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Diners Club Charge Cards

Compare Diners Club charge cards the offer no pre-set spending limits and rewards as you spend.


Diners Club

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Diners Club offers a range of personal, business and corporate charge cards that allow you to earn reward or frequent flyer points for your spending. Instead of charging you interest on your balance, Diners Club charge cards require you to pay off the full amount due at the end of each statement period. This makes them different to credit cards, but also means you can enjoy up to a certain number of interest-free days when spending within your statement period.

Other benefits you can get with a Diners Club card include complimentary insurance, airport lounge access and the option of a linked World Mastercard that you can use when Diners Club cards are not accepted. Use this guide to learn more about Diners Club charge cards features so you can decide if this option will work for you.

Comparison of Diners Club Charge Cards

Data indicated here is updated regularly
Name Product Rewards program Annual fee Complimentary travel insurance
Diners Club Personal Card + World Mastercard Card
Diners Club Rewards
Earn 0.75 points for every $1 spent on the World Mastercard and receive free access to over 700 International Airport & Member Lounges.
Frequent Flyer Diners Club Card + World Mastercard Card
Qantas Frequent Flyer
Earn Qantas Frequent Flyer Points per $1 spent, plus receive complimentary international travel and purchase cover insurances.
Diners Club Card + Mastercard Card
Diners Club Rewards
Earn unlimited points with no expiry, plus receive complimentary access to over 700 International Airport & Member Lounges.
Diners Club Corporate Card
Diners Club Rewards
Take advantage of streamlined reporting, expense management tools and tax-ready statements and records.
Diners Club Personal Card
Diners Club Rewards
Get up to 44 days to pay your purchases and earn rewards points for your spending.
Frequent Flyer Diners Club Card
Qantas Frequent Flyer
Earn 1 reward point for every $1 you spend, plus get 1 extra point per $1 you spend on selected Qantas purchases.
Diners Club Business Card
Diners Club Rewards
Enjoy no fixed spending limit on your card, plus 51 days to pay for purchases and complimentary international travel insurance.

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Types of Diners Club charge cards

Diners Club charge cards may come with different features depending on the type of account you choose. This includes the option of a dual account, which comes with a Diners Club card and a World Mastercard so that you can benefit from the global acceptance of Mastercard. You can learn more about the main options below.

  • Charge cards

The famous Diners Club Card. This is available as a single or dual card account. Benefit from a range of insurance covers and Diners Club Rewards Points when you make an eligible purchase. Note that Diners Club acceptance and surcharges may be an issue when you use the card at some Australian merchants, so you may want to consider getting a dual account that also comes with the World Mastercard.

Compare Charge Cards here

  • Frequent flyer charge cards

If you choose to earn Qantas Frequent Flyer rewards through your Diners Club account, you'll get a competitive earn rate, plus a range of travel privileges including airport lounge access and complimentary travel insurance. If you want to earn points through other frequent flyer programs, opting to earn Diners Club Rewards will allow you to transfer your points to over 14 international partner airline loyalty programs.

Compare Frequent Flyer Credit Cards here

  • Business charge cards

This is an option for small business owners who can apply for the Diners Club Small Business Card and use the account as a line of credit for business spending. Get up to 51 days to pay your statement in full and you won’t get charged any interest.

Compare Business Credit Cards here

  • Corporate charge cards

The Diners Club Corporate Cards offer a range of account features to match the needs of your company. Some of the key benefits include detailed reporting, tax-ready statements and airport lounge access. You also have the option of a customised Corporate Travel Program.

The benefits of banking with Diners Club

Enjoy the following benefits when you apply and get approved for a Diners Club card.

  • Diners Club charge card — no pre-set spending limit

Apply and get approved for a Diners Club charge card and you get no pre-set spending limit. These cards from Diners Club have no credit limit. Although it says no pre-set spending limit, whether or not your transaction is processed is based on your financial standing.

  • Diners Club Rewards

Earn uncapped rewards points when you spend on your Diners Club card or the linked World Mastercard. You can redeem your points for a variety of rewards including gift cards, travel and point transfers to hotel or frequent flyer loyalty programs including Velocity Frequent Flyer, Emirates Skywards, Etihad Guest and Hilton Honors.

  • Diners Club privileges

These cards give you access to airport lounges and a wide number of special privileges like member deals on a round of golf at some of the finest courses in Australia.

How to apply for a Diners Club charge card

You can apply for a Diners Club charge card online via a secure application page. Alternatively, you can download a form and send the completed copy to Diners Club by fax or post. You may need to provide extra information before your application can be processed.

Application criteria

  • Minimum income. You must meet the minimum income requirements for your chosen Diners Club account. This varies depending on the account that you choose, so make sure you check before you apply.
  • Residency status. You must be a permanent Australian resident or citizen.
  • Age. You must be at least 18 years old.
  • Credit history. You must have good credit history.

Documents and details

  • Identification. This includes your full name, date of birth, contact details and a valid form of ID, such as your driver's license or passport.
  • Employment and income. This includes your gross income and your employer’s details. If you earn under $35,000 p.a. you must provide information about other sources of income to support your application.
  • Spend and use. Answer some general questions about how you plan to use your Diners Club charge card and approximately how much you plan on spending every month.

Frequently asked questions

Want to learn more about Diners Club accounts? Check out the answers to common questions below. If you have a question that's not answered, you can also get in touch using the form beneath the FAQs.

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More guides on Finder

  • Diners Club Business Card

    The Diners Club Business Card can be used to earn points per $1 with over 35 million merchants – including Officeworks, Qantas and Woolworths.

  • Frequent Flyer Diners Club card

    Diners Club isn’t as widely accepted as other cards, but you can still earn 1 Qantas Point per $1 at major retailers with this card.

  • Diners Club Personal Card

    Diners Club offers a competitive rewards program, travel and shopping perks and can be used at businesses including Coles, Woolworths and Target.

  • Diners Club Rewards program

    From redeeming gift cards or travel to transferring points to your Velocity Frequent Flyer account, learn more about what you can get through the Diners Club Rewards program.

  • Diners Club Card + Mastercard Card

    The Diners Club Mastercard offers rewards points and travel benefits. Read this review for more details about this card.

  • Diners Club Personal Card + World Mastercard Card

    With no pre-set spending limit and access to millions ATMs, this card could give cardholders flexibility in the way they manage and use their card.

  • Diners Club Corporate Card

    The Diners Club Corporate Card gives you the benefits of a business credit card with corporate account controls – find out more here.

  • Frequent Flyer Diners Club Card and World Mastercard Card

    Earn Qantas Points for your spending with both a Diners Club card and a Mastercard linked to the one account.

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12 Responses

  1. Default Gravatar
    donJanuary 26, 2015

    how many diners club
    points for hawain airline points

    • Avatarfinder Customer Care
      JonathanJanuary 27, 2015Staff

      Hi Don,

      Thanks for your inquiry,

      Diners club to HawaiianMiles is 2:1.

      I hope this helps,



  2. Default Gravatar
    JohnJune 26, 2014

    which atm can I use my diners club card in.

    • Avatarfinder Customer Care
      ShirleyJune 27, 2014Staff

      Hi John,

      Thanks for your question.

      You can use any ATM that displays the Diners symbol.


  3. Default Gravatar
    JaneenJuly 22, 2013

    How do I cancel out of Secure Sentinel membership?

    • Avatarfinder Customer Care
      JacobJuly 22, 2013Staff

      Hi Janeen. Thanks for your question. Please contact a member of their customer service team to cancel your Secure Sentinel Membership. Cheers. Jacob.

  4. Default Gravatar
    GovindramJuly 17, 2013

    Can I use Discover card wherever Diners club card is accepted at airport lounges worldwide.

    To use the lounge facility, must I buy the airline ticket with discover card? Or

    I can use the lounge facility because I have discover card.

    • Avatarfinder Customer Care
      JacobJuly 17, 2013Staff

      Hi Govindram. Thanks for your question. You don’t need to be flying on a specific flight in order to take advantage of the complimentary lounge access, you only need to have your card on you to get access to the lounges. I hope this helps. Jacob.

  5. Default Gravatar
    TerryMay 12, 2013

    After five e-mails now over a year, asking a simple question I have not had a response.

    Where is your accountability?

    • Avatarfinder Customer Care
      JacobMay 12, 2013Staff

      Hi Terry. Thanks for the feedback. Can you please let me know what you would like to know? There is no record of your email address in the system. Jacob.

  6. Default Gravatar
    PeterMay 12, 2013

    Can I withdraw cash with my Diners Card from ATM’s in Hawaii as I do in Australia

    • Avatarfinder Customer Care
      JacobMay 12, 2013Staff

      Hi Peter. Thanks for the question. You can use this card where ever MasterCard cards are accepted. There will be extra fees when you do this though. Jacob.

Credit Cards Comparison

Data indicated here is updated regularly
Name Product Purchase rate Balance transfer rate Annual fee
Citi Rewards Card - Exclusive Offer
21.49% p.a.
0% p.a. for 30 months
$49 annual fee for the first year ($149 p.a. thereafter)
Finder Exclusive
Save on interest with 0% p.a. on balance transfers for 30 months with no balance transfer fee. Plus, a $49 first-year annual fee and Citi Rewards.
Coles No Annual Fee Mastercard - Exclusive Offer
0% for 12 months, reverts to 19.99% p.a.
0% p.a. for 12 months
Finder Exclusive. Ends 29 October 2020
Save on new and existing interest charges with 0% interest on both balance transfers and purchases for the first 12 months.
Qantas American Express Premium Card
20.74% p.a.
Enjoy 100,000 bonus Qantas Points, 50 bonus Status Credits and 2 complimentary Qantas Club lounge invitations per year. Ends 4 November 2020.
Citi Rewards Card - $500 Voucher Offer
21.49% p.a.
0% p.a. for 12 months
$99 annual fee for the first year ($199 p.a. thereafter)
Get a $500 e-voucher to spend at Myer, JB Hi-Fi or Coles when you spend $3,000 in the first 90 days. Plus, earn points with the Citi Rewards Program.

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* The credit card offers compared on this page are chosen from a range of credit cards has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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