Australian Amex Acceptance

Discover where you can use your American Express credit card in Australia’s capital cities

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With flexible payment terms, complimentary extras, exclusive offers and reward points, American Express credit cards offer a convenient way to pay for just about anything you want. But the higher costs that merchants may face when they accept Amex cards means that they are not as readily accepted as Visa or Mastercard.

As a result, there may be times when you are unable to pay with an Amex card – even in Australia’s capital cities. To save you time, we look at all the places you can use your American Express in Adelaide, Brisbane, Canberra, Darwin, Melbourne, Perth and Sydney.

Jump to your city

Adelaide

shopping adelaide

Shopping

Get your retail therapy fix in Adelaide by visiting these Amex-friendly stores. Read more..

Hotels

Discover where you can stay in style and pay with Amex in Adelaide. Read more..

Businesses

From dentists to legal services, discover Adelaide businesses that let you pay with Amex. Read more..

Brisbane

shopping adelaide

Shopping

Discover the major retailers and boutiques that accept American Express in Brisbane’s CBD. Read more..

Hotels

Find out where you can stay and pay with an Amex card in Brisbane. Read more..

Canberra

canberra hotels

Hotels

Find out where you can stay in Canberra when you want to pay with American Express. Read more..

Darwin

darwin hotel

Hotels

Stay at a Darwin hotel that accepts Amex to enjoy the perks your card has on offer. Read more..

Melbourne

shopping melbourne

Shopping

Check out the eclectic mix of retail stores that’ll take your Amex in Melbourne. Read more..

melbourne hotels

Hotels

Find out where to stay in Melbourne when you want to pay with Amex. Read more..

Perth

peth hotels

Hotels

From affordable comfort to luxury, myriad Perth hotels take American Express. Read more..

perth businesses

Businesses

Discover the different businesses and services available in Perth when you want to use your Amex. Read more..

Sydney

sydney hotels

Hotels

Check out the accommodation options you have with an American Express card in Sydney. Read more..

What benefits can I get with an American Express credit card?

Here are some of the key perks you can get when you have an Amex card on hand:

  • Rewards points
    American Express reward credit cards have some of the most competitive earn rates on the market. Depending on the card you choose, you could earn Qantas Points, Velocity Points or American Express Membership Rewards points when you pay for eligible purchases with an Amex.
  • Complimentary insurance
    Some American Express cards offer complimentary insurance for travel, purchase protection, smartphone screen protection, refund protection and extended warranty coverage.
  • Amex Connect
    If you have an Australian-issued American Express card, this service gives you the opportunity to enjoy exclusive offers on shopping and experiences.
  • Concierge service
    Premium American Express cards give you access to a personal concierge that can help you with restaurant bookings, accommodation options and travel or gift recommendations.
  • Contactless and mobile payments
    Contactless technology allows you to tap your American Express card to make payments at the checkout. These cards are also compatible with major mobile payment apps including Apple Pay, Google Pay and Samsung Pay. These apps allow you to use your smartphone to make payments.
  • Fraud protection.
    Amex offers a range of security features including round-the-clock account security, emergency card replacement and a Fraud Protection Guarantee that ensures you won’t pay for fraudulent transactions if they occur. You can also sign up for instant alerts about new account activity to help keep track of transactions.

What else do I need to consider when using an Amex credit card?

Make sure you check these details before you use your Amex for payments.

  • Surcharges
    Some businesses that accept American Express may apply a surcharge for your payment. This is usually between 2-3% of the total transaction amount, so make sure you factor in the cost before pulling out your plastic.
  • Interest rates
    Remember to consider the interest rate for your Amex credit card and remember that it will apply if you carry a balance for your payments.
  • Annual fee
    While there are a few American Express cards with no annual fee, most have a yearly charge that could be anywhere from $79 to $1,200.
  • Cash advances
    If you get cash, buy gift cards or make another type of cash advance transaction on your Amex card, you’ll pay a cash advance fee and be charged the cash advance interest rate from the time of the transaction. These transactions don’t earn Amex reward points, so it’s best to avoid them if you want to keep your account costs to a minimum.
  • Gambling
    While some credit card providers classify gambling transactions as cash advances, they are prohibited on Australian-issued Amex credit card. This means that you may not always be able to pay with Amex at pubs, clubs or other venues that offer gambling services.

Discover the 350+ online stores that accept Amex

Compare American Express Credit Cards

Updated December 10th, 2019
Name Product Bonus Points Rewards Program Rewards Points per $ spent Purchase rate (p.a.) Annual fee
Qantas Frequent Flyer
Amex
0.75
20.74% p.a.
$0 p.a.
Earn uncapped Qantas Points on your purchases, pay $0 annual fee for life and take advantage of 0% p.a. for 12 months on balance transfers.
Velocity Frequent Flyer
Amex
0.75
20.74% p.a.
$0 p.a.
Earn uncapped Velocity Points on purchases and save with a $0 annual fee for life and a 0% p.a. for 12 months balance transfer offer.
55,000 bonus points
Qantas Frequent Flyer
Amex
1.25
20.74% p.a.
$450 p.a.
Get 55,000 bonus Qantas Points, a $450 Qantas Travel Credit and 2 yearly complimentary Qantas Club lounge invitations.
75,000 bonus points
Qantas Frequent Flyer
Amex
1
Visa/MC
0.5
20.24% p.a. (AMEX)

20.49% p.a. (Visa/MC)
$200 p.a. annual fee for the first year ($249 p.a. thereafter)
Up to 75,000 bonus Qantas Points when you meet the criteria with this dual Mastercard (issued by Westpac) & Amex (issued by Amex).
140,000 bonus points
Westpac Altitude Rewards
Amex
3
Visa/MC
1.25
20.24% p.a. (AMEX)

20.49% p.a. (Visa/MC)
$349 p.a. annual fee for the first year ($449 p.a. thereafter)
Up to 140,000 bonus Altitude Points with Mastercard (issued by Westpac) & Amex (issued & serviced by Amex). T&Cs apply.
80,000 bonus points
Membership Rewards Ascent Premium
Amex
2.25
N/A
$1,450 p.a.
Get 80,000 bonus points, a $450 annual Platinum Travel Credit, dedicated personal service and luxury travel perks.
110,000 bonus points
Westpac Altitude Rewards
Amex
2
Visa/MC
1
20.24% p.a. (AMEX)

20.49% p.a. (Visa/MC)
$150 p.a. annual fee for the first year ($199 p.a. thereafter)
Collect up to 110,000 bonus Altitude Points when you meet T&Cs with Mastercard (issued by Westpac) & Amex (issued by Amex).
100,000 bonus points
Qantas Business Rewards
Amex
1.25
N/A
$450 p.a.
ABN holders w/ $75,000 revenue. Get 100,000 bonus points, 3x points on eligible Qantas flights and 2 lounge passes.
50,000 bonus points
Membership Rewards
Amex
2
20.74% p.a.
$395 p.a.
Get 50,000 bonus points when you spend $3,000 in the first 3 months, a yearly $400 Travel Credit and 2 entries per year to the Amex Lounge.
30,000 bonus points
Qantas Frequent Flyer
Membership Rewards
Amex
1
20.74% p.a.
$295 p.a.
DJ's shoppers and Qantas travellers earn 30,000 bonus Membership Rewards points or 15,000 Qantas Points on eligible spend.
15,000 bonus points
Qantas Frequent Flyer
Membership Rewards
Amex
1
20.74% p.a.
$99 p.a.
Not just for David Jones shoppers, receive 15,000 bonus Membership Rewards points or 7,500 Qantas Points on eligible spend.
50,000 bonus points
Velocity Frequent Flyer
Amex
1.25
20.74% p.a.
$375 p.a.
Get 50,000 bonus Velocity Points when you spend $3,000 for the first 3 months. Plus, 100 Status Credits and luxury travel perks.
200,000 bonus points
Membership Rewards
Amex
2.25
N/A
$1,750 p.a.
Finder Exclusive for ABN holders w/ $75,000 revenue:
Get 200,000 bonus points, no pre-set spending limit, 55 days cash flow days, luxury travel perks and up to 2.25 points per eligible $1 spent.

Compare up to 4 providers

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