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Which Australian states are addicted to using credit cards to pay their bills?

credit card bills pay

Tasmanians are hooked, while SA and NT residents are the least likely to use plastic.

While the majority of Australians with a credit card are likely to use them to pay their household bills, Tasmanians are the most dependent on plastic when it comes to settling their monthly dues.

In a survey conducted by, research revealed 66% of Aussie card holders use their credit card to pay for their regular monthly bills such as electricity and phone lines.

In a state-by-state breakdown, Tasmanians (70%) were the likeliest to rely on a credit card to pay household bills, followed by Victorians (64%) and those in New South Wales (52%).

Residents of South Australian and the Northern Territory were the least inclined to pay their bills on credit – with only half (50%) the population in these states relying on plastic.

Interestingly, the survey found men were more likely than women to pull out the plastic to pay for bills.

Using a credit card to pay bills is often convenient, and if you're super-organised you might even earn bonus frequent flyer points and other rewards. However, if you don't regularly pay off the credit card, you can spend much more than you need to in additional interest.

If you struggle to repay the debt from your household bills, you can check out our guide to smarter ways to pay bills using your credit card and also consider alternative payment methods.

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