In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask a question
Finder makes money from featured partners, but editorial opinions are our own.
ME Frank Credit Card - DISCONTINUED
Terms and conditions apply
Balance transfer rate with no balance transfer fee
11.99% p.a.
Purchase rate
11.99% p.a.
Annual fee
$0 p.a.
Interest-free on purchases
Up to 55 days

Our verdict

No longer on the market.

The ME Frank Credit Card is no longer available for new applications. If you're an existing cardholder, your account will remain open. So, we've kept the details here for current customers and anyone else who is interested.


  • A low 11.99% p.a. interest rate on purchases and cash advances
  • Ongoing $0 p.a. annual fee


  • No rewards program, insurance or other perks

In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask a question

The ME Frank credit card is no longer available for new applications. But we have kept the information on this review available for existing customers and anyone else who is interested.


Product details

Product Name ME Frank Credit Card - DISCONTINUED
Balance transfer rate p.a. 11.99%
Purchase rate p.a. 11.99%
Interest-free period Up to 55 days on purchases
Cash advance rate p.a. 11.99%
Min credit limit $1,000
Max credit limit $15,000
Card type Mastercard


Available to temporary residents No
Minimum income $25,000
Joint application No


Bonus points N/A


Annual fee $0
Minimum monthly repayment 3% of the closing balance or $10, whichever is greater
Late payment fee $10
Foreign currency conversion fee 1.5%
Cash advance fee 2% or $4, whichever is greater
Overseas cash advance fee 2% of transaction amount or $4 (whichever is greater)
Additional cardholder fee $0
Number of additional cardholders 8

How to apply

You can apply for the ME Frank credit card online in around 5–10 minutes. To get started, make sure you meet the eligibility criteria and have the required documents and details on hand for a quick application process.

Eligibility criteria

  • Minimum income. You must earn a minimum of $25,000 p.a. a year to apply for this card.
  • Residency. You must be an Australian citizen or permanent resident.

Card benefits

  • $0 p.a. annual fee. This card does not charge an annual fee.
  • Low interest rate. The ME Frank credit card charges a competitive variable interest rate of 11.99% p.a. This rate applies to purchases, balance transfers and cash advances.

Rates & fees

  • Interest-free period. When you pay your balance back in full for the previous statement period, you can take advantage of up to 55 days interest-free on purchases. The actual length of time will depend on when you make the purchase in your payment cycle, starting from the first day of your statement cycle. For example, purchases made on the first day of a new statement period will be eligible for 55 days interest-free, the purchases made on the second day would get 54 days, and so on.
  • Cash advance fee. When you withdraw money using your card or make another cash advance transaction you'll be charged a fee of 2% of transaction amount or $4 (whichever is greater).

Your reviews

No reviews yet. Write a review

Ask a question

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May 18, 2023

I am on a Disability pension and earn over $25,000 which is required to apply for the C/C but I am actually unemployed so will that stop me from qualifying for the card?


Sarah Megginson Finder

May 19, 2023

Hi Marilyn,

We’re not licenced to provide personal financial advice, so we recommend you contact them directly to assist with your enquiry. You can reach them on 13 15 63.

Best of luck!



March 28, 2019

I have just got a Credit Card from MeBank. I would like to know that does my Credit Card include a travel Insurence when I pay the air tickets foroverseas?

I look forward to hearing from you soon.



Nikki Angco

March 29, 2019

Hi Hoang,

Thanks for reaching out!

Upon checking, the ME frank credit card does not have complimentary travel insurance. If you are still looking for credit cards with complimentary travel insurance using or comparison table or get a quote from our list of travel insurance providers.

Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions.

Hope this was helpful. Don’t hesitate to message us back if you have more questions.



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December 06, 2018

Which bank issues ME Frank credit cards?


Jhezelyn Finder

December 10, 2018

Hello Richard,

Thank you for your comment.

The bank that issues frank low rate card is ME Bank.

Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.



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Eddie - Accoountant of Tamara

October 14, 2018

What is the quickest likely turnaround time from initial credit card application to finalized and available credit card


John Basanes Finder

October 15, 2018

Hi Eddie,

Thank you for your question.

According to our review on credit card application length and standard waiting period, the process may take 5-10 business days depending on the card issuer. See our guide on how to check your credit card application status. Hope this helps!



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May 02, 2018

Good morning, My husband wants to apply for ME credit card. He will be working for a different company from next Monday 7/05/2018 after 3 years with present company doing the same work. Will this affect his application. His choice to change.


Jeni Velasco Finder

May 04, 2018

Hi Linda,

Thank you for getting in touch with finder.

As you click on the application requirements tab it says that the minimum income is $25,000. If you husband has the proof of having that minimum income or more then you have nothing to worry about applying for this card even if he is changing jobs.

Please note: “You can apply for the ME frank credit card online in around 5–10 minutes. To get started, make sure you meet the eligibility criteria and have the required documents and details on hand for a quick application process.”

Employment details. This includes your position, salary and your employer’s name and contact details. If your self-employed, you may need to provide your accountant’s details and your previous Australian Taxation Office statements.

As a friendly reminder, while we do not represent any company we feature on our pages, we can offer you general advice.

I hope this helps.

Have a great day!



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