Earn your choice of Jetstar Dollars or Qantas Points on everyday purchases, save with interest-free days and enjoy platinum perks with a Jetstar Credit Card.
Comparison of Jetstar Credit Cards
Rates last updated May 27th, 2017.
Jonathan
Types of credit cards from Jetstar
Jetstar currently offers two credit cards on the market. The Jetstar Mastercard is their standard product, while the Platinum Mastercard goes one further with a higher earn rate and a wider breadth of features. Both cards let cardholders earn either Jetstar Dollars or Qantas Points on eligible purchases, which can then be redeemed for either Jetstar travel vouchers or flights with Qantas and its partners or products from the Qantas eStore depending which rewards program you earn with. You can compare the different types of Jetstar credit cards below.
Rewards credit cards
Both the Jetstar Mastercard and Jetstar Platinum Mastercard allow you to earn points as you spend. You opt to earn either Qantas Points or Jetstar Dollars and the earn rates vary between the two cards. Please note that opting into the Qantas loyalty program comes with a fee.
While the Platinum Mastercard comes with more competitive earn rates, remember that it also comes with a higher annual fee than the standard Jetstar Mastercard. Make sure the value of the rewards you could earn will outweigh the costs of whichever card you choose before applying. Both cards also come with a rewards cap, so make sure this doesn't limit how many points you could earn based on your average spending behaviour.
Platinum credit cards
The Jetstar Platinum Mastercard offers a higher earn rate for rewards, complimentary insurances and a lower points cap. The card also comes with a concierge service that could act as your own personal assistant for everything from making restaurant reservations to booking travel plans. This card comes with a higher annual fee than the standard Jetstar Mastercard, though, so you should make sure that the costs don't offset the benefit you'll get from the card to ensure it's of value to you.
The benefits of banking with Jetstar
Both Jetstar credit cards can provide you with value based on your individual circumstance. Both Jetstar credit cards can provide you with value based on your individual circumstance. The benefits of these credit cards will give you access to unique Jetstar perks:
Jetstar dollars
You'll be rewarded with 1 Jetstar Dollar for every $100 you spend. If you're a Jetstar Mastercard holder, you'll receive a $100 Jetstar flight voucher once you accumulate 100 Jetstar Dollars. If you're a Jetstar Mastercard Platinum customer, you'll collect one Jetstar Dollar per $50 per $100 you spend (up to $2,500 per statement period, after which you'll collect 1 Jetstar Dollar per $100). Platinum cardholders will receive a $200 travel voucher once you've accumulated 200 Jetstar Dollars. You will have a three-month window to apply the voucher once you have received it. You may use the voucher to either reduce the cost of your booking or pay for your booking in full.
Qantas frequent flyer program
If you'd prefer to earn your rewards with the Qantas Frequent Flyer program, either of the Jetstar credit cards offers you this opportunity. While you'll earn points at a different rate depending on which card you choose. You can then redeem your points for flight rewards with Qantas and its airline partners (including American Airlines, Emirates, British Airways and more), products from the Qantas store, accommodation through Qantas Hotels and Qantas Insurance, to name a few options.
Avoid credit card transaction fees
If you use your Jetstar credit card to book a Jetstar flight, whether online or over the phone, you'll avoid the standard credit card transaction fees you'd otherwise have to pay.
Mastercard accessibility
Using a Jetstar credit card with a Mastercard logo will provide you will access and acceptance at over 32 million merchant locations in 210 countries, in addition to 1.5 million ATMs.
Interest-free period
If you pay your balance in full before the statement period ends, you will have a 55 day period to make interest-free purchases.
- 0% balance transfer promotionsÂ
Both credit cards allow you a balance transfer promotion of 0% p.a. for 14Â months. Any remaining balances will collect the standard interest rate for purchases once the promotion ends.
How to apply for a Jetstar Credit Card
If you believe a Jetstar credit card is right for you, make sure you meet the requirements before you apply:
Eligibility criteria
- Income. Both Jetstar credit cards require that you have a minimum taxable income of $30,000 per year.
- Legal age. Jetstar requires that applicants be at least 18 years of age in order to be eligible for their credit card services. Jetstar does not permit joint applications, although you may add authorised users to your account.
- Residential status. You must be either an Australian citizen or a legal permanent resident of Australia to qualify for Jetstar credit cards. Temporary residents of Australia are not eligible.
- Credit rating. Your credit rating must be in good standing to qualify for either Jetstar credit card. The Jetstar Mastercard has a minimum credit limit of $5,000Â and a maximum of $50,000. The Jetstar Platinum Mastercard has a minimum credit limit of $6,000Â and a maximum of $100,000. Your exact credit limit will vary based on your individual financial background.
Required documents
- Personal details. You must provide your Australian mailing address and Australian driver’s license number (if you have one) during the credit card application process.
- Financial details. Details of your gross annual salary, monthly expenses, and current employer are required during the Jetstar application process. If you’re retired or self-employed, you must provide details of your accountant.
Frequently asked questions
If you have a question about Jetstar credit cards, check for an answer below. If you can’t find an answer to your question, get in touch with us using the form at the bottom of this page.
How do I make a repayment on my Jetstar credit card?
- Pay by direct debit. You may pay your Jetstar credit card from your bank or savings account by direct debit. By downloading a direct debit agreement form from the Jetstar website, you can elect to pay just the minimum amount due on your credit card each month, pay a specific amount or set it up so you can pay your entire outstanding balance.
- BPAY. Pay your Jetstar Mastercard or Platinum Mastercard using BPAY over the phone, or using the pay via BPAY feature from your internet banking facility.The customer reference number is your card number and the Jetstar BPAY biller code is 423343.
Pay by cheque. You can pay your Jetstar credit card by filling out the form on the back of your credit card statement and attaching a cheque. Mail the form and the cheque to GPO Box 4690 Sydney NSW 2001.Make the cheque payable to ‘Card Services’ and be sure to include your credit card number on the cheque.
At the post office. Visit an Australia Post retail outlet to make your credit card payment using EFTPOS or cheque. There is a $2.00 fee if you want to pay your account this way. If you pay by EFTPOS, allow up to 48 hours for the payment to be processed, and if you’re paying by cheque allow up to 6 days for the funds to show in your account.
How long does it take before I get my Jetstar credit card?
How do I order a replacement card?
When do I have to apply for a balance transfer?
How do I get an additional card for a family member?
Additional cardholders must be over the age of 16. You have the option of adding an additional cardholder to your account when you first apply for your Jetstar credit card or you can get a supplementary card after you apply by filling out an additional cardholder request form.
If you have a family member who is over the age of 18, they can apply for their own Jetstar credit card in their own name.
What do I need to know about my credit card statement?
- When does my statement get issued? Jetstar credit card statements are issued every month.
- Can I change how often I get my statement? Once you’re approved for a Jetstar credit card you can change the day you statement is issued by calling a Jetstar credit card representative.
- Can I get my statement by email? You can opt to receive electronic statements through your online banking facility or by calling the Jetstar customer service team. By receiving electronic statements, you’ll save the $2.50 paper statement fee.
- Does the additional cardholder also get a statement? Only the primary account holder will get a statement. Details about supplementary cards are also listed on this statement.
What information do I need to log into my internet banking facility?
Change I change my PIN?
How do I earn Jetstar Dollars?
- Cash advances
- Interest and bank fees and charges
- Business expenses
- Gambling purchases
- Government charges
- Balance transfers and other special promotions
- Refunded purchases
- Payments for Card Repayment Insurance
Are reward points capped?
Yes. For the Jetstar Mastercard, Jetstar Dollars are capped at 500 and Qantas Frequent Flyer Points are capped at 25,000. For the Jetstar Platinum Mastercard, Jetstar Dollars are capped at 2,000 and Qantas Frequent Flyer Points are capped at 100,000.
What are ineligible purchases on Jetstar Platinum Visa?
Hi Harold,
Thanks for your question.
With Jetstar Platinum Visa, transactions/purchases that are considered as ineligible are cash advances, balance transfers and other restricted transactions detailed in the Jetstar MasterCard Rewards Program T&Cs.
Hope this has answered your question.
Cheers,
May
why has my application been rejected. everything looks fine to me and my financials are more than enough.
Hi Colin,
Thanks for your question.
As a financial comparison service, we can’t confirm exactly why your credit card application was rejected.
However, it could’ve been for a number of reasons including your income, credit history or the supporting documents you provided. Looking over our guide on Why was my credit card application rejected? might help you narrow down the possible factors.
In the mean time, take some time comparing other credit cards before applying. Multiple rejected applications will have a negative impact on your credit file and will further reduce your chances of acceptance. Instead, make sure to spend a few months comparing your options and confirming that you meet the eligibility requirements before applying.
I hope this has helped.
Cheers,
Sally
My application keeps topping at a certain point and doesn’t allow me to continue. Very frustrating. Thank you
Hi Margaret,
Thanks for your question and we’re sorry to hear about the frustration you’ve been having with your Jetstar credit card application.
If you’re still having trouble with the application, you might like to contact Jetstar on 1300 150 100 to report the issue.
I hope this has helped.
Cheers,
Sally
I have a visa credit card in the uk I’m looking to transfer to an Australian credit card and pay my balance of the buss card is this possible
Hi Susan, thanks for your inquiry!
Unfortunately balance transfers are only permitted between cards of the same country. As a result balance transferring your UK credit card balance to an Australian card will not be possible.
Cheers,
Jonathan
I am looking to apply for the Jetstar credit card to do a balance transfer and also buy some air tickets as they have a 12 month interest free on tickets over 600aud until the beginning of Dec 15. But I hv been reading that you should not use the credit that you intent to do a balance transfer with 0% interest. Will I still get 0% interest If I apply, get approved for balance transfer, then by tickets?
Hi Paula, thanks for your inquiry!
That is correct. If you are going to transfer a balance to a credit card you will not receive any interest free days/ interest free purchases unless that credit card specifically has a 0% purchase offer. In regards to the 12 month interest free on tickets over AUD$600 it is important to check the terms of the purchase promotion, to determine whether signing up for a Jetstar credit card is required in order to receive the ticket offer.
I hope this helps.
Cheers,
Jonathan
Are you still eligible to earn frequent flyer points per year, on the Premium MasterCard, if the card is used predominately for business expenses?
Is there a maximum number of points that can be earned per year?
Hi Peter, thanks for your inquiry!
As long as your business expenses qualify as eligible purchases you will earn frequent flyer points on these transactions. The Jetstar Platinum MasterCard has a maximum points cap of 100,000 points per year. You may like to compare other frequent flyer credit cards and offers.
Cheers,
Jonathan
What bank is the backing bank for the jetstar credit cards?
Hi Julie,
Thanks for your question.
Jetstar’s credit cards are provided by Macquarie Bank.
I hope this has answered your question.
Thanks,
Sally
Do any of the Jetstar cards cover hire car insurance or travel insurance?
Hi Nicci,
Thanks for your inquiry.
Just to confirm, you have come through to finder.com.au, not Jetstar.
However, we can confirm that the Jetstar Platinum MasterCard offers complimentary insurance including overseas travel insurance and a global vehicle hire excess waiver. For more details, kindly refer to this page.
I hope this has helped.
Cheers,
Sally
Hi there.
Can you please clarify “government charges” when it comes to the Jetstar dollar rewards program.
Currently I earn reward points with another bank for paying utility bills etc.
Will these payments count towards my Jetstar dollars. Thanks.
Hi Michael, thanks for your inquiry!
Government charges include transactions such as payments to the Australian Tax Office. If your utility bill transactions qualify as ‘eligible purchases’ then Jetstar rewards points/ dollars will be earned accordingly. For more clarification on ‘government charges’ please refer to the Jetstar MasterCard Rewards team I have sent to your email.
Cheers,
Jonathan
Hi, How long are the vouchers valid for? As they appear to be issued automatically. Can you stop the automatic issue of these vouchers? As we travel only once a year.
Thanks
Hi Jo, thanks for your inquiry!
Jetstar vouchers/ gift vouchers are valid within 6 months of the issue date.
Cheers,
Jonathan