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Jetstar Credit Cards

Earn your choice of Jetstar Dollars or Qantas Points on everyday purchases, save with interest-free days and enjoy platinum perks with a Jetstar Credit Card.

Jetstar offers credit card options to frequent flyers who want to earn travel rewards on their everyday purchases. As Jetstar Airways is the budget airline division of Qantas, cardholders have their choice of earning Jetstar Dollars or Qantas Points with either of the two Jetstar credit cards on the market. Plus, with interest-free days, promotional 0% balance transfer offers and complimentary insurance offers, there are plenty of ways to save on standard credit card costs with a Jetstar Credit Card. Compare your options below to determine whether one of these frequent flyer credit cards is right for you.

Comparison of Jetstar Credit Cards

Rates last updated July 25th, 2017
Name Product Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Product Description
Jetstar Mastercard
14.99% p.a.
0% p.a. for 14 months
$69 p.a.
Earn 1 Jetstar Dollar per $100 spent on eligible purchases or opt for the Qantas Frequent Flyer program and earn 0.5 Qantas Point per $1.
Jetstar Platinum Mastercard
19.99% p.a.
0% p.a. for 14 months
$169 p.a.
Opt for the Qantas Frequent Flyer program and earn 1 Qantas Point per $1 spent, earn 1 Jetstar Dollar per $50 spent on eligible purchases.

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Types of credit cards from Jetstar

Jetstar currently offers two credit cards on the market. The Jetstar Mastercard is their standard product, while the Platinum Mastercard goes one further with a higher earn rate and a wider breadth of features. Both cards let cardholders earn either Jetstar Dollars or Qantas Points on eligible purchases, which can then be redeemed for either Jetstar travel vouchers or flights with Qantas and its partners or products from the Qantas eStore depending which rewards program you earn with. You can compare the different types of Jetstar credit cards below.

  • Rewards credit cards

Both the Jetstar Mastercard and Jetstar Platinum Mastercard allow you to earn points as you spend. You opt to earn either Qantas Points or Jetstar Dollars and the earn rates vary between the two cards. Please note that opting into the Qantas loyalty program comes with a fee.

While the Platinum Mastercard comes with more competitive earn rates, remember that it also comes with a higher annual fee than the standard Jetstar Mastercard. Make sure the value of the rewards you could earn will outweigh the costs of whichever card you choose before applying. Both cards also come with a rewards cap, so make sure this doesn't limit how many points you could earn based on your average spending behaviour.

Learn more about Rewards Credit Cards 

  • Platinum credit cards

The Jetstar Platinum Mastercard offers a higher earn rate for rewards, complimentary insurances and a lower points cap. The card also comes with a concierge service that could act as your own personal assistant for everything from making restaurant reservations to booking travel plans. This card comes with a higher annual fee than the standard Jetstar Mastercard, though, so you should make sure that the costs don't offset the benefit you'll get from the card to ensure it's of value to you.

Learn more about Platinum Credit Cards

The benefits of banking with Jetstar

Both Jetstar credit cards can provide you with value based on your individual circumstance. Both Jetstar credit cards can provide you with value based on your individual circumstance. The benefits of these credit cards will give you access to unique Jetstar perks:

  • Jetstar dollars

You'll be rewarded with 1 Jetstar Dollar for every $100 you spend. If you're a Jetstar Mastercard holder, you'll receive a $100 Jetstar flight voucher once you accumulate 100 Jetstar Dollars. If you're a Jetstar Mastercard Platinum customer, you'll collect one Jetstar Dollar per $50 per $100 you spend (up to $2,500 per statement period, after which you'll collect 1 Jetstar Dollar per $100). Platinum cardholders will receive a $200 travel voucher once you've accumulated 200 Jetstar Dollars. You will have a three-month window to apply the voucher once you have received it. You may use the voucher to either reduce the cost of your booking or pay for your booking in full.

  • Qantas frequent flyer program

If you'd prefer to earn your rewards with the Qantas Frequent Flyer program, either of the Jetstar credit cards offers you this opportunity. While you'll earn points at a different rate depending on which card you choose. You can then redeem your points for flight rewards with Qantas and its airline partners (including American Airlines, Emirates, British Airways and more), products from the Qantas store, accommodation through Qantas Hotels and Qantas Insurance, to name a few options.

  • Avoid credit card transaction fees

If you use your Jetstar credit card to book a Jetstar flight, whether online or over the phone, you'll avoid the standard credit card transaction fees you'd otherwise have to pay.

  • Mastercard accessibility

Using a Jetstar credit card with a Mastercard logo will provide you will access and acceptance at over 32 million merchant locations in 210 countries, in addition to 1.5 million ATMs.

  • Interest-free period

If you pay your balance in full before the statement period ends, you will have a 55 day period to make interest-free purchases.

  • 0% balance transfer promotions 

Both credit cards allow you a balance transfer promotion of 0% p.a. for 14 months. Any remaining balances will collect the standard interest rate for purchases once the promotion ends.

How to apply for a Jetstar Credit Card

If you believe a Jetstar credit card is right for you, make sure you meet the requirements before you apply:

Eligibility criteria

      • Income. Both Jetstar credit cards require that you have a minimum taxable income of $30,000 per year.
      • Legal age. Jetstar requires that applicants be at least 18 years of age in order to be eligible for their credit card services. Jetstar does not permit joint applications, although you may add authorised users to your account.
      • Residential status. You must be either an Australian citizen or a legal permanent resident of Australia to qualify for Jetstar credit cards. Temporary residents of Australia are not eligible.
      • Credit rating. Your credit rating must be in good standing to qualify for either Jetstar credit card. The Jetstar Mastercard has a minimum credit limit of $5,000 and a maximum of $50,000. The Jetstar Platinum Mastercard has a minimum credit limit of $6,000 and a maximum of $100,000. Your exact credit limit will vary based on your individual financial background.

Required documents

      • Personal details. You must provide your Australian mailing address and Australian driver’s license number (if you have one) during the credit card application process.
      • Financial details. Details of your gross annual salary, monthly expenses, and current employer are required during the Jetstar application process. If you’re retired or self-employed, you must provide details of your accountant.

Frequently asked questions

If you have a question about Jetstar credit cards, check for an answer below. If you can’t find an answer to your question, get in touch with us using the form at the bottom of this page.

If you want to pay your Jetstar credit card statement in person, you won’t be able to pay at a bank branch, but you can pay at an Australia Post retail outlet. There are four ways you can make a repayment to your Jetstar Mastercard or Platinum Mastercard.

  • Pay by direct debit. You may pay your Jetstar credit card from your bank or savings account by direct debit. By downloading a direct debit agreement form from the Jetstar website, you can elect to pay just the minimum amount due on your credit card each month, pay a specific amount or set it up so you can pay your entire outstanding balance.
  • BPAY. Pay your Jetstar Mastercard or Platinum Mastercard using BPAY over the phone, or using the pay via BPAY feature from your internet banking facility.The customer reference number is your card number and the Jetstar BPAY biller code is 423343.
  • Pay by cheque. You can pay your Jetstar credit card by filling out the form on the back of your credit card statement and attaching a cheque. Mail the form and the cheque to GPO Box 4690 Sydney NSW 2001.Make the cheque payable to ‘Card Services’ and be sure to include your credit card number on the cheque.

  • At the post office. Visit an Australia Post retail outlet to make your credit card payment using EFTPOS or cheque. There is a $2.00 fee if you want to pay your account this way. If you pay by EFTPOS, allow up to 48 hours for the payment to be processed, and if you’re paying by cheque allow up to 6 days for the funds to show in your account.

After you apply for a Jetstar credit card and you’re approved, your application will be processed within 10 working days, You should receive your new Jetstar credit card within two weeks of receiving an email from Jetstar confirming your approved application.
If you need a replacement card because your Jetstar credit card has been damaged, call a Jetstar customer service representative on 1300 150 100 and a replacement card will be sent out within a week.
If you want to transfer a balance to your Jetstar credit card, you can do this either when you apply or any time after by downloading and completing a balance transfer application form. This form is available from the Jetstar website.
You can add up to 4 additional cardholders to your Jetstar Mastercard for 4 each and Jetstar Platinum Mastercard account for $39 each.
Additional cardholders must be over the age of 16. You have the option of adding an additional cardholder to your account when you first apply for your Jetstar credit card or you can get a supplementary card after you apply by filling out an additional cardholder request form.
If you have a family member who is over the age of 18, they can apply for their own Jetstar credit card in their own name.
  • When does my statement get issued? Jetstar credit card statements are issued every month.
  • Can I change how often I get my statement? Once you’re approved for a Jetstar credit card you can change the day you statement is issued by calling a Jetstar credit card representative.
  • Can I get my statement by email? You can opt to receive electronic statements through your online banking facility or by calling the Jetstar customer service team. By receiving electronic statements, you’ll save the $2.50 paper statement fee.
  • Does the additional cardholder also get a statement? Only the primary account holder will get a statement. Details about supplementary cards are also listed on this statement.
To log on to Jetstar internet banking, you’ll need an access code and a password. You can get the access code and password by calling MyCards on 1300 150 100.
The PIN that’s issued with your Jetstar credit card is the PIN you must use to make a purchase and withdraw cash. Please note that you're unable to change your PIN.
You earn Jetstar Dollars when you make an eligible purchase on your Jetstar Mastercard or Jetstar Platinum Mastercard. You will not earn Jetstar Dollars on the following transactions:
  • Cash advances
  • Interest and bank fees and charges
  • Business expenses
  • Gambling purchases
  • Government charges
  • Balance transfers and other special promotions
  • Refunded purchases
  • Payments for Card Repayment Insurance

Yes. For the Jetstar Mastercard, Jetstar Dollars are capped at 500 and Qantas Frequent Flyer Points are capped at 25,000. For the Jetstar Platinum Mastercard, Jetstar Dollars are capped at 2,000 and Qantas Frequent Flyer Points are capped at 100,000.

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42 Responses

  1. Default Gravatar
    HaroldNovember 15, 2016

    What are ineligible purchases on Jetstar Platinum Visa?

    • Staff
      MayNovember 15, 2016Staff

      Hi Harold,

      Thanks for your question.

      With Jetstar Platinum Visa, transactions/purchases that are considered as ineligible are cash advances, balance transfers and other restricted transactions detailed in the Jetstar MasterCard Rewards Program T&Cs.

      Hope this has answered your question.

      Cheers,
      May

  2. Default Gravatar
    colinMarch 16, 2016

    why has my application been rejected. everything looks fine to me and my financials are more than enough.

    • Staff
      SallyMarch 16, 2016Staff

      Hi Colin,

      Thanks for your question.

      As a financial comparison service, we can’t confirm exactly why your credit card application was rejected.

      However, it could’ve been for a number of reasons including your income, credit history or the supporting documents you provided. Looking over our guide on Why was my credit card application rejected? might help you narrow down the possible factors.

      In the mean time, take some time comparing other credit cards before applying. Multiple rejected applications will have a negative impact on your credit file and will further reduce your chances of acceptance. Instead, make sure to spend a few months comparing your options and confirming that you meet the eligibility requirements before applying.

      I hope this has helped.

      Cheers,

      Sally

  3. Default Gravatar
    MargaretFebruary 2, 2016

    My application keeps topping at a certain point and doesn’t allow me to continue. Very frustrating. Thank you

    • Staff
      SallyFebruary 2, 2016Staff

      Hi Margaret,

      Thanks for your question and we’re sorry to hear about the frustration you’ve been having with your Jetstar credit card application.

      If you’re still having trouble with the application, you might like to contact Jetstar on 1300 150 100 to report the issue.

      I hope this has helped.

      Cheers,

      Sally

  4. Default Gravatar
    September 24, 2015

    I have a visa credit card in the uk I’m looking to transfer to an Australian credit card and pay my balance of the buss card is this possible

    • Staff
      JonathanSeptember 25, 2015Staff

      Hi Susan, thanks for your inquiry!

      Unfortunately balance transfers are only permitted between cards of the same country. As a result balance transferring your UK credit card balance to an Australian card will not be possible.

      Cheers,

      Jonathan

  5. Default Gravatar
    PaulaSeptember 19, 2015

    I am looking to apply for the Jetstar credit card to do a balance transfer and also buy some air tickets as they have a 12 month interest free on tickets over 600aud until the beginning of Dec 15. But I hv been reading that you should not use the credit that you intent to do a balance transfer with 0% interest. Will I still get 0% interest If I apply, get approved for balance transfer, then by tickets?

    • Staff
      JonathanSeptember 21, 2015Staff

      Hi Paula, thanks for your inquiry!

      That is correct. If you are going to transfer a balance to a credit card you will not receive any interest free days/ interest free purchases unless that credit card specifically has a 0% purchase offer. In regards to the 12 month interest free on tickets over AUD$600 it is important to check the terms of the purchase promotion, to determine whether signing up for a Jetstar credit card is required in order to receive the ticket offer.

      I hope this helps.

      Cheers,
      Jonathan

  6. Default Gravatar
    PeterSeptember 11, 2015

    Are you still eligible to earn frequent flyer points per year, on the Premium MasterCard, if the card is used predominately for business expenses?
    Is there a maximum number of points that can be earned per year?

    • Staff
      JonathanSeptember 14, 2015Staff

      Hi Peter, thanks for your inquiry!

      As long as your business expenses qualify as eligible purchases you will earn frequent flyer points on these transactions. The Jetstar Platinum MasterCard has a maximum points cap of 100,000 points per year. You may like to compare other frequent flyer credit cards and offers.

      Cheers,

      Jonathan

  7. Default Gravatar
    JulieAugust 28, 2015

    What bank is the backing bank for the jetstar credit cards?

    • Staff
      SallyAugust 28, 2015Staff

      Hi Julie,

      Thanks for your question.

      Jetstar’s credit cards are provided by Macquarie Bank.

      I hope this has answered your question.

      Thanks,

      Sally

  8. Default Gravatar
    nicciAugust 24, 2015

    Do any of the Jetstar cards cover hire car insurance or travel insurance?

    • Staff
      SallyAugust 25, 2015Staff

      Hi Nicci,

      Thanks for your inquiry.

      Just to confirm, you have come through to finder.com.au, not Jetstar.

      However, we can confirm that the Jetstar Platinum MasterCard offers complimentary insurance including overseas travel insurance and a global vehicle hire excess waiver. For more details, kindly refer to this page.

      I hope this has helped.

      Cheers,

      Sally

  9. Default Gravatar
    MichaelMay 14, 2015

    Hi there.
    Can you please clarify “government charges” when it comes to the Jetstar dollar rewards program.
    Currently I earn reward points with another bank for paying utility bills etc.
    Will these payments count towards my Jetstar dollars. Thanks.

    • Staff
      JonathanMay 18, 2015Staff

      Hi Michael, thanks for your inquiry!

      Government charges include transactions such as payments to the Australian Tax Office. If your utility bill transactions qualify as ‘eligible purchases’ then Jetstar rewards points/ dollars will be earned accordingly. For more clarification on ‘government charges’ please refer to the Jetstar MasterCard Rewards team I have sent to your email.

      Cheers,

      Jonathan

  10. Default Gravatar
    JoApril 27, 2015

    Hi, How long are the vouchers valid for? As they appear to be issued automatically. Can you stop the automatic issue of these vouchers? As we travel only once a year.
    Thanks

    • Staff
      JonathanApril 29, 2015Staff

      Hi Jo, thanks for your inquiry!

      Jetstar vouchers/ gift vouchers are valid within 6 months of the issue date.

      Cheers,

      Jonathan

Credit Cards Comparison

Rates last updated July 25th, 2017
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
St.George Vertigo Visa
Receive up to 55 days interest-free on purchases and the ability to make contactless payments with Visa payWave technology.
13.24% p.a. 0% p.a. for 14 months $0 p.a. annual fee for the first year ($55 p.a. thereafter) Go to site More info
Virgin Australia Velocity Flyer Card - Exclusive Offer
Apply by 31 July 2017 to earn bonus Velocity Points for the first three months and a $129 Virgin Australia Gift Voucher each year.
20.74% p.a. 0% p.a. for 18 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
ANZ Platinum Credit Card - Exclusive Offer
Receive a low introductory offer of 0% p.a. on purchases for 3 months and 0% p.a. on balance transfers for 12 months.
0% p.a. for 3 months (reverts to 19.74% p.a.) 0% p.a. for 12 months $0 p.a. annual fee for the first year ($87 p.a. thereafter) Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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