In this guide

  • Our verdict
  • Details
    • Key details
    • Eligibility
  • Key features
  • How to apply
  • Your reviews
  • Ask a question
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Zeller Transaction Account

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Zeller Business Transaction Account
Account keeping fee
ATM withdrawal fee

Our verdict

This is a business account with linked physical and virtual debit cards, Xero integration and expense categorisation.

This account could suit you if you’re a small business or sole trader who does most of your banking online and wants to avoid banking fees and charges. Unlike some business bank accounts offered by the big banks, this account has no monthly account fee and no ongoing balance requirements to meet.

The Zeller Dashboard is a great online tool to help you manage your accounts, view your spending, assign receipts and send invoices and integrate with Xero for simplified accounting. Zeller also offers an EFTPOS terminal that could suit you if you like to keep all your business banking together in a single platform.

Just keep in mind that Zeller doesn’t offer any bank branches, so if you do a lot of your business banking in-branch, it might not be the best option for you. But Zeller does offer local support via phone, email and SMS, 7 days a week.


  • No monthly fees or minimum balance requirements
  • Complimentary Zeller Business debit card
  • Xero integration and invoice tools
  • Transfer funds in real-time


  • Overdraft facility currently unavailable
  • No bank branches

In this guide

  • Our verdict
  • Details
    • Key details
    • Eligibility
  • Key features
  • How to apply
  • Your reviews
  • Ask a question

The Zeller Transaction Account has no monthly fees to pay or minimum balance requirements. You can link a virtual and physical debit card to the account to make payments with your business funds in store and online, track your business spending in real-time and integrate your account with Xero software for easy expense management.


Key details

Product Name Zeller Business Transaction Account
Monthly account fee $0
Card access Mastercard
Own network ATM fee $0
Monthly deposit required to waive account fee N/A


Minimum Age 18
Minimum opening deposit N/A

Key features

Quick account set-up

You can set up an account quickly and easily online without needing to visit a branch. There’s no paperwork required.

No monthly fees

There are no monthly account-keeping fees attached to this business account.

No minimum deposit or ongoing balance requirements

There are no monthly minimum deposits attached to this business account and you don’t need to maintain a minimum balance. You also don’t need to have a set balance before opening the account.

Deposit funds easily or settle directly into the account

You can deposit money into the account easily and in real-time using your BSB and account number. You can also have funds settled directly into your account from your business transactions.

Zeller Dashboard

The online Zeller Dashboard allows you to see all your business accounts and spending, categorise your spending, send invoices instantly, integrate your accounts with Xero and manage your business contacts.

You can also easily manage and apply for your other Zeller products and services, such as your Zeller EFTPOS terminal.

How to apply

The Zeller Transaction Account is available to business owners, sole traders, partnerships and trusts and is not available for individual personal use. Applying for this account online takes around 5 minutes.


  • Minimum age. You must be at least 18 years old.
  • Australian citizen or permanent resident. You must be an Australian citizen or a permanent resident.
  • Business requirements. You must be the owner or director of the business. You will need to provide a valid ABN or ACN.

Documentation needed

  • Business identification. You will need to have your valid ABN or ACN handy.
  • Personal identification. New customers will need to provide identification documents when applying online such as your driver’s licence, Australian passport or Medicare card.

Your reviews

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