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Australian Unity home insurance offers two forms of cover to protect your home from a wide range of risks.
Offering essential cover for your home and contents against a wide range of risks, Australian Unity Home Cover provides protection against loss or damage due to fires, explosions, water damage, storms, floods, theft, vandalism and more. A building safeguard benefit ensures that you can cover all rebuilding costs, while accommodation costs, electric motor burnout, replacement of locks and $30 million of personal legal liability cover are also included.
Home Cover Prestige insurance offers comprehensive cover for your home and contents. It covers accidental loss or damage to your building and contents and also provides protection against storms, floods, fires, explosions, theft, vandalism, glass breakage and much more. Policy features include a building sum insured safeguard as well as cover for emergency accommodation costs, electric motor fusion, guests’ property and contents temporarily removed from your home. This policy also gives you $30 million of legal liability cover.
Australian Unity will not pay your home and contents insurance claim if it arises as the result of the following situations:
The excess is the amount you are required to pay to contribute towards your claim. The excesses you need to pay are set out in your Australian Unity home insurance policy schedule.
You also have the flexibility to adjust your basic excess amount to suit your needs. By choosing to pay a higher excess, you can enjoy cheaper premiums.
Australian Unity home and contents insurance policies provide cover for Australian residential properties. You must also follow the following simple conditions to ensure that you are always covered:
If you need to make a claim on your Australian Unity home insurance policy, you can phone the QBE claims line 24 hours a day, 7 days a week. A claims team member will explain the process to you and let you know what you have to do next. You won’t usually need to complete a claim form, but this may be required in the case of complex claims.
There are a few other things you can do to ensure the successful processing of your claim:
You can contact them on 1300 028 830 for more information about making a claim.
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