Shannons Home Insurance review 

Known for offering cover to motoring enthusiasts, Shannons Home Insurance also covers enthusiast items such as automotive memorabilia, collectables and accessories.

Our verdict

Pros

  • Landlord furnishing, loss of rent, and legal costs are covered as standard.
  • Standard cover includes automotive memorabilia, spare parts, and tools.
  • Other benefits are also strong, and can compete with non-specialist home insurers.

Cons

  • You have to call Shannon's for a quote, so it's less convenient than many online brands.
  • Although the enthusiast cover is more than many brands offer, it's only up to $10,000.
  • Some benefits are lower than the national average, including lock replacement, environmental upgrades and mortgage discharge costs.

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Finder Score - Home Insurance

We crunch eligible home insurance products in Australia to see how they stack up. We rank over 50 products on 16 different features, including price. We end up with a single score out of 10 that helps you compare home insurance a bit faster. We assess home and contents, building only and contents only products individually.

Read the full methodology

What additional cover options are available?

Shannons some optional covers, including:

  • Accidental loss or damage: Cover in case you accidentally break or damage items in your home, or part of your home itself. For example, spilling paint on your newly laid carpet.
  • Personal effects: Cover for items that you often take outside of the home, such as laptops, sunglasses, and mobile phones.

How to make a claim

You can claim online via the Shannons website or by calling 13 46 46.

Shannons home insurance complaints information

Shannons home insurance is provided by AAI Limited. In the 2023-2024 financial year, the Australian Financial Complaints Authority (AFCA) received 1,786 complaints in relation to AAI's home building insurance and 414 in relation to its home contents insurance. While the insurer is very large, these figures are higher than many other insurers of the same size, including QBE, which received a combined 813 complaints for its home and contents cover.

FAQs

Sources

Nicola Middlemiss's headshot
Journalist

Nicola Middlemiss is a journalist with nearly a decade of experience in personal finance and insurance. She has contributed to Domain, Yahoo Finance, Money Magazine and Insurance Business Australia, offering in-depth insights into commercial insurance in the Australian market. Nicola holds a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) certification, which complies with ASIC standards. See full bio

Nicola's expertise
Nicola has written 257 Finder guides across topics including:
  • Personal finance
  • Personal insurance, including car, health, home, life, pet and travel insurance
  • Commercial business insurance

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