Aussie Credit Cards

Important Information

As of 11 August 2014, Aussie will no longer be accepting credit card applications as their credit cards are no longer available to new customers. The information provided and cards cannot be applied for, however, the information on this page has been kept for the benefit of existing customers and for those who are interested.

You can compare other credit card options in our comparison tables.

Existing Aussie cardholders

If you are an existing Aussie credit card holder and have either the Aussie Classic Low Rate MasterCard, the Aussie Basic Low Rate or the Aussie Platinum Low Rate MasterCard you can find information about this product through Aussie. It's also important to check your monthly credit card statements for a breakdown of the rates and fees that apply to your account.

Managing your account

It is still possible to access your account online. With your online internet banking access you will be given access to view your credit card balance, recent and historical transactions. You can also contact the Aussie call centre between 8am and 6pm Sydney time on weekdays to discuss your account.

Alternatives to Aussie credit cards

While Aussie credit cards are no longer available, there are plenty of credit card options available to Australians looking to apply for a new card. Some options that offer similar features to previous Aussie credit card products include:

Low interest credit cards comparison

If you are looking for an alternative to the range of low rate credit cards that used to be offered by Aussie, please review our comparison of low interest credit cards below:

Name Product Purchase rate (p.a.) Interest Free Period Annual fee Balance transfer rate (p.a.) Product Description
HSBC Low Rate Credit Card
13.25% p.a.
Up to 55 days on purchases
$55 p.a.
0% p.a. for 15 months with 2% balance transfer fee
Save with 13.25% p.a. on purchases. Also enjoy exclusive offers with the home&Away Privilege Program.
St.George Vertigo Visa
13.24% p.a.
Up to 55 days on purchases
$0 p.a. annual fee for the first year ($55 p.a. thereafter)
0% p.a. for 14 months
Save with 13.24% p.a. on purchases. Also enjoy up to 55 days interest-free.
Westpac Low Rate Card - Online Only Balance Transfer Offer
13.49% p.a.
Up to 55 days on purchases
$59 p.a.
0% p.a. for 24 months with 2% balance transfer fee
A low interest rate on everyday purchases and a long term balance transfer rate offer of 0% for 24 months.
St.George Vertigo Platinum
12.74% p.a.
Up to 55 days on purchases
$99 p.a.
0% p.a. for 20 months
Save with 12.74% p.a. on purchases. Also enjoy Visa Platinum Concierge service.
NAB Low Rate Platinum Card
13.99% p.a.
Up to 55 days on purchases
$100 p.a.
0% p.a. for 18 months with 3% balance transfer fee
Save with 13.99% p.a. on purchases. Also enjoy access to 7 complimentary insurances.
ANZ Low Rate
12.49% p.a.
Up to 55 days on purchases
$58 p.a.
0% p.a. for 16 months with 2% balance transfer fee
Take advantage of 0% p.a. for 16 months on balance transfers and a low ongoing interest rate on purchases.
Bendigo Bank Basic Black Credit Card
12.24% p.a.
Up to 44 days on purchases
$45 p.a.
A basic credit card that features low interest rates, low annual fee and up to 44 interest-free days on purchases.
ANZ Low Rate Platinum
11.49% p.a.
Up to 55 days on purchases
$99 p.a.
0% p.a. for 16 months with 2% balance transfer fee
Enjoy platinum benefits with exclusive discounts, complimentary travel insurance and personal concierge. Also repay your credit card debt interest-free with 0% p.a. for 16 months on balance transfers.
NAB Low Rate Credit Card
13.99% p.a.
Up to 55 days on purchases
$59 p.a.
0% p.a. for 18 months with 3% balance transfer fee
Save with 13.99% p.a. on purchases. Also enjoy special offers from Visa Entertainment.
BankSA Vertigo Visa
13.24% p.a.
Up to 55 days on purchases
$0 p.a. annual fee for the first year ($55 p.a. thereafter)
0% p.a. for 14 months
Enjoy a low balance transfer offer of 0% p.a. for 14 months and a low ongoing purchase rate from BankSA.
American Express Essential®  Credit Card
14.99% p.a.
Up to 55 days on purchases
$0 p.a.
0% p.a. for 12 months with 1% balance transfer fee
A no annual fee card that collects up to 1 Membership Rewards point for every $1 spent.
Bank of Melbourne Vertigo Platinum
12.74% p.a.
Up to 55 days on purchases
$99 p.a.
0% p.a. for 20 months
Save with 12.74% p.a. on purchases. Also enjoy up to 55 days interest-free.
Virgin Money Low Rate Credit Card
11.99% p.a.
Up to 44 days on purchases
$99 p.a.
0% p.a. for 12 months
Save with 11.99% p.a. on purchases. Also enjoy the protection of Fraudshield.
Westpac Low Rate Card
0% p.a. for 6 months (reverts to 13.49% p.a.)
Up to 55 days on purchases
$59 p.a.
0% p.a. for 12 months
A simple low interest rate card featuring a low ongoing rate on purchases, up to 55 days interest-free on purchases and a low annual fee.
Heritage Bank Gold Low Rate Credit Card
11.80% p.a.
0 interest free days
$0 p.a.
0% p.a. for 12 months
Save with 11.8% p.a. on purchases. Also enjoy $0 annual fee.
Coles Low Rate Mastercard
12.99% p.a.
Up to 62 days on purchases
$49 p.a.
0% p.a. for 6 months
Receive $100 off a single Coles Supermarket shop If you apply, are approved by 30 June 2017 and make a purchase within the first 30 days.

Compare up to 4 providers

Platinum credit cards comparison

If you are looking for a more premium alternative you can compare platinum credit cards below:

Rates last updated May 23rd, 2017
Points per $ spent Complimentary Travel Insurance Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
NAB Rewards Platinum Card
Earn 1 NAB Rewards Point per $1 spent and receive double points on purchases made in major department and hardware stores.
1 Yes 19.99% p.a. 4.99% p.a. for 6 months $0 p.a. annual fee for the first year ($195 p.a. thereafter) Go to site More info
HSBC Platinum Credit Card
Earn 1 Reward Point per $1 spent and receive an annual fee refund with minimum spend.
VISA/MC: 1 AMEX: 0 Yes 19.99% p.a. 0% p.a. for 22 months with 2% balance transfer fee $99 p.a. Go to site More info
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Take advantage of 0% p.a. for 18 months on balance transfers with a 1.5% BT fee. Plus, receive an exclusive $129 Virgin Australia Gift Voucher each year.
VISA/MC: 0.66 AMEX: 0 No 20.74% p.a. 0% p.a. for 18 months with 1.5% balance transfer fee $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
Citi Rewards Platinum Credit Card
Enjoy a long-term balance transfer offer and earn 1 Citi Reward Point per $1 spent on all eligible domestic and international spend.
VISA/MC: 1 AMEX: 0 Yes 20.99% p.a. 0% p.a. for 24 months with 1.5% balance transfer fee $49 p.a. annual fee for the first year ($149 p.a. thereafter) Go to site More info
ANZ Platinum Credit Card - Exclusive Offer
Receive a low introductory offer of 0% p.a. on purchases for 3 months and 0% p.a. on balance transfers for 12 months. Also, enjoy an annual fee waiver in the first year.
VISA/MC: 0 AMEX: 0 Yes 0% p.a. for 3 months (reverts to 19.74% p.a.) 0% p.a. for 12 months $0 p.a. annual fee for the first year ($87 p.a. thereafter) Go to site More info

American Express Velocity Platinum Card
American Express Velocity Platinum Card

Interest rate

20.74

Annual fee

375
ANZ Platinum Credit Card - Exclusive Offer
ANZ Platinum Credit Card - Exclusive Offer

Interest rate

19.74

Annual fee

87
St.George Vertigo Platinum
St.George Vertigo Platinum

Interest rate

12.74

Annual fee

99

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17 Responses to Aussie Credit Cards

  1. Default Gravatar
    Carolyn | June 4, 2015

    What are the annual fees for Aussie mastercard?

    • Staff
      sally.mcmullen@hiveempire.com | June 5, 2015

      Hi Carolyn,

      Thank you for your question.

      A number of Australian credit cards come with MasterCard as a third party payment processor.

      View our comparison of Australian MasterCards here. On this page you will be able to compare the annual fees (as well as a number of other rates, fees and features) offered by Australian MasterCards.

      I hope this has answered your question.

      Thanks,

      Sally

  2. Default Gravatar
    leena | August 17, 2014

    do you have balance transfer offer for existing card holders.

    • Staff
      Shirley | August 18, 2014

      Hi Leena,

      Thanks for your question.

      Unfortunately Aussie does not have any balance transfer offers for existing cardholders. If you’d like, you can compare alternative options on this page.

      All the best,
      Shirley

  3. Default Gravatar
    Mara | April 25, 2014

    The offer states 0% bal transfer for 8 months with 12.99% thereafter charged. However other print states 5.99% int after takeover of current credit card and 20.99% int charged.
    I’m confused.

    • Staff
      Shirley | April 30, 2014

      Hi Mara,

      Thanks for your question.

      Could you please pass through the link of this page? I’ll look into this for you.

      Cheers,
      Shirley

  4. Default Gravatar
    Rosanne | April 9, 2014

    I have an existing Aussie Credit card and would like to transfer a balance from another bank credit card, I would like to know a) how much will it cost me to transfer $740.00 from other card
    and, b) how can I do the transfer? can it be done online? or by ph? and c) how long does it take for the transfer to go thru?
    Thanks

    • Staff
      Jacob | April 10, 2014

      Hi, Rosanne.

      Thanks for your question.

      If you’re an existing Aussie card holder, you will need to check with the lender directly to arrange a balance transfer, you can use the methods you’ve listed in your question; however, it’s a good idea to give them a call to find out the applicable interest rate and the length of the promotional period (if applicable).

      Generally speaking, a balance transfer can take between 5 and 10 business days to process.

      I hope this helps.

  5. Default Gravatar
    David | February 3, 2014

    I have an Aussie Mastercard numbered and, recently, when I tried to use it, the POS terminal told me I had provided an incorrect PIN. I realise that I am now 72 years old but didn’t thing I was going senile yet. Can I please get an email advising me of my PIN. I have (I thought!) the same PIN on several other cards with a small variation where more than four digits are required and I tried both.

    • Staff
      Shirley | February 3, 2014

      Hi David,

      Thanks for your comment.

      If you’ve setup your online account with Aussie, you can access your PIN by logging into the ‘My Aussie Cards Portal’.

      If you don’t have an account set up, please contact the Aussie Customer Service team and they’ll be able to assist you.

      Cheers,
      Shirley

  6. Default Gravatar
    Deirdre | July 5, 2013

    Is there a minimum credit limit? Is there an income limit? I am a pensioner but have twice yearly dividends from investments.

    • Staff
      Jacob | July 5, 2013

      Hi Deidre. Please click on the review page for each card to find out this information. It’s listed in the application requirements table at the bottom of the review page. Thanks for your question. Jacob.

  7. Default Gravatar
    Jon | June 21, 2013

    How to cancel my lost credit card and have it replaced?

    • Staff
      Jacob | June 21, 2013

      Hi Jon. If you’re looking to close your account you can do this once you’ve paid your card balance in full. You will need to reapply if you want the card replaced. Jacob.

  8. Default Gravatar
    | June 14, 2013

    Hi there,

    I need to do a balance transfer from two cards over to the one. Can you please tell me what the approx. repayment would be monthly on a $5,300 credit card. I am considering the Aussie Classic Low Rate MasterCard? 9mths at 0%

    Thank you…..

    • Staff
      Jacob | June 14, 2013

      HI Lisa. Thanks for your question. Aussie will let you transfer from up to four non-related credit cards, store cards or charge cards. This card has a minimum monthly repayment, which is listed in the product table on the card’s review page. This is the minimum amount you need to pay off the card each month to stop your account from going in to default. In your case this is approx. $100 a month. Hope this has helped. Jacob.

    • Default Gravatar
      | June 17, 2013

      Hi Jacob, much appreciated…..

Credit Cards Comparison

Rates last updated May 23rd, 2017
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Take advantage of 0% p.a. for 18 months on balance transfers with a 1.5% BT fee. Plus, receive an exclusive $129 Virgin Australia Gift Voucher each year.
20.74% p.a. 0% p.a. for 18 months with 1.5% balance transfer fee $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
HSBC Platinum Credit Card
Earn 1 Reward Point per $1 spent and receive an annual fee refund with minimum spend.
19.99% p.a. 0% p.a. for 22 months with 2% balance transfer fee $99 p.a. Go to site More info
ANZ Platinum Credit Card - Exclusive Offer
Receive a low introductory offer of 0% p.a. on purchases for 3 months and 0% p.a. on balance transfers for 12 months. Also, enjoy an annual fee waiver in the first year.
0% p.a. for 3 months (reverts to 19.74% p.a.) 0% p.a. for 12 months $0 p.a. annual fee for the first year ($87 p.a. thereafter) Go to site More info
NAB Premium Card
An introductory rate of 0% p.a. for 24 months on balance transfers combined with premium benefits such as travel insurance covers.
19.74% p.a. 0% p.a. for 24 months with 3% balance transfer fee $90 p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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