Business Banking Finder™ – Innovate your business with the right business banking solutions

The right mix of banking products can help you manage and grow your small business.

From bank accounts to foreign exchange services, it's always important to always discover new products to manage your business. You have the support of your bank to help you manage your business transactions and investments, but whether it be a business credit card, transaction account or other facilities – it's important to complete a comparison first to consider the options available. Use our comparison to help you choose business banking products which will help empower you to grow your business.

Commonwealth Bank Business Transaction Account

Business Banking Offer

Open business transaction account in less than 10 minutes.

  • Fee-free transactions
  • $10 monthly fee applies
  • $0 opening balance
  • Unlimited electronic transactions

    Rates last updated October 17th, 2017
    $
    Monthly Account Fee Debit Card Access ATM Withdrawal Fee Fee Free Deposit p.m. Details
    Commonwealth Bank Business Transaction Account
    Open business transaction account in less than 10 minutes.
    Visa $0 $0 $10 flat monthly account fee. Unlimited free withdrawals at CommBank ATMs in Australia. Go to site More
    St.George Business Cheque Account Plus
    A low monthly fee to manage your business funds.
    Visa $0 N/A No ATM fees when using St.George / Westpac / BankSA ATMs More
    BankSA Business Cheque Account Plus
    Prefer banking the old fashioned way? You'll appreciate the benefits of a BankSA Business Cheque Account Plus.
    Visa $0 $0 Low monthly fee in return for unlimited electronic transactions. More
    BankSA Freedom Business Account
    Make tax time easier with better reporting. Separates personal and business transactions.
    Visa $0 $0 Unlimited fee-free electronic transactions, fee-free ATM withdrawals at St.George, BankSA, Bank of Melbourne and Westpac ATMs. More
    Rates last updated October 17th, 2017
    $
    Maximum Variable Rate p.a. Standard Variable Rate p.a. Bonus Interest p.a. Fees Min Bal / Min Deposit Monthly Account Fee
    BankSA Business Access Saver
    Ongoing, variable 0.50% p.a. when you link to a business transaction account. Available on the entire balance.
    0.50% 0.50% 0.00% $0 $0 / $0 More
    Bank of Melbourne Business Access Saver
    Ongoing, variable 0.50% p.a. when you link to one of the Bank of Melbourne’s eligible business transaction accounts. Available on the entire balance.
    0.50% 0.50% 0.00% $0 $0 / $0 More
    ANZ Business Online Saver
    Ongoing, variable rate of 0.50% p.a. on balances more than $5,000.
    0.50% 0.50% 0.00% $0 $5,000 / $0 More
    AMP Bank Business Saver Account
    Ongoing, variable 2.05% p.a. when you link to a transaction account in the same name. Available on balances of $2,000 or more.
    2.05% 2.05% 0.00% $0 $0 / $0 More
    Commonwealth Bank Business Online Saver
    Ongoing, variable 0.60% p.a. when you link to Commonwealth Bank Premium Business Cheque Account or Business Transaction Account and maintain a balance of $10,000 or more.
    0.60% 0.60% 0.00% $0 $10,000 / $0 More
    Citibank Ultimate Business Saver
    An at-call savings account that offers a competitive interest on business savings. Can be opened for trust funds or a DIY Super Fund.
    1.65% 1.65% 0.00% $0 $10,000 / $0 More
    ING Business Optimiser
    Introductory rate of 2.40% p.a. for 6 months, reverting to a rate of 1.50% p.a. Available on balances below $1,000,000.
    2.40% 1.50% 0.90% $0 $0 / $0 More
    Rates last updated October 17th, 2017
    $
    Name Product 3 Mths p.a. 4 Mths p.a. 6 Mths p.a. 12 Mths p.a. 24 Mths p.a. 36 Mths p.a. 48 Mths p.a. 60 Mths p.a. Min Deposit Interest Earned
    Westpac Business Term Deposit
    2.05%
    1.85%
    2.10%
    2.35%
    2.40%
    2.50%
    2.60%
    2.85%
    $5,000
    ING Business Term Deposit
    2.00%
    2.30%
    2.50%
    2.60%
    2.80%
    -
    -
    -
    $10,000
    Bankwest Business Term Deposit Direct
    2.35%
    1.50%
    2.50%
    2.55%
    2.60%
    2.60%
    2.65%
    2.65%
    $10,000

    Compare up to 4 providers

    Rates last updated October 17th, 2017
    Name Product Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Product Description
    NAB Rewards Business Signature Card
    18.50% p.a.
    $175 p.a.
    Earn 75,000 bonus points when you spend $4,000 on everyday business purchases in the first 60 days of account opening.
    Commonwealth Bank Business Gold Awards Credit Card
    20.74% p.a.
    5.99% p.a. for 5 months
    $150 p.a.
    Earn up to 2 Awards points per $1 spent, receive an unsecured credit limit of up to $50,000 and up to 55 days interest-free on purchases.
    American Express Gold Business Card
    $169 p.a.
    Take advantage of no pre-set spending limit, data that feeds to MYOB accounting software and up to 51 days interest-free on purchases.
    American Express Platinum Business Card
    $1,500 p.a.
    Enjoy a platinum business concierge, complimentary Virgin Lounge access, worldwide travel insurance and luxury hotel benefits.
    ANZ Business Black
    20.24% p.a.
    $0 p.a. annual fee for the first year ($300 p.a. thereafter)
    Offers premium features including uncapped rewards, travel benefits and tools to manage your business expenses.
    Commonwealth Bank Business Interest-Free Days Credit Card
    17.57% p.a.
    5.99% p.a. for 5 months
    $60 p.a.
    The flexibility of a Mastercard and an American Express, plus the ability to directly transfer your points to Qantas frequent flyer.
    American Express Velocity Business Card
    $249 p.a.
    Easily download expenses into business and account management software, plus receive two Virgin Australia lounge passes per year.
    American Express Business Card
    $109 p.a.
    Consolidate your business expenses and extend your cashflow with up to 51 interest-free days on purchases.
    Commonwealth Bank Business Awards Platinum Credit Card
    20.74% p.a.
    5.99% p.a. for 5 months
    $300 p.a.
    Earn up to 3 Awards points per $1 spent and receive complimentary travel and unauthorised transaction insurances.
    American Express Business Explorer Credit Card
    16.99% p.a.
    $395 p.a.
    Earn 100,000 bonus points when you meet the requirement and 2 Membership Rewards points per $1 spent.
    Commonwealth Bank Business Awards Credit Card
    20.74% p.a.
    5.99% p.a. for 5 months
    $100 p.a.
    A low fee business rewards credit card with up to 55 days interest-free on purchases and a $50,000 limit.
    American Express Qantas Business Rewards Card
    $450 p.a.
    Earn up to 2 Qantas Points per $1 spent on eligible purchases and enjoy up to 51 days interest-free on purchases.
    Caltex StarCard
    $35.40 p.a.
    Minimise your monthly fuel expenses and collect Qantas Points on eligible business purchases.

    Compare up to 4 providers

    Rates last updated October 17th, 2017
    Name Product Min Loan Amount Max. Loan Amount Loan Term Application Fee Product Description
    Prospa Business Loan
    $5,000
    $250,000
    0.25 to 1 years
    $0
    Apply for a business loan from $5,000 and enjoy a shorter loan term up to 12 months. Note: Financial statements required on loans over $50,000.
    Spotcap Loans
    $10,000
    $250,000
    1 year
    $0
    Take advantage of a fixed interest rate and no upfront fees on this business loan, available up to $250,000. Note: Business must have been operating for at least 18 months and have turnover over $200,000.
    Moula Business Loan
    $5,000
    $250,000
    0.5 to 1 years
    $0
    Small business loans of up $250,000 approved and funded within 24 hours. Transparent fees and rates. Note: Business must have been operating for at least 12 months and have monthly sales of at least $5,000.
    Sail Unsecured Business Loan
    $5,000
    $100,000
    1 year
    2.5% origination fee
    Take advantage of a convenient business loan available from $5,000. Bad credit applicants considered. Note: Business must have been operating for at least 6 months and have turnover over $50,000.
    RateSetter Business Loan
    $10,000
    $150,000
    0.5 to 5 years
    0.5%
    Apply for up to $150,000 and choose between a secured or unsecured loan. Note: Business must have been operating for at least 2 years and have turnover over $250,000.
    GetCapital Flexible Business Loan
    $5,000
    $500,000
    0.25 to 1 years
    Upfront fee of 1%
    A business line of credit that allows you to earn Qantas Aquire Points. Note: Business must have been operating for at least 9 months and have monthly sales of at least $10,000.

    Compare up to 4 providers

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