Bank of Queensland Credit Cards
Compare BOQ credit cards with features to suit different spending styles.
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By
Amy Bradney-GeorgeUpdated
Find a better credit card Take our easy quiz and find the right card for you. Choosing one of these BOQ credit cards will give you access to the following benefits: You can manage your BOQ credit card account on-the-go through the myBOQ app and myBOQ Internet Banking. This means you can make payments, check your balance, find BOQ branches or ATMs and gain access to unique banking tools at any time, from anywhere in the world. All BOQ credit cards offer Visa payWave technology. This means that you can tap-and-go when you make a purchase of less than $100 at a merchant that supports this technology. You can also link your card to Samsung Pay, Google Pay and Apple Pay and use your eligible smartphone or wearable device to make contactless payments at the terminal. If you get the BOQ Blue Visa or Platinum Visa, you can enjoy purchase protection insurance to cover eligible items bought with your card against theft or damage. If you have the BOQ Platinum Visa, you'll also gain access to complimentary international travel insurance and extended warranty cover. Terms, conditions and exclusions, as well as some limits and excess costs may apply, so please refer to the complimentary insurance conditions available on the BOQ website. All BOQ credit cards come with Fraudshield security and offer emergency card replacement within 24 hours in Australia to help keep your account safe. Applying for a credit card online is fast and easy. You'll need to be at least 18 years of age and meet the card's eligibility criteria. For more about eligibility, the kinds of documentation you'll need and the factors that can affect whether your card application is approved, check out our full guide to applying for a credit card. Want to know more about BOQ credit cards? Read our answers to frequently asked questions or leave a message for us below. After BOQ receives your credit card application, it sends you an email confirming your application details. You can then check the status of your application at any time through the BOQ website. Yes, you can get an additional card linked to your BOQ credit card. If you have the Low Rate or Blue card, you have to pay an additional card fee of $15 per year for each additional cardholder you add to your account. With the Platinum card, you can get up to 4 additional cards for free. Please note that only the primary cardholder will be responsible for managing the balance and making the required repayments on the card. You can request a credit limit for your BOQ credit card at any time via Internet banking. Please note requests for credit limit increases are subject to BOQ's lending criteria and approval. BOQ offers you the following credit card payment options: Keep in mind that some payment options may take a few days to be processed. This means you may need to make the payment before the due date on your statement to ensure that BOQ receives it in time. You should report a lost or stolen card immediately by calling 1300 55 72 72 and speaking to a BOQ representative. Bank of Queensland (BOQ) began operations in 1874, and is now among the leading regional banks in Australia. It has over 250 branches across the country and offers an array of personal and business banking products and services. Its personal banking offerings include everyday accounts, savings accounts, personal loans, home loans, insurance solutions and credit cards. Images: ShutterstockKey takeaways
Benefits of using a Bank of Queensland credit card
Online and mobile banking
Digital wallets and contactless payments
Complimentary insurance
Account security
How to apply for a Bank of Queensland credit card
Frequently asked questions
Compare other products from Bank of Queensland
Sources
Amy is an experienced journalist with over 16 years of experience, contributing to major publications like Money Magazine, The Sydney Morning Herald, and ABC News Australia. Specialising in personal finance, she frequently appeared in media outlets and on radio. Amy holds a Bachelor of Arts in Journalism and Drama from Griffith University and earned RG146 certifications in Tier 1 Generic Knowledge and Tier 2 General Advice Deposit Products, ensuring her expertise is grounded in current financial regulations. Amy was Finder's Senior Writer for Credit Cards from 2016 to 2024. See full bio
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A platinum credit card offering 100,000 bonus points, a discounted first-year annual fee and complimentary insurance for travel and shopping.
If you don’t want to pay for travel insurance, here’s what you’ll get with an BOQ credit card offering complimentary insurance.
This low rate credit card offers a competitive ongoing interest rate and simple features. Check out its other features here.
Get a competitive annual fee and reward your spending with Q Rewards points per $1 spent.
Earn Q Rewards points per $1 spent with a Bank of Queensland credit card and redeem them for travel rewards, cashback, gift cards and more.
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i wish to stop some auto payments
Hi Meharry,
Thanks for leaving a question on finder.
You must contact your merchant and request they cancel your Regular Payment Arrangement. Be aware that you may be required to provide alternative payment details for the goods and/or services being provided.
If after a reasonable time, your merchant fails to cancel your Regular Payment Arrangement you may contact your financial institution for assistance.
Note that closing your scheme card account does not automatically cancel your Regular Payment Arrangements on that scheme card account. You must contact the merchant to either cancel the Regular Payment Arrangement or provide replacement card details for future payments.
Cheers,
Joel
My husband and I ARE REACHING RETIREMENT and we would like to do regular travel. Which card would suit.?
Hi Bonnie,
Thanks for your inquiry.
You may consider applying for credit cards that have complimentary travel insurance. You may check the table on the page and see information about the maximum age for standard coverage.
There’s a separate table for a side-by-side comparison for the list of credit cards with complimentary travel insurance. You can click the name of the card or the “More info” link to be redirected to our review page and learn more about the card’s key details, features, fees, as well as eligibility and requirements. When you are ready, you may then click on the “Go to site” button and you will be redirected to the bank’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.
Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions.
Hope this information helped.
Cheers,
Rench
I paid my Visa Platinum card 5 days early,as I was going away and would not be near a computer or bank.Now I have been charged an interest charge of $115 ,and the reason I have been told is it should have been paid on the due date and not earlier.I also have been told that I lose my 30 day interest free days,and can only get them back,once 2 months is up and I have paid the due amount on the due date.Is this correct.
Hello Frank,
Thank you for your inquiry.
Basically, if you have a late payment the provider will charge you an amount of “$10”. Since you mentioned you paid prior to the due date but they still charged for early payment, you may need to contact them directly. Clarify with them this matter and see if the fees they charged to you were under terms and conditions with your provider. For your additional reference, you may be interested to read our review of the BOQ Platinum Visa credit card.
I hope this information has helped.
Cheers,
Harold
How do you reclaim points from visa card?
Hi Laureence,
Thanks for your inquiry.
It may be best to get in touch with your bank’s rewards customer service directly if you wish to reclaim your credit card rewards points as they have the details and records of your account.
Cheers,
May
I am looking for a credit card that prevents on line gambling transactions
Hi Kerry,
Thank you for your question.
The following credit-card providers explicitly state that you can’t use your credit card for gambling transactions:
These providers all list details of restricted transactions in their credit card terms and conditions that if you try to make a gambling transaction using a credit card from one of these companies, it may be declined.
Cheers,
May