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If you're serious about earning Qantas Points, then you need the right credit card. And every month of Finder, we examine every card on the market to find
you the best Qantas points cards.
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We look at annual fees, we look at earn rates, we look at bonus points offers, we look at card perks, we look at everything. So, here they are, the three best Qantas points cards on the market right now.
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At number one, we've got the Qantas American Express Ultimate Card. This is an Amex card and it gives you 90,000 bonus points. But to get those points, you'll need to be a new Amex customer and you'll have to spend $3,000 in the first 3 months.
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This card has a pretty high annual fee over $400. But it also comes with a yearly Qantas travel credit of the same amount. So, if you use that travel credit each year, you're effectively making the card pay for itself, which makes it a really attractive offer.
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Number two, we've got the Qantas Money Titanium. Now, this card is a points earning beast. It gives you 150,000 bonus Qantas points. It's one of the market's biggest offers, and you can earn over two points for every dollar you spend. It's a really lucrative card.
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It also has flight discounts, bonus status credits, lounge passes. It's a really feature rich card, but there is one big downside. The annual fee is $1,200. This is a points earning card for high rollers and serious earners. If you can afford this card, you probably don't need any financial information from me.
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And last, we have the A&Z Frequent Flyer Black. This card is a popular card. It's an award winner at Finder. It regularly is in our top scoring cards. Right now it gives you a 130,000 bonus Qantas points, which is one of the top offers in the market right now.
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There's only one sort of downside, which is you have to hold the card for over 12 months to get those full amount of bonus points, and that means paying the annual fee twice. The annual fee is quite high. It's above $400, but the card does have a $200 cash back offer as part of the bonus offer. So, that offsets that slightly, which makes it a pretty affordable deal with a really high number of Qantas points.
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And there you have it, our top three Qantas points cards on the market right now. You can compare all these cards and more great Qantas offers right here at Finder.
Question with regards to annual fee.
If I was to join up long enough to get the “join up bonus points” credited…is it then possible to cancel and keep the points without incurring the annual fee…
eg. HSBC 35,000pts then cancel before fee is incurred.
ps. figure this is a long shot as the banks would be onto this.
Hi Matt.
Thanks for your question.
You won’t be able to get the points without paying the annual fee. Points are credited within two months of making your first eligible purchase while the annual fee is charged to the first statement period. You will have to pay the annual fee if you hold the card long enough to receive the points.
I hope this helps.
Is the HSBC platinum Qantas card a visa card that can be used just like other visa credit cards?
Hi MJ.
Thanks for your question.
The HSBC Qantas Visa Credit Card works where all Visa cards are accepted.
Jacob.
Does the HSBC Platinum Qantas card give you priority for sporting events like the NRL grand final?
Hi Kingsley.
According to the HBSC Home and Away Privileges website, the program ‘offers instant discounts on shopping, entertainment, accommodation, travel and more simply by using your card.’ I searched their website to see if the NRL was included within the program, but I couldn’t find any mention of it.
Thanks for your question.
Jacob.
If my husband has a credit card in his name linked to QANTAS frequent flyer points, when he buys airline tickets can he buy for me and our son to travel using earnt points or does he have to travel also
Hi Ayumui. Thanks for your question. Your husband can use his Qantas Frequent Flyer points to purchase his family members tickets. Please visit the Qantas website for further information. Jacob.
Hello there,
I have at the moment a Platinum Suncorp credit card. When I requested the credit card by filling out the application form, I did not opt in for the Frequent Flyer card. Little did I know that a Frequent Flyer card would become handy…. I do have a Frequent flyer now and I would like to link it to my Suncorp credit card.
Is there anyway I can do it?
Thank you very much in advance
Mauro
Hi Mauro,
If you’re already a member, you’ll avoid the Qantas frequent flyer program membership joining fee. The easiest way to do this is to call them directly. You can learn how to check your credit card application. Open that link and you should also find Suncorp’s contact number on that page. They’re open business hours, Monday to Friday. Thanks for your question.
I hope this helps.
Regards,
Jacob