In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask a question
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American Express Corporate Card
Terms and conditions apply
Bonus points
50,000
Reward points per $ spent
1.5
Annual fee
$70 p.a.
Interest-free on purchases
Up to 51 days

Our verdict

Offers 50,000 bonus Membership Rewards Points, complimentary travel insurance and cards for employees, with a $70 annual fee.

The American Express Corporate Card is a charge card for companies that have an annual turnover of $10 million or more. It offers up to 51 cash flow days, cards for employees and expense management tools. It also offers 50,000 bonus Membership Rewards Points when you apply as a new Amex card member and spend $10,000 on eligible purchases in the first 2 months from card approval. But unlike some other corporate or business cards, you need to enrol in the Membership Rewards program for $89 per year – on top of the $70 annual fee.

Pros

  • 50,000 bonus Membership Rewards Points offer
  • 1.5 Membership Rewards points per $1 on most corporate spend
  • No pre-set spending limit and up to 51 days cash flow
  • Complimentary personal accident cover and licensed transport accident cover

Cons

  • $89 annual Membership Rewards fee to earn points
  • 3% international transaction fee
  • American Express is not as widely accepted as Visa or Mastercard

In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask a question

The American Express Corporate Card gives large companies a way to manage expenses, with additional cards for employees and custom limits that could help lock-in budgets for each department. It also offers integration with the SAP Concur app, complimentary personal accident cover and licensed transport accident cover for eligible trips taken by you and your employees. If you pay the yearly fee to enrol in Membership Rewards, you'll earn 1.5 points per $1 on most spending and 1 point per $1 with government bodies, including the ATO.

Details

Product details

Product Name American Express Corporate Card
Purchase rate p.a. 0%
Interest-free period Up to 51 days on purchases
Card type American Express

Eligibility

Available to temporary residents No
Joint application No

Rewards

Rewards program Membership Rewards Ascent
Bonus points 50,000
Rewards points per $ spent 1.5
Rewards points cap Uncapped

Fees

Annual fee $70
Late payment fee $30
Foreign currency conversion fee 3%

How to apply

To apply for the American Express Corporate Card, you'll need to choose the "Speak to a specialist" option on the Amex website and fill in the short detailed form. After that, someone from Amex will contact you about your application.

To help you prepare, check that you meet the requirements and have all the details you need on hand.

Eligibility criteria

  • Business Revenue. Your annual business revenue must be at least $10 million.
  • Valid ABN. This charge card requires your business to have a valid ABN.

Card benefits

  • 50,000 bonus Membership Rewards Points. You'll earn 50,000 bonus Qantas Points if you apply as a new Amex card member, are approved and spend $10,000 on eligible purchases in the first 2 months from approval. The points will be credited to your account within 8 to 12 weeks of meeting the requirements.
  • Membership Rewards. Choose to enrol in Membership Rewards and you'll earn 1.5 points per $1 on most eligible spending, and 1 point per $1 spent with government bodies (including the ATO). You can redeem points for rewards including travel bookings, gift cards, statement credits and point transfers to loyalty program partners including Velocity Frequent Flyer and Air New Zealand Airpoints. There is an $89 annual Membership Rewards fee, which is charged in addition to the card's annual fee.

Rates & fees

  • Annual fee. The American Express Corporate Card has an annual fee of $70.
  • Spending limit. There is no pre-set spending limit with this card. Instead, purchases will be approved based on factors including your current spending patterns, payment history and credit record.

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Amy Finder

Editor

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