Get exclusive money-saving offers and guides
Straight to your inbox
By signing up, you agree to the Finder
Privacy & Cookies Policy
and
Terms of Use, Disclaimer & Privacy Policy.
How to use a credit card for Netflix and other streaming services
Credit cards are a simple and convenient way to pay for Netflix. Here's how to set it up and what you can do if you don't have one.
Card Types
Credit Cards Tips
- Best Balance Transfers
The most competitive 0% p.a. credit card offers of 2021.
- Maximise Reward Points
Find the credit card that will earn you the most points for your spending.
- 60 Second Approval
Get an instant answer on your credit card application.
- Free Credit Score
Get your credit score and report for free through Finder.
We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
Want to access all the shows that Netflix has to offer, but not sure how to pay for it? Here’s what you need to know about using a credit card or to sign up for Netflix. Plus, options to pay without a credit card.
What's in this guide?
- Which credit cards are accepted by Netflix?
- How to add or update your credit card details on Netflix
- Can I access Netflix without a credit card?
- Why is Netflix not accepting my card?
- What else should I think about before using a credit card for Netflix?
- Compare credit cards for online payments and shopping
Which credit cards are accepted by Netflix?
Netflix will accept all credit cards, including Visa, Mastercard and American Express. The only requirement is that the account allows you to set up recurring ecommerce payments (direct debits) – which almost all credit cards do.
In addition, all other major streaming services in Australia (Stan, Amazon Prime, etc) accept these types of credit card payments. There is one exception: Foxtel Now will not accept Amex cards.
How to add or update your credit card details on Netflix
- Sign into Netflix and go to your “Account” page.
- Navigate to “Membership and Billing” and click on the “Update Payment” link on the right-hand side.
- Enter your new payment information in the dialogue box provided.
If you want to set up payments with another streaming service, you’ll go through a similar set of steps.
Security measures
Netflix employs many of the same security measures used for online shopping and other streaming platforms. This includes only saving a scrambled version of your credit card number and alerting you if suspicious payments are made using your account.
Netflix also offers strict password requirements for your account, the option of adding your phone number to confirm account details and a responsible security and research disclosure that’s designed to help it continually improve security.
Additionally, Netflix’s cancellation process is fairly straightforward and you can cancel at any time.
Can I access Netflix without a credit card?
Fortunately, Netflix does not require you to use a credit card to make an account. There are several ways to access Netflix without one, including:
- Netflix gift cards. These are sold at a number of retailers, including Woolworths, Coles and Officeworks. They allow you to prepay for your own subscription or gift a subscription to someone else.
- PayPal. Netflix accepts PayPal as a payment option, allowing you to link your PayPal account to your Netflix account. This means you can pay for your Netflix subscription with a credit card, debit card or bank account – as long as it has been added to your PayPal account.
- Partner billing. Some service providers sell Netflix subscriptions as part of their broadband packages. If you’re getting Netflix through a provider like Aussie Broadband or Fetch TV, your Netflix subscription will be processed through your provider, using the payment method you use with it.
- Debit cards. If you have a Visa or Mastercard debit card that accepts recurring ecommerce transactions, you can use it for your Netflix billing.
- Prepaid debit cards. If you want to use a prepaid card to pay for Netflix, acceptance will depend on whether the card provider allows the transaction. You can find out by asking the card provider or by entering the details on the Netflix payment page. If the authorisation request from Netflix is approved on your prepaid card account, you can continue to use it for Netflix billing. Alternatively, you could contact the card’s provider to see if this type of payment is available.
Why is Netflix not accepting my card?
There are many reasons why Netflix might not accept your card, but according to the platform, the two most common are:
- Payment declined. This could be because you have insufficient funds in your account, your card has expired or some other reason. Netflix recommends that you contact your bank.
- Billing date issues. If the date that you pay off your credit card is different to your Netflix billing date, your credit card limit may have been exceeded in the period between them. Try making a payment to free up your credit card limit before attempting to pay for Netflix again.
If neither of these reasons apply, you should contact Netflix directly for assistance, either by phone on 1800 875 462 or through the live chat on Netflix’s help page.
What else should I think about before using a credit card for Netflix?
If you’re getting ready to set up your Netflix account with a credit card, the following factors can help you earn rewards and avoid added costs:
- Reward points. If you have a reward or frequent flyer credit card, you’ll earn points on your monthly payments to Netflix. This could help you reach your rewards goal faster.
- Interest charges. When your Netflix payments are added to your credit card account, they will be charged interest at the card’s purchase interest rate. This will add to your balance, unless you are eligible for an interest-free period.
- Updating your card details. If you want to switch credit cards, remember to cancel your recurring payment for Netflix and move it to the new card.
Compare credit cards for online payments and shopping
Back to top
More guides on Finder
-
Amazon Prime Day: 60% off fashion deals you’re not going to want to miss
Bargain hunters - get ready to save on Nike, New Balance, Cotton On, Tommy Hilfiger, Calvin Klein and so much more.
-
Amazon Prime Day home deals to expect: Bose, iRobot and more
From home speakers to robot vacuums, these are the items to watch out for this Prime Day.
-
Staple items worth a splurge and how you can grab a cheeky 30% off all of them
We've got a cheeky 30% off at THE ICONIC so here are the staple items worth a splurge because the savings are too damn good.
-
THE ICONIC x Finder: Huge 30% off sale + 5 things to shop right now
THE ICONIC's massive sale is exclusive to Finder members and applies to over 40,000 must-have items.
-
Why the BHP, Rio and FMG share prices are rising
Shares in mining giants BHP, Rio Tinto and Fortescue Metals have climbed between 10%-16% in the last 6 months.
-
Finder Daily Deals: The 5 best online deals in Australia today
Today's best Finder Daily deals include: $1,000 off Dell gaming laptops, 30% off kids toys, win $10,000 with Optus.
-
eBay EOFY sales: Best deals from Apple, KitchenAid and more
Score up to 65% off best-selling products with these top end of financial year offers.
-
Thinking about teeth aligners? Here’s how to make them more affordable
SPONSORED: Perfect teeth could be in closer reach than you think.
Ask an Expert
