Jetstar Credit Cards

Comparison of Jetstar Credit Cards

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Name	Product	Balance transfer rate	Purchase rate (p.a.)	Annual fee	Amount Saved	Product Description
Jetstar Mastercard		0% p.a. for 14 months	14.99% p.a.	$29 p.a. annual fee for the first year ($69 p.a. thereafter)		Receive 20,000 bonus Qantas Points, 0% p.a. for 14 months on balance transfers, plus a discounted $29 first year annual fee.	More info	Compare	loading Fetching your data...
Jetstar Platinum Mastercard		0% p.a. for 14 months	19.99% p.a.	$69 p.a. annual fee for the first year ($169 p.a. thereafter)		Receive 20,000 bonus Qantas Points and enjoy a 0% p.a. interest rate on balance transfers for 14 months.	More info	Compare	loading Fetching your data...

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Types of credit cards from Jetstar

Jetstar currently offers two credit cards on the market. The Jetstar Mastercard is their standard product, while the Platinum Mastercard goes one further with a higher earn rate and a wider breadth of features. Both cards let cardholders earn either Jetstar Dollars or Qantas Points on eligible purchases, which can then be redeemed for either Jetstar travel vouchers or flights with Qantas and its partners or products from the Qantas eStore depending which rewards program you earn with. You can compare the different types of Jetstar credit cards below.

• Rewards credit cards

Both the Jetstar Mastercard and Jetstar Platinum Mastercard allow you to earn points as you spend. You opt to earn either Qantas Points or Jetstar Dollars and the earn rates vary between the two cards. Please note that opting into the Qantas loyalty program comes with a fee.

While the Platinum Mastercard comes with more competitive earn rates, remember that it also comes with a higher annual fee than the standard Jetstar Mastercard. Make sure the value of the rewards you could earn will outweigh the costs of whichever card you choose before applying. Both cards also come with a rewards cap, so make sure this doesn't limit how many points you could earn based on your average spending behaviour.

• Platinum credit cards

The Jetstar Platinum Mastercard offers a higher earn rate for rewards, complimentary insurances and a lower points cap. The card also comes with a concierge service that could act as your own personal assistant for everything from making restaurant reservations to booking travel plans. This card comes with a higher annual fee than the standard Jetstar Mastercard, though, so you should make sure that the costs don't offset the benefit you'll get from the card to ensure it's of value to you.

The benefits of banking with Jetstar

Both Jetstar credit cards can provide you with value based on your individual circumstance. The benefits of these credit cards will give you access to unique Jetstar perks:

• Jetstar dollars

You'll be rewarded with 1 Jetstar Dollar for every $100 you spend. If you're a Jetstar Mastercard holder, you'll receive a $100 Jetstar flight voucher once you accumulate 100 Jetstar Dollars. If you're a Jetstar Mastercard Platinum customer, you'll collect 0.02 Jetstar Dollar per $50 you spend (up to $50 per statement period, after which you'll collect 0.5 Jetstar Dollar per $100). Platinum cardholders will receive a $200 travel voucher once you've accumulated 200 Jetstar Dollars. You will have a three-month window to apply the voucher once you have received it. You may use the voucher to either reduce the cost of your booking or pay for your booking in full.

• Qantas frequent flyer program

If you'd prefer to earn your rewards with the Qantas Frequent Flyer program, either of the Jetstar credit cards offers you this opportunity. While you'll earn points at a different rate depending on which card you choose. You can then redeem your points for flight rewards with Qantas and its airline partners (including American Airlines, Emirates, British Airways and more), products from the Qantas store, accommodation through Qantas Hotels and Qantas Insurance, to name a few options.

• Avoid credit card transaction fees

If you use your Jetstar credit card to book a Jetstar flight, whether online or over the phone, you'll avoid the standard credit card transaction fees you'd otherwise have to pay.

• Mastercard accessibility

Using a Jetstar credit card with a Mastercard logo will provide you will access and acceptance at over 32 million merchant locations in 210 countries, in addition to 1.5 million ATMs.

• Interest-free period

If you pay your balance in full before the statement period ends, you will have a 55 day period to make interest-free purchases.

• 0% balance transfer promotions

Both credit cards allow you a balance transfer promotion of 0% p.a. for 14 months. Any remaining balances will collect the standard interest rate for purchases once the promotion ends.

How to apply for a Jetstar Credit Card

If you believe a Jetstar credit card is right for you, make sure you meet the requirements before you apply:

Eligibility criteria

• Income. Both Jetstar credit cards require that you have a minimum taxable income of $30,000 per year.
• Legal age. Jetstar requires that applicants be at least 18 years of age in order to be eligible for their credit card services. Jetstar does not permit joint applications, although you may add authorised users to your account.
• Residential status. You must be either an Australian citizen or a legal permanent resident of Australia to qualify for Jetstar credit cards. Temporary residents of Australia are not eligible.
• Credit rating. Your credit rating must be in good standing to qualify for either Jetstar credit card. The Jetstar Mastercard has a minimum credit limit of $2,000 and a maximum of $50,000. The Jetstar Platinum Mastercard has a minimum credit limit of $6,000 and a maximum of $100,000. Your exact credit limit will vary based on your individual financial background.

Required documents

• Personal details. You must provide your Australian mailing address and Australian driver’s license number (if you have one) during the credit card application process.
• Financial details. Details of your gross annual salary, monthly expenses, and current employer are required during the Jetstar application process. If you’re retired or self-employed, you must provide details of your accountant.

Frequently asked questions

If you have a question about Jetstar credit cards, check for an answer below. If you can’t find an answer to your question, get in touch with us using the form at the bottom of this page.

• How do I make a repayment on my Jetstar credit card?

  If you want to pay your Jetstar credit card statement in person, you won’t be able to pay at a bank branch, but you can pay at an Australia Post retail outlet. There are four ways you can make a repayment to your Jetstar Mastercard or Platinum Mastercard.

  • Pay by direct debit. You may pay your Jetstar credit card from your bank or savings account by direct debit. By downloading a direct debit agreement form from the Jetstar website, you can elect to pay just the minimum amount due on your credit card each month, pay a specific amount or set it up so you can pay your entire outstanding balance.
  • BPAY. Pay your Jetstar Mastercard or Platinum Mastercard using BPAY over the phone, or using the pay via BPAY feature from your internet banking facility.The customer reference number is your card number and the Jetstar BPAY biller code is 423343.
  • Pay by cheque. You can pay your Jetstar credit card by filling out the form on the back of your credit card statement and attaching a cheque. Mail the form and the cheque to GPO Box 4690 Sydney NSW 2001.Make the cheque payable to ‘Card Services’ and be sure to include your credit card number on the cheque.
  • At the post office. Visit an Australia Post retail outlet to make your credit card payment using EFTPOS or cheque. There is a $2.00 fee if you want to pay your account this way. If you pay by EFTPOS, allow up to 48 hours for the payment to be processed, and if you’re paying by cheque allow up to 6 days for the funds to show in your account.

• How long does it take before I get my Jetstar credit card?

  After you apply for a Jetstar credit card and you’re approved, your application will be processed within 10 working days, You should receive your new Jetstar credit card within two weeks of receiving an email from Jetstar confirming your approved application.

• How do I order a replacement card?

  If you need a replacement card because your Jetstar credit card has been damaged, call a Jetstar customer service representative on 1300 150 100 and a replacement card will be sent out within a week.

• When do I have to apply for a balance transfer?

  If you want to transfer a balance to your Jetstar credit card, you can do this either when you apply or any time after by downloading and completing a balance transfer application form. This form is available from the Jetstar website.

• How do I get an additional card for a family member?

  You can add up to 4 additional cardholders to your Jetstar Mastercard for $9 each and Jetstar Platinum Mastercard account for $39 each.
  Additional cardholders must be over the age of 16. You have the option of adding an additional cardholder to your account when you first apply for your Jetstar credit card or you can get a supplementary card after you apply by filling out an additional cardholder request form.
  If you have a family member who is over the age of 18, they can apply for their own Jetstar credit card in their own name.

• What do I need to know about my credit card statement?

  • When does my statement get issued? Jetstar credit card statements are issued every month.
  • Can I change how often I get my statement? Once you’re approved for a Jetstar credit card you can change the day you statement is issued by calling a Jetstar credit card representative.
  • Can I get my statement by email? You can opt to receive electronic statements through your online banking facility or by calling the Jetstar customer service team. By receiving electronic statements, you’ll save the $2.50 paper statement fee.
  • Does the additional cardholder also get a statement? Only the primary account holder will get a statement. Details about supplementary cards are also listed on this statement.

• What information do I need to log into my internet banking facility?

  To log on to Jetstar internet banking, you’ll need an access code and a password. You can get the access code and password by calling MyCards on 1300 150 100.

• Change I change my PIN?

  The PIN that’s issued with your Jetstar credit card is the PIN you must use to make a purchase and withdraw cash. Please note that you're unable to change your PIN.

• How do I earn Jetstar Dollars?

  You earn Jetstar Dollars when you make an eligible purchase on your Jetstar Mastercard or Jetstar Platinum Mastercard. You will not earn Jetstar Dollars on the following transactions:

  • Cash advances
  • Interest and bank fees and charges
  • Business expenses
  • Gambling purchases

  • Government charges
  • Balance transfers and other special promotions
  • Refunded purchases
  • Payments for Card Repayment Insurance

• Are reward points capped?

  Yes. For the Jetstar Mastercard, Jetstar Dollars are capped at 500 and Qantas Frequent Flyer Points are capped at 25,000. For the Jetstar Platinum Mastercard, Jetstar Dollars are capped at 2,000 and Qantas Frequent Flyer Points are capped at 100,000.

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Credit Cards Comparison

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Name	Product	Purchase rate (p.a.)	Balance transfer rate	Annual fee	Product Description
Citi Clear Platinum Credit Card		12.99% p.a.	0% p.a. for 14 months	$0 p.a. annual fee for the first year ($99 p.a. thereafter)	Offers a long-term balance transfer and $0 first year annual fee. Plus, insurance covers and Citibank Dining Program perks.	Go to site More info	Compare	loading Fetching your data...
Virgin Australia Velocity Flyer Card - Annual Fee Offer		20.74% p.a.	0% p.a. for 18 months	$50 p.a.	Save with an ongoing $50 annual fee and 0% balance transfer offer. Plus, the ability to earn up to 30,000 bonus Velocity Points in the first 3 months.	Go to site More info	Compare	loading Fetching your data...
Latitude Low Rate Mastercard		11.99% p.a.		$69 p.a.	Offers a competitively low interest rate and annual fee, plus up to 55 interest-free days on purchases.	Go to site More info	Compare	loading Fetching your data...

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* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.