SGIC home insurance offers cover for people who live in South Australia. You can choose from 3 types of insurance: contents insurance, building insurance and a combined policy. This means that whether you're a homeowner or a renter, you can find a policy with SGIC.
Some of the main events covered by SGIC home insurance include:
SGIC home insurance is issued by , trading as SGIC. It offers customers the choice of their excess amount ranging from $100 to $5,000 and has a cooling-off period of 21 days.
SGIC home insurance can provide cover for your building and contents against a number of other insured events. It includes cover for up to 12 months of temporary accommodation costs, new for old contents replacement and $20 million of legal liability cover.
These are some of the standard features that you can claim on if an insured event causes damage or loss:
SGIC home insurance also offers 2 levels of cover: Home and Home Plus. Home Plus includes some additional benefits such as cover for burn out of electric motors and accidental damage.
Besides the Home Plus upgrade, SGIC has a few optional extras that you can use to customise either level of cover but you'll have to pay a bit more for them.
All home insurance policies have a selection of events when you won't be covered, referred to as general exclusions. Here are a few exclusions from SGIC to be aware of:
Make sure you read SGIC's PDS for a full breakdown of all the exclusions that apply. You can also head to general exclusions for more information.
SGIC home insurance offers a flexible policy that you can tailor to your needs. However, make sure to check for exclusions on the policy so you have cover for the things that matter most to you. And, don't forget to take advantage of its no-claims bonus and loyalty discounts.
Still looking? You can review other home insurance options and compare them side-by-side so that you end up with a policy you're happy with.
If you've held, or currently hold, an SGIC home insurance policy, we'd love to hear from you. Your reviews help other Australians decide if SGIC is right for them. Some reviews are from a survey commissioned by Finder.
Shed insurance can cover sheds of all shapes and sizes, as well as their often-valuable contents.
A home insurance calculator can give you a rough estimate on the value of your home and contents. But is that what you really want? Find out how to not underinsure or overinsure your home.
Chubb Home Insurance brings its worldwide expertise to Australia – could they help you?
Discover what impacts the cost of home insurance and how to get the right protection with this handy guide.
Compare home insurance providers in Queensland. Protect your home from cyclones, floods, fire and more.
Coles Home Insurance is convenient and generous with its rewards. Just don’t forget to read the fine print.
Here's a detailed review of Bendigo Bank home insurance with information on 3 cover options.
Youi home insurance is slightly more expensive than the national average, but has a good range of benefits
Follow these steps to find affordable home insurance that won't leave you stranded.
What you need to know about finding the best home insurance for you. Compare policies and learn what questions to ask when researching insurance policies.
