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Qantas American Express Business Card – Rates and Fees

Manage work spending and earn more Qantas Points with the American Express Business Card.

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This business charge card offers 2 Qantas Points per $1 spent on selected Qantas purchases in Australia, 1 point per $1 on most everyday purchases and 0.5 points per $1 for spending with government bodies, insurance providers (except American Express) and utilities. It also offers complimentary travel insurance, additional cardholders and compatibility with MYOB, Microsoft Excel and Quicken.

Important Information

The Qantas American Express Business Card is no longer available for new applications. However, we’ve kept the information online for the benefit of existing customers and for those who are interested.
You can compare the current range of American Express credit cards here.

Review of the Qantas American Express Business Card

With features including no pre-set spending limit, cash flow for up to 51 days and transaction data feeds to MYOB accounting software, the Qantas American Express Business Card is designed to help you keep track of work spending and simplify accounting processes. You can also get additional cards for your employees, although there is an annual fee of $119 for each additional card. This is in addition to the main card's annual fee of $299.

This card also offers other benefits for you and your business, including up to 2 Qantas Points per $1 spent and complimentary domestic and international travel insurance when you use your card to pay for your trip. As it is a charge card, it has no interest rate on purchases. Instead, you'll need to pay the balance in full by the due date on your statement to keep the account in good standing.

Benefits and features of the American Express Qantas Business Card

Some of the most popular features of this business charge card include:

  • Qantas Points. Earn 2 Qantas Points for every $1 spent on selected Qantas products and services in Australia, 1 Qantas Point per $1 spent on eligible purchases and 0.5 points per $1 for spending with government bodies, insurance providers (excluding American Express) and on utilities. Note that you won't earn points on annual fees, late payment fees or fees and charges for traveller's cheques and foreign currencies.
  • Flexible spending limit. As a charge card, you are not issued with a specific credit limit. Instead, your purchases are approved by American Express based on factors including your current spending patterns, payment history, credit records and other financial resources. This can offer you more flexibility when managing business expenses that may vary from month-to-month.
  • Complimentary travel insurance. Enjoy complimentary domestic and international travel insurance cover when you use your Qantas American Express Business Card to pay for your travel arrangements. This cover is available for additional cardholders linked to the account and may also extend to your spouse and any dependent children travelling with you when they meet the eligibility requirements. Refer to the Qantas American Express Business Card insurance terms and conditions booklet (available of the Amex website) for more details.
  • Complimentary travel inconvenience cover. If you purchase your trip on your card, you can get cover for flight delays, missed connections or delayed luggage.
  • MYOB transaction feed. Get transaction data automatically sent to MYOB by linking your card and MYOB accounts so that you can easily manage your accounting and reconciliation processes.
  • Accounting software compatibility. With this card, you can download statements and transaction details, view balances and keep track of business expenditure with MYOB, Microsoft Excel or Quicken.

Rates and fees of the American Express Qantas Business Card

  • Annual fee. The American Express Qantas Business Card has an annual fee of $299.
  • Additional cardholder annual fee. There is an annual fee of $119 for every additional card linked to your account.
  • Payment period. This card offers you up to 51 days to pay for your purchases, providing you pay your account balance in full by the due date on each statement. However, the number of days you have to pay your purchases off varies based on factors including when you make a purchase and when your statement is issued.
  • Currency conversion. A fee of 3% of the total transaction cost applies when you use this card to pay for purchases overseas or online with an international retailer.

The Qantas American Express Business Card gives you a way to earn more frequent flyer rewards for your business spending. It also provides a range of features that can help make business spending and accounting easier to manage, including flexible cash flow and compatibility with accounting software. As this is one of the only charge cards currently available for business spending, comparing the features and repayment requirements to a range of other business products will help you find a card that works for your needs.

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Credit Cards Comparison

Updated April 1st, 2020
Name Product Purchase rate (p.a.) Balance transfer rate Annual fee
ANZ Low Rate
12.49% p.a.
0% p.a. for 22 months with 1.5% balance transfer fee
$0 p.a. annual fee for the first year ($58 p.a. thereafter)
Save with 0% p.a on balance transfers for 22 months (with a 1.5% BT fee) and $0 first year annual fee. Plus a 12.49% p.a. purchase interest rate.
Qantas American Express Ultimate Card
20.74% p.a.
$450 p.a.
Get 100,000 bonus Qantas Points, a $450 Qantas Travel Credit and 2 yearly complimentary Qantas Club lounge invitations. Ends 14 Apr 2020.

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