Austrlaian Amex Acceptance

Discover where you can use your American Express credit card in Australia’s capital cities

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With flexible payment terms, complimentary extras, exclusive offers and reward points, American Express credit cards offer a convenient way to pay for just about anything you want. But the higher costs that merchants may face when they accept Amex cards means that they are not as readily accepted as Visa or Mastercard.

As a result, there may be times when you are unable to pay with an Amex card – even in Australia’s capital cities. To save you time, we look at all the places you can use your American Express in Adelaide, Brisbane, Canberra, Darwin, Melbourne, Perth and Sydney.

Jump to your city

Adelaide

shopping adelaide

Shopping

Get your retail therapy fix in Adelaide by visiting these Amex-friendly stores. Read more..

Hotels

Discover where you can stay in style and pay with Amex in Adelaide. Read more..

Businesses

From dentists to legal services, discover Adelaide businesses that let you pay with Amex. Read more..

Brisbane

shopping adelaide

Shopping

Discover the major retailers and boutiques that accept American Express in Brisbane’s CBD. Read more..

Canberra

canberra hotels

Hotels

Find out where you can stay in Canberra when you want to pay with American Express. Read more..

Darwin

darwin hotel

Hotels

Stay at a Darwin hotel that accepts Amex to enjoy the perks your card has on offer. Read more..

Melbourne

shopping melbourne

Shopping

Check out the eclectic mix of retail stores that’ll take your Amex in Melbourne. Read more..

melbourne hotels

Hotels

Find out where to stay in Melbourne when you want to pay with Amex. Read more..

Perth

peth hotels

Hotels

From affordable comfort to luxury, myriad Perth hotels take American Express. Read more..

perth businesses

Businesses

Discover the different businesses and services available in Perth when you want to use your Amex. Read more..

Sydney

sydney hotels

Hotels

Check out the accommodation options you have with an American Express card in Sydney. Read more..

What benefits can I get with an American Express credit card?

Here are some of the key perks you can get when you have an Amex card on hand:

  • Rewards points
    American Express reward credit cards have some of the most competitive earn rates on the market. Depending on the card you choose, you could earn Qantas Points, Velocity Points or American Express Membership Rewards points when you pay for eligible purchases with an Amex.
  • Complimentary insurance
    Some American Express cards offer complimentary insurance for travel, purchase protection, smartphone screen protection, refund protection and extended warranty coverage.
  • Amex Connect
    If you have an Australian-issued American Express card, this service gives you the opportunity to enjoy exclusive offers on shopping and experiences.
  • Concierge service
    Premium American Express cards give you access to a personal concierge that can help you with restaurant bookings, accommodation options and travel or gift recommendations.
  • Contactless and mobile payments
    Contactless technology allows you to tap your American Express card to make payments at the checkout. These cards are also compatible with major mobile payment apps including Apple Pay, Android Pay and Samsung Pay. These apps allow you to use your smartphone to make payments.
  • Fraud protection.
    Amex offers a range of security features including round-the-clock account security, emergency card replacement and a Fraud Protection Guarantee that ensures you won’t pay for fraudulent transactions if they occur. You can also sign up for instant alerts about new account activity to help keep track of transactions.

What else do I need to consider when using an Amex credit card?

Make sure you check these details before you use your Amex for payments.

  • Surcharges
    Some businesses that accept American Express may apply a surcharge for your payment. This is usually between 2-3% of the total transaction amount, so make sure you factor in the cost before pulling out your plastic.
  • Interest rates
    Remember to consider the interest rate for your Amex credit card and remember that it will apply if you carry a balance for your payments.
  • Annual fee
    While there are a few American Express cards with no annual fee, most have a yearly charge that could be anywhere from $79 to $1,200.
  • Cash advances
    If you get cash, buy gift cards or make another type of cash advance transaction on your Amex card, you’ll pay a cash advance fee and be charged the cash advance interest rate from the time of the transaction. These transactions don’t earn Amex reward points, so it’s best to avoid them if you want to keep your account costs to a minimum.
  • Gambling
    While some credit card providers classify gambling transactions as cash advances, they are prohibited on Australian-issued Amex credit card. This means that you may not always be able to pay with Amex at pubs, clubs or other venues that offer gambling services.

Discover the 350+ online stores that accept Amex

Compare American Express Credit Cards

Rates last updated December 11th, 2017
Name Product Bonus Points Rewards Program Rewards Points per $ spent Purchase rate (p.a.) Annual fee Product Description
American Express Velocity Escape Card
Velocity Frequent Flyer
1
20.74% p.a.
$0 p.a.
Earn uncapped Velocity Points on purchases, pay $0 annual fee for life and take advantage of a 0% p.a. for 12 months balance transfer offer.
Qantas American Express Discovery Card
Qantas Frequent Flyer
1
20.74% p.a.
$0 p.a.
Earn uncapped Qantas Points on purchases, pay $0 annual fee for life and take advantage of a 0% p.a. for 12 months balance transfer offer.
American Express Explorer Credit Card
50,000 bonus points
Membership Rewards Gateway
2
20.74% p.a.
$395 p.a.
Receive a yearly $400 Travel Credit, 50,000 bonus points and up to 2 entries per year to the American Express Lounge at Sydney International Airport.
American Express Essential Credit Card
Membership Rewards Gateway
1
14.99% p.a.
$0 p.a.
Get Smartphone Screen Insurance of up to $500 when you pay for your phone or contract with this card. Plus, a $0 annual fee for life.
Qantas American Express Ultimate Card
55,000 bonus points
Qantas Frequent Flyer
1.5
20.74% p.a.
$450 p.a.
Take advantage of 55,000 bonus Qantas Points, a $450 Qantas Travel Credit each year and 2 yearly complimentary Qantas Club lounge invitations.
Qantas American Express Premium Card
30,000 bonus points
Qantas Frequent Flyer
1.25
20.74% p.a.
$249 p.a.
Enjoy 30,000 bonus Qantas Points, 2 complimentary Qantas Club lounge invitations per year and the protection of complimentary insurance covers.
American Express Velocity Platinum Card
50,000 bonus points
Velocity Frequent Flyer
1.5
20.74% p.a.
$375 p.a.
Receive 50,000 bonus Velocity Points, a complimentary Virgin Australia return Economy domestic flight each anniversary year, plus, 2 lounge passes.
American Express Business Explorer Credit Card
100,000 bonus points
Membership Rewards Gateway
2
16.99% p.a.
$395 p.a.
Earn 100,000 bonus points when you meet the spend criteria. Plus, 2 yearly entries to the American Express Lounge at Sydney International Airport.
American Express Business Card
Membership Rewards Ascent
1
$109 p.a.
Earn up to 1.00 Membership Rewards point per $1 spent and extend your cashflow with up to 51 interest-free days on purchases.
American Express Platinum Edge Credit Card
Membership Rewards
1
20.74% p.a.
$195 p.a.
Receive a yearly $200 Travel Credit and complimentary domestic and international travel insurance. Plus, a 12 month balance transfer offer.
American Express Platinum Card
80,000 bonus points
Membership Rewards Premium Ascent
1
$1,200 p.a.
Receive an annual $300 Platinum Travel Credit, 80,000 bonus Membership Rewards points and access to more than 1,100 VIP lounges.
David Jones American Express
20,000 bonus points
Membership Rewards
1
20.74% p.a.
$99 p.a.
Receive 20,000 bonus points, David Jones benefits including complimentary standard delivery, gift wrapping and invites to exclusive fashion events.
David Jones American Express Platinum Card
40,000 bonus points
Membership Rewards
1
20.74% p.a.
$295 p.a.
Receive 40,000 bonus points, invitations to exclusive Season Launch Parades, complimentary priority delivery and personal shopping perks.
American Express Platinum Business Card
120,000 bonus points
Membership Rewards Premium Ascent
1
$1,500 p.a.
Enjoy 120,000 bonus points, a platinum business concierge, complimentary Virgin Lounge access, worldwide travel insurance and hotel benefits.
American Express Velocity Business Card
Velocity Frequent Flyer
1
$249 p.a.
Take advantage of Velocity Points per $1 spent, no pre-set spending limit, data that feeds into MYOB and up to 51 days interest-free on purchases.
American Express Gold Business Card
10,000 bonus points
Membership Rewards Ascent
1
$169 p.a.
Take advantage of 10,000 bonus points, no pre-set spending limit, data that feeds to MYOB and up to 51 days interest-free on purchases.
American Express Business Accelerator Credit Card
Membership Rewards Ascent
2
20.74% p.a.
$160 p.a.
Receive up to 55 interest-free days on purchases, supplementary cards at no cost and data that feeds to MYOB accounting software.
American Express Qantas Corporate Green Card
Qantas Frequent Flyer
$70 p.a.
Receive a discounted Qantas Club membership, entertainment invites, Sydney airport services and insurance coverage for personal trips.
American Express Low Rate Credit Card
11.99% p.a.
$0 p.a.
Get up to 55 days interest-free on purchases, a 0% p.a. for 12 months balance transfer offer, a $0 annual fee for life and global card support.
American Express Qantas Business Rewards Card
100,000 bonus points
Qantas Business Rewards
1.25
$450 p.a.
Earn up to 100,000 bonus points, 2 Qantas Points per $1 spent on eligible purchases and enjoy up to 51 days interest-free on purchases.

Compare up to 4 providers

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