

Can I request a balance transfer on this credit card?

Yes. Balance transfers can be requested through the online application, or through a PDF available on the website.

Is there a minimum amount required for the balance transfer?

The minimum balance transfer amount is $500.

Are joint-account applications supported with Hunter United?

Yes. Joint-account requests can be made through the online application.

When does the promotional balance transfer rate activate?

The promotional balance transfer rate will commence on the first date of the balance transfer.

Do I need to be a member to apply for this card?

To apply for this card you will need to be a member. Membership can be requested by completing the membership application form and subscribing for a share in the credit union.

What monthly repayment options are available?

You can schedule repayments to take place monthly, fortnightly and weekly.

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ANZ Platinum Credit Card - Exclusive Offer
ANZ Platinum Credit Card - Exclusive Offer

Interest rate

19.74

Annual fee

87
St.George Vertigo Platinum
St.George Vertigo Platinum

Interest rate

12.74

Annual fee

99
NAB Low Rate Credit Card
NAB Low Rate Credit Card

Interest rate

13.99

Annual fee

59

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