Business Banking Finder™ – Innovate your business with the right business banking solutions

The right mix of banking products can help you manage and grow your small business.

From bank accounts to foreign exchange services, it's always important to always discover new products to manage your business. You have the support of your bank to help you manage your business transactions and investments, but whether it be a business credit card, transaction account or other facilities – it's important to complete a comparison first to consider the options available. Use our comparison to help you choose business banking products which will help empower you to grow your business.

Commonwealth Bank Business Transaction Account

Business Banking Offer

Open business transaction account in less than 10 minutes.

  • Fee-free transactions
  • $10 monthly fee applies
  • $0 opening balance
  • Unlimited electronic transactions

    Rates last updated December 12th, 2017
    $
    Name Product Debit Card Access ATM Withdrawal Fee Fee Free Deposit p.m. Monthly Account Fee Product Description
    Commonwealth Bank Business Transaction Account
    Visa
    $0
    $0
    Open business transaction account in less than 10 minutes.
    St.George Business Cheque Account Plus
    Visa
    $0
    N/A
    A low monthly fee to manage your business funds.
    BankSA Business Cheque Account Plus
    Visa
    $0
    $0
    Prefer banking the old fashioned way? You'll appreciate the benefits of a BankSA Business Cheque Account Plus.
    BankSA Freedom Business Account
    Visa
    $0
    $0
    Make tax time easier with better reporting. Separates personal and business transactions.

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    Rates last updated December 12th, 2017
    $
    Name Product Debit Card Access ATM Withdrawal Fee Fee Free Deposit p.m. Monthly Account Fee Product Description
    BankSA Business Access Saver
    N/A
    Ongoing, variable 0.50% p.a. when you link to a business transaction account. Available on the entire balance.
    Bank of Melbourne Business Access Saver
    N/A
    Ongoing, variable 0.50% p.a. when you link to one of the Bank of Melbourne’s eligible business transaction accounts. Available on the entire balance.
    ANZ Business Online Saver
    N/A
    Ongoing, variable rate of 0.50% p.a. on balances more than $5,000.
    AMP Bank Business Saver Account
    N/A
    $0
    Ongoing, variable 2.05% p.a. when you link to a transaction account in the same name. Available on balances of $2,000 or more.
    Commonwealth Bank Business Online Saver
    Visa
    $10,000
    Ongoing, variable 0.50% p.a. when you link to Commonwealth Bank Premium Business Cheque Account or Business Transaction Account and maintain a balance of $10,000 or more.
    Citibank Ultimate Business Saver
    Mastercard
    $2
    An at-call savings account that offers a competitive interest on business savings. Can be opened for trust funds or a DIY Super Fund.
    ING Business Optimiser
    Visa
    Introductory rate of 2.20% p.a. for 6 months, reverting to a rate of 1.35% p.a. Available on balances below $1,000,000.

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    Rates last updated December 12th, 2017
    $
    Name Product 3 Mths p.a. 4 Mths p.a. 6 Mths p.a. 12 Mths p.a. 24 Mths p.a. 36 Mths p.a. 48 Mths p.a. 60 Mths p.a. Min Deposit Interest Earned
    Westpac Business Term Deposit
    2.05%
    1.85%
    2.10%
    2.35%
    2.40%
    2.50%
    2.60%
    2.85%
    $5,000
    ING Business Term Deposit
    2.00%
    2.25%
    2.00%
    2.55%
    2.75%
    -
    -
    -
    $10,000
    Bankwest Business Term Deposit Direct
    2.35%
    1.50%
    2.50%
    2.65%
    2.60%
    2.60%
    2.65%
    2.65%
    $10,000

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    Rates last updated December 12th, 2017
    Details Features
    Tyro
    Tyro
    • 24/7 local support available
    • Countertop and mobile EFTPOS terminals
    • 11+ payment forms accepted including Apple Pay and Android Pay
    • From $29 a month for terminal hire with no lock-in contracts
    • Compatible with any Australian financial institution
    • Integrates seamlessly with your existing point of sale
    • Used by over 20,000 Australian businesses
    • Available linked interest-earning transaction account
    Go to site More info
    Rates last updated December 12th, 2017
    Name Product Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Product Description
    ANZ Business Black
    20.24% p.a.
    $0 p.a. annual fee for the first year ($300 p.a. thereafter)
    Offers premium features including uncapped rewards, travel benefits and tools to manage your business expenses. Plus a $0 first year annual fee.
    Commonwealth Bank Business Low Rate Credit Card
    14.55% p.a.
    5.99% p.a. for 5 months
    $0 p.a.
    Get $300 cashback when you spend $1,000 on eligible purchases within 90 days of card activation. Plus, an ongoing $0 annual fee.
    NAB Rewards Business Signature Card
    18.50% p.a.
    $175 p.a.
    Earn 100,000 bonus points when you spend $3,000 on everyday business purchases in the first 60 days of account opening.
    Commonwealth Bank Business Gold Awards Credit Card
    20.74% p.a.
    5.99% p.a. for 5 months
    $150 p.a.
    Earn up to 2 Awards points per $1 spent, receive an unsecured credit limit of up to $50,000 and up to 55 days interest-free on purchases.
    American Express Gold Business Card
    $169 p.a.
    Take advantage of 10,000 bonus points, no pre-set spending limit, data that feeds to MYOB and up to 51 days interest-free on purchases.
    American Express Platinum Business Card
    $1,500 p.a.
    Enjoy 120,000 bonus points, a platinum business concierge, complimentary Virgin Lounge access, worldwide travel insurance and hotel benefits.
    Commonwealth Bank Business Interest-Free Days Credit Card
    17.57% p.a.
    5.99% p.a. for 5 months
    $60 p.a.
    The flexibility of a Mastercard and an American Express, plus the ability to directly transfer your points to Qantas frequent flyer.
    American Express Velocity Business Card
    $249 p.a.
    Easily download expenses into business and account management software, plus receive two Virgin Australia lounge passes per year.
    American Express Business Card
    $109 p.a.
    Earn up to 1.00 Membership Rewards point per $1 spent and extend your cashflow with up to 51 interest-free days on purchases.
    Commonwealth Bank Business Awards Platinum Credit Card
    20.74% p.a.
    5.99% p.a. for 5 months
    $300 p.a.
    Earn up to 3 Awards points per $1 spent and receive complimentary travel and unauthorised transaction insurances.
    American Express Business Explorer Credit Card
    16.99% p.a.
    $395 p.a.
    Earn 100,000 bonus points when you meet the spend criteria. Plus, 2 yearly entries to the American Express Lounge at Sydney International Airport.
    Commonwealth Bank Business Awards Credit Card
    20.74% p.a.
    5.99% p.a. for 5 months
    $100 p.a.
    A low fee business rewards credit card with up to 55 days interest-free on purchases and a $50,000 limit.
    American Express Qantas Business Rewards Card
    $450 p.a.
    Earn up to 100,000 bonus points, 2 Qantas Points per $1 spent on eligible purchases and enjoy up to 51 days interest-free on purchases.
    Caltex StarCard
    $35.40 p.a.
    Minimise your monthly fuel expenses and collect Qantas Points on eligible business purchases.
    Bankwest Low Rate Business Mastercard
    0% p.a. for 12 months (reverts to 11.99% p.a.)
    $99 p.a.
    Offers an introductory 0% p.a. interest rate on purchases for 12 months. Plus, add up to 3 additional cardholders for $0 on this low rate card.

    Compare up to 4 providers

    Rates last updated December 12th, 2017
    Name Product Min Loan Amount Max. Loan Amount Loan Term Application Fee Product Description
    Prospa Business Loan
    $5,000
    $250,000
    0.25 to 2 years
    $250 establishment fee
    Special offer: No repayments required until Monday 8 January 2018 for business loans that are settled between 20 November 2017 and 31 December 2017. Conditions apply.
    GetCapital Flexible Business Loan
    $5,000
    $500,000
    0.25 to 1 years
    1.5% to 2.5% initial draw down fee
    Exclusive offer: Receive 50,000 Bonus Qantas Points if your loan is submitted and funded between 27 November and 22 December 2017. Conditions apply.
    Spotcap Loans
    $10,000
    $250,000
    1 year
    $0
    Take advantage of a fixed interest rate and no upfront fees on this business loan, available up to $250,000. Note: Business must have been operating for at least 18 months and have turnover over $200,000.
    Moula Business Loan
    $5,000
    $250,000
    0.5 to 1 years
    $0
    Small business loans of up to $250,000 approved and funded within 24 hours. Transparent fees and rates. Note: Business must have been operating for at least 12 months and have monthly sales of at least $5,000.
    Sail Unsecured Business Loan
    $5,000
    $100,000
    1 year
    2.5% origination fee
    Take advantage of a convenient business loan available from $5,000. Bad credit applicants considered. Note: Business must have been operating for at least 6 months and have turnover over $50,000.
    RateSetter Business Loan
    $10,000
    $150,000
    0.5 to 5 years
    0.5%
    Apply for up to $150,000 and choose between a secured or unsecured loan. Note: Business must have been operating for at least 2 years and have turnover over $250,000.
    businessloans.com.au  Flexible Business Loan
    $5,000
    $500,000
    0.5 to 1 years
    1.5% Initial draw down fee
    A 100% online business loan with amounts available from $5,000. Flexible eligibility criteria and transparent rates and fees.

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