
Get exclusive money-saving offers and guides
Straight to your inbox
We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
Beyond Bank is amongst Australia’s largest customer owned banks. It has more than 195,000 customers, over $4 billion in assets under management and more than 600 employees. Before becoming a bank, it operated in the form of Community CPS, one of the largest credit unions in the country.
Beyond Bank offers a considerable variety of transaction accounts and savings accounts that you can choose from as per your requirements. If you have money that you can set aside for some time, you can consider opening a Beyond Bank term deposit. This bank also provides other personal banking solutions as well as business banking, community sector banking and financial planning advice.
Back to topThe Beyond Bank online banking system gives you quick and easy access to your account from any internet enabled computer. This online banking system makes use of 128-bit encryption and sophisticated firewalls to keep transmission of data secure. It also employs a two-tier authentication system that makes use of text messages and security tokens.
You can use the online banking system to update personal information, to check your account balances and to go through transaction histories. The online banking platform lets you transfer funds to other Beyond Bank accounts as well as to non Beyond Bank accounts, which include transfers to international bank accounts. You can use the online platform to view e-statements and you can customise transaction alerts through email and text messages.
Account balance | Automatic savings | Send & receive money |
---|---|---|
![]() | ![]() | ![]() |
This account does not attract any monthly account keeping fee and lets you earn interest on your savings. There is no minimum monthly balance requirement and you get multiple free transactions per month. Access to funds comes through a Visa debit card, online banking, phone banking, branch banking and Bank@Post locations. You can get a cheque book as well.
Approved customers can get an optional line-of-credit, and full-time students can expect fee-free banking.
This everyday transaction account has no monthly account keeping fees and no ATM fees worldwide. It comes with a free linked Visa debit card which you can use in store or online all over the world. You can link the account to Apple Pay, Samsung Par or Google Pay to make secure contactless purchases with your phone.
Back to topWhen you open this account you get to nominate a participating not-for-profit group. Every year, the bank makes a donation to this group in accordance to your average annual balance. The money in this account earns competitive interest, and the account does not attract any monthly account keeping fees. You get access to your money through online banking, phone banking, branch banking and Bank@Post, with four free over-the-counter withdrawals every month.
This account offers a competitive interest rate for balances in excess of $5,000 and it does not charge any monthly account keeping fees. You get unlimited free transaction between your other Beyond Bank accounts via online banking and phone banking. You can also transact at Beyond Bank branches and Bank@Post outlets.
Back to topYou can open a Beyond Bank term deposit with as little as $2,000 and the term can vary in between three months and five years. You get the option of choosing when you receive interest payments, and you can track the progress of your deposit using online banking.
Back to topYou can apply by visiting any Beyond Bank branch and you can also apply online. Make sure you meet the eligibility criteria below:
To complete the application, you’ll have to provide the following details:
An everyday account with no monthly fees, no ATM withdrawal fees worldwide and Apple Pay, Google Pay and Samsung Pay available.
Propel your savings growth with a high interest savings account that gives you online accessibility without charging any fees.
The Beyond Bank Bonus Saver Account is no longer available to new customers. This information is for existing customers only.
The Beyond Bank Christmas Club Savings Account is no longer available to new customers. This information is for existing customers only.
Beyond Bank lets you open a term deposit with an amount that suits your budget. You can choose from different time periods as well.
The Beyond Bank Community Reward Account lets you support your favourite community organisation, while your money earns interest.
Open the Beyond Bank Access Savings Account if you want your money to earn interest as well as other benefits.
I have $500000 to place on deposit . please supply interest rates and who with for 3,4,5,and 6 month terms. (interest payable at maturity
thanks
Hi Ross,
Thank you for reaching out to finder.
The page provides a calculator that you may use to check an estimate for the 3, 4 and 6 month plan. just proceed to the “Term Deposit Interest Rate” tab to start the calculation. Hope this helps!
Cheers,
Reggie