More financial institutions that offer savings, term deposit and bank accounts

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Current savings account offers

6 of 535 results
Updated regularly
Finder Score Maximum interest rate Base interest rate Max rate type & duration Monthly Max Rate Conditions Table Description
Finder score
9.8
Maximum Variable Rate p.a.
5.10%
Standard Variable Rate p.a.
5.10%
Intro/Ongoing
Ongoing rate
Monthly Max Rate Conditions
  • Balance $0 to $500,000
  • No deposit or withdrawal conditions
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Finder score
9.3
Maximum Variable Rate p.a.
5.65%
Standard Variable Rate p.a.
3.95%
Intro/Ongoing
4 month intro rate
Monthly Max Rate Conditions
  • Balance $0 to $250,000
  • No deposit or withdrawal conditions
  • New accounts only
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Finder score
9.8
Maximum Variable Rate p.a.
5.15%
Standard Variable Rate p.a.
4.75%
Intro/Ongoing
4 month intro rate
Monthly Max Rate Conditions
  • Balance up to $100,000
  • No deposit or withdrawal conditions
  • New accounts only
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ING logo
Finder score
9.6
ING Savings Accelerator
Finder score
9.6
Maximum Variable Rate p.a.
5.65%
Standard Variable Rate p.a.
4.60%
Intro/Ongoing
4 month intro rate
Monthly Max Rate Conditions
  • Maximum rate applies to balance tiers up to $500,000.
  • Base rate applies to balance tiers up to $2,000,000. A lower base rate applies to portions of balances over $2,000,000.
  • New accounts only.
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Bankwest logo
Finder score
9.9
Bankwest Easy Saver
Finder score
9.9
Maximum Variable Rate p.a.
5.50%
Standard Variable Rate p.a.
4.75%
Intro/Ongoing
4 month intro rate
Monthly Max Rate Conditions
  • Balance $0 to $250,000.99
  • No deposit or withdrawal conditions
  • New accounts only
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IMB logo
Finder score
8.1
IMB Reward Saver Account
Finder score
8.1
Maximum Variable Rate p.a.
5.15%
Standard Variable Rate p.a.
0.00%
Intro/Ongoing
4 month intro rate
Monthly Max Rate Conditions
  • Balance $0 to $1,000,000
  • Deposit $50
  • No withdrawals
  • New accounts only
Earn an ongoing, variable 3% after the intro period ends by meeting the monthly conditions.
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How the Finder Score helps you find a better savings account

The Finder Score is a simple score out of 10. The higher a savings account's score, the better we think it is for the average customer.

We score each savings account in our database of hundreds based on a data-driven methodology with 2 main criteria: Does the account offer a high interest rate? And is it easy for savers to actually earn that rate?

Read the full breakdown

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14 Responses

    Default Gravatar
    italoJune 24, 2025

    is coastline bank australian bank guaranteed

      Sarah Megginson's headshotFinder
      SarahJune 27, 2025Finder

      Yes, Coastline Bank is covered under the Australian government’s Financial Claims Scheme (FCS), meaning deposits are guaranteed up to $250,000 per account holder per Authorised Deposit-taking Institution (ADI) in the unlikely event of the institution failing.

    Default Gravatar
    PeterApril 24, 2024

    do you have information on Beyond Bank

    Default Gravatar
    peterJuly 14, 2023

    I wish to find a bank interest rate greater than 5.50% – with the $250k Government guarantee
    – any suggestions /recommendations ?
    Please
    Thankyou
    Peter B

    Default Gravatar
    GlenJune 5, 2023

    I cannot find a way for your finder to simply show all of the best base interest rates (as opposed to the limited time high interest rate offering).
    (Also your expert commentary often seems off the mark. Eg it said that the Rabobank base interest rate of 4% was low and there was much better out there in the market place. Most banks that I looked at were much lower??)
    Best
    Glen

      Alison Banney's headshotFinder
      AlisonJune 8, 2023Finder

      Hi Glen, you can filter for the base interest rates by clicking on that column heading to show in order of highest or lowest.

    Default Gravatar
    DanielaJanuary 3, 2023

    If you have a $50,000.00 to invest which term deposit or other account would you recommend

      Alison Banney's headshotFinder
      AlisonJanuary 11, 2023Finder

      Hi Daniela,

      You can check our page here for options.

      Best regards,
      Alison

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