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Jetstar Credit Cards

Earn your choice of Jetstar Dollars or Qantas Points on everyday purchases, save with interest-free days and enjoy platinum perks with a Jetstar Credit Card.

Jetstar offers credit card options to frequent flyers who want to earn travel rewards on their everyday purchases. As Jetstar Airways is the budget airline division of Qantas, cardholders have their choice of earning Jetstar Dollars or Qantas Points with either of the two Jetstar credit cards on the market. Plus, with interest-free days, promotional 0% balance transfer offers and complimentary insurance offers, there are plenty of ways to save on standard credit card costs with a Jetstar Credit Card. Compare your options below to determine whether one of these frequent flyer credit cards is right for you.

Comparison of Jetstar Credit Cards

Rates last updated May 27th, 2019
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Name Product Balance transfer rate Purchase rate (p.a.) Annual fee Amount Saved Product Description
Jetstar Mastercard
0% p.a. for 14 months
14.99% p.a.
$29 p.a. annual fee for the first year ($69 p.a. thereafter)
Receive 20,000 bonus Qantas Points, 0% p.a. for 14 months on balance transfers, plus a discounted $29 first year annual fee.
Jetstar Platinum Mastercard
0% p.a. for 14 months
19.99% p.a.
$69 p.a. annual fee for the first year ($169 p.a. thereafter)
Receive 20,000 bonus Qantas Points and enjoy a 0% p.a. interest rate on balance transfers for 14 months.

Compare up to 4 providers

Types of credit cards from Jetstar

Jetstar currently offers two credit cards on the market. The Jetstar Mastercard is their standard product, while the Platinum Mastercard goes one further with a higher earn rate and a wider breadth of features. Both cards let cardholders earn either Jetstar Dollars or Qantas Points on eligible purchases, which can then be redeemed for either Jetstar travel vouchers or flights with Qantas and its partners or products from the Qantas eStore depending which rewards program you earn with. You can compare the different types of Jetstar credit cards below.

  • Rewards credit cards

Both the Jetstar Mastercard and Jetstar Platinum Mastercard allow you to earn points as you spend. You opt to earn either Qantas Points or Jetstar Dollars and the earn rates vary between the two cards. Please note that opting into the Qantas loyalty program comes with a fee.

While the Platinum Mastercard comes with more competitive earn rates, remember that it also comes with a higher annual fee than the standard Jetstar Mastercard. Make sure the value of the rewards you could earn will outweigh the costs of whichever card you choose before applying. Both cards also come with a rewards cap, so make sure this doesn't limit how many points you could earn based on your average spending behaviour.

  • Platinum credit cards

The Jetstar Platinum Mastercard offers a higher earn rate for rewards, complimentary insurances and a lower points cap. The card also comes with a concierge service that could act as your own personal assistant for everything from making restaurant reservations to booking travel plans. This card comes with a higher annual fee than the standard Jetstar Mastercard, though, so you should make sure that the costs don't offset the benefit you'll get from the card to ensure it's of value to you.

The benefits of banking with Jetstar

Both Jetstar credit cards can provide you with value based on your individual circumstance. The benefits of these credit cards will give you access to unique Jetstar perks:

  • Jetstar dollars

You'll be rewarded with 1 Jetstar Dollar for every $100 you spend. If you're a Jetstar Mastercard holder, you'll receive a $100 Jetstar flight voucher once you accumulate 100 Jetstar Dollars. If you're a Jetstar Mastercard Platinum customer, you'll collect 0.02 Jetstar Dollar per $50 you spend (up to $50 per statement period, after which you'll collect 0.5 Jetstar Dollar per $100). Platinum cardholders will receive a $200 travel voucher once you've accumulated 200 Jetstar Dollars. You will have a three-month window to apply the voucher once you have received it. You may use the voucher to either reduce the cost of your booking or pay for your booking in full.

  • Qantas frequent flyer program

If you'd prefer to earn your rewards with the Qantas Frequent Flyer program, either of the Jetstar credit cards offers you this opportunity. While you'll earn points at a different rate depending on which card you choose. You can then redeem your points for flight rewards with Qantas and its airline partners (including American Airlines, Emirates, British Airways and more), products from the Qantas store, accommodation through Qantas Hotels and Qantas Insurance, to name a few options.

  • Avoid credit card transaction fees

If you use your Jetstar credit card to book a Jetstar flight, whether online or over the phone, you'll avoid the standard credit card transaction fees you'd otherwise have to pay.

  • Mastercard accessibility

Using a Jetstar credit card with a Mastercard logo will provide you will access and acceptance at over 32 million merchant locations in 210 countries, in addition to 1.5 million ATMs.

  • Interest-free period

If you pay your balance in full before the statement period ends, you will have a 55 day period to make interest-free purchases.

  • 0% balance transfer promotions

Both credit cards allow you a balance transfer promotion of 0% p.a. for 14 months. Any remaining balances will collect the standard interest rate for purchases once the promotion ends.

How to apply for a Jetstar Credit Card

If you believe a Jetstar credit card is right for you, make sure you meet the requirements before you apply:

Eligibility criteria

  • Income. Both Jetstar credit cards require that you have a minimum taxable income of $30,000 per year.
  • Legal age. Jetstar requires that applicants be at least 18 years of age in order to be eligible for their credit card services. Jetstar does not permit joint applications, although you may add authorised users to your account.
  • Residential status. You must be either an Australian citizen or a legal permanent resident of Australia to qualify for Jetstar credit cards. Temporary residents of Australia are not eligible.
  • Credit rating. Your credit rating must be in good standing to qualify for either Jetstar credit card. The Jetstar Mastercard has a minimum credit limit of $2,000 and a maximum of $50,000. The Jetstar Platinum Mastercard has a minimum credit limit of $6,000 and a maximum of $100,000. Your exact credit limit will vary based on your individual financial background.

Required documents

  • Personal details. You must provide your Australian mailing address and Australian driver’s license number (if you have one) during the credit card application process.
  • Financial details. Details of your gross annual salary, monthly expenses, and current employer are required during the Jetstar application process. If you’re retired or self-employed, you must provide details of your accountant.

Frequently asked questions

If you have a question about Jetstar credit cards, check for an answer below. If you can’t find an answer to your question, get in touch with us using the form at the bottom of this page.

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46 Responses

  1. Default Gravatar
    jackieMarch 12, 2019

    my card expires 04/19 will a new one automatically be sent out?

    • Avatarfinder Customer Care
      ValMarch 12, 2019Staff

      Hi Jackie,

      Thank you for leaving a question. Yes, you will automatically receive a new card prior to the expiration of your current one. Please just make sure that the shipping address has not changed. Hope this helps.

      Cheers,
      Val

  2. Default Gravatar
    January 26, 2019

    Could you advise whether the below cap on Qantas points is per transaction:

    Yes. For the Jetstar Mastercard, Jetstar Dollars are capped at 500 and Qantas Frequent Flyer Points are capped at 25,000. For the Jetstar Platinum Mastercard, Jetstar Dollars are capped at 2,000 and Qantas Frequent Flyer Points are capped at 100,000.

    • Avatarfinder Customer Care
      JeniJanuary 27, 2019Staff

      Hi Brian,

      Thank you for getting in touch with finder.

      You can earn a maximum of 500 Jetstar Dollars per year with the Jetstar Mastercard, or up to 2,000 Jetstar Dollars with the Jetstar Platinum Mastercard.

      I hope this helps.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

  3. Default Gravatar
    HaroldNovember 15, 2016

    What are ineligible purchases on Jetstar Platinum Visa?

    • Avatarfinder Customer Care
      MayNovember 15, 2016Staff

      Hi Harold,

      Thanks for your question.

      With Jetstar Platinum Visa, transactions/purchases that are considered as ineligible are cash advances, balance transfers and other restricted transactions detailed in the Jetstar MasterCard Rewards Program T&Cs.

      Hope this has answered your question.

      Cheers,
      May

  4. Default Gravatar
    colinMarch 16, 2016

    why has my application been rejected. everything looks fine to me and my financials are more than enough.

    • Avatarfinder Customer Care
      SallyMarch 16, 2016Staff

      Hi Colin,

      Thanks for your question.

      As a financial comparison service, we can’t confirm exactly why your credit card application was rejected.

      However, it could’ve been for a number of reasons including your income, credit history or the supporting documents you provided. Looking over our guide on Why was my credit card application rejected? might help you narrow down the possible factors.

      In the mean time, take some time comparing other credit cards before applying. Multiple rejected applications will have a negative impact on your credit file and will further reduce your chances of acceptance. Instead, make sure to spend a few months comparing your options and confirming that you meet the eligibility requirements before applying.

      I hope this has helped.

      Cheers,

      Sally

  5. Default Gravatar
    MargaretFebruary 2, 2016

    My application keeps topping at a certain point and doesn’t allow me to continue. Very frustrating. Thank you

    • Avatarfinder Customer Care
      SallyFebruary 2, 2016Staff

      Hi Margaret,

      Thanks for your question and we’re sorry to hear about the frustration you’ve been having with your Jetstar credit card application.

      If you’re still having trouble with the application, you might like to contact Jetstar on 1300 150 100 to report the issue.

      I hope this has helped.

      Cheers,

      Sally

  6. Default Gravatar
    September 24, 2015

    I have a visa credit card in the uk I’m looking to transfer to an Australian credit card and pay my balance of the buss card is this possible

    • Avatarfinder Customer Care
      JonathanSeptember 25, 2015Staff

      Hi Susan, thanks for your inquiry!

      Unfortunately balance transfers are only permitted between cards of the same country. As a result balance transferring your UK credit card balance to an Australian card will not be possible.

      Cheers,

      Jonathan

  7. Default Gravatar
    PaulaSeptember 19, 2015

    I am looking to apply for the Jetstar credit card to do a balance transfer and also buy some air tickets as they have a 12 month interest free on tickets over 600aud until the beginning of Dec 15. But I hv been reading that you should not use the credit that you intent to do a balance transfer with 0% interest. Will I still get 0% interest If I apply, get approved for balance transfer, then by tickets?

    • Avatarfinder Customer Care
      JonathanSeptember 21, 2015Staff

      Hi Paula, thanks for your inquiry!

      That is correct. If you are going to transfer a balance to a credit card you will not receive any interest free days/ interest free purchases unless that credit card specifically has a 0% purchase offer. In regards to the 12 month interest free on tickets over AUD$600 it is important to check the terms of the purchase promotion, to determine whether signing up for a Jetstar credit card is required in order to receive the ticket offer.

      I hope this helps.

      Cheers,
      Jonathan

  8. Default Gravatar
    PeterSeptember 11, 2015

    Are you still eligible to earn frequent flyer points per year, on the Premium MasterCard, if the card is used predominately for business expenses?
    Is there a maximum number of points that can be earned per year?

    • Avatarfinder Customer Care
      JonathanSeptember 14, 2015Staff

      Hi Peter, thanks for your inquiry!

      As long as your business expenses qualify as eligible purchases you will earn frequent flyer points on these transactions. The Jetstar Platinum MasterCard has a maximum points cap of 100,000 points per year. You may like to compare other frequent flyer credit cards and offers.

      Cheers,

      Jonathan

  9. Default Gravatar
    JulieAugust 28, 2015

    What bank is the backing bank for the jetstar credit cards?

    • Avatarfinder Customer Care
      SallyAugust 28, 2015Staff

      Hi Julie,

      Thanks for your question.

      Jetstar’s credit cards are provided by Macquarie Bank.

      I hope this has answered your question.

      Thanks,

      Sally

  10. Default Gravatar
    nicciAugust 24, 2015

    Do any of the Jetstar cards cover hire car insurance or travel insurance?

    • Avatarfinder Customer Care
      SallyAugust 25, 2015Staff

      Hi Nicci,

      Thanks for your inquiry.

      Just to confirm, you have come through to finder.com.au, not Jetstar.

      However, we can confirm that the Jetstar Platinum MasterCard offers complimentary insurance including overseas travel insurance and a global vehicle hire excess waiver. For more details, kindly refer to this page.

      I hope this has helped.

      Cheers,

      Sally

Credit Cards Comparison

Rates last updated May 27th, 2019
Name Product Purchase rate (p.a.) Balance transfer rate Annual fee Product Description
Citi Clear Platinum Credit Card
12.99% p.a.
0% p.a. for 14 months
$0 p.a. annual fee for the first year ($99 p.a. thereafter)
Offers a long-term balance transfer and $0 first year annual fee. Plus, insurance covers and Citibank Dining Program perks.
ME frank Credit Card
11.99% p.a.
$0 p.a.
Save money with an ongoing $0 annual fee, the same low 11.99% p.a. interest rate on purchases and cash advances, and up to 55 days interest free.
Virgin Australia Velocity Flyer Card - Annual Fee Offer
20.74% p.a.
0% p.a. for 18 months
$50 p.a.
Earn 20,000 bonus Velocity Points and save with an ongoing $50 p.a. annual fee. Plus, receive a $129 Virgin Australia Gift Voucher each year.
Latitude Low Rate Mastercard
11.99% p.a.
$69 p.a.
Offers a competitively low interest rate and annual fee, plus up to 55 interest-free days on purchases.

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* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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