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Current savings account offers

18 of 170 results
Updated regularly
Finder Score Maximum interest rate Base interest rate Max rate type & duration Monthly max rate conditions
Finder score
9.5 Excellent
Maximum Variable Rate p.a.
4.25%
Standard Variable Rate p.a.
4.25%
Intro/Ongoing
Ongoing rate
(conditions apply)
Balance $0 to $250,000
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Finder score
9.1 Excellent
Maximum Variable Rate p.a.
5.00%
Standard Variable Rate p.a.
3.45%
Intro/Ongoing
4 month intro rate
Balance $0 to $250,000
Earn a high interest rate of 5.00% p.a. for the first 4 months and then 3.45% p.a. thereafter, with $0 account keeping fees and no monthly balance requirements.
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Finder score
9.1 Excellent
Maximum Variable Rate p.a.
4.75%
Standard Variable Rate p.a.
0.01%
Intro/Ongoing
Ongoing rate
(conditions apply)
Deposit $1,000
5 transactions
Grow your balance
Balances up to $100,000
Welcome bonus: Get $100 when you open a new Orange Everyday and Savings Maximiser account with code OE100JOIN and deposit $1000, plus make 5 debit purchases by 31 January 2026. T&Cs apply.
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ING logo
Finder score
9.5 Excellent
ING Savings Accelerator
Most Loved
Finder score
9.5 Excellent
Maximum Variable Rate p.a.
5.00%
Standard Variable Rate p.a.
3.95%
Intro/Ongoing
4 month intro rate
Welcome rate applies to balances $150,000 - $500,000
Ongoing rate applies to balances $150,000 - $5 million
Ideal for higher balances, savers can earn up to 5% for the first 4 months and up to 3.95% thereafter. There are no conditions and $0 account-keeping fees.
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Suncorp Bank logo
Finder score
8.7 Great
Suncorp Bank Growth Saver Account
Finder score
8.7 Great
Maximum Variable Rate p.a.
4.30%
Standard Variable Rate p.a.
0.05%
Intro/Ongoing
Ongoing rate
(conditions apply)
Grow balance by $200 each month (excl. interest)
Only 1 withdrawal
No balance limit on earning interest
Get a solid interest rate on your entire balance, with minimal conditions in order to get the max rate. This account doesn’t offer card access but you can make 1 withdrawal per month & grow your net balance by $200 (excl. interest) to earn the max rate.
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Bankwest logo
Finder score
9.5 Excellent
Bankwest Easy Saver
Finder score
9.5 Excellent
Maximum Variable Rate p.a.
4.80%
Standard Variable Rate p.a.
4.00%
Intro/Ongoing
4 month intro rate
Balance $0 to $250,000
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IMB logo
Finder score
8.7 Great
IMB Reward Saver Kick Start
Finder score
8.7 Great
Maximum Variable Rate p.a.
4.75%
Standard Variable Rate p.a.
0.00%
Intro/Ongoing
Ongoing rate
(conditions apply)
Balances $0 to $100,000
Deposit $20+ each month
No withdrawals
You can open this account if you are aged 13 to 17, or if you're a student, trainee or apprentice aged 18 to 30.
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Ubank logo
Finder score
9.1 Excellent
Ubank Save Account
Finder Award
Finder score
9.1 Excellent
Maximum Variable Rate p.a.
5.10%
Standard Variable Rate p.a.
0.00%
Intro/Ongoing
4 month intro rate
Balance $0 to $1,000,000
Have a Spend account
Grow balance by $1 or more (excl. interest)
5.1% p.a. welcome bonus rate for new customers for the first 4 months, then an ongoing bonus rate of 4.35% p.a. when you hold a Ubank Spend accout and grow your Save balance by at least $1 (excluding interest) each month.
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Newcastle Permanent logo
Finder score
8.2 Great
Newcastle Permanent Smart Saver Account
Finder score
8.2 Great
Maximum Variable Rate p.a.
3.75%
Standard Variable Rate p.a.
0.05%
Intro/Ongoing
Ongoing rate
(conditions apply)
Grow balance
No more than 2 withdrawals
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Regional Australia Bank logo
Finder score
8.6 Great
Regional Australia Bank Savings Booster Account
Finder score
8.6 Great
Maximum Variable Rate p.a.
4.25%
Standard Variable Rate p.a.
0.00%
Intro/Ongoing
Ongoing rate
(conditions apply)
Balance up to $250,000
Deposit $100 each month
No withdrawals
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BCU Bank logo
Finder score
9.5 Excellent
BCU Bank Power Saver
Finder score
9.5 Excellent
Maximum Variable Rate p.a.
4.35%
Standard Variable Rate p.a.
0.50%
Intro/Ongoing
Ongoing rate
(conditions apply)
Deposit $100
Balances up to $250,000
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BCU Bank logo
Finder score
9.2 Excellent
BCU Bank Boss Saver
Finder score
9.2 Excellent
Maximum Variable Rate p.a.
4.65%
Standard Variable Rate p.a.
0.20%
Intro/Ongoing
Ongoing rate
(conditions apply)
Balance $0 to $100,000
Deposit $500
5 Access Account debit card purchases
Earn an ongoing 4.65% p.a. when you deposit $500 per month and make 5+ card payments from your BCU Bank Access Account each month. You can make withdrawals and still earn bonus interest.
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P&N Bank logo
Finder score
8.9 Great
P&N Bank Savvy Saver
Finder score
8.9 Great
Maximum Variable Rate p.a.
4.65%
Standard Variable Rate p.a.
0.20%
Intro/Ongoing
Ongoing rate
(conditions apply)
Balance under $100,000
Deposit $500
5 Access Account debit card purchases
Get 4.65% p.a. ongoing when you deposit $500 and make 5 debit card purchases per month. Make withdrawals and still earn bonus interest.
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BCU Bank logo
Finder score
7.2 Great
BCU Bank Bonus Saver
Finder score
7.2 Great
Maximum Variable Rate p.a.
4.25%
Standard Variable Rate p.a.
0.05%
Intro/Ongoing
4 month intro rate
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Westpac logo
Finder score
8.7 Great
Westpac Life (18-34 year olds only)
Finder score
8.7 Great
Maximum Variable Rate p.a.
5.00%
Standard Variable Rate p.a.
0.10%
Intro/Ongoing
Ongoing rate
(conditions apply)
Make a deposit
Grow your balance
20 debit card purchases
Balances up to $30,000
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P&N Bank logo
Finder score
7.2 Great
P&N Bank Hi Saver Account
Finder score
7.2 Great
Maximum Variable Rate p.a.
4.25%
Standard Variable Rate p.a.
0.05%
Intro/Ongoing
4 month intro rate
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St.George Bank logo
Finder score
9 Excellent
St.George Incentive Saver
Finder score
9 Excellent
Maximum Variable Rate p.a.
4.40%
Standard Variable Rate p.a.
0.10%
Intro/Ongoing
Ongoing rate
(conditions apply)
Balance up to $249,999.99
Grow balance by at least $50 ($0.01 if under 21)
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P&N Bank logo
Finder score
8.9 Great
P&N Bank Smart Saver Account
Finder score
8.9 Great
Maximum Variable Rate p.a.
4.45%
Standard Variable Rate p.a.
0.50%
Intro/Ongoing
Ongoing rate
(conditions apply)
Deposit $100
No withdrawals
Balance up to $250,000
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How the Finder Score helps you find a better savings account

The Finder Score is a simple score out of 10. The higher a savings account's score, the better we think it is for the average customer.

We score each savings account in our database of hundreds based on a data-driven methodology with 2 main criteria: Does the account offer a high interest rate? And is it easy for savers to actually earn that rate?

Read the full breakdown

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14 Responses

    Default Gravatar
    italoJune 24, 2025

    is coastline bank australian bank guaranteed

      Sarah Megginson's headshotFinder
      SarahJune 27, 2025Finder

      Yes, Coastline Bank is covered under the Australian government’s Financial Claims Scheme (FCS), meaning deposits are guaranteed up to $250,000 per account holder per Authorised Deposit-taking Institution (ADI) in the unlikely event of the institution failing.

    Default Gravatar
    PeterApril 24, 2024

    do you have information on Beyond Bank

    Default Gravatar
    peterJuly 14, 2023

    I wish to find a bank interest rate greater than 5.50% – with the $250k Government guarantee
    – any suggestions /recommendations ?
    Please
    Thankyou
    Peter B

    Default Gravatar
    GlenJune 5, 2023

    I cannot find a way for your finder to simply show all of the best base interest rates (as opposed to the limited time high interest rate offering).
    (Also your expert commentary often seems off the mark. Eg it said that the Rabobank base interest rate of 4% was low and there was much better out there in the market place. Most banks that I looked at were much lower??)
    Best
    Glen

      Alison Banney's headshotFinder
      AlisonJune 8, 2023Finder

      Hi Glen, you can filter for the base interest rates by clicking on that column heading to show in order of highest or lowest.

    Default Gravatar
    DanielaJanuary 3, 2023

    If you have a $50,000.00 to invest which term deposit or other account would you recommend

      Alison Banney's headshotFinder
      AlisonJanuary 11, 2023Finder

      Hi Daniela,

      You can check our page here for options.

      Best regards,
      Alison

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