8.1

Finder Score

Great

We currently don't have this product on Finder

Account keeping fee: $0
ATM withdrawal fee: $0
Overseas transaction fee of transaction value: 3%

Our verdict

This is a business bank account with no monthly fees, unlimited fee-free transactions and a linked Visa Debit card.

This account could suit you if you’re a small business, sole trader or business owner and do most of your banking online. This business account has no monthly fees, no ongoing deposit requirements and no minimum balance requirements.

The Suncorp Business Premium Account lets you link a business overdraft and a Visa Debit card. You can also integrate accounting software like Xero and MYOB.

Details

Key details

Product Name	Suncorp Bank Business Premium Account
Monthly account fee	$0
Card access	Visa
Own network ATM fee	$0
International ATM Fee	3%
International transaction fee	3%
Monthly deposit required to waive account fee	N/A
Contactless Payments	Apple Pay, Google Pay, Samsung Pay

Eligibility

Minimum Age	18
Joint account availability	Yes
Minimum opening deposit	N/A

Key features

No monthly fees

There are no monthly account-keeping fees attached to this business account.

No monthly minimum deposit or ongoing balance requirement

There are no monthly minimum deposits attached to this business account, and you don't need to maintain a minimum balance.

Deposit funds easily

You can deposit funds into the account easily using your BSB and Account Number.

Offset account option

If you have a Suncorp small business loan you can offset your loan's interest charges using the money saved in your business account.

Apple Pay and Google Pay available

You can link your account to Apple Pay or Google Pay to make secure, contactless payments with your phone or wearable device.

Access to fee-free ATMs

You can make unlimited fee-free withdrawals from Suncorp Bank ATMs.

Suncorp app

You can access your Suncorp business account and manage your money anywhere and at any time via the Suncorp app.

How to apply

The Suncorp Business Premium Account is available to business owners, sole traders, and companies. You can apply online or by phone.

Eligibility

Minimum age. You must be at least 18 years old.
Australian citizen or permanent resident. You must be an Australian citizen or permanent resident.
Business requirements. You must be the owner or director of the business, and you will need to provide a valid ABN or ACN number.

Documentation needed

Business identification. You will need to have your valid ABN or ACN handy.
Personal identification. New customers will need to provide identification documents when applying such as your driver's licence, Australian passport or Medicare card.
Details about other directors. You will need to have details of any other directors of your business (if you have more than one director).

Sources

Finder writers are subject matter experts and use primary sources, in-depth research and interviews with other experts to ensure you're getting accurate, up-to-date information. Articles are fact checked in line with our editorial guidelines.
1. Suncorp Business Premium Account information page
2. Suncorp Business Premium Account TMD

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Richard Finder

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Peter

August 09, 2025

There seems to be no charges with this account, how is the bank making anything?

Alison Banney Finder

August 12, 2025

Hi Peter,

A lot of bank accounts these days have no or limited fees. Banks make money from lots of different products, primarily loans e.g.: mortgages, personal loans and credit cards.

Thanks,

Alison

Richard Whitten is Finder’s Senior Money Editor, with over eight years of experience in home loans, property, credit cards and personal finance. His insights appear in top media outlets like Yahoo Finance, Money Magazine, and the Herald Sun, and he frequently offers expert commentary on television and radio, helping Australians navigate mortgages and property ownership. Richard started his career in education and textbook publishing in South Korea. He holds multiple industry certifications, including a Certificate IV in Mortgage Broking (RG 206) and Tier 1 and Tier 2 certifications (RG 146), as well as a Bachelor of Education from the University of Sydney and a Graduate Certificate in Communications from Deakin University. See full profile

Suncorp Business Premium Account

Key features

No monthly fees

No monthly minimum deposit or ongoing balance requirement

Deposit funds easily

Offset account option

Apple Pay and Google Pay available

Access to fee-free ATMs

Suncorp app

How to apply

Sources

Sources

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