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Australian Unity has three levels of home insurance cover available: Buildings & Contents Insurance, Buildings Insurance and Contents Insurance. It's policies are underwritten by Allianz.
Here's some of the main events a Australian Unity home insurance policy can cover you for.
You can cancel within 14 days (cooling off period) of taking out a policy and you won't be charged (so long as you don't make a claim). This is slightly less time than other insurers – the standard is 21 days. Like all insurers, you'll also need to pay at least one excess when you make a claim.
Australian Unity's general exclusions are similar to other insurers. Here are some of the main events you won't be covered for:
Make sure you read Australian Unity's PDS for a full list of exclusions.
We looked at home insurance complaint data from the Australian Financial Complaints Authority (AFCA) between July to December 2020. The data breaks down different underwriters and compares their business size to the number of complaints processed.
When comparing insurers, keep in mind that insurers with a larger market share serve more customers so can potentially get more complaints.
Australian Unity recently changed underwriters from QBE to Allianz so the table below provides an overview of them. Here's how Allianz did:
Australian Unity home insurance is good if you want to pay monthly at no extra cost and you're unlikely to make a claim but you can get bigger discounts elsewhere.
If you're not yet ready to take out a policy, you can compare other home insurance providers side-by-side here..
If you've held or currently hold an Australian Unity home insurance policy, we'd love to hear from you. Your reviews help other Australians decide if Australian Unity is right for them. Some reviews are from a survey commissioned by Finder.
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