Jetstar Platinum MasterCard Rates and Fees

Information verified correct on December 5th, 2016

Experience platinum cardholder benefits with a competitive annual fee, the freedom between earning Jetstar Dollars and Qantas Points and pay 0% p.a. interest on balances transferred for 14 months.

The Jetstar Platinum MasterCard gives you the option to choose between the Jetstar Reward Program and the Qantas Frequent Flyer Program. Cardholders can also enjoy platinum cardholder benefits with 24/7 access to concierge services, complimentary travel and purchase insurances. Also benefit from up to 55 interest-free days on purchases.

Product NameJetstar Platinum MasterCard
Rewards ProgramJetstar Dollars Program
Balance transfer rate (p.a.)0% p.a. for 14 months
Balance Transfer Revert Rate
The interest rate after the balance transfer ends.
Purchase Rate (19.99% p.a.)
Purchase rate (p.a.)19.99% p.a.
Annual fee$169 p.a.
Interest Free Period
The interest-free period on purchases is the period or number of days you do not have to pay interest on your card purchases. You will be charged interest either from the day you make a purchase or from the statement date, unless you pay the closing balance in full by the due date (or within the interest-free period) on your statement.
Up to 55 days on purchases
Cash advance rate (p.a.)21.99% p.a.
Min credit limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
$6,000
Max credit limit
This credit limit may not be issued to you immediately on application. This is the maximum credit limit for this card which must be applied for or offered to you after you are approved and have already opened the account.
$100,000
Minimum Monthly Repayment2.5% or $50 (whichever is greater)
Minimum Income$30,000
Card TypeMasterCard
Late Payment Fee$35
Foreign Currency Conversion Fee (MC)
Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution.
3% of transaction value
Complimentary Travel InsuranceYes
Complimentary Travel Insurance Cover4 months
Available To Temporary ResidentsNo
Joint ApplicationNo
Minimum Income$30,000
Minimum Age18 years of age
Available to Temporary ResidentsNo
Credit Rating Requirement
Credit rating requirement is provided only as a guide. Understanding your credit file helps you make more informed decisions in regards to your finances. Learn more about what this means here.
Good
Min Credit Limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
$6,000
Max Credit Limit
This credit limit may not be issued to you immediately on application. This is the maximum credit limit for this card which must be applied for or offered to you after you are approved and have already opened the account.
$100,000
Annual Fee$169 p.a.
Minimum Repayment2.5% or $50 (whichever is greater)
Late Payment Fee$35
Over Limit Fee$30
Cash Advance Fee3% of $5 (whichever is greater)
Foreign Currency Conversion Fee (MC)
Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution.
3% of transaction value
Gambling Transactions AllowedNo
Additional Cardholder Fee$39 p.a.
Number of Additional Cardholders4
BPAYYes
ChequeYes
Direct DebitYes
Australia PostYes
Phone BankingYes
Internet Banking TransfersYes
In BranchNo
MailYes
Rewards ProgramJetstar Dollars Program
Rewards Points per $ (VISA/MC)1
Rewards Points per $ (AMEX)0
Rewards Points per $ (VISA/MC) Cap100,000
Rewards Points per $ (AMEX) CapN/A
Points ExpiryNever

Jetstar Platinum MasterCard review

Earn either Jetstar Dollars or Qantas Points on everyday purchases with the Jetstar Platinum MasterCard. If you're struggling to repay a high interest debt, you can consolidate your balance faster and save on interest with a 0% p.a. for 14 months. Plus, you'll enjoy travel perks such as interest-free flying, complimentary travel insurance and complimentary Qantas frequent flyer membership.

Benefits of the Jetstar Platinum MasterCard

  • Rewards for spending. You'll either earn Jetstar Dollars or as Qantas Points when you use this card for eligible purchases. While every $50 you spend on eligible purchases, you can earn 1 Jetstar Dollars, and you earn 1 Qantas Point for every dollar spent on eligible purchases. You can redeem your Jetstar Dollars for Jetstar vouchers that you get for your points to book flight tickets or for holidays. The Qantas Frequent Flyer Program enables you to redeem your points for flight upgrades, flight tickets, and a variety of merchandise.
  • Balance transfer offer. You can repay your debt faster without the cost of high interest with the 0% p.a. balance transfer rate that stays in place for the first 14 months. This reverts to the standard purchase rate of 19.99% p.a. at the end of the promotional offer.
  • Interest-free days. By paying the credit card account’s closing balance before each due date you can get as many as 55 interest-free days on purchases.
  • Complimentary insurance covers. The complimentary insurance includes purchase security insurance, extended warranty insurance, interstate flight inconvenience insurance, overseas travel insurance, transport accident insurance, and global hire car excess waiver cover.
  • Concierge service. You can turn to a 24/7 concierge service for help with booking travel tickets, making hotel reservations, booking tickets for events, locating businesses, and much more.
  • Interest-free flying. Pay no interest for 6 months when you purchase a flight for $300 or more through the Jetstar website or call centre.
  • No more booking and service fees. When you use your Jetstar Platinum MasterCard to book flights on the Jetstar website or call centre you won't need to pay the standard Booking and Service fee.

Jetstar Platinum MasterCard Features

  • Annual fee. You have to pay an ongoing annual fee of $169 for as long as you keep using your card.
  • Rewards. You can earn up to 2,000 Jetstar Dollars or up to 100,000 Qantas Frequent Flyer Points in every 12 months period. In both cases, you get multiple options when it comes to redeeming points for rewards.
  • Complimentary Qantas Frequent Flyer membership. If you’re not an existing Qantas Frequent Flyer member, you get free membership which leads to a saving of $89.50.
  • Complimentary insurances. Use this card to book travel tickets and take advantage of various travel insurances. Purchases made using this card also receive cover through complimentary insurances.
  • Additional cards. You can request for additional cards, and you have to pay an annual additional card fee of $39 for every additional card.
  • MasterCard benefits. As a platinum MasterCard holder you get access to a range of special promotions and offers, which include premium tickets for an assortment of events.
  • PayPass. You can use this PayPass enabled card to make contactless payments for purchases. Generally, a signature or PIN will only be required once the transaction value exceeds $35, but this limit may be subject to change and may change between different merchants.

How to apply for the Jetstar Platinum MasterCard

Applying for the Jetstar Platinum MasterCard is easy, and you can complete the online application in around 10 minutes. Before you apply though, make sure you've met the eligibility requirements and organised the necessary documents:

Eligibility criteria

        • You’re at least 18 years of age
        • You’re a permanent Australian resident
        • You don’t have poor credit history
        • You earn at least $30,000 p.a.

Required documents

        • Personal details like your complete name, date of birth, marital status, number of dependents, and driver’s license number
        • Details about your income and expenses
        • Your employer’s name, address, and phone number

The choice in reward programs this card offers deserves your attention, but remember that this is not the only card of its kind, so compare it with a few before you decide to apply.

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77 Responses to Jetstar Platinum MasterCard Rates and Fees

  1. Default Gravatar
    Ramo | July 7, 2016

    Hi
    Do you earn reward points with payments to the ATO when using the jetstar platinum credit card?

    • Staff
      Anndy | July 8, 2016

      Hi Ramo,

      Thanks for your question.

      Unfortunately, Jetstar Platinum MasterCard will not let you earn rewards points for your payment to the ATO.

      If you want to check credit cards that let you earn points for paying tax bills, you can refer to this page.

      I hope this helps.

      Cheers,
      Anndy

  2. Default Gravatar
    Rosemarie | May 3, 2016

    Hello,

    I am on the comparison web site for Jetstar Platinum credit card. I can’t seem to find the online application area, can you please advise, am i looking in the wrong area?

    thank you
    Kind regards
    Rosemarie

    • Staff
      Ysa | May 3, 2016

      Hi Rosemarie,

      Thanks for coming through finder.com.au.

      Please note that our offer with Jetstar Platinum Credit Card has been paused, but we will hopefully be looking to re-active the offer in the near future.

      However, you may wish to submit your application directly to Bankwest’s official website.

      I’ve emailed you a link to the page for your convenience.

      I hope this helps.

      Cheers,
      Ysa

  3. Default Gravatar
    Des | February 29, 2016

    What is the age limit on Jetstar Platinum MasterCard Insurance?

    • Staff
      Jonathan | March 1, 2016

      Hi Des, thanks for your inquiry!

      There is no maximum age limit for this insurance.

      Cheers,

      Jonathan

  4. Default Gravatar
    Emma | February 25, 2016

    If I were to book flights for my children traveling in my care, and charge the purchase to my Jetstar Platinum mastercard, would my children be covered by Jetstar Travel Insurance?

    • Staff
      Sally | February 26, 2016

      Hi Emma,

      Thanks for your question. So long as you’ve used your Jetstar Platinum MasterCard to purchase the full fare of their return overseas travel tickets, they’re travelling with you for the entire duration of the trip and they meet the eligibility requirements, they’ll be covered by Jetstar’s complimentary travel insurance.

      I’ve emailed you a copy of the insurance policy document so you can confirm that your children meet the eligibility requirements before leaving on your trip.

      I hope this has helped.

      Cheers,

      Sally

  5. Default Gravatar
    Col | January 18, 2016

    Hi, if I applied for the Jetstar Platinum Card before 18 Jan 2016, but have to wait up to 10 days now for approval, am I still eligible for the $69 reduced first year fee and the 40000 Qantas points (I am a member)? The T&Cs say: “To be eligible for the bonus Qantas Points offer, you must apply for a Jetstar Platinum MasterCard before 18 January 2016, be approved and opt-in to Qantas Frequent Flyer Rewards. Receive 40,000 bonus Qantas Points if you spend $3,000 on eligible purchases within 60 days of card approval.” The “be approved” part is a bit confusing. Does it mean card approval or approval of the online apply? Otherwise this offer effectively expired on 4 Jan, to allow for the 10 business days approval clause. Please clarify.

    • Staff
      Ally | January 20, 2016

      Hi Col,

      Thanks for your inquiry.

      Kindly note that finder.com.au is an online comparison service and does not represent any credit card issuer such as Jetstar.

      Nonetheless, this particular card required interested applicants to apply and get approved before 18 January 2016 and spend $3,000 on eligible purchases within 2 months of approval to receive 40,000 bonus Qantas Points.

      While it is possible to get approved the same business day, it can also take longer.
      That’s why it would be best to file an application much earlier so you do not miss the opportunity.

      If you wish to clarify on this further, you may get in touch with the Jetstar team directly through the contact details sent to your email.

      Also, for a list of other rewards credit cards, you might want to check our different options here.

      I hope this has helped.

      Cheers,
      Ally

  6. Default Gravatar
    Amy | January 17, 2016

    Hi There,

    I’m looking at applying for a credit card that says that i need to apply before 18.01.2016 to be qualified for the bonus points.

    If i apply tomorrow, am i still eligible. Or does my application need to be approved by that date?

    • Staff
      Ally | January 20, 2016

      Hi Amy,

      Thanks for reaching out.

      Most credit card issuers, if not all, require you to get your application approved on or before the offer end date.

      While it is possible to get approved the same business day, it can also take much longer.
      That’s why it would be best to file an application about a week prior so you do not miss the opportunity.

      For a list of other rewards credit cards, you might want to check our different options here.

      I hope this has helped.

      Cheers,
      Ally

  7. Default Gravatar
    Terry | December 9, 2015

    Hi, Thanks Sally,
    Another question please, is there any yearly charge on top of the card fee for opting to Qantas FF programme, I’m already a member, if so, would that also apply to an additional card for the wife.

    Regards Terry,

    PS Sorry I forgot to add my name in the previous question.

    • Staff
      Sally | December 10, 2015

      Hi again, Terry.

      A $39 annual fee applies for each additional card you add to the account. You must be a member of the Qantas Frequent Flyer Program to earn and redeem Qantas Points and a joining fee will apply if you’re not already enrolled in the program. If your wife has an additional card, she should be able to earn Qantas points on purchases and they’ll automatically be debited into your frequent flyer account.

      I hope this has helped.

      Cheers,

      Sally

  8. Default Gravatar
    Terry | December 8, 2015

    Can pensioners apply for the Platinum MasterCard?
    Do we just add all our pension totals together as if “income”.
    I’m sure I read somewhere that there are two complementary entry to the Business lounge of Jetstar/Qantas per year.

    • Staff
      Sally | December 9, 2015

      Hi Terry,

      Thanks for your question.

      You can indeed add together your pension totals for your income, as long as they equal AUD $30,000 cumulatively. Although unfortunately you won’t get complimentary business lounge entry, you will get complimentary Qantas Frequent Flyer membership.

      I hope this has helped.

      Cheers,

      Sally

  9. Default Gravatar
    Anthony | October 19, 2015

    Hi
    Very simple answer YES or NO . Do you get frequent flyer points when you pay your quarterly tax bill at ATO, using Jetstar Platinum.

    Thanks

    • Staff
      Debbie | October 21, 2015

      Hi Anthony,

      Thank you for your inquiry.
      No, unfortunately Qantas Points won’t be earned in relation to taxes, including GST.
      To understand more about earning rewards points while paying your tax bill, please check this page.
      I hope this helps.

      Cheers,
      Debbie

  10. Default Gravatar
    kayla | September 15, 2015

    Hi,
    Does house insurance count as a retail purchase or advanced cash?
    Thanks

    • Staff
      Sally | September 17, 2015

      Hi Kayla,

      Thanks for your question.

      As mentioned in the terms and conditions, Jetstar Dollars do not accrue and Qantas Points cannot be earned on:
      • cash advances
      • government charges
      • interest and other bank fees and charges (including any GST payable on any of these)
      • special promotions such as balance transfers
      • transactions made in operating a business or in connection with business expenditure
      • transactions that are reversed (refunds)
      • gambling chip purchases
      • payments for credit card protection insurance

      Although the terms and conditions do mention that payments for credit card protection insurance isn’t considered an eligible purchase, you may need to confirm with Jetstar directly whether or not your house insurance is considered an eligible purchase or a cash advance.

      I hope this has helped.

      Thanks,

      Sally

Credit Cards Comparison

Rates last updated December 5th, 2016
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20.74% p.a. 0% p.a. for 18 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
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Enjoy a low and consistent interest rate on purchases and cash advances, combined with no annual fee.
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HSBC Platinum Credit Card
Receive a full annual fee refund and save $149 if you meet the $6,000 spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
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NAB Low Rate Credit Card
The NAB Low Rate Card offers 0% p.a. on purchases and balance transfers for 15 months. This card also comes with a low annual fee.
0% p.a. for 15 months (reverts to 13.99% p.a.) 0% p.a. for 15 months with a one off 3% balance transfer fee $59 p.a. Go to site More info
HSBC Platinum Qantas Credit Card
Receive 60,000 bonus Qantas Points on eligible spend within 3 months. Enjoy access to premium benefits and complimentary insurance.
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* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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