Diners Club Charge Cards

Compare Diners Club charge cards for no pre-set spending limits and a massive range of benefits

The Diners Club charge cards changed the card payment market forever by offering members a way to make payments at selected restaurants.

These cards come in a few different flavours. As well as the Diners Club charge card, Diners Club offer business, corporate and frequent flyer cards. These cards are available as Mastercard companion accounts and give you a number of upscale features and benefits. We compare Diners Club charge cards and list some reasons why these cards should be part of your comparison if you’re in the market for a line of credit with some affluent features.

Comparison of Diners Club Charge Cards

Rates last updated July 20th, 2018
Name Product Rewards Program Annual fee Complimentary Travel Insurance Product Description
Diners Club Personal Card
Diners Club Personal Card
Diners Club Rewards
$135 p.a.
Yes
Get up to 44 days to pay your purchases and earn rewards points for your spending.
Diners Club Personal Card + World Mastercard Card
Diners Club Rewards
$299 p.a.
Yes
Earn 0.75 points for every $1 spent on the World Mastercard and receive free access to over 700 International Airport & Member Lounges.
Frequent Flyer Diners Club Card
Frequent Flyer Diners Club Card
Qantas Frequent Flyer
$95 p.a.
Yes
Earn 1 reward point for every $1 you spend, plus get 1 extra point per $1 you spend on selected Qantas purchases.
Frequent Flyer Diners Club Card + World Mastercard Card
Qantas Frequent Flyer
$260 p.a.
Yes
Earn Qantas Frequent Flyer Points with every $1 spent, plus receive complimentary international travel and purchase cover insurances.
Diners Club Business Card
Diners Club Business Card
Diners Club Rewards
$95 p.a.
Yes
Enjoy no fixed spending limit on your card, plus 51 days to pay for purchases and complimentary international travel insurance.
Diners Club Business Card + Mastercard Card
Diners Club Rewards
$249 p.a.
Yes
Earn unlimited points with no expiry, plus receive complimentary access to over 700 International Airport & Member Lounges.
Diners Club Corporate Card
Diners Club Rewards
$95 per card
No
Take advantage of streamlined reporting, expense management tools and tax-ready statements and records.

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Types of Diners Club charge cards

We’ve listed the type of Diners Club charge card below. The accounts are available as single or dual accounts. The dual account includes a World Mastercard so you can benefit from the global acceptance of Mastercard.

  • Charge cards

The famous Diners Club Card. This is available as a single or dual card account. Benefit from a range of insurance covers and Diners Club Rewards Points when you make an eligible purchase. Acceptance may be an issue when you use the card at some Australian merchants, however, this isn’t a problem if you opt for the dual Mastercard account.
Compare Charge Cards here

  • Frequent flyer charge cards

Earn rate and annual fee are two sound ways to compare frequent flyer credit and charge cards. These cards have a generous Qantas earn rate and combine the travel privileges of a World Mastercard and Diners Club frequent flyer card. If you can justify the product’s annual fee through the return value of the frequent flyer points, consider a Diners Club frequent flyer charge card if you’re a big spender.

Compare Frequent Flyer Credit Cards here

  • Business charge cards

Get rewarded for your business spending with Diners Club points. This is an option for small business owners who can apply for the Diners Club Small Business Card and use the account as a line of credit for business spending. Get up to 51 days to pay your statement in full and you won’t get charged any interest.
Compare Business Credit Cards here

  • Corporate charge cards

The Diners Club Corporate Cards are flexible so you can pick and choose account features to match the needs of your company. There are company and cardholders benefits such as detailed reporting to make expense itemisation simple. Due to the lack of corporate credit cards and accounts on the market, this account from Diners Club addresses many of the specific needs of CFOs.

The benefits of banking with Diners Club

Enjoy the following benefits when you apply and get approved for a Diners Club card.

  • Diners Club charge card — no pre-set spending limit

Apply and get approved for a Diners Club charge card and you get no pre-set spending limit. These cards from Diners Club have no credit limit. Although it says no pre-set spending limit, whether or not your transaction is processed is based on your financial standing.

  • Diners Club Rewards

Earn uncapped rewards points when you spend on your Diners Club card or the linked World Mastercard. Use a combination of both cards to make sure you earn the most points in every situation. Earn up to triple the points when you shop at Diners Club bonus partners and points never expire.

  • Diners Club Privileges

These cards give you access to airport lounges and a wide number of special privileges like member deals on a round of golf at some of the finest courses in Australia. These types of perks are fun to explore when you’re planning an activity or travelling on holiday. There are many privileges and benefits that come when you have a Diner Club charge card.

How to apply for a Diners Club charge card

Start a secure online application for a Diners Club charge card and get approved in under fifteen minutes. You’ll find out about the status of your application right after you hit submit. You may need to provide extra information before your application can be processed.

Application criteria

Eligibility for a Diners Club charge card is based on the following:

  • Whether you meet the income and credit rating requirements
  • You're over the age of 18
  • You're a permanent Australian resident

Required information

Have the following information at the ready to assist with your application for a Diners Club charge card:

  • Identification. You’re asked to provide some basic information about yourself, like your name and your address. You will also need to verify your identity by providing a driver’s licence number or a copy of another form of accepted identification. Provide the name and details of a friend or relative not living with you and enter the details of any additional cardholders to add to the account.
  • Employment and income. Enter your gross income and your employer’s details. If you earn under $35,000 p.a. you must provide information about other sources of income to support your application.
  • Spend and use. Answer some general questions about how you plan to use your Diners Club charge card and approximately how much you plan on spending every month.

Frequently asked questions

Read the following FAQs if you have a question about a Diners Club charge card. We can provide general information about these products if you ask us a question using the form below the FAQs.

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Credit Card Offers

Important Information*
Citi Clear Platinum - Exclusive Offer
Citi Clear Platinum - Exclusive Offer

Interest rate

14.99

Annual fee

99
Qantas Premier Everyday
Qantas Premier Everyday

Interest rate

19.99

Annual fee

49

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12 Responses

  1. Default Gravatar
    donJanuary 26, 2015

    how many diners club
    points for hawain airline points

    • finder Customer Care
      JonathanJanuary 27, 2015Staff

      Hi Don,

      Thanks for your inquiry,

      Diners club to HawaiianMiles is 2:1.

      I hope this helps,

      Cheers,

      Jonathan

  2. Default Gravatar
    JohnJune 26, 2014

    which atm can I use my diners club card in.

    • finder Customer Care
      ShirleyJune 27, 2014Staff

      Hi John,

      Thanks for your question.

      You can use any ATM that displays the Diners symbol.

      Cheers,
      Shirley

  3. Default Gravatar
    JaneenJuly 22, 2013

    How do I cancel out of Secure Sentinel membership?

    • finder Customer Care
      JacobJuly 22, 2013Staff

      Hi Janeen. Thanks for your question. Please contact a member of their customer service team to cancel your Secure Sentinel Membership. Cheers. Jacob.

  4. Default Gravatar
    GovindramJuly 17, 2013

    Can I use Discover card wherever Diners club card is accepted at airport lounges worldwide.

    To use the lounge facility, must I buy the airline ticket with discover card? Or

    I can use the lounge facility because I have discover card.

    • finder Customer Care
      JacobJuly 17, 2013Staff

      Hi Govindram. Thanks for your question. You don’t need to be flying on a specific flight in order to take advantage of the complimentary lounge access, you only need to have your card on you to get access to the lounges. I hope this helps. Jacob.

  5. Default Gravatar
    TerryMay 12, 2013

    After five e-mails now over a year, asking a simple question I have not had a response.

    Where is your accountability?

    • finder Customer Care
      JacobMay 12, 2013Staff

      Hi Terry. Thanks for the feedback. Can you please let me know what you would like to know? There is no record of your email address in the system. Jacob.

  6. Default Gravatar
    PeterMay 12, 2013

    Can I withdraw cash with my Diners Card from ATM’s in Hawaii as I do in Australia

    • finder Customer Care
      JacobMay 12, 2013Staff

      Hi Peter. Thanks for the question. You can use this card where ever MasterCard cards are accepted. There will be extra fees when you do this though. Jacob.

Credit Cards Comparison

Rates last updated July 20th, 2018
Name Product Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Product Description
Citi Clear Platinum - Exclusive Offer
14.99% p.a.
0% p.a. for 24 months with 1.5% balance transfer fee
$49 p.a. annual fee for the first year ($99 p.a. thereafter)
finder Exclusive: Receive 0% p.a. for 24 months on balance transfers and a discounted annual fee in the first year. Plus, access to Citi World Privileges.
American Express Westpac Altitude Platinum Bundle - Exclusive Offer
20.24% p.a.
$0 p.a. annual fee for the first year ($199 p.a. thereafter)
$0 first year annual fee & up to 90,000 bonus Altitude Pts when you meet T&C with this Visa (issued by Westpac) & Amex (issued & serviced by Amex).
NAB Low Fee Platinum Card - Exclusive Amazon Offer
19.74% p.a.
0% p.a. for 24 months with 2% balance transfer fee
$90 p.a.
finder Exclusive: 10% cashback with amazon.com.au for 12 months (capped at $25 per month). Plus, 0% p.a. on balance transfers for 24 months.
Qantas Premier Everyday
19.99% p.a.
4.9% p.a. for 24 months
$0 p.a. annual fee for the first year ($49 p.a. thereafter)
Take advantage of up to 40,000 bonus Qantas Points, a $0 first year annual fee plus complimentary overseas travel insurance.

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* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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