Diners Club is one of the oldest credit-based card brands in the world, with its first card launched way back in 1950s New York. In Australia, Citi has issued Diners Club accounts with both a Diners Club card and a World Mastercard – so you can use it in more places.
Diners Club charge card comparison
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Types of cards from Diners Club
Diners Club Rewards charge cards
The Diners Club Card earns Diners Club Rewards Points per $1 on eligible purchases and offers complimentary insurance for international travel and eligible shopping. You can redeem your points for rewards including travel, cashback, digital gift cards and point transfers to loyalty programs including Velocity Frequent Flyer, Singapore Airlines KrisFlyer and IHG Rewards Club.
As a charge card, you don't pay interest but do need to pay the total account balance by the due date on each statement. But Diners Club cards have limited acceptance and potentially high surcharges in Australia, so you may want to get an account that also comes with a World Mastercard.
Diners Club frequent flyer charge cards
Diners Club gives you a choice of two Qantas Frequent Flyer accounts. With the Frequent Flyer Diners Club Card, you'll earn 1 Qantas Point per $1 on eligible spending wherever Diners Club is accepted.
With the Frequent Flyer Diners Club Card + World Mastercard account, you get two cards linked to the same account and earn 1.25 Qantas Points per $1 spent on eligible purchases with the Diners Club Charge Card and 0.5 points per $1 spent with the Mastercard. Both of these accounts also offer 1 additional Qantas Point per $1 for eligible spending with Qantas.
Business charge cards
The Diners Club Business Card earns reward points per $1 on eligible transactions and has detailed statements that can help you track and report spending for your business. It also offers access to over 1,000 airport lounges and complimentary travel insurance.
With this charge card, you get 51 interest-free days to pay your statement in full.
Corporate charge cards
The Diners Club Corporate Cards offer a range of account features to match the needs of your company. Some of the key benefits include detailed reporting, tax-ready statements and airport lounge access. You also have the option of a customised Corporate Travel Program.
The Diners Club Rewards program
Available exclusively to people with Diners Club cards, this rewards program gives you a way to earn points for all your eligible spending, with no limit on how many points you can earn and no expiry.
You can use these points to get rewards including gift cards, cashback, Apple products or point transfers to programs including Velocity Frequent Flyer, Singapore Airline KrisFlyer and Flybuys.
Diners Club Rewards point transfer partners
Below is a list of the loyalty programs you can transfer points to from your Diners Club account, including the transfer rates.
Note that these rates are based on details from the Diners Club Rewards website in January 2023. With Diners Club closing in Australia, transfers will need be made by mid-2024 and you should confirm rates before transferring.
|Loyalty program||Details||Transfer rate|
|Cathay Pacific||Cathay Pacific Asia Miles can be redeemed for flights and other rewards with Cathay Pacific Airways, Cathay Dragon and partner airlines.||2 points = 1 Asia Mile|
|Etihad Guest||Etihad partners include Virgin Australia, Air New Zealand and Malaysia Airlines.||2 points = 1 Guest Mile|
|Flybuys||This retail rewards program allows you to earn points with partners including Coles Supermarkets, Kmart and Target, which you can then redeem for a variety of shopping or travel rewards.||1 point = 1 Flybuys point|
|Qatar Airways Privilege Club||Redeem Avios for rewards including flights and upgrades with Qatar and Oneworld member airlines.||2 points = 1 Avios|
|Singapore Airlines KrisFlyer||Singapore Airlines is a Star Alliance member, so you can earn and use points with Star Alliance member airlines.||2 points = 1 KrisFlyer Mile|
|Velocity Frequent Flyer||The frequent flyer program of Virgin Australia airlines.||1 point = 1 Velocity Point|
Benefits of getting a Diners Club Card
Some of the key features you can get with a Diners Club card include:
Airport lounge access
Diners Club has partnered with airport lounges around the world to offer you complimentary access when you show your card and valid boarding pass. Some lounges also allow you to bring a guest, although fees may apply. You can search for lounges and individual entry details on the Diners Club website or by downloading the Diners Club Travel Tools mobile app. This lounge access will stop working with Australia-issued Diners Club cards from early 2024.
Diners Club Shipping
If you're shopping with US retailers, you can get discounted shipping and parcel-forwarding options through a partnership with MyUS.com. As a Diners Club cardholder, perks include free premium membership for 24 months, 15% savings on your first shipment and 10% savings on all subsequent shipments.
Mastercard World Benefits
If you get a companion World Mastercard, you'll unlock exclusive offers on shopping, dining, travel and golf. For example, you can get complimentary green fees and golf lessons at participating locations around the world – including in Sydney, Melbourne and Perth.
Before you can apply for a Diners Club Card there are a few eligibility boxes you need to tick.
Each card has slightly different details for who can apply, but all Diners Club cards include the following:
- Minimum income. You must meet the minimum income requirements for your chosen Diners Club account. This varies depending on the account that you choose, so make sure you check before you apply.
- Residency status. You must be a permanent Australian resident or citizen.
- Age. You must be at least 18 years old.
- Credit history. You must have good credit history.
Frequently asked questions
Have a specific question about Diners Club Cards in Australia? Call Diners Club on 1300 360 060.
More guides on Finder
Diners Club Card + Mastercard Card
The Diners Club Mastercard offers rewards points and travel benefits. Read this review for more details about this card.
Diners Club Corporate Card
The Diners Club Corporate Card gives you the benefits of a business credit card with corporate account controls – find out more here.
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