More financial institutions that offer savings, term deposit and bank accounts

Finder's comprehensive list of Australian bank and savings account providers, including digital banks and credit unions.

4.6 based on 836 reviews
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Current savings account offers

6 of 540 results
Checked 8 November 2026
Finder Score Maximum interest rate Base interest rate Max rate type & duration Monthly Max Rate Conditions Table Description
Finder score
9.9 Excellent
Maximum Variable Rate p.a.
6.25%
Standard Variable Rate p.a.
2.5%
Intro/Ongoing
4 month intro rate
Monthly Max Rate Conditions
  • Intro rate of 0.6% for 4 months for new ING savings customers (balance up to $500,000)
  • Ongoing Boost rate of 3.15% (total 5.65%) with $100+ per month balance growth (excl. interest) (balance up to $500,000)
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Finder score
8.5 Great
Maximum Variable Rate p.a.
6.15%
Standard Variable Rate p.a.
4.15%
Intro/Ongoing
4 month intro rate
Monthly Max Rate Conditions
  • No deposit or withdrawal conditions
  • Balance $0 to $250,000
  • New accounts only
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Finder score
9.7 Excellent
Maximum Variable Rate p.a.
5.5%
Standard Variable Rate p.a.
5.5%
Intro/Ongoing
Ongoing rate
Monthly Max Rate Conditions
  • No deposit or withdrawal conditions
  • Balance $0 to $50,000
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BOQ logo
Finder score
9.2 Excellent
Bank of Queensland Simple Saver Account
Finder score
9.2 Excellent
Maximum Variable Rate p.a.
5.55%
Standard Variable Rate p.a.
5%
Intro/Ongoing
4 month intro rate
Monthly Max Rate Conditions
  • No deposit or withdrawal conditions
  • Balance $0 to $5,000,000
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Revolut logo
Finder score
8.6 Great
Revolut Instant Access Savings (Metal)
Finder score
8.6 Great
Maximum Variable Rate p.a.
6.25%
Standard Variable Rate p.a.
4.6%
Intro/Ongoing
3 month intro rate
Monthly Max Rate Conditions
  • No deposit or withdrawal conditions
  • For new Revolut customers only
  • Open savings account within 1 month of joining
  • Intro rate balance $0 to $50,000
  • Reverts to base interest rate balance $0 to $50,000
Cashback: Get $50 cashback when you sign up to Revolut, spend $50 on your debit card, and open an Instant Access Savings account by 31 Dec 2026. T&Cs apply.
Monthly account fee of $28.99 applies.
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Revolut logo
Finder score
8.4 Great
Revolut Instant Access Savings (Premium)
Finder score
8.4 Great
Maximum Variable Rate p.a.
6.25%
Standard Variable Rate p.a.
3.9%
Intro/Ongoing
3 month intro rate
Monthly Max Rate Conditions
  • No deposit or withdrawal conditions
  • For new Revolut customers only
  • Open savings account within 1 month of joining
  • Intro rate balance $0 to $50,000
  • Reverts to base interest rate balance $0 to $50,000
Cashback: Get $50 cashback when you sign up to Revolut, spend $50 on your debit card, and open an Instant Access Savings account by 31 Dec 2026. T&Cs apply.
Monthly account fee of $11.99 applies.
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How the Finder Score helps you find a better savings account

The Finder Score is a simple score out of 10. The higher a savings account's score, the better we think it is for the average customer.

We score each savings account in our database of hundreds based on a data-driven methodology with 2 main criteria: Does the account offer a high interest rate? And is it easy for savers to actually earn that rate?

Read the full breakdown

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14 Responses

    Sherrif's avatar
    SherrifOctober 9, 2019

    Is Danske Bank available in Australia?

      Jhez's avatarFinder
      JhezOctober 11, 2019Finder

      Hi Sherrif,

      Thank you for your comment.

      Upon checking, I am sorry to inform you that Danske Bank isn’t available in Australia.

      Regards,
      Jhezelyn

    CP's avatar
    CPAugust 8, 2016

    I’ve seen a very cheap home loan rate from “Reduce Home Loans”.

    What bank or lender would my loan be with if I took out a loan with them? Are they reputable?

      May's avatarFinder
      MayAugust 8, 2016Finder

      Hi CP,

      Thanks for your inquiry.

      Please note that Reduce Home Loans is an Australian-owned and operated online company with credit licence no. 388053. They are a brokering company that has funding lines from over 25 accredited funders including the big four banks. You can find more details about Reduce Home Loans when you visit their official website.

      Cheers,
      May

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