Get exclusive money-saving offers and guides
Straight to your inbox
By signing up, you agree to the Finder Privacy & Cookies Policy and Terms of Use, Disclaimer & Privacy Policy.
Card Types
Credit Cards Tips
- Best Balance Transfers
The most competitive 0% p.a. credit card offers of 2020.
- Card Finder Quiz
Not sure what type of card is right for you? Take our quick quiz.
- 60 Second Approval
Get an instant answer on your credit card application.
- Free Credit Score
Get your credit score and report for free through Finder.
How to use a credit card for Netflix and other streaming services
Netflix and other streaming platforms do accept credit cards. Find out how to pay with yours and start watching today.
We’re committed to our readers and editorial independence. We don’t compare all products in the market and may receive compensation when we refer you to our partners, but this does not influence our opinions or reviews. Learn more about Finder .
Want to access all the shows that Netflix has to offer, but not sure how to pay for it? Here’s everything you need to know about using a credit card to sign up for Netflix. Plus, options if you don’t want to use a credit card.
What's in this guide?
- Which credit cards are accepted by Netflix?
- How to add or update your credit card details on Netflix
- Can I access Netflix without a credit card?
- Why is Netflix not accepting my card?
- What else should I think about before using a credit card for Netflix?
- Compare credit cards for online payments and shopping
Which credit cards are accepted by Netflix?
Netflix will accept all credit cards, including Visa, Mastercard and American Express. The only requirement is that the account allows you to set up recurring ecommerce payments – which almost all credit cards do.
In addition, all other major streaming services in Australia (Stan, Amazon Prime, etc) accept these types of credit card payments. There is one exception: Foxtel Now will not accept Amex cards.
How to add or update your credit card details on Netflix
- Sign into Netflix and go to your “Account” page.
- Navigate to “Membership and Billing” and click on the “Update Payment” link on the right-hand side.
- Enter your new payment information in the dialogue box provided.
If you want to set up payments with another streaming service, you’ll go through a similar set of steps.
Security measures
Netflix employs many of the same security measures used for online shopping and other streaming platforms. This includes only saving a scrambled version of your credit card number and alerting you if suspicious payments are made using your account.
Netflix also offers strict password requirements for your account, the option of adding your phone number to confirm account details and a responsible security and research disclosure that’s designed to help it continually improve security.
Additionally, Netflix’s cancellation process is fairly straightforward and you can cancel at any time.
Can I access Netflix without a credit card?
Fortunately, Netflix does not require you to use a credit card to make an account. There are several ways to access Netflix without one, including:
- Netflix gift cards. These are sold at a number of retailers, including Woolworths, Coles and Officeworks. They allow you to prepay for your own subscription or gift a subscription to someone else.
- PayPal. Netflix accepts PayPal as a payment option, allowing you to link your PayPal account to your Netflix account. This means you can pay for your Netflix subscription with a credit card, debit card or bank account – as long as it has been added to your PayPal account.
- Partner billing. Some service providers sell Netflix subscriptions as part of their broadband packages. If you’re getting Netflix through a provider like Aussie Broadband or Fetch TV, your Netflix subscription will be processed through your provider, using the payment method you use with it.
- Debit cards. If you have a Visa or Mastercard debit card that accepts recurring ecommerce transactions, you can use it for your Netflix billing.
- Prepaid debit cards. If you want to use a prepaid card to pay for Netflix, acceptance will depend on whether the card provider allows the transaction. You can find out by asking the card provider or by entering the details on the Netflix payment page. If the authorisation request from Netflix is approved on your prepaid card account, you can continue to use it for Netflix billing. Alternatively, you could contact the card’s provider to see if this type of payment is available.
Why is Netflix not accepting my card?
There are many reasons why Netflix might not accept your card, but according to the platform, the two most common are:
- Payment declined. This could be because you have insufficient funds in your account, your card has expired or some other reason. Netflix recommends that you contact your bank.
- Billing date issues. If the date that you pay off your credit card is different to your Netflix billing date, your credit card limit may have been exceeded in the period between them. Try making a payment to free up your credit card limit before attempting to pay for Netflix again.
If neither of these reasons apply, you should contact Netflix directly for assistance, either by phone on 1800 875 462 or through the live chat on Netflix’s help page.
What else should I think about before using a credit card for Netflix?
If you’re getting ready to set up your Netflix account with a credit card, the following factors can help you earn rewards and avoid added costs:
- Reward points. If you have a reward or frequent flyer credit card, you’ll earn points on your monthly payments to Netflix. This could help you reach your rewards goal faster.
- Interest charges. When your Netflix payments are added to your credit card account, they will be charged interest at the card’s purchase interest rate. This will add to your balance, unless you are eligible for an interest-free period.
- Updating your card details. If you want to switch credit cards, remember to cancel your recurring payment for Netflix and move it to the new card. Check out this Finder guide to learn more about how to transfer direct debit and recurring payments from one credit card to another.
Compare credit cards for online payments and shopping
Back to top
More guides on Finder
-
Not on the cards: 1 in 5 Australians pay with their phone or watch regularly
Cash is dying and cards are next, according to Finder, Australia’s most visited comparison site.
-
Financial Fitness Challenge Week 3: How to get the most out of a credit card
How to cut debt and make your credit card work for you.
-
Zip Pay and Visa partner up – why this is big news
You can now use Zip anywhere Visa is accepted as well as through Apple Pay and Google Pay.
-
Rejected out of hand: 1.5 million Aussies knocked back for a credit card
The fear of getting rejected for a credit card is real, according to Finder, Australia’s most visited comparison site.
-
Bank Australia Commercial Visa credit card
Designed to help you track business spending, this Bank Australia credit card offers cards for employees and interest-free days on purchases.
-
Credit card woes: Where do Aussies turn if they can’t pay off their plastic?
Only half of Australians who find themselves buried under out-of-control credit card debt could dig themselves out, according to Finder.
-
You can now use eftpos cards with Samsung Pay
The new partnership offers a number of benefits, including instant payments.
-
Over the limit: Pandemic pushes 2 million Aussies beyond credit means
Soaring unemployment and wage cuts have seen people increasingly overdrawing their credit cards, according to Finder, Australia’s most visited comparison site.
-
Defence Bank Foundation Credit Card
This card gives you a way to support a program that matches rescue dogs with veterans in need and enjoy a low interest rate on all your spending.
-
Diners Club Business Card
The Diners Club Business Card can be used to earn points per $1 with over 35 million merchants – including Officeworks, Qantas and Woolworths.
Ask an Expert
Credit Cards Comparison
* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.