Jetstar Platinum Mastercard Rates and Fees

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Receive 20,000 bonus Qantas Points, earn your choice of Jetstar Dollars or Qantas Points and saved with a reduced annual fee for the first year.

The Jetstar Platinum Mastercard gives you the option to choose between the Jetstar Reward Program and the Qantas Frequent Flyer Program. Cardholders can also enjoy platinum cardholder benefits with 24/7 access to concierge services, complimentary travel and purchase insurances. Also receive 20,000 bonus Qantas points if you apply by 31 October 2018 and meet the spend requirement.

Product NameJetstar Platinum Mastercard
Rewards ProgramJetstar Dollars
Balance transfer rate (p.a.)0% p.a. for 14 months
Balance Transfer Revert Rate
The interest rate after the balance transfer ends.
Purchase Rate (19.99% p.a.)
Purchase rate (p.a.)19.99% p.a.
Offer end date31 October 2018
Annual fee$69 p.a. annual fee for the first year ($169 p.a. thereafter)
Interest Free Period
The interest-free period on purchases is the period or number of days you do not have to pay interest on your card purchases. You will be charged interest either from the day you make a purchase or from the statement date, unless you pay the closing balance in full by the due date (or within the interest-free period) on your statement.
Up to 55 days on purchases
Cash advance rate (p.a.)21.99% p.a.
Min credit limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
$6,000
Max credit limit
This credit limit may not be issued to you immediately on application. This is the maximum credit limit for this card which must be applied for or offered to you after you are approved and have already opened the account.
$100,000
Card TypeMastercard
Foreign Currency Conversion Fee (MC)
Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution.
3% of transaction value
Complimentary Travel InsuranceYes
Minimum Income$30,000
Minimum Age18 years of age
Available To Temporary ResidentsNo
Joint ApplicationNo
Annual fee$69 p.a. annual fee for the first year ($169 p.a. thereafter)
Minimum Monthly Repayment2.5% or $50 (whichever is greater)
Late Payment Fee$35
Cash Advance Fee3% of $5 (whichever is greater)
Foreign Currency Conversion Fee
Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You'll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution.
3%
of transaction value
Gambling Transactions AllowedNo
Additional Cardholder Fee$39
Number of Additional Cardholders4

Pros

  • Receive 20,000 bonus Qantas Points if you apply by 31 October 2018 and spend a minimum of $3,000 on eligible purchases within 60 days of approval.
  • 0% p.a. on balance transfers for 14 months
  • Pay a discounted annual fee of $69 for the first year.
  • Complimentary membership to Qantas Frequent Flyer program
  • Complimentary travel insurance

Cons

  • The standard purchase rate of 19.99% p.a. is relatively high.
Rewards ProgramJetstar Dollars
Bonus Points20,000 bonus points
Rewards Points per $ spent (VISA/MC)0.02
Rewards Points per $ (VISA/MC) Cap2,000

Benefits of the Jetstar Platinum Mastercard

  • Bonus Qantas Points. You will receive 20,000 bonus Qantas Points if you apply by 31 October 2018 and meet the minimum required spend of $3,000 within 60 days from card approval.
  • Discounted annual fee. Take advantage of a discounted annual fee and only pay $69 for the first year (reverts to $169 p.a. thereafter).
  • Rewards for spending. You'll either earn Jetstar Dollars or as Qantas Points when you use this card for eligible purchases. For every $1 you spend on eligible purchases, you will earn 0.5 Jetstar Dollars (awarded per $50 spent), or 0.5 Qantas Points. You can redeem your Jetstar Dollars for Jetstar vouchers that you get for your points to book flight tickets or for holidays. If you choose the Qantas Frequent Flyer Program, you can redeem your points for flight upgrades, flight tickets, and a variety of merchandise.
  • Balance transfer offer. You can repay your debt faster without the cost of high interest with the 0% p.a. balance transfer rate that stays in place for the first 14 months. This reverts to the standard purchase rate of 19.99% p.a. at the end of the promotional offer.
  • Complimentary insurance covers. The complimentary insurance includes purchase security insurance, extended warranty insurance, interstate flight inconvenience insurance, overseas travel insurance, transport accident insurance, and global hire car excess waiver cover.
  • Concierge service. You can turn to a 24/7 concierge service for help with booking travel tickets, making hotel reservations, booking tickets for events, locating businesses, and much more.
  • Interest-free flying. Pay no interest for 6 months when you purchase a flight for $300 or more through the Jetstar website or call centre.
  • No more booking and service fees. When you use your Jetstar Platinum Mastercard to book flights on the Jetstar website or call centre you won't need to pay the standard Booking and Service fee.

Jetstar Platinum Mastercard fees and features

  • Interest-free days. By paying the credit card account’s closing balance before each due date you can get as many as 55 interest-free days on purchase
  • Complimentary Qantas Frequent Flyer membership. If you’re not an existing Qantas Frequent Flyer member, you get free membership which leads to a saving of $89.50.
  • Additional cards. You can request up to 4 additional cards, and you have to pay an annual additional card fee of $39 for every additional card.
  • Mastercard benefits. As a platinum Mastercard holder, you get access to a range of special promotions and offers, which include premium tickets for an assortment of events.

How to apply for the Jetstar Platinum Mastercard

Applying for the Jetstar Platinum Mastercard is easy, and you can complete the online application in around 10 minutes. Before you apply though, make sure you've met the eligibility requirements and organised the necessary documents:

Eligibility criteria

  • You’re at least 18 years of age
  • You’re a permanent Australian resident
  • You don’t have poor credit history
  • You earn at least $30,000 p.a.

Required documents

  • Personal details like your complete name, date of birth, marital status, number of dependents, and driver’s license number
  • Details about your income and expenses
  • Your employer’s name, address, and phone number

The Jetstar Platinum Mastercard is suited to cardholders who want to earn reward points as they spend and take advantage of extra travel perks. As it isn't the only platinum frequent flyer credit card on the market, make sure to compare your options before you apply.

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79 Responses

  1. Default Gravatar
    WarwickMay 8, 2018

    I currently have a JetStar Platinum Mastercard. It is up for renewal for $169.
    What benefits do I receive for the Platinum card Vs the regular Jetstar Mastercard? I need to see if it is worthwhile to maintain the Platinum Card.

    • finder Customer Care
      AshMay 8, 2018Staff

      Hi Warwick,

      Thank you for contacting finder.

      Some of the advantages of having a Jetstar Platinum Mastercard are:

      *Complimentary Insurance
      *if you are using your Jetstar Platinum Mastercard in booking a Jetstar flight through online/ phone, you will not be paying the standard Booking and Service fee
      *You will also have Mastercard benefits which includes premium tickets for an assortment of events

      With regards to your rewards points, with Jetstar Platinum Mastercard you will earn 1 Jetstar Dollars for every $50 spend on eligible purchases compared to 1 Jetstar Dollar for every $100 spend of Jetstar Mastercard. You may compare the rest of the benefits of Jetstar Platinum Mastercard to Jetstar Mastercard by reading this page.

      I hope this helps.

      Let us know if there is anything else that we may assist you with.

      Cheers,
      Ash

  2. Default Gravatar
    RamoJuly 7, 2016

    Hi
    Do you earn reward points with payments to the ATO when using the jetstar platinum credit card?

    • finder Customer Care
      LouJuly 8, 2016Staff

      Hi Ramo,

      Thanks for your question.

      Unfortunately, Jetstar Platinum MasterCard will not let you earn rewards points for your payment to the ATO.

      If you want to check credit cards that let you earn points for paying tax bills, you can refer to this page.

      I hope this helps.

      Cheers,
      Anndy

  3. Default Gravatar
    RosemarieMay 3, 2016

    Hello,

    I am on the comparison web site for Jetstar Platinum credit card. I can’t seem to find the online application area, can you please advise, am i looking in the wrong area?

    thank you
    Kind regards
    Rosemarie

    • finder Customer Care
      YsaMay 3, 2016Staff

      Hi Rosemarie,

      Thanks for coming through finder.com.au.

      Please note that our offer with Jetstar Platinum Credit Card has been paused, but we will hopefully be looking to re-active the offer in the near future.

      However, you may wish to submit your application directly to Bankwest’s official website.

      I’ve emailed you a link to the page for your convenience.

      I hope this helps.

      Cheers,
      Ysa

  4. Default Gravatar
    DesFebruary 29, 2016

    What is the age limit on Jetstar Platinum MasterCard Insurance?

    • finder Customer Care
      JonathanMarch 1, 2016Staff

      Hi Des, thanks for your inquiry!

      There is no maximum age limit for this insurance.

      Cheers,

      Jonathan

  5. Default Gravatar
    EmmaFebruary 25, 2016

    If I were to book flights for my children traveling in my care, and charge the purchase to my Jetstar Platinum mastercard, would my children be covered by Jetstar Travel Insurance?

    • finder Customer Care
      SallyFebruary 26, 2016Staff

      Hi Emma,

      Thanks for your question. So long as you’ve used your Jetstar Platinum MasterCard to purchase the full fare of their return overseas travel tickets, they’re travelling with you for the entire duration of the trip and they meet the eligibility requirements, they’ll be covered by Jetstar’s complimentary travel insurance.

      I’ve emailed you a copy of the insurance policy document so you can confirm that your children meet the eligibility requirements before leaving on your trip.

      I hope this has helped.

      Cheers,

      Sally

  6. Default Gravatar
    ColJanuary 18, 2016

    Hi, if I applied for the Jetstar Platinum Card before 18 Jan 2016, but have to wait up to 10 days now for approval, am I still eligible for the $69 reduced first year fee and the 40000 Qantas points (I am a member)? The T&Cs say: “To be eligible for the bonus Qantas Points offer, you must apply for a Jetstar Platinum MasterCard before 18 January 2016, be approved and opt-in to Qantas Frequent Flyer Rewards. Receive 40,000 bonus Qantas Points if you spend $3,000 on eligible purchases within 60 days of card approval.” The “be approved” part is a bit confusing. Does it mean card approval or approval of the online apply? Otherwise this offer effectively expired on 4 Jan, to allow for the 10 business days approval clause. Please clarify.

    • finder Customer Care
      AllyJanuary 20, 2016Staff

      Hi Col,

      Thanks for your inquiry.

      Kindly note that finder.com.au is an online comparison service and does not represent any credit card issuer such as Jetstar.

      Nonetheless, this particular card required interested applicants to apply and get approved before 18 January 2016 and spend $3,000 on eligible purchases within 2 months of approval to receive 40,000 bonus Qantas Points.

      While it is possible to get approved the same business day, it can also take longer.
      That’s why it would be best to file an application much earlier so you do not miss the opportunity.

      If you wish to clarify on this further, you may get in touch with the Jetstar team directly through the contact details sent to your email.

      Also, for a list of other rewards credit cards, you might want to check our different options here.

      I hope this has helped.

      Cheers,
      Ally

  7. Default Gravatar
    AmyJanuary 17, 2016

    Hi There,

    I’m looking at applying for a credit card that says that i need to apply before 18.01.2016 to be qualified for the bonus points.

    If i apply tomorrow, am i still eligible. Or does my application need to be approved by that date?

    • finder Customer Care
      AllyJanuary 20, 2016Staff

      Hi Amy,

      Thanks for reaching out.

      Most credit card issuers, if not all, require you to get your application approved on or before the offer end date.

      While it is possible to get approved the same business day, it can also take much longer.
      That’s why it would be best to file an application about a week prior so you do not miss the opportunity.

      For a list of other rewards credit cards, you might want to check our different options here.

      I hope this has helped.

      Cheers,
      Ally

  8. Default Gravatar
    TerryDecember 9, 2015

    Hi, Thanks Sally,
    Another question please, is there any yearly charge on top of the card fee for opting to Qantas FF programme, I’m already a member, if so, would that also apply to an additional card for the wife.

    Regards Terry,

    PS Sorry I forgot to add my name in the previous question.

    • finder Customer Care
      SallyDecember 10, 2015Staff

      Hi again, Terry.

      A $39 annual fee applies for each additional card you add to the account. You must be a member of the Qantas Frequent Flyer Program to earn and redeem Qantas Points and a joining fee will apply if you’re not already enrolled in the program. If your wife has an additional card, she should be able to earn Qantas points on purchases and they’ll automatically be debited into your frequent flyer account.

      I hope this has helped.

      Cheers,

      Sally

  9. Default Gravatar
    TerryDecember 8, 2015

    Can pensioners apply for the Platinum MasterCard?
    Do we just add all our pension totals together as if “income”.
    I’m sure I read somewhere that there are two complementary entry to the Business lounge of Jetstar/Qantas per year.

    • finder Customer Care
      SallyDecember 9, 2015Staff

      Hi Terry,

      Thanks for your question.

      You can indeed add together your pension totals for your income, as long as they equal AUD $30,000 cumulatively. Although unfortunately you won’t get complimentary business lounge entry, you will get complimentary Qantas Frequent Flyer membership.

      I hope this has helped.

      Cheers,

      Sally

  10. Default Gravatar
    AnthonyOctober 19, 2015

    Hi
    Very simple answer YES or NO . Do you get frequent flyer points when you pay your quarterly tax bill at ATO, using Jetstar Platinum.

    Thanks

    • finder Customer Care
      DebbieOctober 21, 2015Staff

      Hi Anthony,

      Thank you for your inquiry.
      No, unfortunately Qantas Points won’t be earned in relation to taxes, including GST.
      To understand more about earning rewards points while paying your tax bill, please check this page.
      I hope this helps.

      Cheers,
      Debbie

Credit Cards Comparison

Rates last updated August 16th, 2018
Name Product Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Product Description
Citi Clear Platinum - Exclusive Offer
14.99% p.a.
0% p.a. for 24 months with 1.5% balance transfer fee
$49 p.a. annual fee for the first year ($99 p.a. thereafter)
finder Exclusive: Receive 0% p.a. for 24 months on balance transfers and a discounted annual fee in the first year. Plus, access to Citi World Privileges.
Westpac Low Rate Card
13.49% p.a.
0% p.a. for 24 months with 1% balance transfer fee
$0 p.a. annual fee for the first year ($59 p.a. thereafter)
Offers a 0% for 24 month balance transfer option, first year annual fee waiver and a competitive purchase rate.
Westpac Altitude Platinum Card - Qantas
20.24% p.a.
$50 p.a. annual fee for the first year ($150 p.a. thereafter)
Earn 60,000 bonus Qantas Points when you spend $3,000 within 90 days of card approval. Plus, a $50 first year annual fee.
ANZ Low Rate
12.49% p.a.
0% p.a. for 15 months
$58 p.a.
Save with a 0% p.a. introductory rate on balance transfers for 15 months with no BT fee. Plus a low 12.49% p.a. interest rate on purchases.

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* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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