From competitive interest rates and low annual fees to interest-free days, compare Orange Credit Union credit cards to find an option that suits your needs.
Orange Credit Union Credit Cards
Type of Orange Credit Union Credit Cards
Low rate credit cards
Low rate credit cards are ideal for individuals who are looking for cost-effective cards and don’t want reward points. The Orange Credit Union Amigo Visa comes with a low ongoing interest rate for all balances, a competitive annual fee and and up to 55 interest-free days on purchases. It also has flexible credit limits from $1,000 to $15,000 (subject to lending criteria and approval) and can be used all over the world, anywhere Visa is accepted.
Platinum credit cards
If you’re looking forward to earning and redeeming reward points, and if you travel from time to time, a platinum card may be ideal for you. Not only does the Platinum Mastercard come linked to a rewards program, it also offers complimentary travel insurances. Cardholders get an introductory 0% p.a. rate on balance transfers.
Learn more about Platinum Credit Cards
Benefits of getting a credit card from Orange Credit Union
As with other credit unions, banking with Orange Credit Union brings with it competitive interest rates, reduced fees, and personalised service. Benefits of getting a credit card through this credit union include the following.
Low interest rate
With an Orange Credit Union Amigo card, you'll enjoy an ongoing variable interest rate of 13.99% p.a.
Same interest rate for all balances
While most credit cards charge a different interest rate for purchases, cash advances and balance transfers, the Orange Credit Union Amigo is one of a small selection that applies the same rate to any balance on your account.
Competitive annual fee
The Orange Credit Union Amigo Visa has an annual fee of $49, which is competitive when compared to other low rate credit cards on the market.
Visa offers
With an Orange Credit Union Visa credit card, you'll be able to enjoy exclusive access to pre-sale concert tickets, competitions and many other offers through Visa Entertainment.
Account security
Orange Credit Union gives you the support of a 24-hour lost or stolen card hotline. You'll also be protected by Visa's Zero Liability Policy for fraudulent transactions and can track and manage you account details via phone, branch or Internet banking.
Frequently asked questions
Want to know more about Orange Credit Union credit card options? Check out our answers to the most commonly asked questions here, or leave your own question in the comment box below.
What repayment options do I have?
You can use an Orange savings or access account or just about any Australian bank account to make payments via online or phone banking. You can also set up direct debits or make payments by cheque. Whatever option you choose, remember to leave enough time for it to be processed by the due date on your statement so you can keep your account in good standing.
What is the credit limit?
The credit limit you'll get with an Orange Credit Union Credit Card varies based on your individual circumstances, lending criteria and card approval. As a guide, the Amigo Visa offers credit limits ranging from $1,000 to $15,000.
Can I apply for an increase in credit limit?
Yes you can apply for an increase in your card’s limit by filling out a credit limit increase request form. Note that this will also be subject to lending criteria and approval.
Can I get a promotional interest rate?
Many credit cards offer a low or 0% interest rate for purchases or balance transfers. As these offers are seasonal, you should check the details for Orange Credit Union credit cards at the time you want to apply to see if there is a promotional rate available.
What happens to the interest rate at the end of the promotional period?
At the end of a promotional interest rate period, the standard variable interest rate will apply to any balance remaining on your card. This rate could be different depending on whether your balance is from purchases or balance transfers, so make sure you check these details when you are considering your options.
How do I earn reward points?
Orange Credit Union does not currently offer a credit card that earns reward points. You can compare reward credit cards to find options from other providers that will offer you points for your spending.
What do I do if I lose my card?
If you want to report a lost or stolen Orange Credit Union credit card, call 1300 705 750. If you're call is outside of business hours, you can contact the 24-hour support team on 1800 648 027 or (when overseas) +61 2 8299 9534.
