Bank of Queensland Credit Cards
Compare BOQ credit cards with features to suit different spending styles.
Find a better credit card Take our easy quiz and find the right card for you. Choosing one of these BOQ credit cards will give you access to the following benefits: You can manage your BOQ credit card account on-the-go through the myBOQ app and myBOQ Internet Banking. This means you can make payments, check your balance, find BOQ branches or ATMs and gain access to unique banking tools at any time, from anywhere in the world. All BOQ credit cards offer Visa payWave technology. This means that you can tap-and-go when you make a purchase of less than $100 at a merchant that supports this technology. You can also link your card to Samsung Pay, Google Pay and Apple Pay and use your eligible smartphone or wearable device to make contactless payments at the terminal. If you get the BOQ Blue Visa or Platinum Visa, you can enjoy purchase protection insurance to cover eligible items bought with your card against theft or damage. If you have the BOQ Platinum Visa, you'll also gain access to complimentary international travel insurance and extended warranty cover. Terms, conditions and exclusions, as well as some limits and excess costs may apply, so please refer to the complimentary insurance conditions available on the BOQ website. All BOQ credit cards come with Fraudshield security and offer emergency card replacement within 24 hours in Australia to help keep your account safe. Applying for a credit card online is fast and easy. You'll need to be at least 18 years of age and meet the card's eligibility criteria. For more about eligibility, the kinds of documentation you'll need and the factors that can affect whether your card application is approved, check out our full guide to applying for a credit card. Want to know more about BOQ credit cards? Read our answers to frequently asked questions or leave a message for us below. Images: ShutterstockKey takeaways
Benefits of using a Bank of Queensland credit card
Online and mobile banking
Digital wallets and contactless payments
Complimentary insurance
Account security
How to apply for a Bank of Queensland credit card
Frequently asked questions
Sources
A platinum credit card offering 100,000 bonus points, a discounted first-year annual fee and complimentary insurance for travel and shopping.
If you don’t want to pay for travel insurance, here’s what you’ll get with an BOQ credit card offering complimentary insurance.
This low rate credit card offers a competitive ongoing interest rate and simple features. Check out its other features here.
Get a competitive annual fee and reward your spending with Q Rewards points per $1 spent.
Earn Q Rewards points per $1 spent with a Bank of Queensland credit card and redeem them for travel rewards, cashback, gift cards and more.
I qualify for the Platinum Credit Card for the Bank of Queensland. How long is the processing time if I apply personally to get approved? Once approved, can I use it immediately? Thank you very much.
Hi Joy_j,
Thanks for your inquiry!
It generally takes about two weeks from application to receiving your card. Once you submit your application for a Bank of Queensland credit card, you will be contacted on the email you provided to confirm that your application has been received. You can check on the status of your Bank of Queensland credit card application at any time on the BOQ website. Enter the 17 digit application reference number provided to you by BOQ to see how your credit card application is progressing. Generally a card can be used upon activating it by contacting the lender/ bank once the card has been received.
I hope this helps!
Cheers,
Jonathan
Can I have my renewal credit cards sent to an overseas address
Hi David,
Thanks for your inquiry,
Overseas card replacements are $75.00 for each card and can be sent to an overseas address.
I hope this helps!
Cheers,
Jonathan
why have my wife and I received in the mail today a new visa card when our existing cards do not expire until may 2016 also new card is totally different number than existing card.
Hi, Ron.
Thanks for your question.
Banks will occasionally send out offers to existing customers. If you’re unsure about whether the card was intended for you, please contact the lender directly.
Is there a cancellation fee to cancel a credit card and if so when is it applicable, for example after 12 months, before 12 months? I do not intend to use the credit card but have been advised that to hire a vehicle overseas I need to have one.
Hi, Mary.
Thanks for your question.
There is no fee for cancelling a credit card. You can cancel a credit card at any time provided that you’ve paid the balance in full.
I hope this helps.
which bank is BOQ is related to?
Hi Sam,
thanks for the question.
Bank of Queensland is related to Citibank in that Citigroup are the credit issuer for all Bank of Queensland credit cards.
I hope this helps,
Marc.