What you need to know
- Travel insurance can cover you for at least 12 months if you are going on a gap year.
- It can cover medical expenses, cancellations, luggage and more.
- Most travel insurers let extend your policy while you are away.
Brand | Maximum Trip Length | *Conditions of Extension | Enquire |
---|---|---|---|
![]() | 12 months | If You are travelling and wish to be insured for longer than the original period shown on Your original Certificate of Insurance, You need to purchase a new policy. Restrictions on the duration of the new policy may apply. For example, the maximum overall period for Worldwide cover is 12 months in total. | Bonus |
![]() | 12 months | You can purchase the new cover subject to approval and duration of cover cannot exceed the total of 12 months. | Get quote |
![]() | 24 months | The period of insurance on your original Certificate of Insurance and your new Certificate of Insurance cannot exceed a maximum combined period of 24 months. | Finder AwardBonus |
![]() | 12 months | You can normally extend your policy whilst you are overseas up to a maximum period of 12 months in total from the date cover first started. | Get quote |
![]() | 12 months | You can normally extend your policy whilst you are overseas up to a maximum period of 12 months in total from the date cover first started. | Get quote |
![]() | 18 months | Policies can be extended only once and only up to the maximum trip length of the travel plan you select One trip, Cruise and Domestic:
| Finder AwardBonus |
![]() | 12 months | Policies can be extended only once and only up to the maximum trip length of the travel plan you select One trip, Cruise and Domestic:
| Bonus |
![]() | 12 months | The Period of Insurance on Your new Certificate of Insurance, when added to the period of Your original Certificate of Insurance, cannot exceed a combined maximum period of 12 months. | Get quote |
![]() | 12 months | If You are travelling and wish to be insured for longer than the original period shown on Your original Certificate of Insurance, You need to purchase a new policy. The maximum overall period for Worldwide cover is 12 months in total. | Bonus |
![]() | 12 months | Your length of cover (including the extension) shouldn't be more than 12 months. | Finder Award |
![]() | 12 months | Travel with Kit will not grant an extension to a policy where the total Trip duration will exceed 12 months. | More info |
![]() | 12 months | Travel with Jane will not grant an extension to a policy where the total Trip duration will exceed 12 months. | More info |
![]() | 12 months | You can only extend a policy up to a maximum of 12 months from the original departure date shown on your Certificate of Insurance. | Get quote |
![]() | 12 months | If You are travelling and wish to be insured for longer than the original period shown on Your original Certificate of Insurance, You need to purchase a new policy. The maximum overall period for Worldwide cover is 12 months in total. | Get quote |
![]() | 12 months | You can purchase the new cover subject to approval and duration of cover cannot exceed the total of 12 months. | Bonus |
![]() | 15 months | Your period of Overseas travel does not exceed 15 consecutive months in total from the date You originally departed Australia. | More info |
![]() | 24 months | If You are travelling and would like to be insured for longer than the original period of cover, you will need to apply for cover prior to the expiry of your original policy. The period of cover on your new Certificate of Insurance cannot exceed 12 months from the start date shown on your new Certificate of Insurance. | More info |
Note: This information was last updated August 2023
Annual travel insurance covers all the same things as a single-trip policy. This includes:
Response | Male | Female |
---|---|---|
Honeymoon | 52.22% | 41.69% |
None | 28.32% | 34.07% |
Working holiday | 20.04% | 18.31% |
Round-the-world | 12.14% | 10.85% |
Other | 9.63% | 10.51% |
Gap year | 5.59% | 8.64% |
Baby-moon | 3.28% | 7.29% |
Volunteer abroad | 3.66% | 4.24% |
Though no two long term insurance policies are the same, you will generally not have your claim paid if:
The best travel insurance policies are different for each individual traveller.
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