Orange Credit Union Credit Cards

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From competitive interest rates and low annual fees to interest-free days, compare Orange Credit Union credit cards to find an option that suits your needs.

Credit cards from Orange Credit Union are designed to offer both affordability and flexibility, with a range of competitive features and Visa acceptance all around the world. Key features include low standard variable interest rates for purchases, cash advances and balance transfers, low annual fees, up to 55days interest-free and flexible credit limits.

Orange Credit Union has a history dating back to 1964 and now has more than 13,500 members and assets in excess of $172 million. It offers its members an array of financial services and products, which include home loans, personal loans, car loans, credit cards, overdrafts, savings accounts, access accounts, term deposits, insurance solutions, and financial planning advice. It is located in Orange, NSW and also offers phone and Internet banking as well as ATM access across the country.

Orange Credit Union Credit Cards

Rates last updated April 24th, 2017
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Interest Free Period
Orange Credit Union Amigo Credit Card
Enjoy a low interest rate on purchases, balance transfers and cash advances.
13.99% p.a. $49 p.a. Up to 55 days on purchases More info

Type of Orange Credit Union Credit Cards

  • Low rate credit cards

    Low rate credit cards are ideal for individuals who are looking for cost-effective cards and don’t want reward points. The Orange Credit Union Amigo Visa comes with a low ongoing interest rate for all balances, a competitive annual fee and and up to 55 interest-free days on purchases. It also has flexible credit limits from $1,000 to $15,000 (subject to lending criteria and approval) and can be used all over the world, anywhere Visa is accepted.

Rates last updated April 24th, 2017
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Interest Free Period
Orange Credit Union Amigo Credit Card
Enjoy a low interest rate on purchases, balance transfers and cash advances.
13.99% p.a. $49 p.a. Up to 55 days on purchases More info
Rates last updated April 24th, 2017
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Interest Free Period
HSBC Low Rate Credit Card
This card comes with a balance transfer offer, a low interest rate and up to 55 days interest-free on purchases.
13.25% p.a. 0% p.a. for 15 months with 2% balance transfer fee $55 p.a. Up to 55 days on purchases Go to site More info
NAB Low Rate Credit Card
A low rate card which offers 0% p.a. on balance transfers for the first 18 months combined with a low annual fee.
13.99% p.a. 0% p.a. for 18 months with 3% balance transfer fee $59 p.a. Up to 55 days on purchases Go to site More info
St.George Vertigo Visa
Introductory offer of 0% p.a. for 12 months on balance transfers and 0% p.a. for 6 months on purchases, plus a low annual fee.
0% p.a. for 6 months (reverts to 13.24% p.a.) 0% p.a. for 12 months $55 p.a. Up to 55 days on purchases Go to site More info
American Express Essential®  Credit Card
Receive a $50 credit on eligible spend and get Smartphone screen insurance combined with a no annual fee for life card. Also enjoy a 0% p.a. balance transfer rate for 12 months.
14.99% p.a. 0% p.a. for 12 months with 1% balance transfer fee $0 p.a. Up to 55 days on purchases Go to site More info
ANZ Low Rate Platinum
Enjoy platinum benefits with exclusive discounts, complimentary travel insurance and personal concierge. Also repay your credit card debt interest-free with 0% p.a. for 16 months on balance transfers.
11.49% p.a. 0% p.a. for 16 months with 2% balance transfer fee $99 p.a. Up to 55 days on purchases Go to site More info
CUA Low Rate Credit Card
A low rate credit card which features a long-term balance transfer offer, a low ongoing interest rate on purchases and a waived annual fee for the first year.
11.99% p.a. 0% p.a. for 13 months $0 p.a. annual fee for the first year ($49 p.a. thereafter) Up to 55 days on purchases Go to site More info
NAB Low Rate Platinum Card
Offers a low introductory rate of 0% p.a. on balance transfers for 18 months plus enjoy premium benefits including international travel insurance.
13.99% p.a. 0% p.a. for 18 months with 3% balance transfer fee $100 p.a. Up to 55 days on purchases Go to site More info
Bendigo Bank Basic Black Credit Card
A basic credit card that features low interest rates, low annual fee and up to 44 interest-free days on purchases.
12.24% p.a. $45 p.a. Up to 44 days on purchases Go to site More info
ANZ Low Rate
Take advantage of 0% p.a. for 16 months on balance transfers and a low ongoing interest rate on purchases.
12.49% p.a. 0% p.a. for 16 months with 2% balance transfer fee $58 p.a. Up to 55 days on purchases Go to site More info
Bank of Melbourne Vertigo Platinum
A platinum card with a low balance transfer offer of 0% p.a. interest for 12 months and 0% p.a. for 6 months on purchases combined with complimentary insurance covers.
0% p.a. for 6 months (reverts to 12.74% p.a.) 0% p.a. for 12 months $99 p.a. Up to 55 days on purchases Go to site More info
St.George Vertigo Platinum - Online Only Balance Transfer Offer
Enjoy a long-term balance transfer offer of 3% p.a. for 36 months when you apply online, plus complimentary insurance covers and a personal concierge service.
12.74% p.a. 3% p.a. for 36 months $99 p.a. Up to 55 days on purchases Go to site More info
Westpac Low Rate Card
A simple low interest rate card featuring a low ongoing rate on purchases, up to 55 days interest-free on purchases and a low annual fee.
0% p.a. for 6 months (reverts to 13.49% p.a.) 0% p.a. for 12 months $59 p.a. Up to 55 days on purchases Go to site More info
Virgin Money Low Rate Credit Card
Enjoy a low ongoing purchase rate with an introductory rate on balance transfers and a competitive annual fee.
11.99% p.a. 0% p.a. for 12 months $99 p.a. Up to 44 days on purchases Go to site More info

Compare Low Rate Credit Cards

Benefits of getting a credit card from Orange Credit Union

As with other credit unions, banking with Orange Credit Union brings with it competitive interest rates, reduced fees, and personalised service. Benefits of getting a credit card through this credit union include the following.

  • Low interest rate

    With an Orange Credit Union Amigo card, you'll enjoy an ongoing variable interest rate of 13.99% p.a.

  • Same interest rate for all balances

    While most credit cards charge a different interest rate for purchases, cash advances and balance transfers, the Orange Credit Union Amigo is one of a small selection that applies the same rate to any balance on your account.

  • Competitive annual fee

    The Orange Credit Union Amigo Visa has an annual fee of $49, which is competitive when compared to other low rate credit cards on the market.

  • Visa offers

    With an Orange Credit Union Visa credit card, you'll be able to enjoy exclusive access to pre-sale concert tickets, competitions and many other offers through Visa Entertainment.

  • Account security

    Orange Credit Union gives you the support of a 24-hour lost or stolen card hotline. You'll also be protected by Visa's Zero Liability Policy for fraudulent transactions and can track and manage you account details via phone, branch or Internet banking.

Frequently asked questions

Want to know more about Orange Credit Union credit card options? Check out our answers to the most commonly asked questions here, or leave your own question in the comment box below.

What repayment options do I have?

You can use an Orange savings or access account or just about any Australian bank account to make payments via online or phone banking. You can also set up direct debits or make payments by cheque. Whatever option you choose, remember to leave enough time for it to be processed by the due date on your statement so you can keep your account in good standing.

What is the credit limit?

The credit limit you'll get with an Orange Credit Union Credit Card varies based on your individual circumstances, lending criteria and card approval. As a guide, the Amigo Visa offers credit limits ranging from $1,000 to $15,000.

Can I apply for an increase in credit limit?

Yes you can apply for an increase in your card’s limit by filling out a credit limit increase request form. Note that this will also be subject to lending criteria and approval.

Can I get a promotional interest rate?

Many credit cards offer a low or 0% interest rate for purchases or balance transfers. As these offers are seasonal, you should check the details for Orange Credit Union credit cards at the time you want to apply to see if there is a promotional rate available.

What happens to the interest rate at the end of the promotional period?

At the end of a promotional interest rate period, the standard variable interest rate will apply to any balance remaining on your card. This rate could be different depending on whether your balance is from purchases or balance transfers, so make sure you check these details when you are considering your options.

How do I earn reward points?

Orange Credit Union does not currently offer a credit card that earns reward points. You can compare reward credit cards to find options from other providers that will offer you points for your spending.

What do I do if I lose my card?

If you want to report a lost or stolen Orange Credit Union credit card, call 1300 705 750. If you're call is outside of business hours, you can contact the 24-hour support team on 1800 648 027 or (when overseas) +61 2 8299 9534.

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ANZ Platinum Credit Card - Exclusive Offer
ANZ Platinum Credit Card - Exclusive Offer

Interest rate

19.74

Annual fee

87
St.George Vertigo Platinum
St.George Vertigo Platinum

Interest rate

12.74

Annual fee

99
NAB Low Rate Credit Card
NAB Low Rate Credit Card

Interest rate

13.99

Annual fee

59

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