Men’s jewellery, such as chains and bracelets, are excluded from cover
What items does Ringo Jewellery Insurance cover?
Ringo Jewellery Insurance covers a range of jewellery, including:
Rings
Necklaces
Bracelets
Earrings
What kind of cover can I get with Ringo Jewellery Insurance?
Ringo Jewellery Insurance features one policy that covers your jewellery against loss or theft and accidental damage in the following events:
Hail
Storm (including cyclone)
Flood
Fire
Theft or attempted theft
Malicious damage or vandalism
Collision and impact
Ringo Jewellery Insurance benefits
$0 excess on any claim. Customers pay no excess on any claim they make with Ringo Jewellery Insurance, taking the added stress out of an already challenging time.
Satisfaction guarantee. If for any reason you are not satisfied with your service and cancel your policy within 14 days of its activation, Ringo Jewellery Insurance will provide a full refund.
Free annual evaluation to match replacement. To ensure your jewellery remains accurately priced, Ringo Jewellery Insurance offers a free annual evaluation.
Return to the jeweller of your choice. If your jewellery ever needs to be repaired, customers are able to have their item fixed by their jeweller of choice for added comfortability.
In-house support. Whether you’re after an update on your claim or have a question about your coverage, Ringo Jewellery Insurance has a customer service team that are ready to assist.
What's not covered by Ringo Jewellery Insurance?
The Ringo Jewellery Insurance policy does have a set of exclusions customers must be aware of before signing up to a policy. Some of the events that won’t be covered include:
Cleaning and renovations
Confiscation
Cyber risks
Dishonest or intentional acts
Existing damage
Gradual deterioration, breakdown or wear and tear
Misappropriation
Nuclear hazard, radioactive, chemical or biological contamination
Economic or trade sanctions
War or terrorism
It’s also worth noting that Ringo Jewellery Insurance does not provide cover for men’s jewellery, such as chains and bracelets.
How do I make a Ringo Jewellery Insurance claim?
If you need to make a claim with Ringo Jewellery Insurance, please follow the following steps:
Send an email to claims@ringoinsurance.com.au as soon as possible. You will then be assigned a dedicated team member to take you through the claims process.
Submit all necessary documentation to support your claim, such as invoices, your policy number or any other information requested by Ringo Jewellery Insurance.
You will receive a response within 3-5 business days where Ringo Jewellery Insurance will provide you with either a claim determination or a request for more information.
Ceyda Erem is Finder’s senior writer for insurance and has almost 10 years of experience writing about personal finance. Formerly a copywriter for several business and finance clients, Ceyda has written hundreds of articles, guides, blogs and more to ensure Australians stay in the loop about how to best manage their money. She has a Bachelor of Arts, Majoring in Writing from Macquarie University.
See full bio
Ceyda's expertise
Ceyda
has written
120
Finder guides across topics including:
A home insurance calculator can give you a rough estimate on the value of your home and contents. But is that what you really want? Find out how to not underinsure or overinsure your home.
Coles Home Insurance is convenient and generous with its rewards. Just don’t forget to read the fine print.
Important information about this website
Finder makes money from featured partners, but editorial opinions are our own.
Finder is one of Australia's leading comparison websites. We are committed to our readers and stand by our editorial principles.
We try to take an open and transparent approach and provide a broad-based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labeling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
We make money by featuring products on our site. Compensation received from the providers featured on our site can influence which products we write about as well as where and how products appear on our page, but the order or placement of these products does not influence our assessment or opinions of them, nor is it an endorsement or recommendation for them.
Products marked as 'Top Pick', 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment when you click on those buttons or apply for a product.
When products are grouped in a table or list, the order in which they are initially sorted may be influenced by a range of factors including price, fees and discounts; commercial partnerships; product features; and brand popularity. We provide tools so you can sort and filter these lists to highlight features that matter to you.
Please read our website terms of use and privacy policy for more information about our services and our approach to privacy.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
How likely would you be to recommend Finder to a friend or colleague?
0
1
2
3
4
5
6
7
8
9
10
Very UnlikelyExtremely Likely
Required
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
