Jetstar-provider-logo200x100

Jetstar Credit Cards

Earn your choice of Jetstar Dollars or Qantas Points on everyday purchases, save with interest-free days and enjoy platinum perks with a Jetstar Credit Card.

Jetstar offers credit card options to frequent flyers who want to earn travel rewards on their everyday purchases. As Jetstar Airways is the budget airline division of Qantas, cardholders have their choice of earning Jetstar Dollars or Qantas Points with either of the two Jetstar credit cards on the market. Plus, with interest-free days, promotional 0% balance transfer offers and complimentary insurance offers, there are plenty of ways to save on standard credit card costs with a Jetstar Credit Card. Compare your options below to determine whether one of these frequent flyer credit cards is right for you.

Comparison of Jetstar Credit Cards

Rates last updated December 12th, 2017
Name Product Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Product Description
Jetstar Mastercard
14.99% p.a.
0% p.a. for 14 months
$29 p.a. annual fee for the first year ($69 p.a. thereafter)
Earn 1 Jetstar Dollar per $100 spent on eligible purchases or opt for the Qantas Frequent Flyer program and earn 0.5 Qantas Points per $1.
Jetstar Platinum Mastercard
19.99% p.a.
0% p.a. for 14 months
$69 p.a. annual fee for the first year ($169 p.a. thereafter)
Opt for the Qantas Frequent Flyer program and earn up to 1 Qantas Point per $1 spent. Earn 1 Jetstar Dollar per $50 spent on eligible purchases.

Compare up to 4 providers

Types of credit cards from Jetstar

Jetstar currently offers two credit cards on the market. The Jetstar Mastercard is their standard product, while the Platinum Mastercard goes one further with a higher earn rate and a wider breadth of features. Both cards let cardholders earn either Jetstar Dollars or Qantas Points on eligible purchases, which can then be redeemed for either Jetstar travel vouchers or flights with Qantas and its partners or products from the Qantas eStore depending which rewards program you earn with. You can compare the different types of Jetstar credit cards below.

  • Rewards credit cards

Both the Jetstar Mastercard and Jetstar Platinum Mastercard allow you to earn points as you spend. You opt to earn either Qantas Points or Jetstar Dollars and the earn rates vary between the two cards. Please note that opting into the Qantas loyalty program comes with a fee.

While the Platinum Mastercard comes with more competitive earn rates, remember that it also comes with a higher annual fee than the standard Jetstar Mastercard. Make sure the value of the rewards you could earn will outweigh the costs of whichever card you choose before applying. Both cards also come with a rewards cap, so make sure this doesn't limit how many points you could earn based on your average spending behaviour.

Learn more about Rewards Credit Cards

  • Platinum credit cards

The Jetstar Platinum Mastercard offers a higher earn rate for rewards, complimentary insurances and a lower points cap. The card also comes with a concierge service that could act as your own personal assistant for everything from making restaurant reservations to booking travel plans. This card comes with a higher annual fee than the standard Jetstar Mastercard, though, so you should make sure that the costs don't offset the benefit you'll get from the card to ensure it's of value to you.

Learn more about Platinum credit cards

The benefits of banking with Jetstar

Both Jetstar credit cards can provide you with value based on your individual circumstance. The benefits of these credit cards will give you access to unique Jetstar perks:

  • Jetstar dollars

You'll be rewarded with 1 Jetstar Dollar for every $100 you spend. If you're a Jetstar Mastercard holder, you'll receive a $100 Jetstar flight voucher once you accumulate 100 Jetstar Dollars. If you're a Jetstar Mastercard Platinum customer, you'll collect 1 Jetstar Dollar per $50 you spend (up to $2,500 per statement period, after which you'll collect 1 Jetstar Dollar per $100). Platinum cardholders will receive a $200 travel voucher once you've accumulated 200 Jetstar Dollars. You will have a three-month window to apply the voucher once you have received it. You may use the voucher to either reduce the cost of your booking or pay for your booking in full.

  • Qantas frequent flyer program

If you'd prefer to earn your rewards with the Qantas Frequent Flyer program, either of the Jetstar credit cards offers you this opportunity. While you'll earn points at a different rate depending on which card you choose. You can then redeem your points for flight rewards with Qantas and its airline partners (including American Airlines, Emirates, British Airways and more), products from the Qantas store, accommodation through Qantas Hotels and Qantas Insurance, to name a few options.

  • Avoid credit card transaction fees

If you use your Jetstar credit card to book a Jetstar flight, whether online or over the phone, you'll avoid the standard credit card transaction fees you'd otherwise have to pay.

  • Mastercard accessibility

Using a Jetstar credit card with a Mastercard logo will provide you will access and acceptance at over 32 million merchant locations in 210 countries, in addition to 1.5 million ATMs.

  • Interest-free period

If you pay your balance in full before the statement period ends, you will have a 55 day period to make interest-free purchases.

  • 0% balance transfer promotions

Both credit cards allow you a balance transfer promotion of 0% p.a. for 14 months. Any remaining balances will collect the standard interest rate for purchases once the promotion ends.

How to apply for a Jetstar Credit Card

If you believe a Jetstar credit card is right for you, make sure you meet the requirements before you apply:

Eligibility criteria

      • Income. Both Jetstar credit cards require that you have a minimum taxable income of $30,000 per year.
      • Legal age. Jetstar requires that applicants be at least 18 years of age in order to be eligible for their credit card services. Jetstar does not permit joint applications, although you may add authorised users to your account.
      • Residential status. You must be either an Australian citizen or a legal permanent resident of Australia to qualify for Jetstar credit cards. Temporary residents of Australia are not eligible.
      • Credit rating. Your credit rating must be in good standing to qualify for either Jetstar credit card. The Jetstar Mastercard has a minimum credit limit of $2,000 and a maximum of $50,000. The Jetstar Platinum Mastercard has a minimum credit limit of $6,000 and a maximum of $100,000. Your exact credit limit will vary based on your individual financial background.

Required documents

      • Personal details. You must provide your Australian mailing address and Australian driver’s license number (if you have one) during the credit card application process.
      • Financial details. Details of your gross annual salary, monthly expenses, and current employer are required during the Jetstar application process. If you’re retired or self-employed, you must provide details of your accountant.

Frequently asked questions

If you have a question about Jetstar credit cards, check for an answer below. If you can’t find an answer to your question, get in touch with us using the form at the bottom of this page.

    Back to top

    Read more on this topic

    NAB Premium Card - Exclusive Offer
    NAB Premium Card - Exclusive Offer

    Interest rate

    19.74

    Annual fee

    90
    St.George Vertigo Platinum - Online Offer
    St.George Vertigo Platinum - Online Offer

    Interest rate

    12.74

    Annual fee

    99
    Woolworths Everyday Platinum Credit Card
    Woolworths Everyday Platinum Credit Card

    Interest rate

    19.99

    Annual fee

    49
    Virgin Money Low Rate Credit Card
    Virgin Money Low Rate Credit Card

    Interest rate

    11.99

    Annual fee

    49

    Ask an Expert

    You are about to post a question on finder.com.au:

    • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
    • finder.com.au is a financial comparison and information service, not a bank or product provider
    • We cannot provide you with personal advice or recommendations
    • Your answer might already be waiting – check previous questions below to see if yours has already been asked

    Finder only provides general advice and factual information, so consider your own circumstances, read the PDS or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms and Conditions and Privacy Policy.

    42 Responses

    1. Default Gravatar
      HaroldNovember 15, 2016

      What are ineligible purchases on Jetstar Platinum Visa?

      • Staff
        MayNovember 15, 2016Staff

        Hi Harold,

        Thanks for your question.

        With Jetstar Platinum Visa, transactions/purchases that are considered as ineligible are cash advances, balance transfers and other restricted transactions detailed in the Jetstar MasterCard Rewards Program T&Cs.

        Hope this has answered your question.

        Cheers,
        May

    2. Default Gravatar
      colinMarch 16, 2016

      why has my application been rejected. everything looks fine to me and my financials are more than enough.

      • Staff
        SallyMarch 16, 2016Staff

        Hi Colin,

        Thanks for your question.

        As a financial comparison service, we can’t confirm exactly why your credit card application was rejected.

        However, it could’ve been for a number of reasons including your income, credit history or the supporting documents you provided. Looking over our guide on Why was my credit card application rejected? might help you narrow down the possible factors.

        In the mean time, take some time comparing other credit cards before applying. Multiple rejected applications will have a negative impact on your credit file and will further reduce your chances of acceptance. Instead, make sure to spend a few months comparing your options and confirming that you meet the eligibility requirements before applying.

        I hope this has helped.

        Cheers,

        Sally

    3. Default Gravatar
      MargaretFebruary 2, 2016

      My application keeps topping at a certain point and doesn’t allow me to continue. Very frustrating. Thank you

      • Staff
        SallyFebruary 2, 2016Staff

        Hi Margaret,

        Thanks for your question and we’re sorry to hear about the frustration you’ve been having with your Jetstar credit card application.

        If you’re still having trouble with the application, you might like to contact Jetstar on 1300 150 100 to report the issue.

        I hope this has helped.

        Cheers,

        Sally

    4. Default Gravatar
      September 24, 2015

      I have a visa credit card in the uk I’m looking to transfer to an Australian credit card and pay my balance of the buss card is this possible

      • Staff
        JonathanSeptember 25, 2015Staff

        Hi Susan, thanks for your inquiry!

        Unfortunately balance transfers are only permitted between cards of the same country. As a result balance transferring your UK credit card balance to an Australian card will not be possible.

        Cheers,

        Jonathan

    5. Default Gravatar
      PaulaSeptember 19, 2015

      I am looking to apply for the Jetstar credit card to do a balance transfer and also buy some air tickets as they have a 12 month interest free on tickets over 600aud until the beginning of Dec 15. But I hv been reading that you should not use the credit that you intent to do a balance transfer with 0% interest. Will I still get 0% interest If I apply, get approved for balance transfer, then by tickets?

      • Staff
        JonathanSeptember 21, 2015Staff

        Hi Paula, thanks for your inquiry!

        That is correct. If you are going to transfer a balance to a credit card you will not receive any interest free days/ interest free purchases unless that credit card specifically has a 0% purchase offer. In regards to the 12 month interest free on tickets over AUD$600 it is important to check the terms of the purchase promotion, to determine whether signing up for a Jetstar credit card is required in order to receive the ticket offer.

        I hope this helps.

        Cheers,
        Jonathan

    6. Default Gravatar
      PeterSeptember 11, 2015

      Are you still eligible to earn frequent flyer points per year, on the Premium MasterCard, if the card is used predominately for business expenses?
      Is there a maximum number of points that can be earned per year?

      • Staff
        JonathanSeptember 14, 2015Staff

        Hi Peter, thanks for your inquiry!

        As long as your business expenses qualify as eligible purchases you will earn frequent flyer points on these transactions. The Jetstar Platinum MasterCard has a maximum points cap of 100,000 points per year. You may like to compare other frequent flyer credit cards and offers.

        Cheers,

        Jonathan

    7. Default Gravatar
      JulieAugust 28, 2015

      What bank is the backing bank for the jetstar credit cards?

      • Staff
        SallyAugust 28, 2015Staff

        Hi Julie,

        Thanks for your question.

        Jetstar’s credit cards are provided by Macquarie Bank.

        I hope this has answered your question.

        Thanks,

        Sally

    8. Default Gravatar
      nicciAugust 24, 2015

      Do any of the Jetstar cards cover hire car insurance or travel insurance?

      • Staff
        SallyAugust 25, 2015Staff

        Hi Nicci,

        Thanks for your inquiry.

        Just to confirm, you have come through to finder.com.au, not Jetstar.

        However, we can confirm that the Jetstar Platinum MasterCard offers complimentary insurance including overseas travel insurance and a global vehicle hire excess waiver. For more details, kindly refer to this page.

        I hope this has helped.

        Cheers,

        Sally

    9. Default Gravatar
      MichaelMay 14, 2015

      Hi there.
      Can you please clarify “government charges” when it comes to the Jetstar dollar rewards program.
      Currently I earn reward points with another bank for paying utility bills etc.
      Will these payments count towards my Jetstar dollars. Thanks.

      • Staff
        JonathanMay 18, 2015Staff

        Hi Michael, thanks for your inquiry!

        Government charges include transactions such as payments to the Australian Tax Office. If your utility bill transactions qualify as ‘eligible purchases’ then Jetstar rewards points/ dollars will be earned accordingly. For more clarification on ‘government charges’ please refer to the Jetstar MasterCard Rewards team I have sent to your email.

        Cheers,

        Jonathan

    10. Default Gravatar
      JoApril 27, 2015

      Hi, How long are the vouchers valid for? As they appear to be issued automatically. Can you stop the automatic issue of these vouchers? As we travel only once a year.
      Thanks

      • Staff
        JonathanApril 29, 2015Staff

        Hi Jo, thanks for your inquiry!

        Jetstar vouchers/ gift vouchers are valid within 6 months of the issue date.

        Cheers,

        Jonathan

    Credit Cards Comparison

    Rates last updated December 12th, 2017
    Name Product Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Product Description
    NAB Premium Card - Exclusive Offer
    19.74% p.a.
    0% p.a. for 25 months
    $90 p.a.
    Exclusive to finder.com.au, enjoy a no BT fee, 0% balance transfer offer for 25 months and seven complimentary insurance covers.
    St.George Vertigo Platinum - Online Offer
    12.74% p.a.
    0% p.a. for 24 months
    $0 p.a. annual fee for the first year ($99 p.a. thereafter)
    Offers complimentary travel insurance, complimentary purchase insurance and access to a 24/7 personal concierge service.
    Woolworths Everyday Platinum Credit Card
    19.99% p.a.
    0% p.a. for 14 months
    $0 p.a. annual fee for the first year ($49 p.a. thereafter)
    Receive a $50 eGift Card when you meet the offer criteria, a 0% p.a. for 14 month balance transfer offer and a $0 first year annual fee.
    Virgin Australia Velocity Flyer Card - Bonus Points Offer
    20.74% p.a.
    0% p.a. for 18 months
    $64 p.a. annual fee for the first year ($129 p.a. thereafter)
    Earn up to 60,000 bonus Velocity Points in the first 3 months on eligible spend and enjoy a discounted annual fee of $64 for the first year.

    Compare up to 4 providers

    * The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

    Ask a question