This low-cost credit card offers an ongoing 12.99% p.a. variable interest rate when you have a balance. It also offers up to 55 interest-free days on purchases when you pay the balance in full by the due date on each statement. While a low rate card can help you save on interest charges, make sure you factor the annual fee into your comparison before you apply.
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Central Murray Credit Union Amigo Visa
Terms and conditions apply
- Purchase rate
- 12.99% p.a.
- Annual fee
- $59 p.a.
- Interest-free on purchases
- Up to 55 days
Our verdict
Offers a low ongoing interest rate of 12.99% p.a., worldwide Visa acceptance and a $59 annual fee.
The Central Murray Credit Union Amigo Visa is a no-frills credit card that offers the same 12.99% p.a. interest rate for purchases and cash advances. Its $59 p.a. annual fee is also similar to other low rate cards but is not the lowest fee on the market. So, while both the ongoing interest rate and annual fee on this card are competitive, it’s worth comparing other cards before you apply.
Pros
-
Low 12.99% p.a. interest rate on purchases and cash advances
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Up to 55 days interest-free on purchases
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Compatible with Apple Pay & Google Pay
Cons
-
No rewards program and travel insurance
Details
Product details
| Product Name | Central Murray Amigo Credit Card |
| Purchase rate p.a. | 12.99% |
| Interest-free period | Up to 55 days on purchases |
| Cash advance rate p.a. | 12.99% |
| Min credit limit | $500 |
| Max credit limit | $15,000 |
| Card type | Visa |
Eligibility
| Available to temporary residents | No |
Rewards
| Bonus points | N/A |
Fees
| Annual fee | $59 |
| Minimum monthly repayment | 3% of the closing balance outstanding |
| Late payment fee | $25 |
| Foreign currency conversion fee | 3% |
| Cash advance fee | $5 |
| Additional cardholder fee | $0 |
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Amy Finder
Editor
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