Business Banking Finder™ – Innovate your business with the right business banking solutions

The right mix of banking products can help you manage and grow your small business.

From bank accounts to foreign exchange services, it's always important to always discover new products to manage your business. You have the support of your bank to help you manage your business transactions and investments, but whether it be a business credit card, transaction account or other facilities – it's important to complete a comparison first to consider the options available. Use our comparison to help you choose business banking products which will help empower you to grow your business.

Rates last updated March 26th, 2017
$
Monthly Account Fee Debit Card Access ATM Withdrawal Fee Fee Free Deposit p.m. Details
Commonwealth Bank Business Transaction Account
Open business transaction account in less than 10 minutes.
Visa $0 $0 $10 flat monthly account fee. Unlimited free withdrawals at CommBank ATMs in Australia. Go to site More
St.George Business Cheque Account Plus
A low monthly fee to manage your business funds.
Visa $0 N/A No ATM fees when using St.George / Westpac / BankSA ATMs More
BankSA Business Cheque Account Plus
Prefer banking the old fashioned way? You'll appreciate the benefits of a BankSA Business Cheque Account Plus.
Visa $0 $0 Low monthly fee in return for unlimited electronic transactions. More
BankSA Freedom Business Account
Make tax time easier with better reporting. Separates personal and business transactions.
Visa $0 $0 Unlimited fee-free electronic transactions, fee-free ATM withdrawals at St.George, BankSA, Bank of Melbourne and Westpac ATMs. More
ME Business Online Savings Account

Business Banking Offer

Earn a competitive interest rate on your business savings.

  • $0 minimum balance required
  • $0 minimum deposits required
  • No fixed terms on accounts
    Rates last updated March 26th, 2017
    $
    $
    months
    Maximum Variable Rate p.a. Standard Variable Rate p.a. Bonus Interest p.a. Fees Min Bal / Min Deposit Interest Earned
    RaboDirect Business High Interest Savings Account
    Introductory rate of 2.25% p.a. for 4 months, reverting to a rate of 1.80% p.a. Available on balances below $250,000
    2.25% 1.80% 0.45% $0 $0 / $0 Go to site More
    RaboDirect Business PremiumSaver
    Ongoing, variable 2.00% p.a. when you link to a RaboDirect everyday business bank account and deposit $2,000+ each month. Available on balances up to $250,000.
    2.00% 0.65% 1.35% $0 $0 / $0 Go to site More
    RaboDirect Business Notice Saver (31 days)
    Ongoing, variable 2.10% p.a. until 31 days notice is given to access the account. Available on balances up to $250,000.
    2.10% 2.10% 0.00% $0 $0 / $0 Go to site More
    ME Business Online Savings Account
    Earn a competitive interest rate on your business savings.
    1.75% 1.75% 0.00% $0 $0 / $0 Go to site More
    St.George Business Access Saver
    Ongoing, variable 0.60% p.a. when you link to a St.George business transaction account. Available on the entire balance.
    0.60% 0.60% 0.00% $0 $0 / $0 More
    BankSA Business Access Saver
    Ongoing, variable 0.60% p.a. when you link to a business transaction account. Available on the entire balance.
    0.60% 0.60% 0.00% $0 $0 / $0 More
    Bank of Melbourne Business Access Saver
    Ongoing, variable 0.60% p.a. when you link to one of the Bank of Melbourne’s eligible business transaction accounts. Available on the entire balance.
    0.60% 0.60% 0.00% $0 $0 / $0 More
    ANZ Business Online Saver
    Ongoing, variable rate of 0.60% p.a.. Must have a minimum of $5,000 to earn interest.
    0.60% 0.60% 0.00% $0 $5,000 / More
    AMP Bank Business Saver Account
    Ongoing, variable 2.05% p.a. when you link to a transaction account in the same name. Available on balances of $2,000 or more.
    2.05% 2.05% 0.00% $0 $0 / $0 More
    Commonwealth Bank Business Online Saver
    Ongoing, variable 0.60% p.a. when you link to Commonwealth Bank Premium Business Cheque Account or Business Transaction Account and maintain a balance of $10,000 or more.
    0.60% 0.60% 0.00% $0 / $0 More
    Citibank Ultimate Business Saver
    An at-call savings account that offers a competitive interest on business savings. Can be opened for trust funds or a DIY Super Fund.
    1.65% 1.65% 0.00% $0 $10,000 / $0 More
    ING DIRECT Business Optimiser
    Introductory rate of 2.50% p.a. for 6 months, reverting to a rate of 1.60% p.a. Available on balances below $1,000,000.
    2.50% 1.60% 0.90% $0 $0 / $0 More
    Rates last updated March 26th, 2017
    $
    3 Mths p.a. 4 Mths p.a. 6 Mths p.a. 12 Mths p.a. 24 Mths p.a. 36 Mths p.a. 48 Mths p.a. 60 Mths p.a. Min Deposit Interest Earned
    RaboDirect Business Term Deposit
    RaboDirect Business Term Deposit
    2.40% - 2.60% 2.70% 2.90% 3.00% 3.05% 3.30% $1,000 Go to site More
    ME Business Term Deposit
    ME Business Term Deposit
    2.50% 2.50% 2.75% 2.90% 3.00% 3.00% 3.00% 3.00% $1,000 Go to site More
    Westpac Business Term Deposit
    Westpac Business Term Deposit
    2.05% 2.00% 2.10% 2.35% 3.00% 3.10% 2.70% 2.85% $5,000 More
    ING DIRECT Business Term Deposit
    ING DIRECT Business Term Deposit
    2.60% 2.00% 2.70% 2.80% 2.90% - - - $10,000 More
    Bankwest Business Term Deposit Direct
    Bankwest Business Term Deposit Direct
    2.35% 1.50% 2.55% 2.60% 2.60% 2.60% 2.65% 2.65% $10,000 More
    Rates last updated March 26th, 2017
    Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
    American Express Platinum Business Card
    Receive 150,000 bonus points, earn up to 2 Membership Rewards points for every dollar spent, complimentary insurances and access to 800 VIP Lounges in 100 countries.
    $1,500 p.a. Go to site More info
    Commonwealth Bank Business Gold Awards Credit Card
    A business credit card with a range of complimentary insurances and up to 2 Awards points per $1 spent on purchases.
    20.74% p.a. 5.99% p.a. for 5 months $150 p.a. Go to site More info
    American Express Business Card
    One of the original charge cards from American Express that offers complimentary insurances including purchase protection and travel accident cover.
    $109 p.a. Go to site More info
    Commonwealth Bank Business Interest-Free Days Credit Card
    Manage your business expenses with up to 55 interest-free days on purchases and an unsecured credit limit of up to $50,000.
    17.57% p.a. 5.99% p.a. for 5 months $60 p.a. Go to site More info
    American Express Gold Business Card
    Receive 10,000 bonus points on signup and earn 1 Membership Rewards points per $1 spent with uncapped earnings.
    $169 p.a. Go to site More info
    Commonwealth Bank Business Awards Credit Card
    Enjoy up to 1.5 Awards points for every dollar spent plus up to 55 days interest-free on purchases.
    20.74% p.a. 5.99% p.a. for 5 months $100 p.a. Go to site More info
    American Express Velocity Business Card
    A truly dedicated business rewards credit card. Download all your card expenses in a format readable by Quicken, MYOB, Microsoft Excel and more.
    $249 p.a. Go to site More info
    Commonwealth Bank Business Platinum Awards Credit Card
    Earn up to 3 Awards points per dollar spent and enjoy a range complimentary insurances.
    20.74% p.a. 5.99% p.a. for 5 months $300 p.a. Go to site More info
    Shell Card
    Minimise your fuel costs at over 1,000 locations across Australia. Save 6 cents per litre off fuel purchases at all Shell branded sites and $0 monthly card fees for the first 6 months.
    $30 p.a. Go to site More info
    NAB QuickBiz Loan

    NAB QuickBiz Loan Offer

    The NAB QuickBiz Loan allows you to borrow up to $50,000 for your business needs. The loan is available for new or existing business needs and features no upfront fee and tax deductible interest repayments. Link your accounting software directly into the application.

    • Interest Rate From: 13.85% p.a.
    • Interest Rate Type: Fixed
    • Application Fee: $0
    • Minimum Loan Term: 1 year
    • Maximum Loan Term: 2 year
    • Minimum Loan Amount: $5,000
    • Maximum Loan Amount: $50,000
    Rates last updated March 26th, 2017
    Min Loan Amount Max. Loan Amount Loan Term Application Fee
    NAB QuickBiz Loan
    An unsecured business loan from $5,000 that can be processed in 1 business day.
    $5,000 $50,000 1 to 2 years $0 Go to site More
    Prospa Business Loan
    Apply for a business loan from $5,000 and enjoy a shorter loan term up to 12 months.
    $5,000 $250,000 0.25 to 1 years $0 Go to site More
    Bigstone Small Business Loan
    Take advantage of a tailored rate and competitive financing from Bigstone’s business loans marketplace
    $10,000 $250,000 2 years $0 until funding Go to site More
    Spotcap Loans
    Take advantage of a competitive loan to invest in your business. Available to small, medium and large businesses.
    $10,000 $250,000 1 year $0 Go to site More
    OnDeck Business Loans
    Apply online for up to $150,000 with OnDeck and receive approved funds in one business day.
    $10,000 $150,000 0.5 to 2 years $0 (2.5% origination fee) Go to site More

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