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Current savings account offers

18 of 169 results
Updated regularly
Finder Score Maximum interest rate Base interest rate Max rate type & duration Monthly max rate conditions
Finder score
9.5 Excellent
Maximum Variable Rate p.a.
4.25%
Standard Variable Rate p.a.
4.25%
Intro/Ongoing
Ongoing rate
(conditions apply)
Balance $0 to $250,000
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Finder score
9.1 Excellent
Maximum Variable Rate p.a.
5.00%
Standard Variable Rate p.a.
3.45%
Intro/Ongoing
4 month intro rate
Balance $0 to $250,000
Earn a high interest rate of 5.00% p.a. for the first 4 months and then 3.45% p.a. thereafter, with $0 account keeping fees and no monthly balance requirements.
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Finder score
9.5 Excellent
Maximum Variable Rate p.a.
4.80%
Standard Variable Rate p.a.
4.00%
Intro/Ongoing
4 month intro rate
Balance $0 to $250,000
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ING logo
Finder score
9.5 Excellent
ING Savings Accelerator
Most Loved
Finder score
9.5 Excellent
Maximum Variable Rate p.a.
5.00%
Standard Variable Rate p.a.
3.95%
Intro/Ongoing
4 month intro rate
Welcome rate applies to balances $150,000 - $500,000
Ongoing rate applies to balances $150,000 - $5 million
Ideal for higher balances, savers can earn up to 5% for the first 4 months and up to 3.95% thereafter. There are no conditions and $0 account-keeping fees.
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ING logo
Finder score
9.1 Excellent
ING Savings Maximiser
Most Loved
Finder score
9.1 Excellent
Maximum Variable Rate p.a.
4.75%
Standard Variable Rate p.a.
0.01%
Intro/Ongoing
Ongoing rate
(conditions apply)
Deposit $1,000
5 transactions
Grow your balance
Balances up to $100,000
Welcome bonus: Get $100 when you open a new Orange Everyday and Savings Maximiser account with code OE100JOIN and deposit $1000, plus make 5 debit purchases by 31 January 2026. T&Cs apply.
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Suncorp Bank logo
Finder score
8.7 Great
Suncorp Bank Growth Saver Account
Finder score
8.7 Great
Maximum Variable Rate p.a.
4.30%
Standard Variable Rate p.a.
0.05%
Intro/Ongoing
Ongoing rate
(conditions apply)
Grow balance by $200 each month (excl. interest)
Only 1 withdrawal
No balance limit on earning interest
Get a solid interest rate on your entire balance, with minimal conditions in order to get the max rate. This account doesn’t offer card access but you can make 1 withdrawal per month & grow your net balance by $200 (excl. interest) to earn the max rate.
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IMB logo
Finder score
8.7 Great
IMB Reward Saver Kick Start
Finder score
8.7 Great
Maximum Variable Rate p.a.
4.75%
Standard Variable Rate p.a.
0.00%
Intro/Ongoing
Ongoing rate
(conditions apply)
Balances $0 to $100,000
Deposit $20+ each month
No withdrawals
You can open this account if you are aged 13 to 17, or if you're a student, trainee or apprentice aged 18 to 30.
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Ubank logo
Finder score
9.1 Excellent
Ubank Save Account
Finder Award
Finder score
9.1 Excellent
Maximum Variable Rate p.a.
5.10%
Standard Variable Rate p.a.
0.00%
Intro/Ongoing
4 month intro rate
Balance $0 to $1,000,000
Have a Spend account
Grow balance by $1 or more (excl. interest)
5.1% p.a. welcome bonus rate for new customers for the first 4 months, then an ongoing bonus rate of 4.35% p.a. when you hold a Ubank Spend accout and grow your Save balance by at least $1 (excluding interest) each month.
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Newcastle Permanent logo
Finder score
8.2 Great
Newcastle Permanent Smart Saver Account
Finder score
8.2 Great
Maximum Variable Rate p.a.
3.75%
Standard Variable Rate p.a.
0.05%
Intro/Ongoing
Ongoing rate
(conditions apply)
Grow balance
No more than 2 withdrawals
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Regional Australia Bank logo
Finder score
8.6 Great
Regional Australia Bank Savings Booster Account
Finder score
8.6 Great
Maximum Variable Rate p.a.
4.25%
Standard Variable Rate p.a.
0.00%
Intro/Ongoing
Ongoing rate
(conditions apply)
Balance up to $250,000
Deposit $100 each month
No withdrawals
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BCU Bank logo
Finder score
9.5 Excellent
BCU Bank Power Saver
Finder score
9.5 Excellent
Maximum Variable Rate p.a.
4.35%
Standard Variable Rate p.a.
0.50%
Intro/Ongoing
Ongoing rate
(conditions apply)
Deposit $100
Balances up to $250,000
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BCU Bank logo
Finder score
9.2 Excellent
BCU Bank Boss Saver
Finder score
9.2 Excellent
Maximum Variable Rate p.a.
4.65%
Standard Variable Rate p.a.
0.20%
Intro/Ongoing
Ongoing rate
(conditions apply)
Balance $0 to $100,000
Deposit $500
5 Access Account debit card purchases
Earn an ongoing 4.65% p.a. when you deposit $500 per month and make 5+ card payments from your BCU Bank Access Account each month. You can make withdrawals and still earn bonus interest.
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P&N Bank logo
Finder score
8.9 Great
P&N Bank Savvy Saver
Finder score
8.9 Great
Maximum Variable Rate p.a.
4.65%
Standard Variable Rate p.a.
0.20%
Intro/Ongoing
Ongoing rate
(conditions apply)
Balance under $100,000
Deposit $500
5 Access Account debit card purchases
Get 4.65% p.a. ongoing when you deposit $500 and make 5 debit card purchases per month. Make withdrawals and still earn bonus interest.
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BCU Bank logo
Finder score
7.2 Great
BCU Bank Bonus Saver
Finder score
7.2 Great
Maximum Variable Rate p.a.
4.25%
Standard Variable Rate p.a.
0.05%
Intro/Ongoing
4 month intro rate
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Westpac logo
Finder score
8.7 Great
Westpac Life (18-34 year olds only)
Finder score
8.7 Great
Maximum Variable Rate p.a.
5.00%
Standard Variable Rate p.a.
0.10%
Intro/Ongoing
Ongoing rate
(conditions apply)
Make a deposit
Grow your balance
20 debit card purchases
Balances up to $30,000
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P&N Bank logo
Finder score
7.2 Great
P&N Bank Hi Saver Account
Finder score
7.2 Great
Maximum Variable Rate p.a.
4.25%
Standard Variable Rate p.a.
0.05%
Intro/Ongoing
4 month intro rate
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St.George Bank logo
Finder score
9 Excellent
St.George Incentive Saver
Finder score
9 Excellent
Maximum Variable Rate p.a.
4.40%
Standard Variable Rate p.a.
0.10%
Intro/Ongoing
Ongoing rate
(conditions apply)
Balance up to $249,999.99
Grow balance by at least $50 ($0.01 if under 21)
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P&N Bank logo
Finder score
8.9 Great
P&N Bank Smart Saver Account
Finder score
8.9 Great
Maximum Variable Rate p.a.
4.45%
Standard Variable Rate p.a.
0.50%
Intro/Ongoing
Ongoing rate
(conditions apply)
Deposit $100
No withdrawals
Balance up to $250,000
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How the Finder Score helps you find a better savings account

The Finder Score is a simple score out of 10. The higher a savings account's score, the better we think it is for the average customer.

We score each savings account in our database of hundreds based on a data-driven methodology with 2 main criteria: Does the account offer a high interest rate? And is it easy for savers to actually earn that rate?

Read the full breakdown

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14 Responses

    Default Gravatar
    SherrifOctober 9, 2019

    Is Danske Bank available in Australia?

      Default GravatarFinder
      JhezOctober 11, 2019Finder

      Hi Sherrif,

      Thank you for your comment.

      Upon checking, I am sorry to inform you that Danske Bank isn’t available in Australia.

      Regards,
      Jhezelyn

    Default Gravatar
    CPAugust 8, 2016

    I’ve seen a very cheap home loan rate from “Reduce Home Loans”.

    What bank or lender would my loan be with if I took out a loan with them? Are they reputable?

      Default GravatarFinder
      MayAugust 8, 2016Finder

      Hi CP,

      Thanks for your inquiry.

      Please note that Reduce Home Loans is an Australian-owned and operated online company with credit licence no. 388053. They are a brokering company that has funding lines from over 25 accredited funders including the big four banks. You can find more details about Reduce Home Loans when you visit their official website.

      Cheers,
      May

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