Cover for loss and theft, damage and incidents that occur outside Australia
Range of cover for various valuables, including jewellery, designer watches or lab-grown diamonds
Like for like replacement available
Pros
Get cover for your jewellery in minutes with Centrestone’s simple sign up process
Up to 150% of cover available, providing ample protection for when things go wrong
No excess fees on jewellery claims
Cons
Cover not available for damage incurred during cleans or alterations
What items does Centrestone Jewellery Insurance cover?
Centrestone Jewellery will cover a range of expensive items, including:
Jewellery
Diamond rings
Engagement rings
Lab-grown diamonds
Wedding rings
Luxury watches
What kind of cover can I get with Centrestone Jewellery?
Centrestone Jewellery offers one stand-alone policy that covers your valuables across a number of scenarios, including:
Loss or theft
Accidental damage
Mysterious disappearance
Natural disasters
Incidents outside Australia
For a full list of cover available, please read through the product disclosure statement (PDS).
Centrestone Jewellery Insurance benefits
Agreed value cover. This means you’ll be covered for the agreed value shown on your policy, not an estimated or average market value.
Like for like replacement. If you need to have your jewellery replaced or repaired, Centrestone Jewellery will ensure it’s handled by a jeweller of your choosing.
Additional 50% cover. Centrestone Jewellery promises to add an extra 50% to the insured value of your jewellery to your claim.
Dedicated in-house claims consultant.
Rapid claims process. Submitting claims is made easy and stress free with Centrestone Jewellery. Customers can submit claims via phone, email or through a QR code.
Satisfaction guarantee. Should you change your mind within the first 14 days and wish to cancel your policy, Centrestone Jewellery will issue you a full refund.
What's not covered by Centrestone Jewellery Insurance?
Every jewellery insurer will have its own set of exclusions in their policies and Centrestone Jewellery is no different. Some of the cases where your items will not be covered include:
Cleaning and renovations
Confiscation
Existing damage
Wear and tear
Mould
Acts of war
It’s highly recommended to read through the PDS for a full list of exclusions.
How do I make a Centrestone Jewellery Insurance claim?
To file a claim with Centrestone Jewellery, get in touch with their customer support team via phone at 1300 356 680 or email at contact@centrestone.com.au as soon as possible. They will then register your claim within their system and request supporting documentation that will be submitted to their underwriter. If your claim is successful, the matter will be settled with your jeweller of choice.
Ceyda Erem is Finder’s senior writer for insurance and has almost 10 years of experience writing about personal finance. Formerly a copywriter for several business and finance clients, Ceyda has written hundreds of articles, guides, blogs and more to ensure Australians stay in the loop about how to best manage their money. She has a Bachelor of Arts, Majoring in Writing from Macquarie University.
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