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The BDCU Alliance Bank Visa credit card offers an introductory interest rate of of 7.99% for the first 6 months, then a variable rate of 12.49% p.a. for all your transactions. It also has a competitive annual fee of $45
12.49% p.a.
Balance transfer rate
7.99% p.a.
Purchase rate
for the first 6 months (reverts to 12.49% p.a.)
$45 p.a.
Annual fee
44 days
Interest free period
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Product Name | BDCU Visa Credit Card |
---|---|
Balance transfer rate | 12.49% p.a. |
Purchase rate | 7.99% p.a. for 6 months, reverts to 12.49% p.a. |
Annual fee | $45 |
Interest-free period | Up to 44 days on purchases |
Cash advance rate | 12.49% p.a. |
Min credit limit | $1,000 |
Card type | Visa |
Foreign currency conversion fee | 3% |
Available to temporary residents | No |
---|---|
Joint application | No |
Bonus points | N/A |
---|
Annual fee | $45 |
---|---|
Minimum monthly repayment | 3% of the closing balance or $25, whichever is greater |
Late payment fee | $25 |
Foreign currency conversion fee | 3% |
Overseas ATM withdrawal fee | $5 |
Review by
Sally McMullen is a creative content producer at Finder. Sally has written about credit cards for almost 5 years, authoring almost 900 articles on Finder alone. She has also been published in Yahoo Finance, Dynamic Business, Financy and Mamamia, as well as Music Feeds and Rolling Stone. Sally has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong.