Receive 20,000 bonus Qantas Points, earn your choice of Jetstar Dollars or Qantas Points and saved with a reduced annual fee for the first year.
The Jetstar Platinum Mastercard gives you the option to choose between the Jetstar Reward Program and the Qantas Frequent Flyer Program. Cardholders can also enjoy platinum cardholder benefits with 24/7 access to concierge services, complimentary travel and purchase insurances. Also receive 20,000 bonus Qantas points when you apply and meet the spend requirement.
| Product Name | Jetstar Platinum Mastercard |
|---|---|
| Rewards Program | Jetstar Dollars / Qantas Frequent Flyer |
| Balance transfer rate | 0% p.a. for 14 months |
| Balance transfer revert rate The interest rate that will apply to any remaining balance after the balance transfer term ends. | Purchase Rate (19.99% p.a.) |
| Purchase rate (p.a.) | 19.99% p.a. |
| Annual fee | $69 p.a. annual fee for the first year ($169 p.a. thereafter) |
| Interest Free Period The interest-free period is the maximum number of days during which interest is not charged on new purchases. This only applies if you pay your closing balance in full by the statement due date. | Up to 55 days on purchases |
| Cash advance rate (p.a.) | 21.99% p.a. |
| Min credit limit This is the lowest credit limit you can be granted. It is possible to request a higher credit limit but not a lower one than this figure. | $6,000 |
| Max credit limit This is the maximum credit limit available on this card and you can apply for increases after the account has been opened. This credit limit may not be issued to you immediately upon application. | $100,000 |
| Card Type | Mastercard |
| Foreign Currency Conversion Fee (MC) Charged when you make a transaction that is converted by Mastercard from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution. | 3% of transaction value |
| Complimentary Travel Insurance | Yes |
| Minimum Income | $30,000 |
|---|---|
| Minimum Age | 18 years of age |
| Available To Temporary Residents | No |
| Joint Application | No |
| Annual fee | $69 p.a. annual fee for the first year ($169 p.a. thereafter) |
|---|---|
| Minimum Monthly Repayment | 2.5% or $50 (whichever is greater) |
| Late Payment Fee | $35 |
| Foreign Currency Conversion Fee (MC) Charged when you make a transaction that is converted by Mastercard from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution. | 3% of transaction value |
| Cash Advance Fee | 3% of $5 (whichever is greater) |
| Gambling Transactions Allowed | No |
| Additional Cardholder Fee | $39 |
| Number of Additional Cardholders | 4 |
Pros
- Receive 20,000 bonus Qantas Points when you apply and spend a minimum of $3,000 on eligible purchases within 60 days of approval.
- Save with 0% p.a. interest rate on balance transfers for 14 months.
- Pay a discounted annual fee of $69 for the first year.
- Enjoy complimentary overseas travel insurance.
Cons
- The variable purchase rate of 19.99% p.a. is relatively high.
| Rewards Program | Jetstar Dollars / Qantas Frequent Flyer |
|---|---|
| Bonus Points | 20,000 bonus points |
| Rewards Points per $ spent (VISA/MC) | 0.02 |
| Rewards Points per $ (VISA/MC) Cap | 2,000 |
Benefits of the Jetstar Platinum Mastercard
- Bonus Qantas Points. You will receive 20,000 bonus Qantas Points when you apply and spend at least $3,000 on eligible purchases within 60 days from card approval.
- Discounted annual fee. Take advantage of a discounted annual fee and only pay $69 for the first year (reverts to $169 p.a. thereafter).
- Balance transfer offer. You can repay your debt faster without the cost of high interest with the 0% p.a. balance transfer rate that stays in place for the first 14 months. This reverts to the variable purchase rate of 19.99% p.a. at the end of the promotional offer.
- Rewards for spending. You'll either earn Jetstar Dollars or Qantas Points when you use this card for eligible purchases. For every $1 you spend on eligible purchases, you will earn 0.5 Jetstar Dollars (awarded per $50 spent), or 0.5 Qantas Points. You can redeem your Jetstar Dollars for Jetstar vouchers that you get for your points to book flight tickets or for holidays. If you choose the Qantas Frequent Flyer Program, you can redeem your points for flight upgrades, flight tickets, and a variety of merchandise.
- Complimentary insurance covers. The complimentary insurance includes purchase security insurance, extended warranty insurance, interstate flight inconvenience insurance, overseas travel insurance, transport accident insurance, and global hire car excess waiver cover.
- Concierge service. You can turn to a 24/7 concierge service for help with booking travel tickets, making hotel reservations, booking tickets for events, locating businesses, and much more.
- Interest-free flying. Pay no interest for 6 months when you purchase a flight for $300 or more through the Jetstar website or call centre.
- No more booking and service fees. When you use your Jetstar Platinum Mastercard to book flights on the Jetstar website or call centre you won't need to pay the standard Booking and Service fee.
Jetstar Platinum Mastercard fees and features
- Interest-free days. By paying the credit card account’s closing balance before each due date, you can get as many as 55 interest-free days on purchase
- Complimentary Qantas Frequent Flyer membership. If you’re not an existing Qantas Frequent Flyer member, you get free membership which leads to a saving of $99.50.
- Additional cards. You can request up to 4 additional cards, and you have to pay an annual additional card fee of $39 for every additional card.
- Mastercard benefits. As a platinum Mastercard holder, you get access to a range of special promotions and offers, which include premium tickets for an assortment of events.
How to apply for the Jetstar Platinum Mastercard
Applying for the Jetstar Platinum Mastercard is easy, and you can complete the online application in around 10 minutes. Before you apply though, make sure you've met the eligibility requirements and organised the necessary documents:
Eligibility criteria
- You’re at least 18 years of age
- You’re a permanent Australian resident
- You don’t have poor credit history
- You earn at least $30,000 p.a.
Required documents
- Personal details like your complete name, date of birth, marital status, number of dependents, and driver’s license number
- Details about your income and expenses
- Your employer’s name, address, and phone number
The Jetstar Platinum Mastercard is suited to cardholders who want to earn reward points as they spend and take advantage of extra travel perks. As it isn't the only platinum frequent flyer credit card on the market, make sure to compare your options before you apply.
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i would like to transfer my jetstar card from my name to my wifes name
Hi Brian,
Thank you for reaching out to Finder.
Since Jetstar is owned by Qantas and is closely linked to the Qantas Frequent Flyer program as a result. This means you can earn both Qantas Points and Status Credits when you’re travelling on a Jetstar Starter Plus, Starter Max or Business Max fare. You may be able to transfer the points you have earned since this would be easier than changing the name on your card. Please reach out to Jetstar Customer service team to get assistance on having the points you have earned transferred. Hope this helps!
Cheers,
Reggie
I currently have a JetStar Platinum Mastercard. It is up for renewal for $169.
What benefits do I receive for the Platinum card Vs the regular Jetstar Mastercard? I need to see if it is worthwhile to maintain the Platinum Card.
Hi Warwick,
Thank you for contacting finder.
Some of the advantages of having a Jetstar Platinum Mastercard are:
*Complimentary Insurance
*if you are using your Jetstar Platinum Mastercard in booking a Jetstar flight through online/ phone, you will not be paying the standard Booking and Service fee
*You will also have Mastercard benefits which includes premium tickets for an assortment of events
With regards to your rewards points, with Jetstar Platinum Mastercard you will earn 1 Jetstar Dollars for every $50 spend on eligible purchases compared to 1 Jetstar Dollar for every $100 spend of Jetstar Mastercard. You may compare the rest of the benefits of Jetstar Platinum Mastercard to Jetstar Mastercard by reading this page.
I hope this helps.
Let us know if there is anything else that we may assist you with.
Cheers,
Ash
Hi
Do you earn reward points with payments to the ATO when using the jetstar platinum credit card?
Hi Ramo,
Thanks for your question.
Unfortunately, Jetstar Platinum MasterCard will not let you earn rewards points for your payment to the ATO.
If you want to check credit cards that let you earn points for paying tax bills, you can refer to this page.
I hope this helps.
Cheers,
Anndy
Hello,
I am on the comparison web site for Jetstar Platinum credit card. I can’t seem to find the online application area, can you please advise, am i looking in the wrong area?
thank you
Kind regards
Rosemarie
Hi Rosemarie,
Thanks for coming through finder.com.au.
Please note that our offer with Jetstar Platinum Credit Card has been paused, but we will hopefully be looking to re-active the offer in the near future.
However, you may wish to submit your application directly to Bankwest’s official website.
I’ve emailed you a link to the page for your convenience.
I hope this helps.
Cheers,
Ysa
What is the age limit on Jetstar Platinum MasterCard Insurance?
Hi Des, thanks for your inquiry!
There is no maximum age limit for this insurance.
Cheers,
Jonathan
If I were to book flights for my children traveling in my care, and charge the purchase to my Jetstar Platinum mastercard, would my children be covered by Jetstar Travel Insurance?
Hi Emma,
Thanks for your question. So long as you’ve used your Jetstar Platinum MasterCard to purchase the full fare of their return overseas travel tickets, they’re travelling with you for the entire duration of the trip and they meet the eligibility requirements, they’ll be covered by Jetstar’s complimentary travel insurance.
I’ve emailed you a copy of the insurance policy document so you can confirm that your children meet the eligibility requirements before leaving on your trip.
I hope this has helped.
Cheers,
Sally
Hi, if I applied for the Jetstar Platinum Card before 18 Jan 2016, but have to wait up to 10 days now for approval, am I still eligible for the $69 reduced first year fee and the 40000 Qantas points (I am a member)? The T&Cs say: “To be eligible for the bonus Qantas Points offer, you must apply for a Jetstar Platinum MasterCard before 18 January 2016, be approved and opt-in to Qantas Frequent Flyer Rewards. Receive 40,000 bonus Qantas Points if you spend $3,000 on eligible purchases within 60 days of card approval.” The “be approved” part is a bit confusing. Does it mean card approval or approval of the online apply? Otherwise this offer effectively expired on 4 Jan, to allow for the 10 business days approval clause. Please clarify.
Hi Col,
Thanks for your inquiry.
Kindly note that finder.com.au is an online comparison service and does not represent any credit card issuer such as Jetstar.
Nonetheless, this particular card required interested applicants to apply and get approved before 18 January 2016 and spend $3,000 on eligible purchases within 2 months of approval to receive 40,000 bonus Qantas Points.
While it is possible to get approved the same business day, it can also take longer.
That’s why it would be best to file an application much earlier so you do not miss the opportunity.
If you wish to clarify on this further, you may get in touch with the Jetstar team directly through the contact details sent to your email.
Also, for a list of other rewards credit cards, you might want to check our different options here.
I hope this has helped.
Cheers,
Ally
Hi There,
I’m looking at applying for a credit card that says that i need to apply before 18.01.2016 to be qualified for the bonus points.
If i apply tomorrow, am i still eligible. Or does my application need to be approved by that date?
Hi Amy,
Thanks for reaching out.
Most credit card issuers, if not all, require you to get your application approved on or before the offer end date.
While it is possible to get approved the same business day, it can also take much longer.
That’s why it would be best to file an application about a week prior so you do not miss the opportunity.
For a list of other rewards credit cards, you might want to check our different options here.
I hope this has helped.
Cheers,
Ally
Hi, Thanks Sally,
Another question please, is there any yearly charge on top of the card fee for opting to Qantas FF programme, I’m already a member, if so, would that also apply to an additional card for the wife.
Regards Terry,
PS Sorry I forgot to add my name in the previous question.
Hi again, Terry.
A $39 annual fee applies for each additional card you add to the account. You must be a member of the Qantas Frequent Flyer Program to earn and redeem Qantas Points and a joining fee will apply if you’re not already enrolled in the program. If your wife has an additional card, she should be able to earn Qantas points on purchases and they’ll automatically be debited into your frequent flyer account.
I hope this has helped.
Cheers,
Sally
Can pensioners apply for the Platinum MasterCard?
Do we just add all our pension totals together as if “income”.
I’m sure I read somewhere that there are two complementary entry to the Business lounge of Jetstar/Qantas per year.
Hi Terry,
Thanks for your question.
You can indeed add together your pension totals for your income, as long as they equal AUD $30,000 cumulatively. Although unfortunately you won’t get complimentary business lounge entry, you will get complimentary Qantas Frequent Flyer membership.
I hope this has helped.
Cheers,
Sally