Centrestone Jewellery Insurance Review

Thinking of insuring your jewellery? Learn more about Centrestone Jewellery Insurance options today.

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Ceyda Erem

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Key takeaways

  • Cover for loss and theft, damage and incidents that occur outside Australia
  • Range of cover for various valuables, including jewellery, designer watches or lab-grown diamonds
  • Like for like replacement available

Pros

  • Get cover for your jewellery in minutes with Centrestone’s simple sign up process
  • Up to 150% of cover available, providing ample protection for when things go wrong
  • No excess fees on jewellery claims

Cons

  • Cover not available for damage incurred during cleans or alterations
Loss and Theft Cover Damage Cover Cover outside of Australia Additional Cover Agreed Value Cover
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What items does Centrestone Jewellery Insurance cover?

Centrestone Jewellery will cover a range of expensive items, including:

  • Jewellery
  • Diamond rings
  • Engagement rings
  • Lab-grown diamonds
  • Wedding rings
  • Luxury watches

What kind of cover can I get with Centrestone Jewellery?

Centrestone Jewellery offers one stand-alone policy that covers your valuables across a number of scenarios, including:

  • Loss or theft
  • Accidental damage
  • Mysterious disappearance
  • Natural disasters
  • Incidents outside Australia

For a full list of cover available, please read through the product disclosure statement (PDS).

Centrestone Jewellery Insurance benefits

  • Agreed value cover. This means you’ll be covered for the agreed value shown on your policy, not an estimated or average market value.
  • Like for like replacement. If you need to have your jewellery replaced or repaired, Centrestone Jewellery will ensure it’s handled by a jeweller of your choosing.
  • Additional 50% cover. Centrestone Jewellery promises to add an extra 50% to the insured value of your jewellery to your claim.
  • Dedicated in-house claims consultant.
  • Rapid claims process. Submitting claims is made easy and stress free with Centrestone Jewellery. Customers can submit claims via phone, email or through a QR code.
  • Satisfaction guarantee. Should you change your mind within the first 14 days and wish to cancel your policy, Centrestone Jewellery will issue you a full refund.

What's not covered by Centrestone Jewellery Insurance?

Every jewellery insurer will have its own set of exclusions in their policies and Centrestone Jewellery is no different. Some of the cases where your items will not be covered include:

  • Cleaning and renovations
  • Confiscation
  • Existing damage
  • Wear and tear
  • Mould
  • Acts of war

It’s highly recommended to read through the PDS for a full list of exclusions.

How do I make a Centrestone Jewellery Insurance claim?

To file a claim with Centrestone Jewellery, get in touch with their customer support team via phone at 1300 356 680 or email at contact@centrestone.com.au as soon as possible. They will then register your claim within their system and request supporting documentation that will be submitted to their underwriter. If your claim is successful, the matter will be settled with your jeweller of choice.

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Written by

Senior writer

Ceyda Erem is Finder’s senior writer for insurance and has almost 10 years of experience writing about personal finance. Formerly a copywriter for several business and finance clients, Ceyda has written hundreds of articles, guides, blogs and more to ensure Australians stay in the loop about how to best manage their money. She has a Bachelor of Arts, Majoring in Writing from Macquarie University. See full bio

Ceyda's expertise
Ceyda has written 205 Finder guides across topics including:
  • Insurance
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