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With this low-cost credit card, you get an ongoing interest rate of 11.99% p.a. on purchases, cash advances and balance transfers. It also comes with a low annual fee of $49 and up to 55 days interest-free on purchases when you pay your balance in full by the due date on each statement.
4.99% p.a.
Balance transfer rate
for 6 months
11.99% p.a.
Purchase rate
$49 p.a.
Annual fee
55 days
Interest free period
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Product Name | Geelong Bank Amigo Credit Card |
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Balance transfer rate | 4.99% p.a. for 6 months |
Balance transfer revert rate | Balance Transfer Revert Rate (11.99%) |
Purchase rate | 11.99% p.a. |
Annual fee | $49 |
Interest-free period | Up to 55 days on purchases |
Cash advance rate | 11.99% p.a. |
Min credit limit | $1,000 |
Card type | Visa |
Foreign currency conversion fee | 3% |
Joint application | Yes |
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Bonus points | N/A |
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Annual fee | $49 |
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Minimum monthly repayment | 3% of the closing balance or $20, whichever is greater |
Late payment fee | $25 |
Foreign currency conversion fee | 3% |
Overseas cash advance fee | $5 |
Additional cardholder fee | $0 |
Review by
Amy Bradney-George has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. Her work has also appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University.