In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Compare other business savings accounts
  • Your reviews
  • Ask a question
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ANZ Business Online Saver

  • Alison Banney's headshot
ANZ Business Online Saver
Maximum variable rate
1.15% p.a.
Base interest rate
1.15%p.a.

Our verdict

Get easy access to your business's cash and earn a little interest at the same time.

This account makes managing your excess business capital easy, with no fees and unlimited transactions between linked ANZ accounts.

Pros

  • No monthly fees
  • Unlimited free ANZ transactions
  • Earn interest on your business savings

Cons

  • Balances should be $5,000 or more to earn interest.

In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Compare other business savings accounts
  • Your reviews
  • Ask a question

The ANZ Business Online Saver pays interest on your balance and charges no monthly account keeping fees. Balances above $5,000 will earn 1.15% interest.

Details

Key details

Product Name ANZ Business Online Saver
Maximum Variable Rate 1.15% p.a.
Standard Variable Rate 1.15% p.a.
Monthly Account Fee $0
Minimum Opening Deposit $0
Minimum Age 18

Key features

Max interest rate of 1.15%

New customers who open an account online will earn the maximum interest rate of 1.15% when your balance is at least $5,000. Balances below this amount will not earn any interest.

No account keeping fees

ANZ charges no monthly account keeping fees for this account.


How to apply

If you like the features and benefits that the Business Online Saver offers and believe it is a good fit for your business needs, you can start an online application.

Eligibility

You should check first to ensure that you and your business meet ANZ's eligibility requirements first:

  • Use of account. This product is available for an Australian business only. ANZ does offer separate online savings accounts for personal use.
  • Position. You need to be the owner or director of the business.

Compare other business savings accounts

Name Maximum Variable Rate p.a. Standard Variable Rate p.a. Intro/Ongoing Government Guarantee Monthly Max Rate Conditions
Zeller Business Savings Account
Zeller logo
Maximum Variable Rate p.a.
3.00%
Standard Variable Rate p.a.
3.00%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • N/A
Go to siteView details
Thriday Business Savings
Thriday logo
Maximum Variable Rate p.a.
3.35%
Standard Variable Rate p.a.
3.35%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • N/A
View details
Great Southern Bank Business+ Saver
Great Southern Bank logo
Maximum Variable Rate p.a.
4.10%
Standard Variable Rate p.a.
4.10%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • N/A
View details
AMP Cash Manager
AMP Bank logo
Maximum Variable Rate p.a.
4.80%
Standard Variable Rate p.a.
4.80%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Balances $10,000.01 to $250,000.
View details
ANZ Business Online Saver
ANZ logo
Maximum Variable Rate p.a.
1.15%
Standard Variable Rate p.a.
1.15%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Balances $5,000 and above
View details
The Mutual Bank Cash Management Account
The Mutual Bank logo
Maximum Variable Rate p.a.
0.05%
Standard Variable Rate p.a.
0.05%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • N/A
View details
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Alison Finder

Editor

Hi there, looking for more information? Ask us a question.

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Sharon

December 04, 2023

Is there a better rate for businesses with larger amounts (over $500,000)?


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Sarah Megginson Finder

December 11, 2023

Hi Sharon, Yes, you can search a range of different rates here: https://www.finder.com.au/business-banking/business-savings-accounts


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Ying

December 30, 2015

Hi There,

Does the bank charge any fees if my business online saving account balance is lower $5000?

cheers,

Ying


Avatar

Shirley Liu Finder

December 31, 2015

Hi Ying,


Thanks for your question.


ANZ doesn’t charge any fees if your balance is lower than $5,000, you just lose the bonus interest for that month.


Cheers,

Shirley


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