You can get 3 different policy types. RAA offers home insurance, contents insurance and a combined home and contents insurance policy. To add to that, RAA also offers landlord and short stay insurance.
Some main events covered by RAA home insurance include:
RAA home insurance is underwritten by Allianz South Australia Insurance Limited (AFSL 232525) and issued on its behalf by RAA under a binder. It offers customers a choice of excess amount, a cooling-off period of 21 days and the option to pay monthly at no additional cost.
RAA's general exclusions look similar to other home insurance providers. Your home insurance claim will not be paid for:
Make sure you read RAA's Product Disclosure Statement for a more detailed breakdown of what's not covered. You can also head to general exclusions for more information.
RAA home insurance comes with a stack of included benefits along with many chances to save on your premium. Plus, your policy comes with an RAA membership so you can take advantage of the many discounts and rewards for policyholders.
The downsides? One big one is that you need to live in South Australia to get a policy. If this doesn't sound like the one for you, you can compare other home insurance brands side by side so that you end up with a policy you're happy with.
If you've held, or currently hold, an RAA home insurance policy, we'd love to hear from you. Your reviews help other Australians decide if RAA is right for them. Some reviews are from a survey commissioned by Finder.
ALDI offers home, contents and landlords insurance. Its policies have thorough coverage with generous benefit limits.
If you serve or have served, you are probably eligible for home insurance with the Defence Service Homes Insurance Scheme.
GIO home Insurance has one of the most comprehensive policies around, covering you for environmental upgrades, emergency accommodation + more.
If you live in WA, RAC home insurance could be good for you. It comes with lots of benefits and savings, including RAC membership.
Compare features and benefits of CBA's home insurance policy. Discover if it's right for you with this handy guide.
A review of NAB's home and contents insurance policies. Find out how NAB can cover your house and possessions, giving you peace of mind and protection against the worst.
Need home and contents insurance? Check out Bank of Queensland's Vero Secure Home Extra Insurance and Vero Secure Home Elite Insurance policies.
Here's a review of the home insurance products available from Budget Direct.
Compare the home insurance options available from Suncorp.
Review and compare policy features here and determine if QBE has a policy that is right for you.
Can I ask for cash instead off store voucher when making a claim on jewellery
Hi M,
Thank you for reaching out to Finder.
Depending on the settlement of the claim, you may request this directly to the company representative if it is possible to have the claim converted into cash instead. Hope this helps!
Cheers,
Reggie