Wizard Finance

Who are Wizard?

Wizard were one of the first non-bank lenders in Australia to challenge the monopoly held by Australian banks.

Important Information
  • On 27th of February 2009, Wizard Finance was sold to Aussie.As of the 11th of August 2014, Aussie will no longer be accepting credit card applications as their credit cards are no longer available to new customers.

    Learn more about Aussie's range of credit cards: here.

    Alternatively, if you would like to learn more about platinum cards that offer complimentary insurance: Click here.

Frequently asked questions

When opening a new credit card, there are always questions you may have. Here we will take a look at some of the most common questions and answer them as best we can.

How can I do credit card activation?

Your new credit card can be activated simply by calling the phone number on the front of the credit card. Once it is activated, it is ready to use.

How do I apply?

Applying for Wizard credit cards is easy. You can either apply online or through the mail.

How long does the application process take?

If you apply online, you can be approved almost instantly. There may be times where more information is needed. In these cases, it can take 7-10 business days to receive an answer.

If you apply by mail, you may receive an answer in 10 business days.

When will I get my card?

Regardless of if you applied by mail or online, your new card will arrive in about 10 business days if you have been approved.

How do I find out where my application is?

You can always call Wizard directly to find out where your application is in the approval process.

What is the approval process?

As with all other credit card companies, Wizard does a credit check to verify your information and to see if you are eligible for the credit card. If for some reason you are declined, you will receive written notice as to why and who to contact to get more information.

Can the credit card be linked to my mortgage?

Unfortunately, no, you are not able to link the two.

How will you establish my credit limit?

Your credit limit is established based on the information you give us in your application. If you are approved, we will let you know what your credit limit is via the package your receive from us with your credit card.

What is the balance transfer rate and how long does it last?

Currently, Wizard is offering 4.99% on balance transfers for six months. Once the six months is up, any balance remaining will revert to the standard interest rate of 19.49%.

How much can I transfer?

You will have the ability to transfer any amount up to your credit limit. The minimum balance transfer is $100.

What about cash withdrawals?

You will have the ability to withdraw cash with your Wizard credit card. Depending on your credit limit, you can withdraw up to $1,000 each day at an ATM. If you go into a bank, you can withdraw up to $3,000 per day. You will want to make sure you have enough available credit before doing any sort of cash withdrawal.

How do I establish a pin?

In most cases, a PIN number is needed to get cash at an ATM with your Wizard credit card. You can also use your credit card with a PIN when making purchases. It is easy to establish your PIN by calling Wizard directly. Wizard will automatically establish a PIN for you, but if this is to difficult for you to remember, you can always establish one that is easier to remember. Never write your PIN on your credit card and keep it in a safe place where no one can get a hold of it.

What if I want to add another cardholder?

Adding an additional cardholder is easy. You can add family members or friends as additional cardholders, up to 9 people in total. Simply contact Wizard with the information for who you want added. As the primary cardholder, you will be able to look at all their transactions to keep an eye on what they are spending.

How do I make a payment?

You can make a payment online, in person at an Australian post or by cheque via at the mail. Make sure you know all the charges for each payment method as well as any late fees that will be charged if you do not make at least the minimum payment on time.

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10 Responses to Wizard Finance

  1. Default Gravatar
    Janelle | August 16, 2013

    I hold a wizard clear advantage credit card and as per comments it appears 28 Degrees Master card now replaces this one. I haven’t used mine for years since last travelling. Who do I contact to see if it is still active and usable or do I need to apply for the new card as I seek the no international transaction fees on purchases, no currency conversion fees and no annual fee.

  2. Default Gravatar
    annette | August 12, 2013

    I have been told by a friend that they use a Wizard card when they travel. They can access money from any country in their currency.
    That there are no fees etc. Is this correct.
    How do I obtain a card and is it a debit card.
    Regards
    Annette

    • Staff
      Shirley | August 12, 2013

      Hi Annette,

      Thanks for your comment.

      You could be referring to the 28 Degrees MasterCard, which was originally the Wizard Clear Advantage card.

      There are no international transaction fees on purchases, no currency conversion fees and no annual fee for the 28 degrees card. You can read more about it here and you can apply through their website.

      Hope this helps,
      Shirley

  3. Default Gravatar
    Bob | April 28, 2013

    Could you confirm that by using your card overseas I will pay no exchange fees or conversion fees?
    thanks, Bob.

  4. Default Gravatar
    joanne | March 21, 2013

    Using a wizard credit card for international travel, what exchange rate do i get? for instance, what rate would I get for euro today if i was paying for hotel accommodation?

    • Staff
      Jacob | March 21, 2013

      HI Joanne. The exchange rate is set by MasterCard. Thanks.

  5. Default Gravatar
    Natasha | March 12, 2013

    I am currently in my 2nd year of bankruptcy. where is the best place to try and apply for a credit card?

    • Staff
      Jacob | March 13, 2013

      Hi Natasha. As credit card’s require that you have at least a good credit rating in order to be successful in your application. If you’re bankrupt, your chances of approval are not good. Perhaps an alternate form of credit is a better option. Please speak to a banker of financial advisor to discuss your options. Thanks.

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