In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates and fees
  • Your reviews
  • Ask a question
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American Express Corporate Gold Card

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American Express Corporate Gold Card
Terms and conditions apply
Bonus points
75,000
Reward points per $ spent
1.5
Annual fee
$105 p.a.
Interest-free on purchases
Up to 51 days

Our verdict

This corporate card offers 75,000 bonus Membership Rewards Points, complimentary travel insurance and cards for employees, with a $105 annual fee.

The American Express Corporate Gold is a charge card account suited to larger businesses with annual turnovers of $10 million or more. Its expense management features include customisable limits on employee cards, real-time transaction data and SAP Concur integration. It also offers 75,000 bonus Membership Rewards Points when you apply as a new Amex corporate card member and spend $10,000 on eligible purchases in the first 2 months from approval. That's enough points for $375 worth of shopping at David Jones, Webjet or helloworld, as an example.

Pros

  • 75,000 bonus Membership Rewards Points offer
  • 1.5 points per $1 on most eligible spending and 1 point per $1 for spending with government bodies
  • No pre-set spending limit and up to 51 days cash flow
  • Complimentary travel insurance

Cons

  • $89 annual rewards fee to earn Membership Rewards points
  • 3% foreign currency conversion fee
  • No online application

In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates and fees
  • Your reviews
  • Ask a question

The American Express Corporate Gold Card gives you a way to manage spending across all areas of your company, with a choice between combined or full corporate liability for the account. It also offers complimentary travel insurance for domestic and international business trips. If you opt-in to Membership Rewards, you can use the points you earn for rewards including gift cards, travel bookings and point transfers to Velocity Frequent Flyer and other partnered programs.

Details

Product details

Product Name American Express Corporate Gold Card
Purchase rate p.a. 0%
Interest-free period Up to 51 days on purchases
Card type American Express

Eligibility

Available to temporary residents No
Joint application No

Rewards

Rewards program Membership Rewards Ascent
Bonus points 75,000
Rewards points per $ spent 1.5
Rewards points cap Uncapped

Fees

Annual fee $105
Late payment fee $30
Foreign currency conversion fee 3%

How to apply

You can apply for the American Express Corporate Gold Card by selecting the “Speak to a specialist” option on the Amex website. This takes you to a short request form so that an Amex specialist can contact you about your application. Before you get started, make sure you meet the requirements and have all the details you need on hand.

Eligibility criteria

  • Business revenue. Your annual business revenue must be at least $10 million.
  • Valid ABN. This charge card requires your business to have a valid ABN and be registered for GST.

Card benefits

  • 75,000 bonus points. When you apply as a new Amex corporate card member and spend $10,000 on eligible purchases in the first 2 months of card membership, you'll get 75,000 bonus Membership Rewards Points. To earn these points, you need to enrol in Membership Rewards, which attracts a yearly $89 fee.
  • Membership Rewards. The Amex Corporate Gold Card offers 1.5 points per $1 on most eligible spending, and 1 point per $1 spent with government bodies (including the ATO). You can also choose to let employees with additional cards earn points. The rewards you can redeem with your points include gift cards, statement credit, as well as shopping with David Jones, PayPal and Myer. You can also transfer your points to 9 different frequent flyer and loyalty program partners, including Velocity Frequent Flyer and Air New Zealand Airpoints. Just keep in mind that a $89 Membership Rewards fee applies each year.

Rates and fees

  • Annual fee. The American Express Corporate Gold Card has an annual fee of $105. This is separate to the $89 annual fee to enrol in the Membership Rewards program.
  • Spending limit. This card has no pre-set spending limit. Instead, purchases will be approved based on different factors including your current spending patterns, payment history and credit record.

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Amy Finder

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