Aussie Credit Cards

Important Information

As of 11 August 2014, Aussie will no longer be accepting credit card applications as their credit cards are no longer available to new customers. The information provided and cards cannot be applied for, however, the information on this page has been kept for the benefit of existing customers and for those who are interested.

You can compare other credit card options in our comparison tables.

Existing Aussie cardholders

If you are an existing Aussie credit card holder and have either the Aussie Classic Low Rate MasterCard, the Aussie Basic Low Rate or the Aussie Platinum Low Rate MasterCard you can find information about this product through Aussie. It's also important to check your monthly credit card statements for a breakdown of the rates and fees that apply to your account.

Managing your account

It is still possible to access your account online. With your online internet banking access you will be given access to view your credit card balance, recent and historical transactions. You can also contact the Aussie call centre between 8am and 6pm Sydney time on weekdays to discuss your account.

Alternatives to Aussie credit cards

While Aussie credit cards are no longer available, there are plenty of credit card options available to Australians looking to apply for a new card. Some options that offer similar features to previous Aussie credit card products include:

Low interest credit cards comparison

If you are looking for an alternative to the range of low rate credit cards that used to be offered by Aussie, please review our comparison of low interest credit cards below:

Rates last updated December 4th, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Interest Free Period
ANZ Low Rate Platinum Credit Card
$250 Back plus 0% p.a. for the first 6 months on purchases from approval.
0% p.a. for 6 months (reverts to 13.49% p.a.) $99 p.a. Up to 55 days on purchases Go to site More info
NAB Low Fee Card
Enjoy a low introductory rate of 0% p.a. on balance transfers and purchases for 15 months.
0% p.a. for 15 months (reverts to 19.74% p.a.) 0% p.a. for 15 months with a one off 3% balance transfer fee $30 p.a. Up to 44 days on purchases Go to site More info
ME Bank frank Credit Card
A low interest rate on purchases and cash advances with no annual fee charge.
11.99% p.a. $0 p.a. Up to 55 days on purchases Go to site More info
American Express Essential Credit Card
Receive a $50 credit on eligible spend and get Smartphone screen insurance combined with a no annual fee for life card. Also enjoy a 0% p.a. balance transfer rate for 12 months.
14.99% p.a. 0% p.a. for 12 months with 1% balance transfer fee $0 p.a. Up to 55 days on purchases Go to site More info
NAB Low Rate Credit Card
The NAB Low Rate Card offers 0% p.a. on purchases and balance transfers for 15 months. This card also comes with a low annual fee.
0% p.a. for 15 months (reverts to 13.99% p.a.) 0% p.a. for 15 months with a one off 3% balance transfer fee $59 p.a. Up to 55 days on purchases Go to site More info

Platinum credit cards comparison

If you are looking for a more premium alternative you can compare platinum credit cards below:

Rates last updated December 4th, 2016
Points per $ spent Complimentary Travel Insurance Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
ANZ Low Rate Platinum Credit Card
$250 Back plus 0% p.a. for the first 6 months on purchases from approval.
Yes 0% p.a. for 6 months (reverts to 13.49% p.a.) $99 p.a. Go to site More info
HSBC Platinum Credit Card
Receive a full annual fee refund and save $149 if you meet the $6,000 spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
VISA/MC: 1 AMEX: 0 Yes 19.99% p.a. 0% p.a. for 15 months $149 p.a. Go to site More info
NAB Qantas Rewards Premium Card - Exclusive Offer
Get 75,000 bonus Qantas Points plus enjoy a low promotional offer of 4.99% p.a. for 6 months on balance transfers.
VISA/MC: 0.5 AMEX: 1.5 Yes 19.99% p.a. 4.99% p.a. for 6 months $250 p.a. Go to site More info
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Earn bonus Velocity Points in the first 3 months and a low 0% p.a. for 18 months on balance transfers. Receive a free Virgin Australia $129 Gift Voucher each year. Available from mid-2016.
VISA/MC: 0.66 AMEX: 0 No 20.74% p.a. 0% p.a. for 18 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
ANZ Platinum Credit Card - Exclusive Offer
Receive a low introductory offer of 0% p.a. on purchases for 3 months and 0% p.a. on balance transfers for 12 months. Also, enjoy an annual fee waiver in the first year.
VISA/MC: 0 AMEX: 0 Yes 0% p.a. for 3 months (reverts to 19.74% p.a.) 0% p.a. for 12 months $0 p.a. annual fee for the first year ($87 p.a. thereafter) Go to site More info

American Express Essential Credit Card
American Express Essential Credit Card

Interest rate

14.99

Annual fee

0
ME Bank frank Credit Card
ME Bank frank Credit Card

Interest rate

11.99

Annual fee

0
HSBC Platinum Credit Card
HSBC Platinum Credit Card

Interest rate

19.99

Annual fee

149

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17 Responses to Aussie Credit Cards

  1. Default Gravatar
    Carolyn | June 4, 2015

    What are the annual fees for Aussie mastercard?

    • Staff
      sally.mcmullen@hiveempire.com | June 5, 2015

      Hi Carolyn,

      Thank you for your question.

      A number of Australian credit cards come with MasterCard as a third party payment processor.

      View our comparison of Australian MasterCards here. On this page you will be able to compare the annual fees (as well as a number of other rates, fees and features) offered by Australian MasterCards.

      I hope this has answered your question.

      Thanks,

      Sally

  2. Default Gravatar
    leena | August 17, 2014

    do you have balance transfer offer for existing card holders.

    • Staff
      Shirley | August 18, 2014

      Hi Leena,

      Thanks for your question.

      Unfortunately Aussie does not have any balance transfer offers for existing cardholders. If you’d like, you can compare alternative options on this page.

      All the best,
      Shirley

  3. Default Gravatar
    Mara | April 25, 2014

    The offer states 0% bal transfer for 8 months with 12.99% thereafter charged. However other print states 5.99% int after takeover of current credit card and 20.99% int charged.
    I’m confused.

    • Staff
      Shirley | April 30, 2014

      Hi Mara,

      Thanks for your question.

      Could you please pass through the link of this page? I’ll look into this for you.

      Cheers,
      Shirley

  4. Default Gravatar
    Rosanne | April 9, 2014

    I have an existing Aussie Credit card and would like to transfer a balance from another bank credit card, I would like to know a) how much will it cost me to transfer $740.00 from other card
    and, b) how can I do the transfer? can it be done online? or by ph? and c) how long does it take for the transfer to go thru?
    Thanks

    • Staff
      Jacob | April 10, 2014

      Hi, Rosanne.

      Thanks for your question.

      If you’re an existing Aussie card holder, you will need to check with the lender directly to arrange a balance transfer, you can use the methods you’ve listed in your question; however, it’s a good idea to give them a call to find out the applicable interest rate and the length of the promotional period (if applicable).

      Generally speaking, a balance transfer can take between 5 and 10 business days to process.

      I hope this helps.

  5. Default Gravatar
    David | February 3, 2014

    I have an Aussie Mastercard numbered and, recently, when I tried to use it, the POS terminal told me I had provided an incorrect PIN. I realise that I am now 72 years old but didn’t thing I was going senile yet. Can I please get an email advising me of my PIN. I have (I thought!) the same PIN on several other cards with a small variation where more than four digits are required and I tried both.

    • Staff
      Shirley | February 3, 2014

      Hi David,

      Thanks for your comment.

      If you’ve setup your online account with Aussie, you can access your PIN by logging into the ‘My Aussie Cards Portal’.

      If you don’t have an account set up, please contact the Aussie Customer Service team and they’ll be able to assist you.

      Cheers,
      Shirley

  6. Default Gravatar
    Deirdre | July 5, 2013

    Is there a minimum credit limit? Is there an income limit? I am a pensioner but have twice yearly dividends from investments.

    • Staff
      Jacob | July 5, 2013

      Hi Deidre. Please click on the review page for each card to find out this information. It’s listed in the application requirements table at the bottom of the review page. Thanks for your question. Jacob.

  7. Default Gravatar
    Jon | June 21, 2013

    How to cancel my lost credit card and have it replaced?

    • Staff
      Jacob | June 21, 2013

      Hi Jon. If you’re looking to close your account you can do this once you’ve paid your card balance in full. You will need to reapply if you want the card replaced. Jacob.

  8. Default Gravatar
    | June 14, 2013

    Hi there,

    I need to do a balance transfer from two cards over to the one. Can you please tell me what the approx. repayment would be monthly on a $5,300 credit card. I am considering the Aussie Classic Low Rate MasterCard? 9mths at 0%

    Thank you…..

    • Staff
      Jacob | June 14, 2013

      HI Lisa. Thanks for your question. Aussie will let you transfer from up to four non-related credit cards, store cards or charge cards. This card has a minimum monthly repayment, which is listed in the product table on the card’s review page. This is the minimum amount you need to pay off the card each month to stop your account from going in to default. In your case this is approx. $100 a month. Hope this has helped. Jacob.

    • Default Gravatar
      | June 17, 2013

      Hi Jacob, much appreciated…..

Credit Cards Comparison

Rates last updated December 4th, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Enjoy a 0% p.a. balance transfer offer for 18 months and also earn 2 bonus Velocity Points in the first 3 months on everyday spend.
20.74% p.a. 0% p.a. for 18 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
ME Bank frank Credit Card
Enjoy a low and consistent interest rate on purchases and cash advances, combined with no annual fee.
11.99% p.a. $0 p.a. Go to site More info
HSBC Platinum Credit Card
Receive a full annual fee refund and save $149 if you meet the $6,000 spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
19.99% p.a. 0% p.a. for 15 months $149 p.a. Go to site More info
NAB Low Rate Credit Card
The NAB Low Rate Card offers 0% p.a. on purchases and balance transfers for 15 months. This card also comes with a low annual fee.
0% p.a. for 15 months (reverts to 13.99% p.a.) 0% p.a. for 15 months with a one off 3% balance transfer fee $59 p.a. Go to site More info
HSBC Platinum Qantas Credit Card
Receive 60,000 bonus Qantas Points on eligible spend within 3 months. Enjoy access to premium benefits and complimentary insurance.
19.99% p.a. $199 p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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