Chubb home insurance review

Chubb’s Masterpiece home insurance is for high-net-worth individuals and offers an elite level of cover that’s customised to each home.

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Nicola Middlemiss

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Key takeaways

  • Chubb Masterpiece is tailored for high-net-worth individuals offering customised, elite home cover.
  • It provides very high limits for contents like jewellery fine art and specific risks.
  • You must purchase and claim through an insurance broker as online quotes are unavailable.

Pros

  • Get a free expert home appraisal to agree an appropriate sum insured.
  • High limits for contents including $50,000 for jewellery, $100,000 for precious metals, and no limit for fine arts or antiques.
  • Specific benefits for cyber crime, home invasion, child abduction, and other risks facing high-net-worth individuals.

Cons

  • Due to the tailored nature of the cover, you can't request a quote online.
  • Chubb doesn't offer home insurance designed for the average Australian home.
  • There's no option to purchase a standalone contents policy.
Finder Score Fire, Storm & Theft Damage Flood Escape of Liquid Accidental damage
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5 Standard
Chubb Masterpiece Homeowners Insurance
5 Standard
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Finder Score - Home insurance

We crunch eligible home insurance products in Australia to see how they stack up. We rank over 50 products on 16 different features, including price. We end up with a single score out of 10 that helps you compare home insurance a bit faster. We assess home and contents, building only and contents only products individually.

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How to make a claim

Chubb home insurance must be purchased through an insurance broker. When lodging a claim, it's recommended that the policyholder contacts their broker. For after hours emergencies where the broker can't be contacted, call 1800 726 226.

FAQS

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Nicola Middlemiss is a journalist with nearly a decade of experience in personal finance and insurance. She has contributed to Domain, Yahoo Finance, Money Magazine and Insurance Business Australia, offering in-depth insights into commercial insurance in the Australian market. Nicola holds a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) certification, which complies with ASIC standards. See full bio

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Nicola has written 170 Finder guides across topics including:
  • Personal finance
  • Personal insurance, including car, health, home, life, pet and travel insurance
  • Commercial business insurance
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