Bank of Queensland Credit Cards

Compare BOQ credit cards with features to suit different spending styles.

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BOQ
Bank of Queensland is not currently accepting new applications for this credit card.

Key takeaways

  • BOQ (Bank of Queensland) offers credit cards with features ranging from low rates to rewards and platinum options that come with complimentary extras.

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Benefits of using a Bank of Queensland credit card

Choosing one of these BOQ credit cards will give you access to the following benefits:

Online and mobile banking

You can manage your BOQ credit card account on-the-go through the myBOQ app and myBOQ Internet Banking. This means you can make payments, check your balance, find BOQ branches or ATMs and gain access to unique banking tools at any time, from anywhere in the world.

Digital wallets and contactless payments

All BOQ credit cards offer Visa payWave technology. This means that you can tap-and-go when you make a purchase of less than $100 at a merchant that supports this technology. You can also link your card to Samsung Pay, Google Pay and Apple Pay and use your eligible smartphone or wearable device to make contactless payments at the terminal.

Complimentary insurance

If you get the BOQ Blue Visa or Platinum Visa, you can enjoy purchase protection insurance to cover eligible items bought with your card against theft or damage. If you have the BOQ Platinum Visa, you'll also gain access to complimentary international travel insurance and extended warranty cover. Terms, conditions and exclusions, as well as some limits and excess costs may apply, so please refer to the complimentary insurance conditions available on the BOQ website.

Account security

All BOQ credit cards come with Fraudshield security and offer emergency card replacement within 24 hours in Australia to help keep your account safe.

How to apply for a Bank of Queensland credit card

Applying for a credit card online is fast and easy. You'll need to be at least 18 years of age and meet the card's eligibility criteria. For more about eligibility, the kinds of documentation you'll need and the factors that can affect whether your card application is approved, check out our full guide to applying for a credit card.

Frequently asked questions

Want to know more about BOQ credit cards? Read our answers to frequently asked questions or leave a message for us below.

Sources

Images: Shutterstock

Amy Bradney-George's headshot
Journalist

Amy is an experienced journalist with over 16 years of experience, contributing to major publications like Money Magazine, The Sydney Morning Herald, and ABC News Australia. Specialising in personal finance, she frequently appeared in media outlets and on radio. Amy holds a Bachelor of Arts in Journalism and Drama from Griffith University and earned RG146 certifications in Tier 1 Generic Knowledge and Tier 2 General Advice Deposit Products, ensuring her expertise is grounded in current financial regulations. Amy was Finder's Senior Writer for Credit Cards from 2016 to 2024. See full bio

Amy's expertise
Amy has written 505 Finder guides across topics including:
  • Credit cards
  • Frequent flyer
  • Credit score
  • BNPL
  • Money management
  • Sustainability

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67 Responses

    Default Gravatar
    meharryJuly 4, 2018

    i wish to stop some auto payments

      Default Gravatar
      JoelJuly 4, 2018

      Hi Meharry,

      Thanks for leaving a question on finder.

      You must contact your merchant and request they cancel your Regular Payment Arrangement. Be aware that you may be required to provide alternative payment details for the goods and/or services being provided.

      If after a reasonable time, your merchant fails to cancel your Regular Payment Arrangement you may contact your financial institution for assistance.

      Note that closing your scheme card account does not automatically cancel your Regular Payment Arrangements on that scheme card account. You must contact the merchant to either cancel the Regular Payment Arrangement or provide replacement card details for future payments.

      Cheers,
      Joel

    Default Gravatar
    BonnieSeptember 14, 2017

    My husband and I ARE REACHING RETIREMENT and we would like to do regular travel. Which card would suit.?

      Default GravatarFinder
      RenchSeptember 15, 2017Finder

      Hi Bonnie,

      Thanks for your inquiry.

      You may consider applying for credit cards that have complimentary travel insurance. You may check the table on the page and see information about the maximum age for standard coverage.

      There’s a separate table for a side-by-side comparison for the list of credit cards with complimentary travel insurance. You can click the name of the card or the “More info” link to be redirected to our review page and learn more about the card’s key details, features, fees, as well as eligibility and requirements. When you are ready, you may then click on the “Go to site” button and you will be redirected to the bank’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.

      Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions.

      Hope this information helped.

      Cheers,
      Rench

    Default Gravatar
    FrankNovember 21, 2016

    I paid my Visa Platinum card 5 days early,as I was going away and would not be near a computer or bank.Now I have been charged an interest charge of $115 ,and the reason I have been told is it should have been paid on the due date and not earlier.I also have been told that I lose my 30 day interest free days,and can only get them back,once 2 months is up and I have paid the due amount on the due date.Is this correct.

      Harold Jacob's headshotFinder
      HaroldNovember 22, 2016Finder

      Hello Frank,

      Thank you for your inquiry.

      Basically, if you have a late payment the provider will charge you an amount of “$10”. Since you mentioned you paid prior to the due date but they still charged for early payment, you may need to contact them directly. Clarify with them this matter and see if the fees they charged to you were under terms and conditions with your provider. For your additional reference, you may be interested to read our review of the BOQ Platinum Visa credit card.

      I hope this information has helped.

      Cheers,
      Harold

    Default Gravatar
    LaureenceOctober 28, 2016

    How do you reclaim points from visa card?

      Default GravatarFinder
      MayOctober 28, 2016Finder

      Hi Laureence,

      Thanks for your inquiry.

      It may be best to get in touch with your bank’s rewards customer service directly if you wish to reclaim your credit card rewards points as they have the details and records of your account.

      Cheers,
      May

    Default Gravatar
    KerryOctober 6, 2016

    I am looking for a credit card that prevents on line gambling transactions

      Default GravatarFinder
      MayOctober 6, 2016Finder

      Hi Kerry,

      Thank you for your question.

      The following credit-card providers explicitly state that you can’t use your credit card for gambling transactions:

    • BOQ
    • Citibank
    • Diners Club
    • Suncorp Bank
    • Virgin Money
    • These providers all list details of restricted transactions in their credit card terms and conditions that if you try to make a gambling transaction using a credit card from one of these companies, it may be declined.

      Cheers,
      May

Read more on Bank Of Queensland Credit Cards

  • BOQ Platinum Visa Credit Card

    A platinum credit card offering 100,000 bonus points, a discounted first-year annual fee and complimentary insurance for travel and shopping.

  • BOQ credit card complimentary travel insurance

    If you don’t want to pay for travel insurance, here’s what you’ll get with an BOQ credit card offering complimentary insurance.

  • BOQ Low Rate Visa Credit Card

    This low rate credit card offers a competitive ongoing interest rate and simple features. Check out its other features here.

  • BOQ Blue Visa Credit Card

    Get a competitive annual fee and reward your spending with Q Rewards points per $1 spent.

  • BOQ Q Rewards

    Earn Q Rewards points per $1 spent with a Bank of Queensland credit card and redeem them for travel rewards, cashback, gift cards and more.

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