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Jetstar Platinum Mastercard

Sally McMullen
Sally McMullen
Last updated:  

Reward your spending with points, save with complimentary travel insurance and enjoy a 0% interest on balance transfers for 14 months.

Jetstar Platinum Mastercard cardholders have the option to earn points with the Jetstar Rewards Program or Qantas Frequent Flyer scheme. You can also repay your debt faster with the 0% p.a. balance transfer rate for 14 months. Plus, an access to platinum features including complimentary travel insurance and a concierge service.

0% p.a.

Balance transfer rate

for 14 months

19.99% p.a.

Purchase rate

0.02

Reward points

Per $ spent (Visa/Mastercard)

$169 p.a.

Annual fee

Details

Product NameJetstar Platinum Mastercard
Rewards ProgramJetstar Dollars / Qantas Frequent Flyer
Balance transfer rate0% p.a. for 14 months
Balance Transfer Revert RatePurchase Rate (19.99% p.a.)
Purchase rate (p.a.)19.99% p.a.
Annual fee$169 p.a.
Interest Free Period55 days
Cash Advance Rate19.99% p.a.
Minimum Credit Limit$6,000
Maximum Credit Limit$100,000
Card TypeMastercard
Foreign Currency Conversion Fee (Visa/Mastercard)3% of transaction value
Complimentary Travel InsuranceYes
Minimum Income$30,000
Minimum Age18 years of age
Available to Temporary ResidentsNo
Joint ApplicationNo

Pros

  • Save with 0% p.a. interest rate on balance transfers for 14 months.
  • Enjoy complimentary overseas travel insurance.

Cons

  • The variable purchase rate of 19.99% p.a. is relatively high.
Rewards ProgramJetstar Dollars / Qantas Frequent Flyer
Rewards Points per $ spent (Visa/Mastercard)0.02
Annual fee$169 p.a.
Minimum Monthly Repayment2.5% of the closing balance or $50, whichever is greater
Late Payment Fee$35
Foreign Currency Conversion Fee (Visa/Mastercard)3% of transaction value
Cash Advance Fee3% or $5, whichever is greater
Additional Cardholder Fee$39
Number of Additional Cardholders4

Expert review

Sally McMullen

Review by

Sally McMullen is Finder's credit cards and frequent flyer editor by day and a music maven by night. Her byline can be spotted on Yahoo Finance, Dynamic Business, Financy and Mamamia as well as Music Feeds and Rolling Stone.

Expert review

The Jetstar Platinum Mastercard is designed to reward loyal Jetstar flyers. You can save by paying 0% interest for 6 months when you use your card to pay for a flight or hotel booking worth $300 or more. You also won’t be charged any booking or service fees when you use your Jetstar Platinum Mastercard to book flights through the Jetstar website.

How to apply

You can apply for the Jetstar Platinum Mastercard online in 15 minutes as long as you meet the eligibility criteria and have the necessary information.

Eligibility criteria

  • Income. You earn at least $30,000 p.a.
  • Residency. You’re a permanent Australian resident.

Card benefits

  • Balance transfer offer. You can repay your debt faster without the cost of high interest with the 0% p.a. balance transfer rate for 14 months. This reverts to the variable purchase rate of 19.99% p.a. at the end of the promotional offer and you won’t earn points on balance transfers.
  • Jetstar Dollars Program. You can earn 1 Jetstar Dollar per $50 spent up to $2,500 per statement period and then 1 Jetstar Dollar per $100 after that. You’ll receive a $200 Jetstar Travel Voucher for every 200 Jetstar Dollars you collect.

Rates & fees

  • Annual fee. This card charges a $169 annual fee.
  • Interest rates. Your purchases and cash advances will collect a 19.99% p.a. interest rate.

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81 Comments

  1. Default Gravatar
    brian
    February 26, 2019

    i would like to transfer my jetstar card from my name to my wifes name

    Reply
    • AvatarStaff
      John
      February 27, 2019

      Hi Brian,

      Thank you for reaching out to Finder.

      Since Jetstar is owned by Qantas and is closely linked to the Qantas Frequent Flyer program as a result. This means you can earn both Qantas Points and Status Credits when you’re travelling on a Jetstar Starter Plus, Starter Max or Business Max fare. You may be able to transfer the points you have earned since this would be easier than changing the name on your card. Please reach out to Jetstar Customer service team to get assistance on having the points you have earned transferred. Hope this helps!

      Cheers,
      Reggie

      Reply
  2. Default Gravatar
    Warwick
    May 8, 2018

    I currently have a JetStar Platinum Mastercard. It is up for renewal for $169.
    What benefits do I receive for the Platinum card Vs the regular Jetstar Mastercard? I need to see if it is worthwhile to maintain the Platinum Card.

    Reply
    • Default Gravatar
      Ash Munoz
      May 8, 2018

      Hi Warwick,

      Thank you for contacting finder.

      Some of the advantages of having a Jetstar Platinum Mastercard are:

      *Complimentary Insurance
      *if you are using your Jetstar Platinum Mastercard in booking a Jetstar flight through online/ phone, you will not be paying the standard Booking and Service fee
      *You will also have Mastercard benefits which includes premium tickets for an assortment of events

      With regards to your rewards points, with Jetstar Platinum Mastercard you will earn 1 Jetstar Dollars for every $50 spend on eligible purchases compared to 1 Jetstar Dollar for every $100 spend of Jetstar Mastercard. You may compare the rest of the benefits of Jetstar Platinum Mastercard to Jetstar Mastercard by reading this page.

      I hope this helps.

      Let us know if there is anything else that we may assist you with.

      Cheers,
      Ash

      Reply
  3. Default Gravatar
    Ramo
    July 7, 2016

    Hi
    Do you earn reward points with payments to the ATO when using the jetstar platinum credit card?

    Reply
    • AvatarStaff
      Dee
      July 8, 2016

      Hi Ramo,

      Thanks for your question.

      Unfortunately, Jetstar Platinum MasterCard will not let you earn rewards points for your payment to the ATO.

      If you want to check credit cards that let you earn points for paying tax bills, you can refer to this page.

      I hope this helps.

      Cheers,
      Anndy

      Reply
  4. Default Gravatar
    Rosemarie
    May 3, 2016

    Hello,

    I am on the comparison web site for Jetstar Platinum credit card. I can’t seem to find the online application area, can you please advise, am i looking in the wrong area?

    thank you
    Kind regards
    Rosemarie

    Reply
    • AvatarStaff
      Ysa
      May 3, 2016

      Hi Rosemarie,

      Thanks for coming through finder.com.au.

      Please note that our offer with Jetstar Platinum Credit Card has been paused, but we will hopefully be looking to re-active the offer in the near future.

      However, you may wish to submit your application directly to Bankwest’s official website.

      I’ve emailed you a link to the page for your convenience.

      I hope this helps.

      Cheers,
      Ysa

      Reply
  5. Default Gravatar
    Des
    February 29, 2016

    What is the age limit on Jetstar Platinum MasterCard Insurance?

    Reply
    • AvatarStaff
      Jonathan
      March 1, 2016

      Hi Des, thanks for your inquiry!

      There is no maximum age limit for this insurance.

      Cheers,

      Jonathan

      Reply
  6. Default Gravatar
    Emma
    February 25, 2016

    If I were to book flights for my children traveling in my care, and charge the purchase to my Jetstar Platinum mastercard, would my children be covered by Jetstar Travel Insurance?

    Reply
    • AvatarStaff
      Sally
      February 26, 2016

      Hi Emma,

      Thanks for your question. So long as you’ve used your Jetstar Platinum MasterCard to purchase the full fare of their return overseas travel tickets, they’re travelling with you for the entire duration of the trip and they meet the eligibility requirements, they’ll be covered by Jetstar’s complimentary travel insurance.

      I’ve emailed you a copy of the insurance policy document so you can confirm that your children meet the eligibility requirements before leaving on your trip.

      I hope this has helped.

      Cheers,

      Sally

      Reply
  7. Default Gravatar
    Col
    January 18, 2016

    Hi, if I applied for the Jetstar Platinum Card before 18 Jan 2016, but have to wait up to 10 days now for approval, am I still eligible for the $69 reduced first year fee and the 40000 Qantas points (I am a member)? The T&Cs say: “To be eligible for the bonus Qantas Points offer, you must apply for a Jetstar Platinum MasterCard before 18 January 2016, be approved and opt-in to Qantas Frequent Flyer Rewards. Receive 40,000 bonus Qantas Points if you spend $3,000 on eligible purchases within 60 days of card approval.” The “be approved” part is a bit confusing. Does it mean card approval or approval of the online apply? Otherwise this offer effectively expired on 4 Jan, to allow for the 10 business days approval clause. Please clarify.

    Reply
    • AvatarStaff
      Ally
      January 20, 2016

      Hi Col,

      Thanks for your inquiry.

      Kindly note that finder.com.au is an online comparison service and does not represent any credit card issuer such as Jetstar.

      Nonetheless, this particular card required interested applicants to apply and get approved before 18 January 2016 and spend $3,000 on eligible purchases within 2 months of approval to receive 40,000 bonus Qantas Points.

      While it is possible to get approved the same business day, it can also take longer.
      That’s why it would be best to file an application much earlier so you do not miss the opportunity.

      If you wish to clarify on this further, you may get in touch with the Jetstar team directly through the contact details sent to your email.

      Also, for a list of other rewards credit cards, you might want to check our different options here.

      I hope this has helped.

      Cheers,
      Ally

      Reply
  8. Default Gravatar
    Amy
    January 17, 2016

    Hi There,

    I’m looking at applying for a credit card that says that i need to apply before 18.01.2016 to be qualified for the bonus points.

    If i apply tomorrow, am i still eligible. Or does my application need to be approved by that date?

    Reply
    • AvatarStaff
      Ally
      January 20, 2016

      Hi Amy,

      Thanks for reaching out.

      Most credit card issuers, if not all, require you to get your application approved on or before the offer end date.

      While it is possible to get approved the same business day, it can also take much longer.
      That’s why it would be best to file an application about a week prior so you do not miss the opportunity.

      For a list of other rewards credit cards, you might want to check our different options here.

      I hope this has helped.

      Cheers,
      Ally

      Reply
  9. Default Gravatar
    Terry
    December 9, 2015

    Hi, Thanks Sally,
    Another question please, is there any yearly charge on top of the card fee for opting to Qantas FF programme, I’m already a member, if so, would that also apply to an additional card for the wife.

    Regards Terry,

    PS Sorry I forgot to add my name in the previous question.

    Reply
    • AvatarStaff
      Sally
      December 10, 2015

      Hi again, Terry.

      A $39 annual fee applies for each additional card you add to the account. You must be a member of the Qantas Frequent Flyer Program to earn and redeem Qantas Points and a joining fee will apply if you’re not already enrolled in the program. If your wife has an additional card, she should be able to earn Qantas points on purchases and they’ll automatically be debited into your frequent flyer account.

      I hope this has helped.

      Cheers,

      Sally

      Reply
  10. Default Gravatar
    Terry
    December 8, 2015

    Can pensioners apply for the Platinum MasterCard?
    Do we just add all our pension totals together as if “income”.
    I’m sure I read somewhere that there are two complementary entry to the Business lounge of Jetstar/Qantas per year.

    Reply
    • AvatarStaff
      Sally
      December 9, 2015

      Hi Terry,

      Thanks for your question.

      You can indeed add together your pension totals for your income, as long as they equal AUD $30,000 cumulatively. Although unfortunately you won’t get complimentary business lounge entry, you will get complimentary Qantas Frequent Flyer membership.

      I hope this has helped.

      Cheers,

      Sally

      Reply
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