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Offer ends 2 October 2019
Eligibility criteria, terms and conditions, fees and charges apply
Earn 60,000 bonus Qantas Points and 0.5 points per $1 spent. Plus, complimentary purchase and travel insurance covers.
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With so many competitive cards on the market, there isn't one best credit card for earning Qantas Points. Instead, you can find a Qantas credit card that works for you based on your frequent flyer goals. If you want to get thousands of Qantas Points in one go, for example, you could compare cards with introductory bonus point offers. Or, if you want to boost your frequent flyer balance without paying extra, a no annual fee Qantas credit card might be a better option. There are also Qantas cards that offer other perks, such as flight vouchers, airport lounge access and complimentary travel insurance.
Use this guide to compare frequent flyer credit cards, including the latest offers and deals. We also look at different features you can consider to help you find the best Qantas credit card for your spending habits and needs.
Compare the bonus point offers, earn rates and annual fees for these Qantas Frequent Flyer credit cards.
When comparing Qantas Frequent Flyer credit cards, it’s important to consider the following factors:
Since there’s no perfect credit card that will satisfy everyone’s needs, you should consider your own habits and preferences when choosing your card:
This is a really important question, because your spending determines how many frequent flyer points you'll earn. In turn, this helps you work out if or when the value of your points would cover the cost of your annual fee.
Let's say you've got a Qantas Frequent Flyer credit card with a $300 annual fee. Based on our Qantas Frequent Flyer Points analysis, you could balance out the card's annual fee by earning 16,000 Qantas Points and redeeming them for a return flight from Sydney to Melbourne (valued at an average of $321).
The amount you'd need to spend on your card would vary depending on the earn rate. If your card offered 1 Qantas Point per $1 spent, you'd need to make $16,000 worth of eligible purchases within a year to offset the annual fee. This works out to be around $1,333 per month in credit card spending. On a card with a lower earn rate of, say 0.5 Qantas Points per $1, you'd need to spend $32,000 per year, or around $2,666 per month to earn enough points for this reward flight.
Keep in mind that the value of your Qantas Points varies depending on how you redeem them, which can also affect the value you get from your credit card. But the bottom line is that if you don't spend a lot, it will be harder for you to earn enough rewards points to justify an annual fee.
How to get the most value out of your Qantas Frequent Flyer Points
Make sure that you’re considering only eligible purchases when making your preliminary cost-benefit calculations. Eligible purchases usually cover your everyday spending, such as groceries, petrol, dining and travel bookings. However, transactions that aren't eligible to earn Qantas Points usually include the following:
Check your credit card's reward program terms and conditions or call your provider to find out exactly what types of transactions won't earn points.
Ask Credit Card Finder: What transactions don't earn points?
This may be the most important question to ask yourself. There is no incentive or reason to earn Qantas Points with a credit card if you prefer a different airline or frequent flyer program. If that's the case, you can compare other frequent flyer credit cards to find one that will work for you.
When comparing your options, bear in mind your own needs and spending habits. This way, you won’t be swayed by less relevant factors and can effectively pick the right Qantas Frequent Flyer credit card for you.
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* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.
Hi! I am trying to find a credit card where the monthly points earned are not capped and are minimum $1 spend = 1 Qantas point is there such a card? Thanks
Hi Michael,
Thank you for reaching out.
You may want to check ANZ Frequent Flyer Black Credit Card. It offers 1 Qantas Point per $1 spent on eligible purchases up to 7,500 per statement period, then 0.5 Qantas Points per $1 spent on eligible purchases above $7,500 per statement period, uncapped. You can also earn 1 additional point per $1 spent on selected Qantas products and services.
Hope this helps! 😊
Kind Regards,
Mai
Do I need a Qantas linked Visa card to earn points?
Hi Rowan,
Thanks for getting in touch with Finder. I hope all is well with you. 😃
Yes, having Qantas linked Visa card would allow you to earn points. However, there are other ways to earn points as well. On this page, you will learn the 22 ways to earn more Qantas Points.
I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.
Have a wonderful day!
Cheers,
Joshua
I want a credit card linked to my Qantas frequent-flier account that will give me one dollar for every point spent. I currently pay $75 per annum and I’m looking for a fee like this. I do not want points capped per month . Could you recommend the best card please.
Hi Kerry,
Thank you for your comment.
I understand that you want a credit card that earns Qantas Frequent Flyer points. You can actually see these cards listed above. While all the cards listed above can let you earn Qantas points per dollar spent, only the Qantas American Express Discovery Card offers uncapping of points. In addition, you can also earn an additional 1 Qantas Point per $1 when you spend on selected Qantas products and services in Australia.
Regards,
Jhezelyn
Some banks will say you can’t get the bonus points if you had a product from the same bank. However, some banks appear to be the same bank, under different names. St. George and Bank SA operate under different names, but are not different companies. If you have a card from one, will you still get the sign-up points from the other?
Hi Tom,
Thank you for getting in touch with finder.
It is best to check fine prints or PDS before submitting your credit card application to make sure that you’re eligible for the signup bonus or not. For example, with this BankSA Amplify Signature – Qantas credit card, existing customers who currently hold a Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA, or who have held one in the last 12 months, are not eligible for the Amplify Qantas Bonus Points offer.
I hope this helps.
Thank you and have a wonderful day!
Cheers,
Jeni
Can I pay bills using one of the credit cards. Eg I have an account at a hardware shop which I pay by eft. Can I do an eft from a credit card to pay a bill. I don’t want to ring them and give my credit card details. Thanks
Hi Clare,
Thanks for your inquiry
There are a couple of ways to pay your bills using your credit card. You can either arrange for direct debits and one-off payments to do this.
Find out everything you need to know before deciding whether to pay your bills on plastic, please check our guide by clicking on this link.
Please note that not all billers accept credit card payments, and some may limit the type of cards that they accept. As a result, some payment options may not be available with a credit card, such as BPAY or POLi. This depends on your card, as well as how the payment service is set up.
Hope this information helps
Cheers,
Arnold
Hello
I am looking for a credit card that has bonus qantas points and low international purchase fee
Regards
Will
Hi Will,
Thank you for your inquiry.
As per checking you are already on the right page. You can review the list of offers above.
I hope this information has helped.
Cheers,
Harold
Hi, I would like to get a credit card with no annual fee, to link to my offset account with Westpac that would earn me Qantas frequent flyer points. Is there any way of doing this? I can see Westpac does not have a link with off.
Hi Lorraine,
Thanks for your inquiry. Please note that we are not affiliated with Westpac or any company we feature on our site and so we can only offer you general advice.
You can also have a look at this page and compare your options for no annual fee credit card with rewards.
Please contact Westpac directly if they have options for you on what card you can link to your offset account.
Best regards,
Rench
I am currently with NAB and have the NAB Platinum AMEX and VISA. I spend about $7,000 a month with about $5,000 on AMEX and $2,000 on visa. With the changes to NAB Rewards, I am unsure the $250 bucks a year fee is worth it.
Hi Chris!
You can read our full guide about the 2017 rewards card changes and see which one would work for you.
Should you be interested for a balance transfer, you can also get them right here. Click “Go to Site” green button of your chosen card to proceed with your application.
Hope this helps.
Cheers,
Jonathan
I signed up for a Citibank Prestige card because of the extra points I could earn but now I’ve heard that they are reducing it significantly. I read somewhere it is getting harder to earn points with all the cards very soon. Is it worth changing?
Hi Glen!
Thanks for the comment.
Your personal circumstance and other preferences usually determine your decision which card to use, let alone keep. You may take a look at the summary for the changes bank will implement on their rewards program this year.
WE have also created a page for the changes of credit card usage that will happen.
Hope this helps.
Cheers,
Jonathan
What to you think about the new Qantas credit card? I looked at the T&C, But still not sure. What is the good and bad? Can you help?
Hi Barry,
Thanks for reaching out to us. Please note that we are not affiliated with Qantas or any company we feature on our site and so we can only offer a general advice.
For Qantas Frequent Flyer Credit Cards, you can use this guide to understand how the cards work, for tips to compare Qantas credit cards and everything you need to know to get the most out of your frequent flyer credit card and rewards. You can also check out Qantas Card on this page which you can also earn Qantas Frequent Flyer points as you spend.
Hope this information helped.
Cheers,
Rench