Exclusive Offer

St.George Vertigo Visa Card – Exclusive Offer

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Save with 0% interest on purchases for 14 months, 0% p.a. on balance transfers for 6 months and a $0 first year annual fee.

The St.George Vertigo Classic is a low rate credit card designed to help you save money on both purchases and existing debt. Cardholders who apply via Finder by 02 October 2019 can take advantage of an annual fee waiver in the first year and 0% p.a. interest for the first 14 months on purchases. If you're looking to repay existing debt, you can benefit from the 0% balance transfer offer for 6 months with no balance transfer fee.

0% p.a.

Balance transfer rate

for 6 months

0% p.a.

Purchase rate

for the first 14 months (reverts to 13.99% p.a.)

$0 p.a.

Annual fee

for the first year ($55 p.a. thereafter)

55 days

Interest free period


Details

Product NameSt.George Vertigo Classic - Exclusive Offer
Balance Transfer Rate0% p.a. for 6 months
Balance Transfer Revert RateCash Advance Rate (21.49% p.a.)
Balance Transfer Limit80% of available balance
Purchase Rate0% for 14 months (reverts to 13.99% p.a.)
Annual Fee$55
Interest Free Period55 days
Cash Advance Rate21.49% p.a.
Minimum Credit Limit$500
Maximum Credit Limit$80,000
Card TypeVisa
Foreign Currency Conversion Fee (Visa/Mastercard)3% of transaction value
Complimentary Travel InsuranceNo
Minimum Age18 years of age
Available to Temporary ResidentsNo
Joint ApplicationYes

Pros

  • 0% p.a. on purchases for the first 14 months.
  • $0 annual fee for the first year.
  • 0% p.a. on balance transfers for the first 6 months (no balance transfer fee).
  • Additional cardholder at no extra cost.

Cons

  • You cannot earn rewards for your spending.
  • Using this card overseas or with international merchants incurs a 3% of transaction value foreign transaction fee.
Annual Fee$55
Minimum Monthly Repayment2% of the closing balance or $10, whichever is greater
Late Payment Fee$15
Foreign Currency Conversion Fee (Visa/Mastercard)3% of transaction value
Cash Advance Fee2% or $2.50, whichever is greater
Overseas Cash Advance Fee2%
Additional Cardholder Fee$0
Number of Additional Cardholders1

Expert review

Amy Bradney-George

Review by


Amy is an editor and writer at finder.com.au with more than 10 years experience covering credit cards, personal finance and various lifestyle topics. When she’s not sharing her knowledge on money matters, Amy spends her time as an actress.

Expert review

If you want to save on interest costs and repay your credit card debt faster, the St.George Vertigo Classic exclusive offer could be suited to you. It isn’t the longest interest-free balance transfer offer on the market, but it does have the advantage of no balance transfer fee. This and the first year annual fee waiver will help you minimise your overall costs.

How to apply

You can apply for this credit card offer via finder.com.au in around 10 minutes and receive a response instantly. Before you apply, make sure that you've met the eligibility requirements and have the necessary details to complete the application:

Eligibility criteria

  • Residency. This card is only available to permanent Australian residents.
  • Age. You must be at least 18 years old to apply.

Card benefits

  • Exclusive purchase rate offer. Apply through finder.com.au by 02 October 2019 and you'll save with a 0% interest rate on purchases for the first 14 months. Any remaining balance after the introductory period will be charged at the variable purchase rate, currently at 13.99% p.a.
  • Exclusive annual fee waiver. Look forward to a $0 annual fee for the first year ($55 p.a. thereafter). This offer is only available when you apply through Finder until 02 October 2019.

Rates & fees

  • Annual fee. Outside of any promotions, this card charges a standard annual fee of $55.
  • Cash advance rate. If you make a cash withdrawal, cash-equivalent transaction or have debt remaining at the end of the balance transfer period, you will be charged interest at 21.49% p.a.
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2 Comments

  1. Default Gravatar
    Mila
    May 21, 2019

    I want to transfer an existing cc balance onto this card, St.George Vertigo Classic, but want to make sure I have all the necessary criteria for a successful application.

    • AvatarStaff
      Nikki
      May 21, 2019

      Hi Mila,

      Thanks for getting in touch with Finder.

      Before you transfer an existing credit card balance on to the St. George Vertigo Visa Card, note that you can only transfer balances from non-St. George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. This includes transfers from Westpac accounts. If you’d like to read more information on this, you may refer to this page.

      Above are the basic and required eligibility criteria of this card. You can find more information on this when you give them a call or visit their website. As a friendly reminder, read the features and details of the card, as well as the Product Disclosure Statement and Terms and Conditions of the card before making a decision and consider whether the product is right for you.

      Hope this was helpful. Don’t hesitate to message us back if you have more questions.

      With care,
      Nikki

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