With energy prices rising, switch to a cheaper plan
Compare Prices Now

Diners Club Card + Mastercard Card

Earn rewards for your business spending and enjoy worldwide acceptance with both a Diners Club and Mastercard linked to one account.

Designed for small to medium-sized businesses, the Diners Club Card + Mastercard account offers no pre-set spending limit and up to 51 days to pay the account balance.

No reviews yet. Write a review


Reward points

Per $ spent

$249 p.a.

Annual fee

51 days

Interest free period

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!


Product NameDiners Club Card + Mastercard Card
Rewards programDiners Club Rewards
Purchase rate p.a.0%
Annual fee$249
Interest-free periodUp to 51 days on purchases
Card typeDiners Club
Foreign currency conversion fee3.4%
Minimum income$35,000
Available to temporary residentsNo
Joint applicationNo


  • Earn up to 3 points per $1 spent
  • Earn unlimited points with no expiry
  • Access to complimentary insurances and member lounges


  • This card charges a $249 annual fee and a $79 additional cardholder fee.
Rewards programDiners Club Rewards
Bonus pointsN/A
Rewards points per $ spent0.5
Annual fee$249
Foreign currency conversion fee3.4%
Cash advance fee4% or $4, whichever is greater
Overseas cash advance fee4% or $4, whichever is greater
Additional cardholder fee$79

Review by

Sally McMullen is a creative content producer at Finder. Sally has written about credit cards for almost 5 years, authoring almost 900 articles on Finder alone. She has also been published in Yahoo Finance, Dynamic Business, Financy and Mamamia, as well as Music Feeds and Rolling Stone. Sally has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong.

Expert review

The Diners Club Card + Mastercard Card gives you a way to keep track of business spending and earn rewards at the same time. A key feature for business owners is that each Diners Club monthly statement tracks GST, flags fringe benefit tax (FBT) liabilities and meets ATO guidelines to be used as a substitute for most tax invoices.

How to apply

You can apply for this business card account by filling in a secure application form on the Diners Club website. You have the option of emailing or posting the application back to Diners Club using the addresses given on the form.

To apply you must be the director, partner or principal of the business. Have the following information on hand to complete your application:

Required documents

  • Personal details. Your name, address, current title at the business and your account number if you currently have a Diners Club card
  • Business information. The registered business name, ACN and ABN/ARBN, trading address, the industry the business is in, the expected account expenditure, the number of employees and a business reference.

Card benefits

  • Rewards. You'll earn 1 Rewards Point per $1 spent with your Diners Club Card and 0.5 Rewards Points per $1 spent on your Mastercard. You can redeem your points for travel, gift cards, retail items and other rewards offered through the Diners Club Rewards program.
  • Complimentary insurances. Get access to international travel insurance, interstate flight inconvenience insurance and transit accident insurance for eligible travel you pay for with your card. You also get protection for eligible purchases with extended warranty insurance, purchase cover insurance and a guaranteed pricing scheme.

Rates & fees

  • Annual fee. To enjoy the benefits of this card account, you'll need to pay an annual fee of $249.
  • Additional cardholders. You can add additional cardholders onto this account – just keep in mind each added card will carry an extra fee of $79 p.a.

Ask an expert

To ask a question simply log in via your email or create an account.

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.
Go to site