Tick Travel Insurance received a 2026 Highly Commended Finder Award for Best Value Travel Insurance and Domestic Travel Insurance.
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| Overseas Medical and Hospital Expenses | Yes |
|---|---|
| Cancellation and Amendment Fees | $20,000 |
| Luggage and Personal Effects | $7,500 |
| Maximum Age Limit | 100 |
Tick Travel Insurance offers some Covid-19 cover for both overseas and domestic trips. These are some of the key benefits found in Tick's Standard and Top policies:
If you want to know which other insurers offer pandemic cover, we've compared all the providers that cover Covid-19 expenses.
Choose from four tiers of policies based on how much cover you think you'll need on holiday: Basic, Budget, Standard or Top. Here are some of the main insured events a Tick travel insurance policy can cover you for:
Basic
Budget
Standard
Top
The insurance is issued and underwritten by Europ Assistance Australia Pty Ltd and comes with a cooling-off period and a $200 standard excess.
The cooling-off period is 14 days and allows you to cancel your policy within this period for a full refund if you decide it is no longer suitable. The excess is the amount you're required to pay when you make a claim. With Tick travel insurance, you can choose to remove the excess and pay an additional premium or double it to reduce your premium.
"I normally get my travel insurance through my credit card, but Bali insisted that visitors have additional COVID cover in 2022 when they opened borders. As a result, I got cover for my wife and myself for $93 through Tick for the week that we were there. We didn't need to claim, but it was the cheapest option that provided COVID cover."
Tick Travel Insurance policies have a lot of benefits that can cover you for a wide variety of travel-related mishaps. Here are some of the key policy benefits to help you decide if Tick is the right provider for you:
With Tick Travel Insurance, you can tailor your policy with add-ons based on what you'll be doing on your holiday. Make sure to review the product disclosure statement (PDS) in full, so you know exactly what you'll be covered for.
As with any travel insurance brand, there are certain occasions when your claim may not be paid. Some of Tick Travel Insurance's general exclusions include:
Make sure you review Tick's PDS for full details of what is and isn't covered.
Tick serves up some important benefits such as unlimited overseas medical cover and up to $20,000 for trip cancellation expenses. Some nice-to-have features such as loss of income cover and pet care expenses might be just what you're looking for in a travel insurance policy.
Where Tick might fall short for you, is when it comes to time to claim. Certain benefits don't kick in unless you meet very specific criteria. Travel delay expenses, for example, aren't claimable unless you've been delayed for more than 12 hours. Many other insurers will cover you after a 6-hour delay.
Purchasing a travel insurance policy does take a bit of pre-reading and with Tick travel insurance, this is even more important. Take the time to read the Product Disclosure Statement in full so you'll be confident that you're getting the right amount of cover for your trip.
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I have a tick travel insurance policy for a recent holiday in Bali when we got to the villa we had booked and paid for it wasn’t safe and in disgusting filthy conditions and with 2 babies I just couldn’t stay there and had to find alternate emergency accommodation can I claim this?
Hi Kylie,
Thanks for reaching out to us. Please note that we are not affiliated with Tick Travel Insurance or any company we feature on our site and so we can only offer you general advice.Â
With Tick Travel Insurance, you will be covered for additional accommodation, transport and meals expenses you incur as a result an emergency or if your trip is disrupted while you are abroad. Please contact Tick Travel Insurance directly to explain your situation and further inquire to see what they can do for you.
Best regards,
Rench
Do you currently cover delay and or cancellation related expenses in bali and lombok if volcano erupts? We travel there on january 21
Hi Lana,
Thanks for your inquiry.
For Tick Travel Insurance, when an emergency forces you to cancel your trip before you go away or cut it short while you’re overseas, Tick Travel Insurance policies can cover the money you will lose as a result. Journey resumption cover can also allow you to resume your trip at a later date.
You may contact Tick Travel insurance directly to further inquire if it will also be cover your Bali trip.
At the moment, the Mount Agung volcano in Bali has begun erupting, and cover restrictions regarding the elevated threat posed by the eruption are starting to trickle in. You may get more information from our guide on Bali Travel Insurance.
Best regards,
Rench
Is cover available for motor cycle hire and use ? In Phuket.
Hi Bob,
Thank you for your inquiry.
Tick Travel Insurance provides rental vehicle excess waiver on their standard and top cover. According to our review, basic travel insurance policies cover medical and property loss but exclude risky activities such as adventure sports. If you’re undertaking motorcycle or moped riding in Thailand, you may like to consider adding an extra cover to your policy such as car hire excess and motorcycle travel insurance. Check out our guide on Travel insurance for Thailand for more details.
I hope this information has helped.
Cheers,
Harold
when i take out a top policy cover am i covered for dying overseas such as heart attack or getting sick and dying .i will be declaring high blood pressure and the medication i take Will this be covered
Hello Karen,
Thank you for reaching out to us with your query.
It is understandable to want clarification on what you will actually be covered for with your travel insurance policy.
Most insurance providers would include cover for hypertension. You may compare your options with our list of travel insurance for high blood pressure. Depending on the provider, you may have to meet one or more of these conditions:
* You were not hospitalised in the last 24 months
* Your hypertension must be stable and managed by your doctor
* You are not taking more than two medications for the condition
* You must have no known heart or cardiovascular conditions
* You must have not had any changes to your medication within the past 12 months
* You have not been a smoker in the last 18 months
* You must not be suffering any symptoms of, or be undergoing investigations into, your high blood pressure
* You must not also suffer from diabetes
* Your current blood pressure reading must be within acceptable ranges
Ultimately, it will still be best if you get in touch with the insurer you have in mind to gain assurance and clarification on this. Also, make sure to review the relevant Product Disclosure Statements/Terms and Conditions before purchasing.
Hope this helped.
Cheers,
Gru
My question is in regard to my 2 grandchildren who are travelling with us on a cruise for 3 days. We received insurance ourselves free through the company that the holiday was booked through but in their case it does not cover them. I have used Tick before as you could probably see from our records and wonder if you can assist us in this regard. They are 4 and 7 year olds and we leave on Friday 28th April and return early Monday morning 3 nights in total. The ship does not go into port it is at sea for the duration of the trip. Look forward to your comments and your assistance.
Hi Mary,
Thank you for your question.
You have contacted finder.com.au, a comparison and information service and not actually Tick Travel insurance.
If you would like to compare policies from Tick Travel Insurance and the rest of the brands in our panel, please enter your travel details into the comparison tool on the travel insurance home page.
Have safe and enjoyable trip!
All the best,
Zubair