In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Your reviews
  • Ask a question
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Beyond Bank monEsaver Account

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Beyond Bank monEsaver Internet Savings Account

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Maximum variable rate
2.85% p.a.
Base interest rate
Minimum deposit

Our verdict

Enjoy the flexibility of banking online and paying minimal fees.

While this account doesn't have the highest interest rates, it offers convenient online banking access and doesn't have minimum deposits or withdrawals.

With tiered rates you earn more interest the more you put into the account. The base interest rate of 2.3% p.a. is the interest you earn on deposits up to $4,999.


  • No monthly account keeping fee
  • Easy access to your funds
  • Unlimited transactions between Beyond Bank accounts


  • Charged of $4 per transaction for using any method

In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Your reviews
  • Ask a question


Key details

Product Name Beyond Bank monEsaver Internet Savings Account
Maximum Variable Rate 2.85% p.a.
Standard Variable Rate 2.30% p.a.
Monthly Account Fee $0
Minimum Opening Deposit $0
Minimum Age 13

Key features

Monthly account keeping fee

There are no monthly charges for using the monEsaver account.

Transaction fees

Any transaction made electronically plus branch deposits and credits are free. You will be charged $4 per transaction if you make withdrawals or transfers from the account using any method other than your online banking network.

How to apply


If you are already a member of Beyond Bank you can complete an application for the monEsaver Account you are able to complete an application through your internet banking account. New customers will either need to call or visit a local branch in order to apply. You can also visit their website and fill out an online enquiry form for a representative to contact you about opening a savings account. First check to ensure that you are eligible for the monEsaver Account:

  • Minimum age. All applicants must be at least 13 of age in order to be considered for this account.
  • Residency requirements. Beyond Bank requires applicants to be permanent Australian residents in order to hold an account with the mutual bank.

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