Huddle's Comprehensive policy offers a good level of cover, with one of the highest benefits available in the market for environmental benefits ($5,000), guest contents (also $5,000), and lock replacement ($1,500.)
However, unlike most other home insurance brands, if you want cover for motor burnout, you'll have to upgrade to Huddle's Black policy.
Huddle's pricing is above average. Our cost research determined the average comprehensive policy would cost $2,425 a year, compared to the market average of $2,044.
In comparison, AAMI and Budget Direct were among the cheapest surveyed at $1,126 a year and $1,241 a year, respectively.
| Provider | Average cost | Apply |
|---|---|---|
 | $2,425.20 | |
 | $1,241.44 | |
 | $1,125.97 | |
 | $831.86 |
We crunch eligible home insurance products in Australia to see how they stack up. We rank over 50 products on 16 different features, including price. We end up with a single score out of 10 that helps you compare home insurance a bit faster. We assess home and contents, building only and contents only products individually.
Huddle only offers one optional feature, portable valuables cover. This covers valuables you take outside of the home including electronic devices, hearing aids, and mobility devices. However, this option is only available if your home contents are insured under your policy.
You can claim online, at any time. Log into the Huddle account, provide a summary of what happened, along with supporting documentation, and submit your claim for review. Some simple claims can be processed in minutes but for more complex claims, an expert will be in touch.
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