Diners Club

Diners Club charge cards

Diners Club cards aren’t common in Australia but they do still exist – and they give you rewards, luxury perks and the option of a partnered Mastercard.

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Diners Club is one of the oldest brands connected to credit-based card accounts, with its first card launched way back in 1950s New York. In Australia, not many businesses accept Diners Club cards but it has partnered with Citi to offer accounts with both a Diners Club card and a World Mastercard – so you can use it in more places. You also get the choice of earning points through the generous Diners Club Rewards program or through your linked Qantas Frequent Flyer account.

Comparison of Diners Club charge cards

Name Product Rewards program Annual fee Complimentary travel insurance
Diners Club Personal Card + World Mastercard Card
Diners Club Rewards
$299
Yes
Earn 0.75 points for every $1 spent on the World Mastercard and receive free access to over 700 International Airport & Member Lounges.
Frequent Flyer Diners Club Card + World Mastercard Card
Qantas Frequent Flyer
$260
Yes
Earn Qantas Frequent Flyer Points per $1 spent, plus receive complimentary international travel and purchase cover insurances.
Diners Club Card + Mastercard Card
Diners Club Rewards
$249
Yes
Earn unlimited points with no expiry, plus receive complimentary access to over 700 International Airport & Member Lounges.
Diners Club Corporate Card
Diners Club Rewards
No
Take advantage of streamlined reporting, expense management tools and tax-ready statements and records.
Diners Club Personal Card
Diners Club Rewards
$135
No
Get up to 44 days to pay your purchases and earn rewards points for your spending.
Frequent Flyer Diners Club Card
Qantas Frequent Flyer
$95
Yes
Earn 1 reward point for every $1 you spend, plus get 1 extra point per $1 you spend on selected Qantas purchases.
Diners Club Business Card
Diners Club Rewards
$95
Yes
Enjoy no fixed spending limit on your card, plus 51 days to pay for purchases and complimentary international travel insurance.
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Types of Diners Club charge cards

Diners Club offers personal, business and corporate charge cards, which are similar to credit cards but don't charge interest. Instead, they need to be paid off in full at the end of each monthly billing period. You also get access to premium perks including airport lounges, complimentary insurance – and even golfing benefits when you get the companion World Mastercard.

  • Charge cards

This is the famous Diners Club Card, which is available as a single or dual card account. It offers a range of insurance covers and Diners Club Rewards Points when you make an eligible purchase. Note that Diners Club acceptance and surcharges may be an issue when you use the card at some Australian merchants, so you may want to consider getting a dual account that also comes with the World Mastercard.

Compare charge cards here

  • Frequent flyer charge cards

If you choose to earn Qantas Frequent Flyer rewards through your Diners Club account, you'll get a competitive earn rate, plus a range of travel privileges including airport lounge access and complimentary travel insurance. If you want to earn points through other frequent flyer programs, opting to earn Diners Club Rewards will allow you to transfer your points to over 14 international partner airline loyalty programs.

Compare frequent flyer credit cards here

  • Business charge cards

This is an option for small business owners who can apply for the Diners Club Small Business Card and use the account as a line of credit for business spending. Get up to 51 days to pay your statement in full and you won’t get charged any interest.

Compare business credit cards here

  • Corporate charge cards

The Diners Club Corporate Cards offer a range of account features to match the needs of your company. Some of the key benefits include detailed reporting, tax-ready statements and airport lounge access. You also have the option of a customised Corporate Travel Program.

The Diners Club Rewards program

Available exclusively to people with Diners Club cards, this rewards program gives you a way to earn points for all your eligible spending, with no limit on how many points you can earn and no expiry.

You can use these points to get rewards including gift cards, cashback, Apple products or point transfers to programs including Velocity Frequent Flyer, Asia Miles, Emirates Skywards and Flybuys.

Diners Club Rewards point transfer partners

Below is a list of the loyalty programs you can transfer points to from your Diners Club account, including the transfer rates.

Note that these rates are based on details from the Diners Club Rewards website in April 2021. As Diners Club may update these details, make sure you log in to your account to get the most accurate information about point transfers.

Loyalty programDetailsTransfer rate
Asia MilesAsia Miles is a collection of 24 airlines of the Asia region including Cathay Pacific and Dragonair.2 points = 1 Asia Mile
Emirates SkywardsBased in the UAE, Emirates is a world class airline with a large number of airline partners including Qantas.2.5 points = 1 Skywards Mile
Etihad GuestsAlso based in the UAE, Etihad is partnered with Virgin Australia, Air New Zealand and Malaysia Airlines.2 points = 1 Guest Mile
FlybuysThis retail rewards program allows you to earn points with partners including Coles Supermarkets, Kmart and Target, which you can then redeem for a variety of shopping or travel rewards.1 point = 1 Flybuys point
Flying BlueThe frequent flyer program of Air France and KLM. Flying Blue points can be used with a number of European, Asian and African airlines.2 points = 1 Flying Blue Award Mile
IHG Rewards ClubThe InterContinental Hotel Group loyalty program. Earn and use points at Holiday Inn, Crowne Plaza, Staybridge Suites and InterContinental Hotels.2 points = 1 IHG Reward Point
JetPrivilegeThis is the frequent flyer program of Indian-based airline Jet Airways.2.5 points = 1 JP Mile
Malaysia Airlines EnrichMalaysia Airlines is a Oneworld partner servicing Australia, Europe, Asia, the Middle East and North America.2 points = 1 Enrich Mile
Qatar Airways Privilege ClubEarn Qmiles when you travel on Qatar and Oneworld member airlines.2 points = 1 Qmile
Singapore Airlines KrisFlyerSingapore Airlines is a Star Alliance member, earn and use points on Star Alliance member airlines.2 points = 1 KrisFlyer Mile
Thai Airways Royal Orchid PlusA member of the Star Alliance, Thai Airways services the Middle East, Asia/Pacific and Europe.2 points = 1 Royal Orchid Plus Mile
Turkish Airlines Miles&SmilesThis frequent flyer program allows you to earn and redeem miles with Turkish Airlines and other partners.2 points = 1 mile
Velocity Frequent FlyerThe frequent flyer program of Virgin Australia airlines.1 point = 1 Velocity Point

Other benefits of a Diners Club card

Some of the key features you can get with a Diners Club card include:

  • Airport lounge access

Diners Club has partnered with airport lounges around the world to offer you complimentary access when you show your card and valid boarding pass. Some lounges also allow you to bring a guest, although fees may apply. You can search for lounges and individual entry details on the Diners Club website or by downloading the Diners Club Travel Tools mobile app. Note that some lounges are temporarily closed right now due to the coronavirus pandemic.

  • Diners Club Shipping

If you're shopping with US retailers, you can get discounted shipping and parcel-forwarding options through a partnership with MyUS.com. As a Diners Club cardholder, perks include free premium membership for 24 months, 15% savings on your first shipment and 10% savings on all subsequent shipments.

  • Mastercard World Benefits

If you get a companion World Mastercard, you'll unlock exclusive offers on shopping, dining, travel and golf. For example, you can get complimentary green fees and golf lessons at participating locations around the world – including in Sydney, Melbourne and Perth.

How to apply for a Diners Club charge card

You can apply for a Diners Club charge card online via a secure application page. Alternatively, you can download a form and send the completed copy to Diners Club by fax or post. You may need to provide extra information before your application can be processed.

Application criteria

  • Minimum income. You must meet the minimum income requirements for your chosen Diners Club account. This varies depending on the account that you choose, so make sure you check before you apply.
  • Residency status. You must be a permanent Australian resident or citizen.
  • Age. You must be at least 18 years old.
  • Credit history. You must have good credit history.

Documents and details

  • Identification. This includes your full name, date of birth, contact details and a valid form of ID, such as your driver's licence or passport.
  • Employment and income. This includes your gross income and your employer’s details. If you earn under $35,000 p.a. you must provide information about other sources of income to support your application.
  • Spend and use. Answer some general questions about how you plan to use your Diners Club charge card and approximately how much you plan on spending every month.

Frequently asked questions

Want to learn more about Diners Club accounts? Check out the answers to common questions below. If you have a question that's not answered, you can also get in touch using the form beneath the frequently asked questions.

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12 Responses

    Default Gravatar
    donJanuary 26, 2015

    how many diners club
    points for hawain airline points

      Avatarfinder Customer Care
      JonathanJanuary 27, 2015Staff

      Hi Don,

      Thanks for your inquiry,

      Diners club to HawaiianMiles is 2:1.

      I hope this helps,

      Cheers,

      Jonathan

    Default Gravatar
    JohnJune 26, 2014

    which atm can I use my diners club card in.

      Avatarfinder Customer Care
      ShirleyJune 27, 2014Staff

      Hi John,

      Thanks for your question.

      You can use any ATM that displays the Diners symbol.

      Cheers,
      Shirley

    Default Gravatar
    JaneenJuly 22, 2013

    How do I cancel out of Secure Sentinel membership?

      Avatarfinder Customer Care
      JacobJuly 22, 2013Staff

      Hi Janeen. Thanks for your question. Please contact a member of their customer service team to cancel your Secure Sentinel Membership. Cheers. Jacob.

    Default Gravatar
    GovindramJuly 17, 2013

    Can I use Discover card wherever Diners club card is accepted at airport lounges worldwide.

    To use the lounge facility, must I buy the airline ticket with discover card? Or

    I can use the lounge facility because I have discover card.

      Avatarfinder Customer Care
      JacobJuly 17, 2013Staff

      Hi Govindram. Thanks for your question. You don’t need to be flying on a specific flight in order to take advantage of the complimentary lounge access, you only need to have your card on you to get access to the lounges. I hope this helps. Jacob.

    Default Gravatar
    TerryMay 12, 2013

    After five e-mails now over a year, asking a simple question I have not had a response.

    Where is your accountability?

      Avatarfinder Customer Care
      JacobMay 12, 2013Staff

      Hi Terry. Thanks for the feedback. Can you please let me know what you would like to know? There is no record of your email address in the system. Jacob.

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