Experience platinum cardholder benefits with a competitive annual fee, the freedom between earning Jetstar Dollars and Qantas Points and pay 0% p.a. interest on balances transferred for 14 months.
The Jetstar Platinum Mastercard gives you the option to choose between the Jetstar Reward Program and the Qantas Frequent Flyer Program. Cardholders can also enjoy platinum cardholder benefits with 24/7 access to concierge services, complimentary travel and purchase insurances. Also benefit from up to 55 interest-free days on purchases.
| Product Name | Jetstar Platinum Mastercard |
|---|---|
| Rewards Program | Jetstar Dollars Program |
| Balance transfer rate (p.a.) | 0% p.a. for 14 months |
| Balance Transfer Revert Rate The interest rate after the balance transfer ends. | Purchase Rate (19.99% p.a.) |
| Purchase rate (p.a.) | 19.99% p.a. |
| Offer end date | 30 November 2017 |
| Annual fee | $169 p.a. |
| Interest Free Period The interest-free period on purchases is the period or number of days you do not have to pay interest on your card purchases. You will be charged interest either from the day you make a purchase or from the statement date, unless you pay the closing balance in full by the due date (or within the interest-free period) on your statement. | Up to 55 days on purchases |
| Cash advance rate (p.a.) | 21.99% p.a. |
| Min credit limit This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure. | $6,000 |
| Max credit limit This credit limit may not be issued to you immediately on application. This is the maximum credit limit for this card which must be applied for or offered to you after you are approved and have already opened the account. | $100,000 |
| Minimum Monthly Repayment | 2.5% or $50 (whichever is greater) |
| Minimum Income | $30,000 |
| Card Type | Mastercard |
| Late Payment Fee | $35 |
| Foreign Currency Conversion Fee (MC) Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution. | 3% of transaction value |
| Complimentary Travel Insurance | Yes |
| Available To Temporary Residents | No |
| Joint Application | No |
| Minimum Income | $30,000 |
|---|---|
| Minimum Age | 18 years of age |
| Available to Temporary Residents | No |
| Credit Rating Requirement Credit rating requirement is provided only as a guide. Understanding your credit file helps you make more informed decisions in regards to your finances. Learn more about what this means here. | Good |
| Min Credit Limit This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure. | $6,000 |
| Max Credit Limit This credit limit may not be issued to you immediately on application. This is the maximum credit limit for this card which must be applied for or offered to you after you are approved and have already opened the account. | $100,000 |
| Annual Fee | $169 p.a. |
|---|---|
| Minimum Repayment | 2.5% or $50 (whichever is greater) |
| Late Payment Fee | $35 |
| Over Limit Fee | $30 |
| Cash Advance Fee | 3% of $5 (whichever is greater) |
| Foreign Currency Conversion Fee (MC) Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution. | 3% of transaction value |
| Gambling Transactions Allowed | No |
| Additional Cardholder Fee | $39 p.a. |
| Number of Additional Cardholders | 4 |
| BPAY | Yes |
| Cheque | Yes |
| Direct Debit | Yes |
| Australia Post | Yes |
| Phone Banking | Yes |
| Internet Banking Transfers | Yes |
| Yes |
Pros
- Discounted annual fee in the first year.
- 0% p.a. on balance transfers for 14 months
- Complimentary membership to Qantas Frequent Flyer program
Cons
- The standard purchase rate of 19.99% p.a. is relatively high.
| Rewards Program | Jetstar Dollars Program |
|---|---|
| Rewards Points per $ (VISA/MC) | 1 |
| Rewards Points per $ (VISA/MC) Cap | 2,000 |
| Rewards Points per $ (AMEX) Cap | N/A |
| Points Expiry | Never |
Jetstar Platinum Mastercard review
Earn either Jetstar Dollars or Qantas Points on everyday purchases with the Jetstar Platinum Mastercard. If you're struggling to repay a high interest debt, you can consolidate your balance faster and save on interest with a 0% p.a. for 14 months. Plus, you'll enjoy travel perks such as interest-free flying, complimentary travel insurance and complimentary Qantas frequent flyer membership.
Benefits of the Jetstar Platinum Mastercard
- Domestic bonus flight. To receive a return domestic bonus flight, you must apply by 30 November 2017, opt-in to the Jetstar Dollars program and spend at least $2,000 on eligible purchases within 60 days of card approval.
- Rewards for spending. You'll either earn Jetstar Dollars or as Qantas Points when you use this card for eligible purchases. While every $50 you spend on eligible purchases, you can earn 1 Jetstar Dollars, and you earn 1 Qantas Point for every dollar spent on eligible purchases. You can redeem your Jetstar Dollars for Jetstar vouchers that you get for your points to book flight tickets or for holidays. The Qantas Frequent Flyer Program enables you to redeem your points for flight upgrades, flight tickets, and a variety of merchandise.
- Balance transfer offer. You can repay your debt faster without the cost of high interest with the 0% p.a. balance transfer rate that stays in place for the first 14 months. This reverts to the standard purchase rate of 19.99% p.a. at the end of the promotional offer.
- Interest-free days. By paying the credit card account’s closing balance before each due date you can get as many as 55 interest-free days on purchases.
- Complimentary insurance covers. The complimentary insurance includes purchase security insurance, extended warranty insurance, interstate flight inconvenience insurance, overseas travel insurance, transport accident insurance, and global hire car excess waiver cover.
- Concierge service. You can turn to a 24/7 concierge service for help with booking travel tickets, making hotel reservations, booking tickets for events, locating businesses, and much more.
- Interest-free flying. Pay no interest for 6 months when you purchase a flight for $300 or more through the Jetstar website or call centre.
- No more booking and service fees. When you use your Jetstar Platinum Mastercard to book flights on the Jetstar website or call centre you won't need to pay the standard Booking and Service fee.
Jetstar Platinum Mastercard Features
- Annual fee. You have to pay an ongoing annual fee of $169 for as long as you keep using your card.
- Rewards. You can earn up to 2,500 Jetstar Dollars or up to 100,000 Qantas Frequent Flyer Points in every 12 months period. In both cases, you get multiple options when it comes to redeeming points for rewards.
- Complimentary Qantas Frequent Flyer membership. If you’re not an existing Qantas Frequent Flyer member, you get free membership which leads to a saving of $30.
- Complimentary insurances. Use this card to book travel tickets and take advantage of various travel insurances. Purchases made using this card also receive cover through complimentary insurances.
- Additional cards. You can request up to 4 additional cards, and you have to pay an annual additional card fee of $39 for every additional card.
- Mastercard benefits. As a platinum Mastercard holder you get access to a range of special promotions and offers, which include premium tickets for an assortment of events.
- PayPass. You can use this PayPass enabled card to make contactless payments for purchases. Generally, a signature or PIN will only be required once the transaction value exceeds $35, but this limit may be subject to change and may change between different merchants.
How to apply for the Jetstar Platinum Mastercard
Applying for the Jetstar Platinum Mastercard is easy, and you can complete the online application in around 10 minutes. Before you apply though, make sure you've met the eligibility requirements and organised the necessary documents:
Eligibility criteria
- You’re at least 18 years of age
- You’re a permanent Australian resident
- You don’t have poor credit history
- You earn at least $30,000 p.a.
Required documents
- Personal details like your complete name, date of birth, marital status, number of dependents, and driver’s license number
- Details about your income and expenses
- Your employer’s name, address, and phone number
The choice in reward programs this card offers deserves your attention, but remember that this is not the only card of its kind, so compare it with a few before you decide to apply.
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Hi
Do you earn reward points with payments to the ATO when using the jetstar platinum credit card?
Hi Ramo,
Thanks for your question.
Unfortunately, Jetstar Platinum MasterCard will not let you earn rewards points for your payment to the ATO.
If you want to check credit cards that let you earn points for paying tax bills, you can refer to this page.
I hope this helps.
Cheers,
Anndy
Hello,
I am on the comparison web site for Jetstar Platinum credit card. I can’t seem to find the online application area, can you please advise, am i looking in the wrong area?
thank you
Kind regards
Rosemarie
Hi Rosemarie,
Thanks for coming through finder.com.au.
Please note that our offer with Jetstar Platinum Credit Card has been paused, but we will hopefully be looking to re-active the offer in the near future.
However, you may wish to submit your application directly to Bankwest’s official website.
I’ve emailed you a link to the page for your convenience.
I hope this helps.
Cheers,
Ysa
What is the age limit on Jetstar Platinum MasterCard Insurance?
Hi Des, thanks for your inquiry!
There is no maximum age limit for this insurance.
Cheers,
Jonathan
If I were to book flights for my children traveling in my care, and charge the purchase to my Jetstar Platinum mastercard, would my children be covered by Jetstar Travel Insurance?
Hi Emma,
Thanks for your question. So long as you’ve used your Jetstar Platinum MasterCard to purchase the full fare of their return overseas travel tickets, they’re travelling with you for the entire duration of the trip and they meet the eligibility requirements, they’ll be covered by Jetstar’s complimentary travel insurance.
I’ve emailed you a copy of the insurance policy document so you can confirm that your children meet the eligibility requirements before leaving on your trip.
I hope this has helped.
Cheers,
Sally
Hi, if I applied for the Jetstar Platinum Card before 18 Jan 2016, but have to wait up to 10 days now for approval, am I still eligible for the $69 reduced first year fee and the 40000 Qantas points (I am a member)? The T&Cs say: “To be eligible for the bonus Qantas Points offer, you must apply for a Jetstar Platinum MasterCard before 18 January 2016, be approved and opt-in to Qantas Frequent Flyer Rewards. Receive 40,000 bonus Qantas Points if you spend $3,000 on eligible purchases within 60 days of card approval.” The “be approved” part is a bit confusing. Does it mean card approval or approval of the online apply? Otherwise this offer effectively expired on 4 Jan, to allow for the 10 business days approval clause. Please clarify.
Hi Col,
Thanks for your inquiry.
Kindly note that finder.com.au is an online comparison service and does not represent any credit card issuer such as Jetstar.
Nonetheless, this particular card required interested applicants to apply and get approved before 18 January 2016 and spend $3,000 on eligible purchases within 2 months of approval to receive 40,000 bonus Qantas Points.
While it is possible to get approved the same business day, it can also take longer.
That’s why it would be best to file an application much earlier so you do not miss the opportunity.
If you wish to clarify on this further, you may get in touch with the Jetstar team directly through the contact details sent to your email.
Also, for a list of other rewards credit cards, you might want to check our different options here.
I hope this has helped.
Cheers,
Ally
Hi There,
I’m looking at applying for a credit card that says that i need to apply before 18.01.2016 to be qualified for the bonus points.
If i apply tomorrow, am i still eligible. Or does my application need to be approved by that date?
Hi Amy,
Thanks for reaching out.
Most credit card issuers, if not all, require you to get your application approved on or before the offer end date.
While it is possible to get approved the same business day, it can also take much longer.
That’s why it would be best to file an application about a week prior so you do not miss the opportunity.
For a list of other rewards credit cards, you might want to check our different options here.
I hope this has helped.
Cheers,
Ally
Hi, Thanks Sally,
Another question please, is there any yearly charge on top of the card fee for opting to Qantas FF programme, I’m already a member, if so, would that also apply to an additional card for the wife.
Regards Terry,
PS Sorry I forgot to add my name in the previous question.
Hi again, Terry.
A $39 annual fee applies for each additional card you add to the account. You must be a member of the Qantas Frequent Flyer Program to earn and redeem Qantas Points and a joining fee will apply if you’re not already enrolled in the program. If your wife has an additional card, she should be able to earn Qantas points on purchases and they’ll automatically be debited into your frequent flyer account.
I hope this has helped.
Cheers,
Sally
Can pensioners apply for the Platinum MasterCard?
Do we just add all our pension totals together as if “income”.
I’m sure I read somewhere that there are two complementary entry to the Business lounge of Jetstar/Qantas per year.
Hi Terry,
Thanks for your question.
You can indeed add together your pension totals for your income, as long as they equal AUD $30,000 cumulatively. Although unfortunately you won’t get complimentary business lounge entry, you will get complimentary Qantas Frequent Flyer membership.
I hope this has helped.
Cheers,
Sally
Hi
Very simple answer YES or NO . Do you get frequent flyer points when you pay your quarterly tax bill at ATO, using Jetstar Platinum.
Thanks
Hi Anthony,
Thank you for your inquiry.
No, unfortunately Qantas Points won’t be earned in relation to taxes, including GST.
To understand more about earning rewards points while paying your tax bill, please check this page.
I hope this helps.
Cheers,
Debbie
Hi,
Does house insurance count as a retail purchase or advanced cash?
Thanks
Hi Kayla,
Thanks for your question.
As mentioned in the terms and conditions, Jetstar Dollars do not accrue and Qantas Points cannot be earned on:
• cash advances
• government charges
• interest and other bank fees and charges (including any GST payable on any of these)
• special promotions such as balance transfers
• transactions made in operating a business or in connection with business expenditure
• transactions that are reversed (refunds)
• gambling chip purchases
• payments for credit card protection insurance
Although the terms and conditions do mention that payments for credit card protection insurance isn’t considered an eligible purchase, you may need to confirm with Jetstar directly whether or not your house insurance is considered an eligible purchase or a cash advance.
I hope this has helped.
Thanks,
Sally