Diners Club charge cards
Diners Club cards aren’t common in Australia but they do still exist – and they give you rewards, luxury perks and the option of a partnered Mastercard.
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Diners Club is one of the oldest brands connected to credit-based card accounts, with its first card launched way back in 1950s New York. In Australia, not many businesses accept Diners Club cards but it has partnered with Citi to offer accounts with both a Diners Club card and a World Mastercard – so you can use it in more places. You also get the choice of earning points through the generous Diners Club Rewards program or through your linked Qantas Frequent Flyer account.
Comparison of Diners Club charge cards
Types of Diners Club charge cards
Diners Club offers personal, business and corporate charge cards, which are similar to credit cards but don't charge interest. Instead, they need to be paid off in full at the end of each monthly billing period. You also get access to premium perks including airport lounges, complimentary insurance – and even golfing benefits when you get the companion World Mastercard.
This is the famous Diners Club Card, which is available as a single or dual card account. It offers a range of insurance covers and Diners Club Rewards Points when you make an eligible purchase. Note that Diners Club acceptance and surcharges may be an issue when you use the card at some Australian merchants, so you may want to consider getting a dual account that also comes with the World Mastercard.
Frequent flyer charge cards
If you choose to earn Qantas Frequent Flyer rewards through your Diners Club account, you'll get a competitive earn rate, plus a range of travel privileges including airport lounge access and complimentary travel insurance. If you want to earn points through other frequent flyer programs, opting to earn Diners Club Rewards will allow you to transfer your points to over 14 international partner airline loyalty programs.
Business charge cards
This is an option for small business owners who can apply for the Diners Club Small Business Card and use the account as a line of credit for business spending. Get up to 51 days to pay your statement in full and you won’t get charged any interest.
Corporate charge cards
The Diners Club Corporate Cards offer a range of account features to match the needs of your company. Some of the key benefits include detailed reporting, tax-ready statements and airport lounge access. You also have the option of a customised Corporate Travel Program.
The Diners Club Rewards program
Available exclusively to people with Diners Club cards, this rewards program gives you a way to earn points for all your eligible spending, with no limit on how many points you can earn and no expiry.
You can use these points to get rewards including gift cards, cashback, Apple products or point transfers to programs including Velocity Frequent Flyer, Asia Miles, Emirates Skywards and Flybuys.
Diners Club Rewards point transfer partners
Below is a list of the loyalty programs you can transfer points to from your Diners Club account, including the transfer rates.
Note that these rates are based on details from the Diners Club Rewards website in April 2021. As Diners Club may update these details, make sure you log in to your account to get the most accurate information about point transfers.
|Loyalty program||Details||Transfer rate|
|Asia Miles||Asia Miles is a collection of 24 airlines of the Asia region including Cathay Pacific and Dragonair.||2 points = 1 Asia Mile|
|Emirates Skywards||Based in the UAE, Emirates is a world class airline with a large number of airline partners including Qantas.||2.5 points = 1 Skywards Mile|
|Etihad Guests||Also based in the UAE, Etihad is partnered with Virgin Australia, Air New Zealand and Malaysia Airlines.||2 points = 1 Guest Mile|
|Flybuys||This retail rewards program allows you to earn points with partners including Coles Supermarkets, Kmart and Target, which you can then redeem for a variety of shopping or travel rewards.||1 point = 1 Flybuys point|
|Flying Blue||The frequent flyer program of Air France and KLM. Flying Blue points can be used with a number of European, Asian and African airlines.||2 points = 1 Flying Blue Award Mile|
|IHG Rewards Club||The InterContinental Hotel Group loyalty program. Earn and use points at Holiday Inn, Crowne Plaza, Staybridge Suites and InterContinental Hotels.||2 points = 1 IHG Reward Point|
|JetPrivilege||This is the frequent flyer program of Indian-based airline Jet Airways.||2.5 points = 1 JP Mile|
|Malaysia Airlines Enrich||Malaysia Airlines is a Oneworld partner servicing Australia, Europe, Asia, the Middle East and North America.||2 points = 1 Enrich Mile|
|Qatar Airways Privilege Club||Earn Qmiles when you travel on Qatar and Oneworld member airlines.||2 points = 1 Qmile|
|Singapore Airlines KrisFlyer||Singapore Airlines is a Star Alliance member, earn and use points on Star Alliance member airlines.||2 points = 1 KrisFlyer Mile|
|Thai Airways Royal Orchid Plus||A member of the Star Alliance, Thai Airways services the Middle East, Asia/Pacific and Europe.||2 points = 1 Royal Orchid Plus Mile|
|Turkish Airlines Miles&Smiles||This frequent flyer program allows you to earn and redeem miles with Turkish Airlines and other partners.||2 points = 1 mile|
|Velocity Frequent Flyer||The frequent flyer program of Virgin Australia airlines.||1 point = 1 Velocity Point|
Other benefits of a Diners Club card
Some of the key features you can get with a Diners Club card include:
Airport lounge access
Diners Club has partnered with airport lounges around the world to offer you complimentary access when you show your card and valid boarding pass. Some lounges also allow you to bring a guest, although fees may apply. You can search for lounges and individual entry details on the Diners Club website or by downloading the Diners Club Travel Tools mobile app. Note that some lounges are temporarily closed right now due to the coronavirus pandemic.
Diners Club Shipping
If you're shopping with US retailers, you can get discounted shipping and parcel-forwarding options through a partnership with MyUS.com. As a Diners Club cardholder, perks include free premium membership for 24 months, 15% savings on your first shipment and 10% savings on all subsequent shipments.
Mastercard World Benefits
If you get a companion World Mastercard, you'll unlock exclusive offers on shopping, dining, travel and golf. For example, you can get complimentary green fees and golf lessons at participating locations around the world – including in Sydney, Melbourne and Perth.
How to apply for a Diners Club charge card
You can apply for a Diners Club charge card online via a secure application page. Alternatively, you can download a form and send the completed copy to Diners Club by fax or post. You may need to provide extra information before your application can be processed.
- Minimum income. You must meet the minimum income requirements for your chosen Diners Club account. This varies depending on the account that you choose, so make sure you check before you apply.
- Residency status. You must be a permanent Australian resident or citizen.
- Age. You must be at least 18 years old.
- Credit history. You must have good credit history.
Documents and details
- Identification. This includes your full name, date of birth, contact details and a valid form of ID, such as your driver's licence or passport.
- Employment and income. This includes your gross income and your employer’s details. If you earn under $35,000 p.a. you must provide information about other sources of income to support your application.
- Spend and use. Answer some general questions about how you plan to use your Diners Club charge card and approximately how much you plan on spending every month.
Frequently asked questions
Want to learn more about Diners Club accounts? Check out the answers to common questions below. If you have a question that's not answered, you can also get in touch using the form beneath the frequently asked questions.
More guides on Finder
Diners Club Business Card
The Diners Club Business Card can be used to earn points per $1 with over 35 million merchants – including Officeworks, Qantas and Woolworths.
Frequent Flyer Diners Club card
Diners Club isn’t as widely accepted as other cards, but you can still earn 1 Qantas Point per $1 at major retailers with this card.
Diners Club Personal Card
Diners Club offers a competitive rewards program, travel and shopping perks and can be used at businesses including Coles, Woolworths and Target.
Diners Club Card + Mastercard Card
The Diners Club Mastercard offers rewards points and travel benefits. Read this review for more details about this card.
Diners Club Personal Card + World Mastercard Card
With no pre-set spending limit and access to millions ATMs, this card could give cardholders flexibility in the way they manage and use their card.
Diners Club Corporate Card
The Diners Club Corporate Card gives you the benefits of a business credit card with corporate account controls – find out more here.
Frequent Flyer Diners Club Card and World Mastercard Card
Earn Qantas Points for your spending with both a Diners Club card and a Mastercard linked to the one account.
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