In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Compare other savings accounts
  • Your reviews
  • Ask a question
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NAB Business Cash Maximiser

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Updated
Fact checked
NAB Business Cash Maximiser
Maximum variable rate
1.15% p.a.
Base interest rate
1.15%p.a.

Our verdict

The Business Cash Maximiser from NAB provides you with a flexible way to access your money online, while letting it grow with a competitive interest rate.

Earn a competitive interest rate when you meet the balance requirements.

Pros

  • $0 monthly account fee
  • Online savings account with easy access

Cons

  • A minimum balance of $10,000 require to earn interest

In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Compare other savings accounts
  • Your reviews
  • Ask a question

Businesses could benefit from the earned interest on their excess working capital, while having it ready to use when needed. The NAB Business Cash Maximiser is a no-fee savings account that still allows total access to the funds through online banking.

Details

Key details

Product Name NAB Business Cash Maximiser
Maximum Variable Rate 1.15% p.a.
Standard Variable Rate 1.15% p.a.
Monthly Account Fee $0
Minimum Opening Deposit $0
Minimum Age 18

Key features

Monthly account keeping fee

NAB charges no monthly fees when you use this account.

Interest

Competitive interest is earned on balances that are of $10,001 or higher.

How to apply

If you are a sole trader, partnership or have one or two directors, you can apply for the Business Cash Maximiser online by visiting NAB website. Larger businesses should call NAB direct for assistance with filling out the application. You will be asked first to verify that you are eligible for this account:

Eligibility

  • Minimum age. Applicants for this business savings account must be at least 18 years of age.
  • Residency requirements. Australian permanent residents may apply for this account online, so long as the business is also registered in Australia. For individuals who are citizens of the United States, residents for tax purposes or are applying for a business outside of Australia, you will need to speak directly with a NAB representative.

Compare other savings accounts

1 - 12 of 189
Updated regularly
Name Maximum Variable Rate p.a. Standard Variable Rate p.a. Intro/Ongoing Government Guarantee Monthly Max Rate Conditions
Newcastle Permanent Smart Saver Account - Under 25s
Maximum Variable Rate p.a.
5.00%
Standard Variable Rate p.a.
0.05%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Grow balance
  • No more than 2 withdrawals
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 An easy way for young savers to earn a solid interest rate without jumping through too many hoops.
Ubank High Interest Save Account
Maximum Variable Rate p.a.
5.50%
Standard Variable Rate p.a.
0.00%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $500
  • Savings up to $100,000
Go to siteView details
Newcastle Permanent Smart Saver Account - Under 25s
Maximum Variable Rate p.a.
5.00%
Standard Variable Rate p.a.
0.05%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Grow balance
  • No more than 2 withdrawals
Go to siteView details
ING Savings Maximiser
Finder Award
Maximum Variable Rate p.a.
5.50%
Standard Variable Rate p.a.
0.55%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $1,000
  • 5 transactions
  • Grow your balance
  • Balances up to $100,000
Go to siteView details
 Get $50 cashback when you open an Orange Everyday and a Savings Maximiser account and make 5 settled transactions. T&Cs apply
Newcastle Permanent Online Savings Account
Maximum Variable Rate p.a.
5.20%
Standard Variable Rate p.a.
1.00%
Intro/Ongoing
3 months
Government Guarantee
Monthly Max Rate Conditions
  • N/A
Go to siteView details
ING Savings Accelerator ($150,000 - $500,000)
Maximum Variable Rate p.a.
5.20%
Standard Variable Rate p.a.
4.70%
Intro/Ongoing
4 months
Government Guarantee
Monthly Max Rate Conditions
  • Welcome rate applies up to $500K
Go to siteView details
Macquarie Savings Account
Maximum Variable Rate p.a.
5.35%
Standard Variable Rate p.a.
4.75%
Intro/Ongoing
4 months
Government Guarantee
Monthly Max Rate Conditions
  • Balances up to $250,000
Go to siteView details
ME HomeME Savings Account
Maximum Variable Rate p.a.
5.55%
Standard Variable Rate p.a.
0.55%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $2000
  • Grow balance
  • Balances up to $100,000
Go to siteView details
IMB Reward Saver Account
Maximum Variable Rate p.a.
5.25%
Standard Variable Rate p.a.
0.00%
Intro/Ongoing
4 months
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $50
  • No withdrawals
  • Balances up to $1,000,000
Go to siteView details
 Earn up to 3.25% p.a. after the introductory period ends.
BCU Bonus Saver
Maximum Variable Rate p.a.
5.00%
Standard Variable Rate p.a.
1.00%
Intro/Ongoing
4 months
Government Guarantee
Monthly Max Rate Conditions
  • N/A
Go to siteView details
Westpac Life (18-29 year olds only)
Maximum Variable Rate p.a.
5.20%
Standard Variable Rate p.a.
2.00%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Make a deposit
  • Grow your balance
  • 5 debit card purchases
  • Balances up to $30,000
Go to siteView details
St.George Maxi Saver
Maximum Variable Rate p.a.
5.35%
Standard Variable Rate p.a.
1.10%
Intro/Ongoing
3 months
Government Guarantee
Monthly Max Rate Conditions
  • N/A
Go to siteView details
 Max Variable Rate includes 0.35% p.a. for 3 months for new customers who apply online
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Showing 12 of 13 results
Sources
  1. NAB Business Cash Maximiser information page
  2. NAB Business Cash Maximiser TMD

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Alison Finder

Editor

Hi there, looking for more information? Ask us a question.

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Ming

February 23, 2017

we have an account called Business Cash Maximiser, can you let me know what interests rate you pay us?


Ming


Avatar

May Finder

February 23, 2017

Hi Ming,


Thank you for your question and for contacting finder.com.au – we are a financial comparison website and general information service designed to help consumers make better decisions. Please note that we are not affiliated with any company we feature on our site.


With the NAB Business Cash Maximiser, you can earn a standard interest rate 0.60% p.a. if you park $10,000 or higher on the account. The interest is calculated daily and paid to your account monthly.


Cheers,

May


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Avatar

Alison Banney

Editor

Alison Banney is the money editorial manager at Finder. She covers all areas of personal finance, and her areas of expertise are superannuation, banking and saving. She has written about finance for 10 years, having previously worked at Westpac and written for several other major banks and super funds. See full profile

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