In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Your reviews
  • Ask a question
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ANZ Business Online Saver

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ANZ Business Online Saver
Maximum variable rate
1.25% p.a.
Base interest rate

Our verdict

Get easy access to your business's cash and earn a little interest at the same time.

This account makes managing your excess business capital easy, with no fees and unlimited transactions between linked ANZ accounts.


  • No monthly fees
  • Unlimited free ANZ transactions
  • Earn interest on your business savings


  • Balances should be $5,000 or more to earn interest.

In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Your reviews
  • Ask a question

The ANZ Business Online Saver pays interest on your balance and charges no monthly account keeping fees. Balances above $5,000 will earn 1.25% interest.


Key details

Product Name ANZ Business Online Saver
Maximum Variable Rate 1.25% p.a.
Standard Variable Rate 1.25% p.a.
Monthly Account Fee $0
Minimum Opening Deposit $0
Minimum Age 18

Key features

Max interest rate of 1.25%

New customers who open an account online will earn the maximum interest rate of 1.25% when your balance is at least $5,000. Balances below this amount will not earn any interest.

No account keeping fees

ANZ charges no monthly account keeping fees for this account.

How to apply

If you like the features and benefits that the Business Online Saver offers and believe it is a good fit for your business needs, you can start an online application.


You should check first to ensure that you and your business meet ANZ's eligibility requirements first:

  • Use of account. This product is available for an Australian business only. ANZ does offer separate online savings accounts for personal use.
  • Position. You need to be the owner or director of the business.

Your reviews

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December 04, 2023

Is there a better rate for businesses with larger amounts (over $500,000)?


Sarah Megginson Finder

December 11, 2023

Hi Sharon, Yes, you can search a range of different rates here:



December 30, 2015

Hi There,

Does the bank charge any fees if my business online saving account balance is lower $5000?




Shirley Liu Finder

December 31, 2015

Hi Ying,

Thanks for your question.

ANZ doesn’t charge any fees if your balance is lower than $5,000, you just lose the bonus interest for that month.



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